Hamilton Homes with Conventional Financing available

Hamilton Homes with Conventional Financing available

Welcome to Hamilton County, Tennessee, a vibrant and welcoming community nestled in the heart of the scenic Tennessee Valley. Known for its stunning landscapes, rich history, and a strong sense of community, Hamilton County is a perfect place for families, young professionals, and retirees alike. With its proximity to Chattanooga, residents enjoy the charm of small-town living while having easy access to urban amenities, cultural attractions, and outdoor adventures.

Hamilton County boasts a diverse real estate market that caters to a variety of lifestyles and budgets. One of the standout features of this area is the availability of homes that qualify for conventional financing, making it easier for potential homeowners to secure their dream property. Whether you’re looking for a charming single-family home in a friendly neighborhood, a modern townhouse, or a spacious estate with breathtaking views, Hamilton County has something to offer everyone.

The community is served by excellent schools, parks, and recreational facilities, making it an ideal environment for raising children. Outdoor enthusiasts will appreciate the abundance of hiking trails, lakes, and parks, while those seeking cultural experiences can explore local art galleries, theaters, and music venues.

Hamilton County is more than just a place to live; it’s a place to thrive. With its friendly atmosphere, strong community ties, and a wide range of housing options, you’ll find that this beautiful region is not just a location, but a lifestyle. Discover your future home in Hamilton County today and experience the warmth of Tennessee living!

Newest Hamilton Homes with Conventional Financing available

4 Beds ⋅ 3 Baths ⋅ 1543109 MLS

River Rock Cove Living starts here! Picture breakfast at the island, evenings on the covered patio and weekends at the neighborhood pool, all from a home that's just four years new, freshly painted and completely move-in ready. And with the primary suite AND a second bedroom on the main level, 4144 Zephyr Ln is the floor plan buyers wait for. Step into the two-story foyer and the home opens up in front of you. The kitchen's oversized island is made for morning coffee, casual meals and conversation while dinner comes together, and the walk-in pantry keeps everything organized and out of sight. The kitchen flows into a light-filled dining area and a spacious living room anchored by a corner fireplace, so everyone stays connected on a quiet night in or a house full of friends. The main-level primary suite is tucked at the back of the home for privacy. It offers a double vanity, separate shower, private water closet and a generous walk-in closet. A second main-level bedroom sits at the front of the home beside a full bath, perfect for guests, a home office or anyone who prefers to skip the stairs. The laundry room is on the main level as well, right where you need it. Upstairs, two more bedrooms (one with its own walk-in closet) share a full bath with a separate vanity area that keeps busy mornings running smoothly. A cozy bonus nook is ready to become a reading corner, study spot or favorite hangout, and walk-out attic storage keeps holiday décor and seasonal items within easy reach. Step outside to the covered patio, a true extension of your living space for slow mornings, grilling out and unwinding at the end of the day. A two-car garage, sidewalks for evening strolls and a community pool for summer afternoons complete the picture. Four bedrooms, three full baths and a lifestyle to look forward to. This is River Rock Cove Living. Come see it before someone else calls it home!

4144 Zephyr Lane 48, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1543106 MLS

The layout buyers keep asking for--everything you need on one level, plus a flexible fourth bedroom upstairs for whatever comes next. Located in Molly's Meadow, a quiet, welcoming sidewalk community, this thoughtfully updated home puts the primary suite, two secondary bedrooms and laundry all on the main level. A welcoming foyer opens to a separate dining room, while the living area flows naturally into the kitchen and breakfast nook--an easy, open layout for everyday living and entertaining alike. The primary suite has been reimagined with a new wraparound closet organization system, making everyday living easier. Upstairs, the fourth bedroom/bonus room is outfitted with a new mini-split for year-round comfort, offering flexible space for guests, a home office, playroom or media room. Outside, the level, fenced backyard and deck back up to a wooded 5-acre property with a pond, giving the home a private, secluded feel--perfect for morning coffee, weekend grilling or a quiet evening outdoors. A two-car attached garage completes the package. A new roof offers added peace of mind, and the front elevation is HARD COAT STUCCO--not EIFS--professionally inspected, with the report on file and the stucco freshly painted. Fresh interior paint, an updated kitchen and baths, new landscaping and refreshed exterior finishes round out the home's polished, move-in-ready feel; a complete improvement list is available to agents. Just minutes from East Brainerd shopping and dining, Walmart Market, Erlanger East Hospital and I-75, this location keeps Hamilton Place, downtown Chattanooga and North Georgia comfortably within reach--whether you're commuting, on call or simply heading out for dinner.

