Hamilton County Homes with Lease Purchase Financing available

Hamilton County Homes with Lease Purchase Financing available

Welcome to Hamilton County, Tennessee, a vibrant and welcoming community nestled in the scenic foothills of the Appalachian Mountains. Known for its breathtaking landscapes, rich history, and a strong sense of community, Hamilton County offers an ideal blend of rural charm and urban amenities. With its picturesque parks, vibrant cultural scene, and excellent schools, this county is a perfect place for families, professionals, and retirees alike.

One of the standout features of Hamilton County is its diverse real estate market, which caters to a variety of lifestyles and budgets. For those looking to make a home in this beautiful area, lease purchase financing options are readily available. This innovative financing solution allows prospective homeowners to rent a property with the option to buy it later, making it an ideal choice for those who may not be ready to commit to a mortgage just yet. This flexibility provides a fantastic opportunity to settle into the community, explore the neighborhoods, and truly understand what makes Hamilton County special.

From charming historic homes to modern developments, Hamilton County has something for everyone. The local real estate market is thriving, with many properties available for lease purchase. Imagine enjoying the stunning natural beauty of the region while having the chance to secure your dream home. With its friendly atmosphere and a wealth of recreational activities, Hamilton County is not just a place to live; it’s a place to thrive. Embrace the opportunity to call this remarkable county home today!

Newest Hamilton County Homes with Lease Purchase Financing available

718 East Avenue, Chattanooga
$200,000
3 Beds ⋅ 2 Baths ⋅ 1543531 MLS
This beautifully updated 3-bedroom home offers a move-in-ready opportunity at an affordable price. Extensively remodeled approximately two years ago, updates include a newer roof, HVAC, windows, flooring, kitchen, bathrooms, and more. The main level features a spacious living area, updated kitchen with stainless steel appliances, and dining space. Upstairs you'll find three bedrooms, a full bathroom, and convenient laundry area. Since the renovation, the home has been occupied by a long-term tenant, making this a great opportunity for an investor looking to add a turnkey property to their portfolio or a buyer looking for an updated home that's ready to enjoy. Conveniently located near shopping, dining, entertainment, and downtown Chattanooga. Home is currently occupied. Please respect the tenants and allow for 24 hr advanced notice for showings.

718 East Avenue, Chattanooga
108 S Seminole Drive, Chattanooga
$245,000
3 Beds ⋅ 2 Baths ⋅ 1541147 MLS
One level living with large back yard. This newly renovated 3 bedroom, 2 bath home sits just minutes from downtown Chattanooga, tucked away on quiet and convenient S. Seminole Drive. Formerly a successful rental, the property has been thoughtfully transformed into a comfortable single-family residence with major system upgrades and modern finishes throughout. Seller will finance for up to one year. Step inside to find brand-new bathrooms, new plumbing, new sewer line, new electrical, new insulation, and new flooring--all designed to give the next owner peace of mind for years to come. An expanded wrap-around deck offers generous outdoor living space perfect for relaxing, grilling, or entertaining. The home features a large parking area in front with room for multiple vehicles, and the huge stand-up crawlspace provides exceptional storage or the potential to finish out a workshop or hobby space. Great location! Text agent with questions.

108 S Seminole Drive, Chattanooga
1284 Heritage Landing Drive, Chattanooga
$439,900
2 Beds ⋅ 2 Baths ⋅ 1540437 MLS
Welcome to 1284 Heritage Landing Drive, where the perfect blend of convenience, comfort, and lifestyle awaits in Chattanooga's highly sought-after Northshore area. This well maintained 2-bedroom, 2-bath home features a bright, open-concept floor plan with spacious living areas, generously sized bedrooms, abundant cabinetry, and an updated kitchen complete with stainless steel appliances, wine cooler, refrigerator, washer, and dryer--making this truly move-in ready. The versatile loft provides the perfect space for a home office, media room, or additional living area, while the oversized two-car garage offers ample storage. Located within the gated Heritage Landing community, residents enjoy exceptional amenities including a clubhouse, swimming pool, scenic ponds, and picturesque walking trails. Just minutes from downtown Chattanooga, you'll have easy access to award-winning restaurants, boutique shopping, parks, the Tennessee Riverwalk, and vibrant riverfront attractions. Whether you're searching for a primary residence, a low-maintenance lifestyle, or a home in one of Chattanooga's most desirable communities, this property is a must-see.

