Hamilton County Homes with Cash Financing available

Hamilton County Homes with Cash Financing available

Welcome to Hamilton County, Tennessee, a picturesque region that perfectly blends Southern charm with modern conveniences. Nestled in the heart of the scenic Tennessee Valley, Hamilton County is renowned for its stunning landscapes, vibrant community, and rich cultural heritage. With its rolling hills and lush greenery, this county offers a serene backdrop for those looking to call it home.

Hamilton County is not just a feast for the eyes; it’s also a hub of activity. Residents enjoy access to a variety of recreational opportunities, including hiking trails, parks, and beautiful waterways. The area boasts a lively arts scene, with numerous galleries, theaters, and music festivals that celebrate local talent. For families, Hamilton County is served by excellent schools and community programs, making it a wonderful place to raise children.

If you’re considering a move to this charming county, you’ll be pleased to know that there are excellent financing options available for homebuyers. Many homes in Hamilton County come with cash financing opportunities, making it easier for you to secure your dream property without the hassle of traditional mortgage processes. This flexibility opens up a world of possibilities, allowing you to explore a range of beautiful homes that fit your lifestyle and budget.

Whether you’re looking for a cozy cottage, a spacious family home, or a modern townhouse, Hamilton County’s real estate market has something for everyone. Embrace the warmth and hospitality of this vibrant community and make Hamilton County your next home sweet home!

Newest Hamilton County Homes with Cash Financing available

9406 Winter Side Lane, Chattanooga
$380,000
3 Beds ⋅ 2 Baths ⋅ 1546151 MLS
Low Down Payment Options May Be Available. Call Today to See If You Qualify! Welcome to 9406 Winter Side Lane, a 3-bedroom, 2-bath home in the quiet Rolling Ridge neighborhood of East Brainerd. Reach out today to learn about low down payment options that may be available to qualified buyers. This home is zoned for popular Hamilton County schools: Westview Elementary, East Hamilton Middle, and East Hamilton High. You're also close to shopping, dining, and I-75. The big-ticket items are already handled. The crawl space has been encapsulated, which helps with moisture control and efficiency. The water heater and garage door motor are only about 2 years old, so you can move in without worrying about the usual wear-and-tear costs. Inside, a full fresh coat of paint throughout the entire interior makes the home bright, clean, and move-in ready. Financing subject to buyer qualification, credit approval, and program guidelines. Not a commitment to lend. Terms and availability may vary.

9406 Winter Side Lane, Chattanooga
1011 Woodfinch Trail, Chattanooga
$359,900
4 Beds ⋅ 3 Baths ⋅ 1546149 MLS
Completely renovated and move-in ready, 1011 Woodfinch Trail offers the space, location, and neighborhood setting buyers are looking for--without the projects. From the moment you arrive, the freshly painted, white brick exterior gives the home a timeless presence. The main level centers around a welcoming living space and dining area, creating an easy flow for gatherings while maintaining defined spaces for everyday use. The renovated kitchen is designed to be both beautiful and functional, offering updated cabinetry, countertops, fixtures, and appliances along with plenty of workspace for cooking and entertaining. Whether you're preparing dinner on a weeknight or hosting friends, the kitchen connects naturally with the home's main living areas. The split-level floor plan provides excellent flexibility. Upstairs, you'll find 3 bedrooms and 2 bathrooms, while the lower level offers a fourth bedroom/half bath and additional living space that can easily function as a den, media room, home office, playroom, or guest area. The arrangement gives the home versatility that is increasingly hard to find--providing room for a growing household, guests, hobbies, or working from home without sacrificing the primary living spaces. Additionally, the attached garage adds everyday convenience and valuable storage. Living here means being close to Hamilton Place and the East Brainerd corridor, with its extensive selection of restaurants, shopping, grocery stores, and everyday conveniences. For those who would rather spend their free time outside, Audubon Acres is only a two-minute walk away, where residents can enjoy fishing, horseback riding, five miles of scenic hiking trails, historical exhibits, and water access along South Chickamauga Creek. Whether you're looking for your first home, more room for your family, or a turnkey investment property, 1011 Woodfinch Trail checks all the boxes.