8452 Lady Slipper Road, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1543105 MLS

Welcome to 3706 Hemingway Dr! This beautifully updated 4-bedroom, 2.5-bath home offers comfortable one-level living, a spacious lot, and a flexible finished basement space that adds even more possibilities. Thoughtfully renovated from top to bottom, the home features new flooring, an updated kitchen, renovated bathrooms, updated electrical, and a new metal roof and HVAC, giving you the peace of mind of major improvements already completed. The main level offers an inviting layout with four bedrooms and two bathrooms, providing plenty of room for family, guests, or a home office. The additional finished basement room and bathroom create a versatile space that could be used as a guest suite, additional living area, home office, recreation room, or additional living quarters. Outside, the property sits on a large lot with plenty of room to enjoy the outdoors, garden, entertain, or simply have space to spread out. A drive through carport provides convenient parking and plenty of parking options. With its combination of extensive updates, one-level living, flexible finished space, large lot, and convenient Chattanooga location, this home offers a unique opportunity for buyers looking for a move-in-ready property with room to grow. Call today to schedule a showing.

3706 Hemingway Drive, Chattanooga

3 Beds ⋅ 1 Baths ⋅ 1543104 MLS

Calling all investors! This is an opportunity to think beyond just one property. Situated on a double lot, this property offers the potential to renovate the existing 3-bedroom, 1-bath home while also exploring the possibility of building a new home on the additional lot, subject to zoning and applicable requirements. The existing home offers a layout that is simply waiting for the right investor to bring their vision to life. Features include a large laundry room, a long driveway with parking for at least four vehicles, plus an additional carport. The property also includes a storage building and generously sized bedrooms. One bedroom is large enough to accommodate a full-size couch and chair with plenty of room to spare. This property is ready to become your next investment project. Renovate the existing home, maximize the additional lot, or explore the possibilities of doing both. With the right vision and improvements, this property could be transformed into something special.

1824 E 27th Street, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1543101 MLS

Welcome home to 9001 Chaffin Ln! This 4 bedroom, 3 full bath home has everything you're looking for! Come experience this beauty with a large living room, complete with a gas fireplace, spacious kitchen and lovely bedroom with ensuite on the main level. Multiple flex space areas, an expansive fenced-in backyard with a large, low maintenance composite deck perfect for entertaining or quiet mornings enjoying the cooler temperatures that are SURE to come our way! Upstairs, you'll find the primary suite, an additional flex space area and two more bedrooms, complete with shared ensuite bathroom. Recent updates include a new hardwood staircase, dual fuel HVAC and energy efficient windows! Don't miss your opportunity to own this gem, schedule your showing today!

9001 Chaffin Lane, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1543100 MLS

PRESALE OPPORTUNITY | NEW LINDSEY TOWNHOMES COMING TO BELLEWETHER Be among the first to secure a new Lindsey townhome at BelleWether, Chattanooga's highly sought-after Northshore community. With construction scheduled to begin in late 2026 and anticipated closings in spring 2027, this limited presale opportunity allows you to secure your preferred homesite and personalize your home from the start. The popular Lindsey plan features a thoughtful three-story design with 3 bedrooms and 3 full baths, offering comfortable and versatile living space for today's lifestyle. Presale buyers will have the opportunity to select interior finishes and upgrades through Empire's ENVISION design process. SPECIAL INCENTIVE: Receive 50% off design options up to $40,000 -- maximum savings of $20,000 -- with contract written by September 30, 2026. IMPORTANT TIMING: Interior finishes and upgrades must be selected by October 31, 2026. Secure your homesite now to begin the design process and make your selections before construction begins. Located in Northshore, BelleWether offers an unmatched urban lifestyle with easy access to Whole Foods, Coolidge Park, the Tennessee Riverwalk, Frazier Five & Dime, local restaurants, coffee shops and more--all while enjoying the convenience of low-maintenance townhome living. PRESALE TIMELINE: • Select and secure your Lindsey homesite • Schedule your design appointment at Homebase Design Center • Select finishes and upgrades by October 31, 2026 • Construction begins late 2026 • Anticipated closing spring 2027 ONLY 5 LINDSEY HOMESITES ARE AVAILABLE. Don't miss the opportunity to secure a new BelleWether townhome and personalize your selections before construction begins. Contact Steve Meister at 404-626-8116 for current incentives, pricing, homesite locations and presale details. NOTE: Listed price is the base price of the home and does not include options or upgrades.

113 Pathfinder Place 53, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1543098 MLS

Move in ready and priced to sell. Choose $7,000 toward closing costs or a 2/1 interest rate buydown with an acceptable offer. This home may also qualify for Chattanooga's Down Payment Assistance Program in conjunction with THDA financing (up to $15,000). See agent for details. Located on a quiet corner lot in Givens Park, this beautifully designed home combines flexible living spaces with modern style in the heart of East Brainerd. Soaring 11 foot vaulted ceilings and an open concept layout fill the main living area with natural light, creating the perfect space for entertaining or everyday living. The main level features a private primary suite with a walk in closet and en suite bath, plus a second bedroom with French doors and a full bath that's ideal for guests or a home office. Upstairs, you'll find an additional bedroom, full bath, and bonus room, offering space to fit your lifestyle. Enjoy peaceful mornings on the private back deck and the convenience of living just minutes from Hamilton Place, Trader Joe's, Whole Foods, local restaurants, coffee shops, and the highly sought after East Brainerd schools. With just 28 homes, Givens Park offers a charming neighborhood feel with beautifully landscaped homesites and a peaceful walking trail. Don't miss your opportunity to own this move in ready Parkside Builders home. Schedule your private showing today.