1284 Heritage Landing Drive, Chattanooga
1663 Keeble Street, Chattanooga
$236,333
3 Beds ⋅ 2 Baths ⋅ 1540238 MLS
The seller is owner financing this at 20% down, 8% rate, 30 year note with a 3 year balloon with possible loan restructure after 3 years. East Ridge continues to be one of the hottest real estate markets in Hamilton County, and this move-in ready ranch home is an opportunity you won't want to miss! This charming 3-bedroom, 2-bathroom home offers over 1,250 square feet of comfortable living space, all conveniently situated on one level. Nestled on a beautiful fenced corner lot of approximately one-third acre, the property features a level yard perfect for children, pets, gardening, or outdoor entertaining. Inside, you'll find a spacious living room, a dedicated laundry/storage area, and solid-surface flooring throughout--absolutely no carpet. Recent updates include new windows, fresh paint, new flooring, and numerous additional improvements, making this home truly move-in ready. The backyard offers a large detached storage building that can serve as a workshop, garage, hobby space, or extra storage area. Conveniently located in the heart of East Ridge, you'll enjoy quick access to I-75, downtown Chattanooga, shopping, dining, and entertainment. Nearby attractions include Camp Jordan Park, the Red Wolves SC Stadium, Bass Pro Shops, and Chick-fil-A, making this location hard to beat. With its desirable location, recent updates, and affordable price point, this home is expected to sell quickly. Schedule your private showing today and see everything this property has to offer. Seller financing available with acceptable terms.

1663 Keeble Street, Chattanooga
8529 Ari Lane, Chattanooga
$425,000
3 Beds ⋅ 3 Baths ⋅ 1540073 MLS
Stunning new construction featuring 3 spacious bedrooms and 2.5 beautifully appointed baths. This home showcases high-end luxury finishes throughout, including a designer kitchen with quartz countertops, premium cabinetry, and an expansive open floor plan perfect for modern living and entertaining. Thoughtfully designed with elegance and functionality in mind-move-in ready and built to impress. LEASE PURCHASE AVAIABLE !!

8529 Ari Lane, Chattanooga
900 Beason Drive, Chattanooga
$455,000
3 Beds ⋅ 2 Baths ⋅ 1537411 MLS
Northshore Downtown Nestled on a quiet, secluded cul-de-sac atop a hill in desirable Northshore Downtown, this charming 3-bedroom, 2-bath home offers stunning mountain views and exceptional privacy. Just 5 minutes from the River Walk, Aquarium, and downtown amenities, the 1,550 sq ft residence features a functional layout with kitchen, dining, and living areas. The property includes a massive 70x70 concrete camper/RV pad with private entrance, full hookups & deck, plus a carport, two structures, garden, and chicken coop. Sold with an extra buildable lot at 944 Beason Drive offering more home potential. Currently rented for $2,400/month with occasional camper income. Serious inquiries only. Occupied -- appointments required. Don't miss this rare opportunity!

900 Beason Drive, Chattanooga
1757 Farmstead Drive, Hixson
$700,000
4 Beds ⋅ 3 Baths ⋅ 1537379 MLS
OPEN HOUSE - SUNDAY, NOVEMBER 1, 1:00-3:00 PM! SELLER IS NOW OFFERING A LEASE PURCHASE! THEY ARE LOOKING FOR SOMEONE WHO HAS A GOOD DOWNPAYMENT BUT NEED SOME TIME TO CLOSE. This home will have instant equity. It is just a couple of years old and is listed way under some of the closed sales. Sellers just reduced by $25,000!!!! Welcome to 1757 Farmstead Drive in the highly desirable Farmstead community of Hixson, close to Chattanooga, Tn. Situated on a premium corner lot, this beautifully upgraded brick home has great curb appeal and offers modern farmhouse charm, spacious living areas, and exceptional attention to detail throughout. The inviting covered front porch spans much of the front elevation, then wraps around and features decorative white-painted brick columns, a ceiling fan, outdoor TV setup, upgraded professionally coated concrete flooring, and ample space for relaxing or entertaining. Inside, you'll find a bright, open floor plan with abundant natural light, wide staircase, luxury vinyl flooring throughout most of the home (other than the media room, which is carpeted), neutral finishes, and a dedicated office addition ideal for working from home. The kitchen is a standout feature with upgraded navy cabinetry, white quartz countertops, an upgraded appliance package, an extra large island, and stylish finishes that blend beauty and functionality. The kitchen is open to a spacious living area, which is anchored by a beautiful gas brick fireplace, creating a warm and inviting gathering space. The large windows allow natural light inside the home. The large primary suite on the main level offers a private retreat with a spacious bedroom, double-vanity bath, large soaking tub, and an impressive custom walk-in closet designed and installed by Chattanooga Closet Company in 2026. Upstairs, additional bedrooms are generously sized and offer flexibility for guests, hobbies, or additional workspace. The massive bonus/media room provides endless possibilities as a second living area, game room, home theater, playroom, or additional bedroom. An additional loft/flex space further enhances the home's versatilRecent upgrades include custom plantation shutters, professionally coated concrete surfaces on both the front porch and garage floor and a custom primary closet system (2026). The home also features durable hard-surface flooring throughout the main living areas, modern fixtures, contemporary finishes, and ample storage. Residents enjoy access to community amenities and enjoy the walkability of the flat neighborhood. Other amenities include a Clubhouse, pool, green space, community events, and other neighborhood amenities. The subdivision is conveniently located near shopping, dining, medical facilities, schools, and all that Hixson and Chattanooga have to offer. One great benefit to living in Hixson is that you can be downtown Chattanooga in less then twenty minutes or you can be in the countryside in about 15 minutes. Move-in ready and loaded with upgrades, this exceptional home offers the perfect combination of comfort, style, and functionality in one of Hixson's most sought-after neighborhoods. With 3200 square feet and the upgrades that the owners chose when they built, plus the upgrades that they have completed since they purchased. it is a great deal. If a buyer was to build a new home with all of these upgrades, the price would be much much more than what these sellers are offering. Don't miss out.