1011 Woodfinch Trail, Chattanooga
7509 Nassau Way, Chattanooga
$249,000
2 Beds ⋅ 2 Baths ⋅ 1546148 MLS
BEAUTIFUL BRAND NEW ONE LEVEL TOWNHOMES WITH A CONVENIENT LOCATION! These brand new townhomes built by River Stone Construction are a great value without sacrificing quality! Located just off Igou Gap, just minutes away from Target and Gunbarrel Rd, this location could not be anymore convenient! The Bradley plan is complete with two bedrooms, two full baths, living room, kitchen, dining room and laundry room all on one floor!There is also a very nice patio for outdoor entertainig! Bradley Plan- Unit 3B Every new construction River Stone home comes with a one year warranty!

7509 Nassau Way, Chattanooga
1919 Clearview Drive, Chattanooga
$259,000
2 Beds ⋅ 3 Baths ⋅ 1546147 MLS
BEAUTIFUL BRAND NEW TOWNHOMES WITH A CONVENIENT LOCATION! These brand new townhomes built by River Stone Construction are a great value without sacrificing quality! Located just off Igou Gap, just minutes away from Target and Gunbarrel Rd, this location could not be anymore convenient! On the main level you can enjoy your living space and keep the sleeping quarters private on the second level! This two bedroom townhome features two bedrooms upstairs and each room has its own private bath and the laundry area is located in the hallway for convenience. On the main level there is a perfectly sized family room, seperate dining area, half bath and kitchen featuring quartz counters and a ceramic tile backsplash and an island with bar seating. Don't forget about the back patio for grilling! Do not let this one pass you by! Whitfield plan- Unit 1B Every new construction River Stone home comes with a one year warranty!

1919 Clearview Drive, Chattanooga
2633 Simpson Avenue, Chattanooga
$470,000
3 Beds ⋅ 3 Baths ⋅ 1546145 MLS
Welcome to 2633 Simpson Avenue, a beautifully crafted new construction home nestled in the convenient and established community of Red Bank, Tennessee! Offering 3 bedrooms, 2.5 bathrooms, and a spacious 2-car garage, this home combines thoughtful design, modern finishes, and comfortable living. Step inside to discover an inviting, open-concept floor plan that creates an effortless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The main living spaces feature attractive LVP flooring, while the bedrooms offer the warmth and comfort of carpet. The kitchen opens seamlessly to the living area, providing a wonderful gathering space for family and friends. Upstairs, you'll find all three bedrooms, along with a versatile landing area that offers the perfect opportunity for a home office, reading nook, or additional flex space. The generously sized bedrooms provide plenty of room to relax and unwind, while the primary suite offers a private retreat complete with an en-suite bathroom featuring a beautiful custom tile shower. Thoughtful architectural details, including charming transom windows, bring in natural light and add character throughout the home. Conveniently located in Red Bank, this home offers easy access to downtown Chattanooga, North Shore, local shopping, dining, parks, and everyday conveniences while providing the comfort of a residential setting. With its fresh new construction, functional layout, spacious rooms, and stylish finishes, this home is ready to welcome its next owners. Don't miss the opportunity to make this beautiful home yours!

2633 Simpson Avenue, Chattanooga
2309 Brookhaven Circle, Chattanooga
$349,900
4 Beds ⋅ 3 Baths ⋅ 1546142 MLS
OPEN HOUSE 11/15/26, 2-4 PM! MOVE-IN READY in Brookhaven Heights! Freshly painted throughout with updates to the kitchen, baths, flooring & windows. This inviting 2-story home offers space to entertain, relax & enjoy! Welcome guests from the covered front porch, then step inside to oversized formal living & dining rooms perfect for holiday gatherings. The updated kitchen features abundant counter space, a separate pantry, all appliances remaining & a breakfast nook with a picture-window view of the backyard. A main-level bedroom with adjoining half bath makes an ideal home office or flex space. The impressive 20x30 family room is sure to be a favorite, with vaulted ceilings, beautiful built-ins & a cozy gas fireplace. It opens to an oversized patio and private, semi-wooded backyard--perfect for BBQs, firepit evenings & outdoor enjoyment. All this on a beautiful lot in a low-traffic, dead-end subdivision! Upstairs, the Primary Suite features dual closets & a private updated bath. Two additional generously sized bedrooms share an updated hall bath. More features include a main-level laundry area with sink & cabinetry, walk-in cedar closet, and an oversized garage with a separate workshop/storage room and its own exterior entrance. Convenient to I-75 (Exit 5), Gunbarrel Rd., Hamilton Place, Hwy 153 & the airport. A wonderful combination of space, updates & convenience! Agent is part owner.

