Hamilton County Homes with Conventional Financing available

Hamilton County Homes with Conventional Financing available

Welcome to Hamilton County, Tennessee, a vibrant and welcoming community nestled in the heart of the scenic Tennessee Valley. Known for its stunning landscapes, rich history, and a strong sense of community, Hamilton County is a perfect place for families, young professionals, and retirees alike. With its proximity to Chattanooga, residents enjoy the charm of small-town living while having easy access to urban amenities, cultural attractions, and outdoor adventures.

Hamilton County boasts a diverse real estate market that caters to a variety of lifestyles and budgets. One of the standout features of this area is the availability of homes that qualify for conventional financing, making it easier for potential homeowners to secure their dream property. Whether you’re looking for a charming single-family home in a friendly neighborhood, a modern townhouse, or a spacious estate with breathtaking views, Hamilton County has something to offer everyone.

The community is served by excellent schools, parks, and recreational facilities, making it an ideal environment for raising children. Outdoor enthusiasts will appreciate the abundance of hiking trails, lakes, and parks, while those seeking cultural experiences can explore local art galleries, theaters, and music venues.

Hamilton County is more than just a place to live; it’s a place to thrive. With its friendly atmosphere, strong community ties, and a wide range of housing options, you’ll find that this beautiful region is not just a location, but a lifestyle. Discover your future home in Hamilton County today and experience the warmth of Tennessee living!

Newest Hamilton County Homes with Conventional Financing available

109 Anderson Drive, Chattanooga
$309,900
4 Beds ⋅ 3 Baths ⋅ 1545907 MLS
Welcome to 109 Anderson Drive, a beautifully renovated home in the desirable Brainerd Hills area. Conveniently located just minutes from Brainerd Road, I-75 and Hamilton Place Mall, you'll enjoy quick access to shopping, dining, groceries, and major highways, all while enjoying the peace of a quiet walkable neighborhood. Inside, a spacious open floor plan centers around a cozy decorative gas fireplace, flowing seamlessly into the kitchen and dining areas. French doors open to a covered back deck with bead-board, wood ceilings, overlooking a large, level, fully fenced backyard ideal for gatherings, pets, or quiet evenings. The main level includes three bedrooms and two full baths, including a serene primary suite with a luxurious steam shower. Upstairs, a flexible bonus room serves as a fourth bedroom, guest space, or office, complete with a full 3rd bath featuring a jetted soaking tub. With its blend of charm and modern updates, this 1930s home offers exceptional flexibility in one of the area's most convenient locations.

109 Anderson Drive, Chattanooga
1357 Centerstone Lane, Apison
$409,990
4 Beds ⋅ 3 Baths ⋅ 1545904 MLS
Move in Ready! The Harrington located in the community Capstone Estates, is one of our top-selling plans! This beautifully crafted 4-bedroom, 2.5-bath home with a covered patio with uncovered extension and private backyard offers exceptional comfort and style in every detail. Step inside to a bright, open-concept floor plan featuring durable luxury vinyl plank flooring, soaring 9-foot ceilings, and abundant natural light along with upgraded lighting throughout the main level. The spacious family room is the heart of the home, enhanced by additional windows and a separate dining room with chair rail, is ideal for large group dining. The chef-inspired kitchen is a true showstopper, complete with a large center island, elegant quartz countertops, upgraded 42-inch cabinetry, modern pendant lighting, and a generous pantry for extra storage. Upstairs, retreat to the massive primary suite, privately tucked away and offering ample space for a sitting area or home office nook. The luxurious en-suite bathroom features a large garden tub and separate tiled shower, private water closet, and thoughtful design for everyday comfort. The second floor also includes three spacious secondary bedrooms and a conveniently located laundry room with a door to the primary suite, providing added convenience for busy households. Photos representative of plan not of actual home being built. Seller incentives available with preferred lender, making this incredible opportunity even more attractive for buyers.