1757 Farmstead Drive, Hixson
7128 White Oak Valley Road, Mcdonald
$879,000
4 Beds ⋅ 3 Baths ⋅ 1536622 MLS
Privacy. Location. Serenity. VIEWS! Nestled on 10 breathtaking acres just minutes from Cambridge Square in Ooltewah, this exceptional estate offers a rare blend of luxury, privacy, and convenience. Ideally located near Volkswagen, premier medical facilities, dining, and shopping, the property provides a peaceful retreat without sacrificing accessibility. Surrounded by mature hardwoods and mountain views, the custom two-level residence is designed to embrace both comfort and natural beauty. Inside, an open-concept floor plan filled with natural light features soaring cathedral ceilings, a wood-burning fireplace, hardwood and tile flooring, granite countertops, ENERGY STAR® windows, and quality finishes throughout. The main-level primary suite serves as a private sanctuary with heated floors, a whirlpool tub, oversized double shower, and spacious walk-in closet. A dedicated home office with EPB high-speed fiber internet provides an ideal workspace for remote professionals. Upstairs, three additional bedrooms, a full bath, and a versatile bonus room offer abundant space for family, guests, recreation, or media use. Outdoor living is equally impressive. A covered observation deck with ceiling fans and lighting creates the perfect setting for entertaining, relaxing, or enjoying spectacular sunset views. The attached two-car garage is complemented by two detached garages, providing exceptional flexibility for storage, workshops, hobbies, recreational vehicles, or equipment. Additional features include energy-efficient appliances, a brand-new HVAC system installed in Spring 2026, multi-zone climate control, an encapsulated crawl space, underground utilities, septic system, Murphy bed, and a partial stone exterior with durable fiber-cement siding. Offering luxury acreage, scenic beauty, and unmatched privacy in one of Southeast Tennessee's most desirable locations, this remarkable property presents a truly rare opportunity.

7128 White Oak Valley Road, Mcdonald
1001 E 11th Street, Chattanooga
$375,000
3 Beds ⋅ 2 Baths ⋅ 1535050 MLS
Lease to own available. Eligible for up to $15,000 down payment assistance with THDA and Chattanooga DPA program. Appraised for $403,500 in Dec 2024. Just 5~ minutes to UTC, Erlanger, Memorial, and Parkridge. Welcome to this charming 3-bedroom, 2-bathroom home featuring a main-level primary suite with a full ensuite. Enjoy new vinyl flooring in all bedrooms, a 2-year-old roof, and brand-new Champion windows for efficiency and peace of mind. Fenced front yard for pets. Off street parking for 3 cars - plenty of street parking for guest. This home is move-in ready and perfect for living, investing, or house hacking. Modern updates, thoughtful layout, and excellent condition make this home stand out. Don't miss this opportunity to own a stylish, low-maintenance property with flexibility and comfort in every detail! Comes with 1 year home warranty. Owner/Agent

1001 E 11th Street, Chattanooga
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