Hamilton Homes with USDA Loan Financing available

Hamilton Homes with USDA Loan Financing available

Welcome to Hamilton County, Tennessee – a vibrant community nestled in the heart of the scenic Tennessee Valley. Known for its picturesque landscapes, rich history, and friendly atmosphere, Hamilton County offers a unique blend of urban conveniences and rural charm. With the majestic backdrop of the Appalachian Mountains and the Tennessee River winding through the region, residents enjoy a plethora of outdoor activities, from hiking and fishing to picnicking in one of the many local parks.

Hamilton County is home to a diverse population and boasts a strong sense of community spirit. The area features excellent schools, a variety of dining options, and a thriving local economy, making it an ideal place for families and professionals alike. With its close proximity to Chattanooga, residents can easily access cultural attractions, shopping districts, and entertainment venues while enjoying the tranquility of suburban life.

For those looking to purchase a home in Hamilton County, USDA loan financing is available, making homeownership more accessible than ever. These loans are designed to support families in rural areas, offering favorable terms and low-interest rates. Whether you're a first-time homebuyer or looking to upgrade, the USDA loan program can help you secure your dream home without the burden of a hefty down payment.

Explore the charming neighborhoods of Hamilton County, where you’ll find a variety of homes that cater to all lifestyles. From cozy single-family residences to spacious modern designs, there’s something for everyone in this welcoming community. Embrace the opportunity to plant your roots in Hamilton County – where home is more than just a place, it’s a lifestyle!

Newest Hamilton Homes with USDA Loan Financing available

3 Beds ⋅ 3 Baths ⋅ 1539867 MLS

Welcome to this custom built one owner home situated on almost six and half acres in the heart of Soddy Daisy!! Within minutes of Hwy 27 making, it an easy commute to downtown Chattanooga! This almost all brick rancher features three bedrooms, two full baths and a spacious family room over a full unfinished basement! You will enjoy the lovely hard wood flooring in the living room, family room and hallway. The kitchen has been completely updated with beautiful white cabinets, stainless steel appliances, which includes a double oven! The primary bedroom is a nice size with a spacious master bathroom complete with a double vanity and walk in shower. The two additional bedrooms are great sizes as well. In addition to the two-car garage on the main level there is an additional garage in the unfinished basement. There is also a nice size pole barn to store your tractor or whatever your heart desires. You will not want to miss out on everything this beautiful property has to offer! Schedule your showing today!

9061 Daisy Dallas Road, Soddy Daisy

3 Beds ⋅ 3 Baths ⋅ 1539857 MLS

Welcome home to this beautiful family residence in the desirable Hunter on Main subdivision in Ooltewah! Conveniently located near top-rated schools, shopping, and dining, this well-maintained home offers the perfect combination of comfort, style, and functionality. Featuring 3 bedrooms and 2.5 bathrooms, the thoughtfully designed split-bedroom floor plan provides privacy while offering plenty of space for the whole family. The open, airy layout is enhanced by custom built-ins and abundant natural light, creating a warm and inviting atmosphere. The updated kitchen, renovated in 2023, is the heart of the home and is perfect for everyday living and entertaining. Step outside to enjoy the spacious deck complete with a pergola, overlooking a large, fenced backyard--ideal for family gatherings, pets, and outdoor fun. If you're looking for a move-in-ready home in a fantastic location, this one checks all the boxes. Schedule your private showing today!

7280 Salmon Lane, Ooltewah

4 Beds ⋅ 3 Baths ⋅ 1539803 MLS

Six acres in Soddy Daisy, just 3 minutes from Hixson Pike! This property is a dream come true. It has the privacy you crave plus a rustic vibe with a front porch just made for sitting! If you are looking for a true, tongue-in-groove, sturdy log cabin in the woods, just minutes away from everything, this one is for you. The craftsmanship on the cabin is truly a work of art. The 'logs' are actually hand-hewn beams of solid wood 9'' x 9'' with 3'' insulated concrete chinking. It's not only all natural, it provides great insulation for cozy winters and comfortable summers without high energy bills. With a view of gorgeous trees from every window, you'll feel like you're on a secluded holiday every day. Yet it's a three minute drive to Hixson Pike, close to schools, shopping, restaurants and recreation. Whether you just want to kick back and enjoy the privacy, or live the home-steading lifestyle, this property may be just what you're looking for. There's a nice chicken pen if you want to produce your own eggs. The outbuilding could be renovated for a small apartment, workshop, storage, or a garage. (It was most recently used as a horse stall.) There are fenced areas, perfect for keeping livestock. With no neighborhood restrictions (just county regulations) the possibilities are endless for homesteading. Or you can just sit on the porch and enjoy the sound of birds and crickets while watching the local wildlife. Don't miss this one!