1357 Centerstone Lane, Apison
2119 Oak Street, Signal Mountain
$399,000
3 Beds ⋅ 3 Baths ⋅ 1545903 MLS
Signal Mountain, TN home for sale! Recently completed construction, occupied briefly for only three months! Discover this beautiful 3-bedroom, 2.5-bath home featuring a main-level primary suite, modern finishes, open-concept living, and a wooded lot in the sought-after Signal Mountain school district. Located at 2119 Oak Street, this thoughtfully designed 1,352-square-foot home offers county taxes only and convenient access to Downtown Chattanooga. An inviting covered front porch welcomes you into a bright, open floor plan featuring 9-foot ceilings, engineered hardwood flooring, and stylish finishes throughout. The kitchen showcases quartz countertops, white shaker cabinetry, stainless steel appliances including the refrigerator, pantry storage, and breakfast bar seating, creating an ideal space for everyday living and entertaining. The main-level primary suite features a spacious walk-in closet, double vanity, and tiled walk-in shower. A convenient laundry room and half bath complete the first floor. Upstairs, two additional bedrooms and a full bathroom offer flexibility for guests, a home office, or additional living space. Built with durable Hardie board siding and designed for low-maintenance living, this home combines modern comfort with the natural beauty of Signal Mountain. Enjoy zoning for Nolan Elementary and Signal Mountain Middle/High School, along with nearby outdoor destinations including Signal Point, Rainbow Lake, Falling Water Falls, and scenic hiking trails. Downtown Chattanooga, the North Shore, shopping, dining, and medical facilities are all within easy reach. Whether you're relocating to Chattanooga, downsizing, or searching for a move-in-ready home on Signal Mountain with a main-level primary suite, this property delivers an exceptional combination of location, quality, and convenience. Experience Signal Mountain living at 2119 Oak Street. Schedule your private showing today!

2119 Oak Street, Signal Mountain
4279 Kayla Circle, Chattanooga
$275,000
3 Beds ⋅ 2 Baths ⋅ 1545902 MLS
One level home freshly painted and with new carpeting. Eat-in kitchen with a new electric range and French door to side patio, spacious living room with dining area, primary suite with two closets, two additional bedrooms with a guest full bathroom. The home has a two-car attached garage and the idyllic, level yard is large offering plenty of room for a family to enjoy. Hillcrest Heights is an established neighborhood minutes to Lake Chickamauga for weekend fun and the walking trail of the famous River Walk, as well as a short drive to downtown Chattanooga, Hixson or Hamilton Place Mall for shopping and restaurants. Great home!

4279 Kayla Circle, Chattanooga
965 W Elmwood Drive, Chattanooga
$495,000
4 Beds ⋅ 2 Baths ⋅ 1545898 MLS
Beautifully Remodeled One Level Living Near Northshore and Downtown! Welcome home to this beautifully remodeled 4 bedroom, 2 bath home offering the perfect blend of modern style, comfort, and convenience! Step inside and discover a fresh, inviting interior featuring stylish finishes, contemporary lighting, and thoughtful updates throughout. The desirable split bedroom floor plan provides added privacy, while the bright and cheerful kitchen is sure to impress with crisp white cabinetry, elegant gold fixtures, and a clean, modern design. Both bathrooms feature beautifully tiled showers that add a touch of luxury to everyday living. Enjoy the ease of one level living and the versatility of four bedrooms, offering plenty of options for guests, a home office, or whatever suits your lifestyle. Outside, the level side yard provides a wonderful space for outdoor enjoyment, gardening, or relaxing, while the sloping backyard offers additional possibilities for creative landscaping. Conveniently located just minutes from the vibrant Northshore area and downtown Chattanooga, you'll enjoy easy access to shopping, dining, entertainment, and everything the Scenic City has to offer. Freshly remodeled, beautifully updated, and ready to welcome you home! Schedule your private showing today!

965 W Elmwood Drive, Chattanooga
24 Shallowford Road, Chattanooga
$495,000
4 Beds ⋅ 4 Baths ⋅ 1545897 MLS
Perched on your way up beautiful Missionary Ridge, 24 Shallowford Road offers spectacular panoramic views of downtown Chattanooga and Lookout Mountain. This spacious 4-bedroom, 4-bath home boasts over 2,700 square feet of versatile living space, blending breathtaking scenery with exceptional functionality. Enjoy stunning sunsets over Lookout Mountain and watch the city lights sparkle across the valley. The home's flexible floor plan includes a separate entrance with its own bedroom and bath, making it perfect for multi-generational living, a private guest suite, or potential rental income. With plenty of room to spread out, entertain, and accommodate guests, this home offers possibilities to fit a variety of lifestyles. Best of all, you're less than 10 minutes from downtown Chattanooga, putting restaurants, shopping, entertainment, and city attractions just around the corner. Amazing views, flexible living options, and an unbeatable location make 24 Shallowford Road a special opportunity to enjoy the best of Chattanooga living!

