Hamilton County Homes under $400,000

Hamilton County Homes under $400,000

Welcome to Hamilton County, Tennessee – a hidden gem nestled in the heart of the Volunteer State! Known for its stunning natural beauty and vibrant community spirit, Hamilton County offers an enviable lifestyle that perfectly balances urban convenience and outdoor adventure. With the majestic Appalachian Mountains as a backdrop and the tranquil waters of the Tennessee River flowing through, residents enjoy breathtaking landscapes and a plethora of recreational opportunities.

Hamilton County is home to the bustling city of Chattanooga, renowned for its rich history, thriving arts scene, and diverse culinary offerings. From the iconic Lookout Mountain to the engaging Tennessee Aquarium, there’s never a shortage of activities to keep you entertained. Whether you’re hiking the scenic trails, exploring local parks, or indulging in the vibrant nightlife, Hamilton County truly has something for everyone.

For those seeking affordable housing options, Hamilton County is an excellent choice. With a variety of charming homes available for under $400,000, you can find the perfect abode without breaking the bank. From cozy single-family homes in family-friendly neighborhoods to modern townhomes close to the city’s amenities, the real estate market here caters to a range of lifestyles and preferences.

Investing in Hamilton County means more than just purchasing a home; it’s about becoming part of a welcoming community that values connection, growth, and quality of life. With excellent schools, friendly neighbors, and a strong sense of community pride, Hamilton County is not just a place to live; it’s a place to thrive. Come discover your dream home in this enchanting corner of Tennessee!

Newest Hamilton County Homes under $400,000

868 Gardenview Way 008, Chattanooga
$299,900
3 Beds ⋅ 3 Baths ⋅ 1543417 MLS
Welcome to the Elmwood at Davidson Meadows by Banner Built Homes--an attainable new home starting at $299,900. With 1,298 square feet, 3 bedrooms, and 2.5 baths, the Elmwood offers room to settle in and make it your own. Davidson Meadows is a level, walkable community with looped cul-de-sac streets, limited through-traffic, and sidewalks on both sides of every street. Whether you're heading out for an evening stroll or enjoying time at home, the Elmwood offers an inviting place to start your next chapter. Ask about building an Elmwood at Davidson Meadows.

868 Gardenview Way 008, Chattanooga
8696 Ryall Drive, Chattanooga
$374,990
4 Beds ⋅ 3 Baths ⋅ 1543957 MLS
Move-in ready December! The Coleman plan in Ryall Branch, located in the heart of East Brainerd, offers the kind of space, functionality, and everyday comfort you have been searching for. Just minutes from local dining, grocery stores, shopping, and convenient access to I-75, this home delivers both accessibility and value in one of Chattanooga's most popular areas. From the moment you step inside, the home feels open, comfortable, and easy to live in. A welcoming formal dining room creates the perfect space for entertaining. Just beyond the powder room and coat closet, the space opens into an airy main living area filled with natural light from added family room windows. The chef inspired kitchen was designed to be both stylish and practical, featuring granite countertops, upgraded cabinetry, a designer tile backsplash, and kitchen island with pendant lighting. The space seamless flows into the breakfast area and spacious family room, making every day routines and entertaining feel effortless. Upstairs, the private owner's suite offers a relaxing escape with a spa-inspired bath featuring dual vanities, an oversized tiled shower with bench seat, and a large walk-in closet. Three additional bedrooms provide flexibility for family, guests, hobbies, or extra workspace, giving you endless possibilities. Iron stair rails, luxury vinyl plank flooring, elevated finishes, and carefully selected details throughout give the home a polished, modern feel while still feeling warm and inviting. Outside, enjoy a covered patio and a lower maintenance homesite that allows for outdoor enjoyment. Take advantage of exclusive seller incentives when using the preferred lender. Photos representative of plan not actual home being built.

8696 Ryall Drive, Chattanooga
8690 Ryall Drive, Chattanooga
$334,990
3 Beds ⋅ 2 Baths ⋅ 1543956 MLS
Move in Ready December! The Foxcroft plan, located in Ryall Branch, in the highly sought after East Brainerd. The efficiently designed Foxcroft offers a lot of home at a great value. This home's open living design functions nicely, featuring a popular open-concept kitchen, a center island for countertop dining, and an adjacent breakfast nook and family room, making the space perfect for entertaining. The well-equipped kitchen features upgraded 42'' upper cabinets with a quartz countertop, an elegant backsplash, and stainless-steel appliances. Step outside from the family room onto your covered back patio, perfect for your morning cup of coffee or relaxing into the evening. Upgraded vinyl plank flooring offers a seamless transition from room to room throughout the entire home. The spacious primary suite with walk-in closet and spa-like ensuite bathroom creates a true retreat with a large tiled shower. Two additional bedrooms, an additional full bath and laundry complete this home for ideal single level living. With 9ft ceiling heights. Photos representative of plan not of actual home being built. Wonderful opportunity to own new construction. Seller incentives with use of preferred lender.