8902 Barbara Drive, Soddy Daisy

3 Beds ⋅ 3 Baths ⋅ 1539796 MLS

Welcome to 1616 Cotton Way, a nearly new home in Chattanooga's desirable Mill Town community. Built in 2025, this thoughtfully designed home offers approximately 1,794 square feet with three bedrooms, two-and-a-half bathrooms, and a spacious upstairs bonus room that provides flexibility for a home office, media room, or additional living space. The open-concept main level features a well-appointed kitchen with generous cabinet space and a custom pantry designed for additional storage and organization. This home also comes with custom window treatments, adding a refined finishing touch throughout the interior. Upstairs, the spacious bedrooms provide comfortable retreats, including a private primary suite. The two-car, alley-loaded garage has been upgraded with a durable epoxy floor and built-in shelving, creating a clean and functional space for parking, storage, hobbies, or a home workshop. Located directly across from a beautifully landscaped community green space, this home offers a welcoming view and easy access to outdoor space. Enjoy a convenient Chattanooga location near downtown, dining, shopping, entertainment, and the ongoing redevelopment of the historic Coosa Mill. The seller is offering **$5,000 toward the buyer's closing costs with an acceptable offer**, making this an opportunity you will not want to miss!

1616 Cotton Way, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1539766 MLS

Finding true acreage in the heart of East Brainerd is almost unheard of--and finding it paired with seamless one-level living makes this property an absolute gem! Enjoy the perfect blend of privacy, room to roam, and day-to-day convenience, all just minutes from top-rated schools, shopping, and dining. Step inside to discover soaring 10-foot ceilings, warm solid wood floors, and gorgeous transom windows that flood the space with natural light and timeless character. The inviting living room serves as the heart of the home, featuring recessed lighting and a classic brick gas fireplace. Designed for easy, comfortable living, the single-level layout offers three generous bedrooms, two-and-a-half baths, and a bright bonus room right off the living area--ideal for a fourth bedroom, home office, playroom, or cozy sitting space. The kitchen is a chef's dream, outfitted with rich cherry cabinets, a spacious walk-in pantry, tile flooring, and storage galore. Nearby, the oversized laundry room is a functional power house that easily doubles as a craft or hobby room, complete with a built-in sink, a work table, and a dedicated sewing machine table. Storage is truly endless here, boasting ample closet space throughout, an encapsulated basement, and a massive attic ready for all your seasonal items. Outside, the private grounds continue to impress. Unwind on the charming screened front porch or relax on the covered back porch overlooking your peaceful acreage. The property is fully equipped for hobbies, storage, and projects with an established garden, two storage sheds, and a full barn equipped with electricity. An extended driveway and dedicated parking pad ensure plenty of room for guests, vehicles, or equipment. Rare single-level gems on acreage like this in East Brainerd don't stay on the market long--schedule your private tour today!

1104 Morris Lane, Chattanooga

5 Beds ⋅ 3 Baths ⋅ 1539742 MLS

Investor special with major head start! This 5-bedroom 1920s home is the perfect opportunity for your next flip or rental project. Renovations have already begun, saving you time and money--featuring new electrical, new HVAC, and new drywall already in place. With its classic charm and generous layout, this property is ready for your finishing touches. Endless potential for investors or contractors looking for a project with strong upside. Being sold as-is--bring your vision and turn this property into something special! Has 2 storage sheds in the back as well! Agent has an ownership interest in Owner/Entity. All information deemed reliable but not guaranteed. Buyer/Buyers Agent to verify. The property was purchased via tax sale. Buyer will receive a WARRANTY DEED.

4615 Old Mission Road, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539737 MLS

Welcome to this move-in-ready 3-bedroom, 2-bath ranch over basement offering one-level living on a spacious lot with low county taxes! This home features an updated kitchen with a large eat-in dining area, updated flooring, and a welcoming living room with a cozy fireplace. All appliances plus the washer and dryer will be staying for the new owners. Step outside to enjoy the oversized front porch or relax on the rear deck, where the hot tub remains with the home. The full, unfinished basement provides endless opportunities for additional living space, a home gym, workshop, or extra storage. An attached 2-car garage adds everyday convenience. With its updated interior, large lot, abundant storage, and potential for future expansion, this home offers the perfect combination of comfort, value, and flexibility. Conveniently located with the benefits of county only taxes, this is a property you won't want to miss. Schedule your private showing today!