24 Shallowford Road, Chattanooga
1324 Campfire Trail, Signal Mountain
$785,000
4 Beds ⋅ 4 Baths ⋅ 1545896 MLS
Welcome to this beautiful 3,516 square foot home in desirable Signal Mountain, Tennessee! Offering 4 bedrooms, 3.5 bathrooms, and a thoughtfully designed open floor plan, this home provides the perfect blend of comfort, functionality, and space. The spacious primary suite is conveniently located on the main level, offering privacy and convenience. A standout feature is the dedicated office, complete with coffered ceilings, creating the perfect setting for working from home, or reading a book. The home also features a versatile bonus room with endless possibilities! Whether you envision a children's playroom, private movie theater, hobby room, or additional storage space, this flexible area can easily adapt to your needs. With generous living space, desirable features, and great schools nearby, this Signal Mountain home is one you won't want to miss! Come experience everything this home has to offer! Contact the listing agent to schedule your private showing today! *Fridge in kitchen, and fridge in garage are not staying with the home. Also, primary bedroom curtains and the wall mounted coat racks in mud room and laundry room are not staying.

1324 Campfire Trail, Signal Mountain
5988 Cashmere Lane, Harrison
$545,000
3 Beds ⋅ 4 Baths ⋅ 1545895 MLS
Welcome Home to this beautiful, like-new home that was built in 2022! This home features 3 bedrooms 3 and a half baths and situated on a lovely fenced in lot in a beautiful community just minutes from lake access. Once you step inside you are greeted with beautiful hardwood floors and stunning light filled foyer that opens into the living room with a cozy fireplace that is just perfect for those crisp fall mornings and winter nights that will soon be here. The open concept layout flows effortlessly into the dining area and a gourmet kitchen, featuring granite countertops, stainless steel appliances, pantry and a perfectly sunny breakfast nook overlooking the backyard. You can step outside onto the expansive covered back deck to enjoy that morning cup of coffee or tea! The main level primary suite offers a spacious walk in closet, spa inspired bath with a freestanding tub and walk in shower. A main-floor laundry room, guest powder room, and direct two-car garage access add ultimate everyday convenience.Upstairs, you'll find two generous bedrooms connected by a Jack-and-Jill full bathroom, plus a versatile bonus room with its own attached full bath and two walk-in closets--perfect as a fourth bedroom, media room, or play space. Standout exterior and system upgrades include a second dedicated driveway for boat or RV parking, and mature landscaping. Speaking of RV parking, there is a 50 AMP outlet on the side of the home as well as a 60 AMP outlet in the garage for an EV charger!!! Schedule your showing today!!! You will not want to miss this one!

5988 Cashmere Lane, Harrison
9962 Caseview Drive, Harrison
$769,000
4 Beds ⋅ 4 Baths ⋅ 1545891 MLS
Welcome to 9962 Caseview Drive in Grove Park at Harrison Bay! This beautiful brick home combines spacious living, thoughtful details, and a private wooded setting. Bright white finishes, soaring ceilings, abundant natural light, and hardwood flooring enhance the main living areas. The open-concept living room, dining area, and kitchen provide a comfortable layout for everyday living and entertaining. The kitchen features stainless steel appliances, granite countertops, a large wood island with bar seating, and ample cabinetry. A fireplace anchors the inviting living room, while hidden storage behind a custom bookcase adds character and function. With 4 bedrooms and 3.5 bathrooms, the home includes a main-level primary suite with a spa-inspired bath. Upstairs offers three additional bedrooms, a full bath, a bonus room, and dedicated office space. The finished lower level adds a gym, large recreation room, full bath with a dog-washing shower, and laundry area, providing flexibility for guests, hobbies, or additional living space. Outside, enjoy the covered deck overlooking the private wooded backyard, complemented by low-maintenance landscaping. Nearby Harrison Bay State Park offers lake access through its dock and boat ramp, while Bear Trace Golf Course and local amenities are just minutes away. The seller is also offering a one-year temporary rate buydown with their preferred lender, which could save approximately $504 per month during the first year, depending on loan terms and buyer qualification. Schedule your private showing today!