2309 Brookhaven Circle, Chattanooga
323 Kellys Ferry, Chattanooga
$389,900
3 Beds ⋅ 2 Baths ⋅ 1546139 MLS
TURNKEY, HIGH PERFORMING Airbnb investment opportunity in Chattanooga! Welcome to 323 Kellys Ferry Place, a beautifully furnished 3-bedroom, 2-bathroom home built in 2025 that comfortably accommodates up to 9 guests. This exceptional property is being sold fully furnished, including all furniture, high-end TVs, a luxurious 7-person hot tub, and everything needed to operate a successful ST rental. Enjoy added peace of mind with the remaining 8-year structural warranty. This established ST rental boasts an impressive average nightly rate of $237 and a 65% average occupancy rate, significantly outperforming the Chattanooga ST rental market. Revenue from June 1 through November 30 totals $31,214, including scheduled bookings, in just six months! With the Chattanooga ST rental market averaging approximately $37,000 in annual revenue, this property is positioned to substantially outperform the competition. The property has earned Airbnb Superhost and Guest Favorite recognition with an outstanding 5-star guest rating, showcasing its exceptional guest experience and strong rental history. Guests enjoy modern furnishings, comfortable accommodations, a private hot tub, and convenient access to Lookout Mountain, Ruby Falls, Rock City, and downtown Chattanooga. Whether you're an experienced investor expanding your portfolio or a first-time ST rental owner, this is a rare opportunity to acquire a nearly new, fully equipped, income-producing property with proven performance and exceptional revenue potential. All furniture, furnishings, TVs, and hot tub convey!

323 Kellys Ferry, Chattanooga
4304 Michigan Avenue, Chattanooga
$268,000
2 Beds ⋅ 1 Baths ⋅ 1546138 MLS
Calling all investors! This two-bedroom, one-bath bungalow pairs original architectural details with a walkable St. Elmo location and room to add your own updates. Original arch threshold and hardwood floors give the home its character. Large windows bring natural light into the living room, which opens to an eat-in kitchen with painted cabinetry and a mix of stone and butcher-block countertops. Both bedrooms and the full bath are on the main level. Enjoy your morning coffee on the refreshed front porch or dine on the rear deck overlooking the backyard and surrounding mountains. Recent updates include the asphalt shingle roof (4 yrs old) and HVAC system that now lives in the attic. Street parking is available, and the driveway provides access to the backyard only. Walk to neighborhood restaurants and shops, explore nearby hiking and biking trails, or hop on the paved Riverwalk and ride all the way downtown. The neighborhood climbing park, Incline Railway, Ruby Falls, and Rock City are also near by. Schedule your private showing today!

4304 Michigan Avenue, Chattanooga
1231 Gunbarrel Road, Chattanooga
$329,000
1546132 MLS
Discover the potential of 3 residential parcels totaling approximately 4.5 acres, ideally located on Gunbarrel Rd. This fantastic property offers convenient access to nearby shopping, restaurants, and medical facilities, making it the perfect spot for your next home. Don't miss out on this rare opportunity to own a piece of desirable real estate in a vibrant, well-connected area. Contact us today for more details! The following parcels to be included in the sale: - Parcel ID: 158M B 006; Deed Book 10214, Page 415 with Legal Description: Nw Sec 23 Tnp 6 R 3 3290 01 007 (Approx. 0.44+/- acres) - Parcel ID: 158M A 015; Deed Book 10214, Page 415 with Legal Description: Nw 1/4 Sec 23 Tnp 6 R-3 3290 01 007 (Approx 1.4 +/- acres) - Parcel ID: 158M A 018; Deed Book 10214, Page 419 with Legal Description: 5W 1/4 Sec 23 Tnp 6 R 3 (Approx.. 2.6+/- acres) *Buyer to verify acreage, zoning, taxes, and any information they deem important. All information is deemed reliable but not guaranteed.*