8690 Ryall Drive, Chattanooga
4005 Creekwood Terrace Lane, Chattanooga
$290,000
4 Beds ⋅ 3 Baths ⋅ 1543953 MLS
Single-level living meets unbeatable convenience in this 4-bedroom, 3-full-bath brick rancher! Set on a spacious half-acre, fully fenced lot, this home offers plenty of room to spread out while keeping everyday living easy. LVP flooring runs throughout, and abundant storage adds practicality for busy households. Enjoy being within walking distance of South Chickamauga Creek for kayaking, paddle boarding, and outdoor adventures. Centrally located with easy access to East Brainerd, Hixson, downtown Chattanooga, and beyond, this home makes commuting and exploring the city a breeze. The roof over the porch was replaced in 2024, adding peace of mind. If you're looking for space, convenience, and one-level living, this one is ready for you!

4005 Creekwood Terrace Lane, Chattanooga
2708 N Chamberlain Avenue, Chattanooga
$299,900
3 Beds ⋅ 2 Baths ⋅ 1543948 MLS
Welcome to the heart of Chattanooga's thriving Glass Farms District, one of the city's most exciting emerging neighborhoods, where revitalization and investment continue to shape the future. Ideally situated just one block from the Glass Street Collective, this exceptional residence places you within easy reach of local restaurants, boutiques, community gathering spaces, and the energy of one of Chattanooga's fastest-growing corridors. Beautifully reimagined from the ground up, this home seamlessly blends timeless architectural character with sophisticated modern living. Original fireplaces and custom built-in cabinetry have been thoughtfully preserved, adding warmth, charm, and a sense of history, while an extensive renovation introduces contemporary finishes and designer fixtures throughout. Every detail has been carefully selected to create a home that honors its heritage while offering the comfort, style, and quality today's discerning buyers expect. New appliances to be installed prior to closing. This is a rare opportunity to own a beautifully restored home in one of Chattanooga's most promising and vibrant communities.

2708 N Chamberlain Avenue, Chattanooga
6911 Benwood Drive, Ooltewah
$360,000
3 Beds ⋅ 3 Baths ⋅ 1543946 MLS
Welcome to 6911 Benwood Drive, a beautifully maintained residence in the heart of highly desirable Ooltewah, where elegant design, thoughtful updates, and an exceptional location create the perfect place to call home. Offering 3 bedrooms and 2 bathrooms, this inviting property seamlessly blends comfort with timeless style. A dramatic two-story living room welcomes you with soaring vaulted ceilings, expansive windows that flood the space with natural light, and a beautiful gas fireplace that serves as the centerpiece for everyday living and entertaining. The spacious kitchen is equally impressive, featuring granite countertops, abundant cabinetry, a breakfast nook, and a separate formal dining room designed for everything from casual mornings to holiday gatherings. The private primary suite offers a peaceful retreat with a beautifully updated spa-inspired ensuite featuring a soaking tub, oversized tiled walk-in shower, and dual vanities. Two additional bedrooms are connected by a convenient Jack-and-Jill bath, providing comfort and privacy for family or guests. An unfinished basement offers endless possibilities, whether you envision additional living space, a home gym, media room, workshop, or simply generous storage. Outside, an expansive deck overlooks the private backyard, creating the perfect setting for entertaining, relaxing, or enjoying the peaceful surroundings. Located just minutes from Cambridge Square, top-rated schools, shopping, dining, and everyday conveniences, this exceptional home offers the perfect balance of tranquility and accessibility. 6911 Benwood Drive is a rare opportunity to enjoy refined living in one of Ooltewah's most sought-after communities.

6911 Benwood Drive, Ooltewah
4114 Watson Road, Chattanooga
$249,500
2 Beds ⋅ 2 Baths ⋅ 1543938 MLS
Personal Interest -Listing agent is related to the seller. Here is a great, low maintenance 2-bedroom, 1.5 bathroom townhome in close proximity to downtown Chattanooga, Hamilton Place, local Hixson amenities, top restaurants, shopping, and parks. This spacious home features an open-concept living room and kitchen. The main level boasts hardwood flooring, a half bath, a laundry room, and a kitchen equipped with stainless steel appliances, a spacious breakfast counter, and ample room for a dining table. The upper level includes a full bath and two generously sized, carpeted bedrooms. The primary bedroom features a large walk-in closet, while the second bedroom offers two large closets. Additional updates and features include: - A newly installed HVAC unit - Fresh interior and exterior paint in select areas - Outdoor living space options, including a large front porch and a back deck for grilling out - Lots of storage space Make your appointment today before you miss this opportunity. TV stand/Fire place display in living room will not remain with property.

4114 Watson Road, Chattanooga
9523 W Ridge Trail Road, Soddy Daisy
$135,000
4 Beds ⋅ 4 Baths ⋅ 1543923 MLS
30-DAY MARKET TEST: RARE CHANCE FOR INVESTOR/DEVELOPER! This FREE & CLEAR property includes two $\approx 850$ sq. ft. homes, plus a Bobcat. The Front Unit is $\approx 80\%$ complete inside (new plumbing/electric, hardwood, Soaker Tub, Butcher Block kitchen), only needing appliances/paint. The Back Unit is a secure shell ready for a full custom build-out. IMPORTANT: The price is based on the rough exterior of both units; the buyer is responsible for the final siding/paint. This is your high-equity completion phase! Seller is withdrawing this listing if a qualified offer is not secured in 30 DAYS (due to health shift). PRICE IS FIRM Cash/Construction Loan only.ACT NOW! Photos upon serious inquiry. Don't miss this $209K STR development.