9962 Caseview Drive, Harrison
1007 Southbridge Lane, Chattanooga
$649,900
2 Beds ⋅ 2 Baths ⋅ 1545888 MLS
Luxury One-Level Living in Sought-After Heritage Landing! Enjoy the best of spacious, easy one-level living in this 2,541 square foot condo nestled within Chattanooga's beautiful Heritage Landing community, framed by the Tennessee River and the scenic surroundings of Chattanooga Golf and Country Club. Rich site-finished hardwood floors, generous moldings and spacious living areas create a warm and inviting atmosphere throughout. The well-proportioned kitchen offers abundant counter space for meal preparation and entertaining, while the flexible floor plan features two dedicated bedrooms plus an additional room with a fireplace--perfect for a den, home office or guest retreat. One of the home's standout features is the oversized screened-in porch, where peaceful lake views provide the perfect backdrop for morning coffee, casual dining or relaxing with friends. The primary suite includes its own special retreat, with a large private den or office space and open-air brick patio overlooking the lake--a lovely spot to enjoy a quiet moment outside. Beyond your front door, Heritage Landing offers an appealing lifestyle with community amenities, two pools, racquet courts, level streets ideal for leisurely bike rides, and sidewalks that invite you to get outside and enjoy the beautiful surroundings. Updates include new ceiling fan on screened porch, two new toilets, painted Kitchen cabinetry, carpet in primary & neutral painted walls. With its generous room sizes, classic architectural details, inviting outdoor living space, and exceptional setting, this home offers a wonderful and rare opportunity to enjoy the comfort and convenience of condominium living in one of Chattanooga's established communities. Offered at $649,900, this special residence is ready to welcome you home to the Heritage Landing lifestyle!

1007 Southbridge Lane, Chattanooga
7555 Sir Anderson Court, Ooltewah
$585,000
3 Beds ⋅ 3 Baths ⋅ 1545887 MLS
Gorgeous almost new construction home with tons of upgrades and a swimming pool. See our Upgrades Sheet for a complete list. This one-level home has an open floor plan and high ceilings. The great room, kitchen and dining areas flow seamlessly. Tons of natural light flowing in from the many windows. Dining room has pan specialty ceiling and the great room is centered around a decorative stack sone fireplace. The kitchen has excellent cabinet space, island work center, upgraded appliances and sink, along with added drawers and pullouts for storage. the tile backsplash and vent hood add another level of distinction. The primary bedroom is large with a sitting area and pan specialty ceiling that has a reclaimed wood look. The primary bathroom is a relaxing oasis, with quartz countertops, double bowl vanity sink and custom tiled walk-in shower. The guest bedrooms are both a great size and share a well appointed hallway bathroom. There is also a large powder room for guests and an amazing laundry room with storage and wash sink. The screened porch is where you would find me, relaxing over the expansive and custom fenced backyard. There is a patio area for grilling and perfect for a fire pit. This backyard is build for fun with a swimming pool and lots of decking to enjoy the hot Chattanooga Summers. County taxes and a well manicured home with attention to detail. Call today to schedule your own private viewing of this wonderful property!

7555 Sir Anderson Court, Ooltewah
1904 Rosebrook Drive, Chattanooga
$375,000
3 Beds ⋅ 3 Baths ⋅ 1545886 MLS
Enjoy spacious, low-maintenance living without sacrificing comfort, style, or convenience! Located on a quiet cul-de-sac in East Brainerd, this beautifully appointed three-bedroom, two-and-a-half-bath townhome offers an exceptional combination of generous living spaces, upscale finishes, abundant storage, and the rare convenience of a private elevator connecting both levels. The main level welcomes you with high ceilings, easy-care flooring, beautiful architectural details, and an open floor plan designed for comfortable everyday living and entertaining. The spacious living room features a beautiful fireplace with an elegant mantel, plantation shutters, and abundant natural light. An adjacent dining area showcases decorative wainscoting and a stunning statement chandelier, with access to the deck overlooking the shared backyard. The kitchen features beautiful two-tone cabinetry, quartz countertops, a tiled backsplash, stainless steel appliances, and generous cabinet storage. A built-in beverage station with cabinetry and space for a beverage refrigerator adds another thoughtful touch for entertaining. A spacious half bath and oversized two-car garage with additional storage complete the main level. Upstairs, beautiful hardwood floors, wide stairs, and a hallway lined with closets create a sense of space and practicality rarely found in townhome living. The oversized primary suite offers a relaxing retreat with two walk-in closets and a spacious ensuite bath featuring a soaking tub and separate shower. Two additional bedrooms and a full hall bath provide flexibility for guests, a home office, or hobbies. One of this home's most distinctive features is the private elevator, offering convenient access between floors and making this an appealing option for those seeking long-term flexibility in their living arrangements. With its generous room sizes, extensive storage, and manageable outdoor space, this townhome offers the benefits of a larger home with fewer exterior maintenance demands. The neighborhood features sidewalks and a peaceful cul-de-sac setting, all just minutes from Hamilton Place, East Brainerd shopping, restaurants, medical facilities, and everyday conveniences. If you're looking for a home that combines upscale finishes, exceptional storage, an elevator, and an incredibly convenient Chattanooga location, 1904 Rosebrook Drive is a must-see! Buyer to verify all information

1904 Rosebrook Drive, Chattanooga
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