1231 Gunbarrel Road, Chattanooga
New York Avenue, Chattanooga
$49,900
1546127 MLS
Discover a rare opportunity to own a private, wooded homesite in the heart of Chattanooga. This elongated parcel on New York Avenue offers a unique blend of seclusion and convenience, with mature trees and natural topography. Stretching from the road into a peaceful, forested setting, the property provides an ideal canvas for a custom home, investment project, or a tucked-away retreat. The surrounding area features established homes and a quiet neighborhood feel, while still being just minutes from downtown Chattanooga, dining, shopping, and outdoor recreation. With road frontage and utilities nearby, this lot presents excellent potential for development while maintaining a sense of privacy that's increasingly rare. This is a chance to create something truly special in one of Chattanooga's most desirable and accessible locations. Don't miss it!

New York Avenue, Chattanooga
6622 Rapidan River Road, Hixson
$399,000
2 Beds ⋅ 2 Baths ⋅ 1546126 MLS
Welcome home to 6622 Rapidan River Road, nestled in the established and desirable Stonewall Farms community of Hixson! This beautifully maintained townhome offers 2 bedrooms, 2 bathrooms, and approximately 1,791 square feet of thoughtfully designed living space, combining comfort, functionality, and a low-maintenance lifestyle. Step inside to discover a welcoming floor plan with high ceilings and an inviting flow throughout the main living areas. The spacious great room serves as the heart of the home, featuring a gas log fireplace that creates a warm and comfortable gathering space. Just off the great room, you'll find a lovely sunroom that offers the perfect spot to enjoy your morning coffee, curl up with a good book, or simply take in the natural light. The kitchen is both functional and inviting, featuring corian countertops, stainless steel appliances, and convenient access to the adjoining living and dining spaces, making everyday living and entertaining effortless. The primary suite offers a peaceful retreat, complete with its own sitting area, providing additional flexibility for a reading nook, private office, or relaxing getaway. The additional bedroom and full bathroom offer comfortable accommodations for guests or everyday needs. Freshly painted and presented in pristine, move-in-ready condition, this townhome also features a wonderful screened-in porch, providing another inviting space to relax and enjoy the outdoors. Additional highlights include an attached two-car garage, front-entry access, a level driveway, and a level lot for added convenience. Located in Stonewall Farms, you'll appreciate the welcoming neighborhood atmosphere, sidewalks, and convenient access to shopping, restaurants, grocery stores, medical facilities, parks, and everyday essentials throughout Hixson and Middle Valley. If you're looking for beautifully maintained, easy living in an established community, 6622 Rapidan River Road is one you'll want to see!

6622 Rapidan River Road, Hixson
5450 Amber Grove Way, Hixson
$489,000
4 Beds ⋅ 3 Baths ⋅ 1546125 MLS
From quiet mornings to lively gatherings, This 4 bedroom 2.5 bath offers space for every part of your day. Located in the charming Amber Ridge community near shopping, dining, and convenient travel routes, this newer home blends an open layout with inviting architectural details. Hardwood floors, tall ceilings, and crown molding create a welcoming first impression. Just off the foyer, double doors open to a light-filled office--a versatile space for working from home, a sitting room, or a playroom. A guest half bath and additional storage add everyday convenience. The heart of the home brings the great room, dining area, and expanded kitchen together in one comfortable, connected space. Picture evenings beside the fireplace, a table filled with your favorite people, and plenty of room to prepare and serve a memorable meal. The kitchen features generous cabinet and counter space, a beverage refrigerator, and a walk-in pantry that keeps essentials within easy reach. Upstairs, all four bedrooms and the laundry room share one convenient level, keeping private retreats separate from the main living areas. The oversized primary bedroom and en suite bath offer a spacious place to recharge, while three additional bedrooms and a full bath provide flexibility for guests, hobbies, or your changing needs. With welcoming gathering spaces, room to spread out, and details that make daily living easier, this Amber Ridge home is ready for its next chapter. Schedule your private tour and imagine yours.

5450 Amber Grove Way, Hixson
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