8501 Bay Run Drive, Hixson

3 Beds ⋅ 1 Baths ⋅ 1539733 MLS

Discover this charming single-level 3-bedroom, 1-bath home offering 1,008 square feet of comfortable living space on a spacious 1.07-acre level lot. Featuring an inviting open floor plan and durable laminate flooring throughout, this home provides a bright and functional layout perfect for everyday living and entertaining. The single-car garage with attached carport offers convenient parking and extra covered space, while the detached storage building provides additional utility for tools, equipment, or hobbies. Situated on beautiful, usable acreage with plenty of room to garden, relax outdoors, or enjoy country living, this property combines privacy and practicality in a fantastic location near Cleveland and Chattanooga. Whether you're a first-time buyer or seeking a low-maintenance home with room to grow, this one is ready for you to make it your own!

12429 Dolly Pond Road, Birchwood

This amazing private lot is located in the desirable gated Boston Branch Community and offers a view of the North Chicamauga State natural area which includes both the gorge as well as the ridge on the opposite side. You will relax as you hear the calm of the North Chick Creek below. The community offers a stocked 27-+ acre lake where you can enjoy fishing, swimming, paddle boarding and canoeing. Also for the hiking and biking enthusiasts there are multiple trails near by to enjoy. No need to worry about soil test or survey , both have been done on this amazing lot just for you!!. The area is zoned for award winning Signal Mtn schools. Come visit today - be prepared to enjoy the immediate calm and serenity of this magical community.

2362 Little Bend Road 118, Signal Mountain

3 Beds ⋅ 2 Baths ⋅ 1539616 MLS

Completely remodeled and move-in ready, this beautifully updated one-level home is ready for you! Step inside to an open-concept floor plan filled with natural light and gorgeous hardwood floors that flow throughout the entire home. The spacious living and dining areas create an inviting space for entertaining, while the oversized bedrooms provide plenty of room to relax and unwind. The thoughtfully designed kitchen features a large walk-in pantry and convenient mudroom just off the garage helps keep everyday life organized. Just beyond the main living area, you'll find an expansive sunroom/family room overlooking the private backyard. Outside, the backyard is ready for summer fun with an above-ground pool featuring a new pump and liner (2024), plus a large storage shed for all your tools, lawn equipment, and outdoor gear. Enjoy the low-maintenance Trex front porch, perfect for relaxing at the end of the day. Major updates provide peace of mind for years to come, including a new roof (2020), HVAC system (2021), field lines (2022), and brand-new windows (2026). With its extensive renovations, desirable one-level layout, and impressive list of improvements, this home is not one to miss!

7325 Asteroid Lane, Harrison

4 Beds ⋅ 4 Baths ⋅ 1539596 MLS

This beautiful home truly has it all! The spacious eat-in kitchen is a dream for the family chef, featuring updated leather-finished granite countertops, a large center island, and a convenient home management center. The main level also offers a formal dining room and a generous family room with a cozy gas log fireplace, creating the perfect spaces for entertaining and everyday living. The primary suite is conveniently located on the main level and includes walk-in closets and a spacious en-suite bath with a large soaking tub and separate shower. Upstairs, you'll find two oversized guest bedrooms, a full bath, and a versatile bonus room with its own private staircase. The main-level two-car garage provides easy access, while the basement features a third garage that's ideal for an additional vehicle, lawn equipment, or a workshop. The unfinished basement offers endless possibilities for a game room, playroom, home gym, or abundant storage. An added bonus is the full bathroom in the basement--perfect for cleaning up after working in the yard or spending the day gardening in the private, fenced backyard. Located in one of Ooltewah's most desirable and convenient neighborhoods, this home combines space, functionality, and an exceptional location. Don't miss your opportunity to make it yours!

6405 Flag Point Drive, Ooltewah

3 Beds ⋅ 2 Baths ⋅ 1539518 MLS

Welcome home to this beautifully maintained one-level gem in the heart of Ooltewah! Conveniently located just minutes from the shopping, dining, and entertainment of Cambridge Square, this 3-bedroom, 2-bathroom home offers the perfect blend of comfort, style, and convenience. Step inside to discover an inviting open living space centered around a stunning floor-to-ceiling stone gas fireplace, the perfect focal point for cozy evenings at home. Luxury vinyl plank flooring, complemented by comfortable carpeting in the bedrooms, creates a warm and modern feel throughout. The thoughtfully designed floor plan features a spacious living room, a well-appointed kitchen with stainless steel appliances, two generously sized guest bedrooms, a full hall bathroom, a dedicated laundry area, and a private owner's suite complete with its own full bathroom. The separate dining room opens directly to the fully fenced backyard, creating an ideal space for entertaining, enjoying family gatherings, or simply relaxing outdoors. You'll also appreciate the valuable updates that provide lasting peace of mind, including a new roof installed in 2021 and a new HVAC system replaced in 2024. Other improvements include a new hot water heater and garbage disposal in 2026. Whether you're searching for your first home, looking to downsize, or simply wanting the convenience of single-level living in one of Ooltewah's most desirable locations, this move-in-ready home is one you won't want to miss!

8279 Bluegill Circle, Ooltewah

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