9523 W Ridge Trail Road, Soddy Daisy
8635 Walnut Road, Hixson
$179,000
3 Beds ⋅ 2 Baths ⋅ 1543921 MLS
Situated on a beautiful 1.1-acre corner lot, this 3-bedroom, 2-bath home offers an excellent opportunity for investors or buyers looking to add their own unique touch! The home is dated and in need of updates, providing a blank canvas for renovation and customization. With a generous lot size and desirable corner location, the property offers plenty of room to enjoy the outdoors and explore its potential. Bring your ideas and make this property your next project! Property is being sold as-is, with seller making no repairs. Bring your ideas and explore the possibilities this property has to offer! BONUS that it has a 2 car garage, carport and a utility shed! Property has some appliances and AC but unsure of the working condition. Property is being sold AS-IS. Cash buyers preferred. Seller makes no representations or warranties regarding the condition of the home, utilities, septic/sewer system, or other improvements. Buyer is responsible for conducting their own due diligence prior to closing. The property was purchased via tax sale. Buyer will receive a WARRANTY DEED. Agent has an ownership interest in Owner/Entity. All information deemed reliable but not guaranteed. Buyer/Buyers Agent to verify.

8635 Walnut Road, Hixson
971 Fortitude Trail 17, Chattanooga
$384,900
4 Beds ⋅ 3 Baths ⋅ 1543905 MLS
To be built. Personalize your new home from the ground up with the Geneva by Parkside Builders. For a limited time, receive $10,000 toward closing costs or design upgrades when using the builder's preferred lender and title company. This home may also qualify for Chattanooga's Down Payment Assistance Program in conjunction with THDA financing (up to $15,000). See agent for details. Designed for today's lifestyle, the Geneva offers 4 bedrooms, 2.5 baths, a main level primary suite, an upstairs bonus room, and a 1 car garage with an additional parking pad. The open concept layout is ideal for both everyday living and entertaining, while included features such as engineered hardwood flooring and solid hardwood stairs add timeless style and value. As a to be built home, you'll have the opportunity to personalize your finishes and select available design options to create a home that reflects your style and needs. Located in Givens Park, an intimate East Brainerd community of just 28 homes, residents enjoy beautifully landscaped homesites, a peaceful walking trail, and convenient access to Hamilton Place, Trader Joe's, Whole Foods, local restaurants, coffee shops, and the highly sought after East Brainerd schools. Don't miss the opportunity to build your dream home with Parkside Builders in one of Chattanooga's most desirable locations.

971 Fortitude Trail 17, Chattanooga
7456 Chad Road, Harrison
$359,900
3 Beds ⋅ 3 Baths ⋅ 1543898 MLS
This charming one-level home offers approximately 2,284 square feet with 3 bedrooms, 2½ bathrooms, plus a versatile office/bonus room, that could easily serve as a 4th bedroom. Step inside to find spacious living areas perfect for both everyday living and entertaining. The large kitchen offers abundant cabinet and counter space, while the inviting family room features a cozy wood-burning fireplace. Outdoor living is just as impressive! Enjoy your morning coffee from the covered rocking-chair front porch, relax on the screened porch, or fire up the grill on the back deck while taking in the peaceful, wooded surroundings. Mature trees and established landscaping create a private, park-like atmosphere that feels tucked away from it all. Located in desirable Harrison, you'll enjoy convenient access to Harrison Bay, the Tennessee River, boating, fishing, golf and Harrison Bay State Park, while still being within an easy drive of shopping, dining and Chattanooga.

7456 Chad Road, Harrison
3418 Martin Road, Chattanooga
$250,000
3 Beds ⋅ 2 Baths ⋅ 1543885 MLS
Whether you are looking for primary residence in a super convenient Red Bank neighborhood or an investment property to add to your portfolio, then this 3 bedroom, 2 bath, split-level home with a double garage could be the opportunity that you have been seeking! Your tour begins with the entry from the front porch to the living room which has LVP flooring, crown molding, a mountain stone fireplace and opens to the breakfast/dining room and kitchen. The dining area has wonderful natural lighting with a sliding glass door to the deck, and the kitchen is cottage -style with tile countertops, glass display cabinetry, stainless appliances and access to the ''basement'' garage with laundry area. A dew steps up, you will find the primary suite which has a private bath with a tiled shower, 2 additional bedrooms and a hall bath with a furniture vanity and a tub/shower combo with tile. There is a patio area on the lower-level overlooking the back yard which is wooded in back providing a nice privacy buffer. Close to the schools, shopping, restaurants an easy commute to both Hixson and downtown Chattanooga, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

3418 Martin Road, Chattanooga
Start Your Search