8573 Ari Lane Lot 5, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1543097 MLS

Under construction with estimated completion in November 2026. Includes Front & Rear Covered Porch and Vector Security SMART LIVING PACKAGE. For a limited time, receive $10,000 toward closing costs or design upgrades when using the builder's preferred lender and title company. This home may also qualify for Chattanooga's Down Payment Assistance Program in conjunction with THDA financing (up to $15,000). See agent for details. The Hampshire by Parkside Builders offers the ease of one level living with 3 bedrooms, 2 full baths, and a spacious 2 car garage. Designed for both comfort and convenience, the open concept layout creates an inviting space for entertaining and everyday living. This home includes exceptional upgrades, including a tiled primary shower, quartz countertops in the kitchen and primary bath, a covered rear porch, and the Parkside SmartLiving Package, delivering style and modern functionality throughout. Located in Givens Park, an intimate East Brainerd community of just 28 homes, residents enjoy beautifully landscaped homesites, a peaceful walking trail, and convenient access to Hamilton Place, Trader Joe's, Whole Foods, local restaurants, coffee shops, and the highly sought after East Brainerd schools. Secure your new home now and enjoy the opportunity to own a beautifully crafted Parkside Builders home in one of Chattanooga's most desirable locations.

994 Fortitude Trail 23, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1543096 MLS

This home has been used as a furnished rental for 6 years consistently, and has active yard service and pest control. The house was remodeled about 6 years including new energy-efficient windows throughout. The kitchen was updated, along with faux-wood-look tile throughout the house. Light maintenance and upgrades could further enhance the home. Centrally located. About 5 mins from the University and about 6 from downtown Chattanooga. Still close to freeways which makes it a great VCT rental. Good history of rental available upon request.

27 N Germantown Road, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1543094 MLS

Move-in-ready two-story townhome in Meadow Acres, where 1,387 square feet live larger than the number suggests. Two bedrooms and two full baths, with the primary bedroom and laundry room located on the second floor. The roof is less than a year old, HVAC is only three years old, hot water heater is less than 1 year old, updated kitchen cabinets, appliances and sink. New fresh tile in the kitchen and warm LVP flooring that replaced the carpet across the entire first floor. Best of all, the furniture and appliances stay per buyers request, with only the living room couch, chairs and one small side table going with the seller. Show up and start living, or hand a renter the keys on day one. Two parking spaces sit right out front, and the low maintenance lot means your weekends belong to you. Two fruit bearing apple pear trees on property. Built in 1990 in the heart of the 37421 corridor, minutes to Hamilton Place, Gunbarrel Road shopping and dining, and quick I-75 access.

1233 Lenny Lane, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1543086 MLS

Enjoy the convenience of North Chattanooga living at 1020 Fernway Road. Located in a desirable area with easy access to Northshore and downtown Chattanooga, this four-bedroom, three-bathroom home put local dining, shopping, outdoor recreation, and the University of Tennessee at Chattanooga (UTC) within easy reach. Inside, the open floor plan creates a welcoming space for everyday living and entertaining, complemented by hardwood and tile flooring and granite countertops. Four bedrooms provide flexibility for guests, a home office, or additional living needs, while the two-car garage adds practical parking and storage. Spend your weekends exploring the shops and restaurants along Frazier Avenue, enjoying the riverfront at Coolidge Park, or heading downtown to the Tennessee Aquarium and Chattanooga's many entertainment options. With convenient access to UTC and so much of what makes the Scenic City special, this home offers an appealing combination of comfort, functionality, and location. Schedule your showing and experience North Chattanooga living for yourself. All information is deemed reliable, but not guaranteed. Buyer to verify all pertinent information.

1020 Fernway Road, Chattanooga

4 Beds ⋅ 2 Baths ⋅ 1543085 MLS

Welcome to 4405 Katie Kim Lane in Ooltewah, Tennessee, where space, versatility, and an incredibly convenient location come together! This beautifully maintained home offers 4 bedrooms, 2 bathrooms, and approximately 2,000 square feet of comfortable living space with a floor plan designed to accommodate a variety of needs. The lower level adds even more functionality, offering plenty of storage along with additional heated and cooled flex space. Whether you need a home office, cozy den, workout area, hobby room, or additional living space, this area provides plenty of possibilities. Important updates include an HVAC system installed in 2019 and a roof approximately 6-7 years old, adding to the home's appeal. Location is another standout feature! Situated in the heart of Ooltewah, you'll be convenient to the ever-growing selection of restaurants, shopping, and entertainment in and around Cambridge Square. Hamilton Place is less than 20 minutes away, while the restaurants, attractions, and entertainment of Downtown Chattanooga are approximately 30 minutes away. With four bedrooms, flexible additional space, abundant storage, and a location that keeps everyday conveniences within easy reach, 4405 Katie Kim Lane is ready to welcome its next owner. Schedule your private showing today!

4405 Katie Kim Lane, Collegedale

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