Chattanooga Homes with VA Loan Financing available

Chattanooga Homes with VA Loan Financing available

Welcome to Chattanooga, Tennessee—a city where southern charm meets breathtaking natural beauty! Nestled in Hamilton County, Chattanooga is renowned for its stunning landscapes, vibrant culture, and rich history. With the majestic Appalachian Mountains as its backdrop and the sparkling Tennessee River winding through the heart of the city, Chattanooga offers a picturesque setting that is perfect for anyone looking to call this enchanting place home.

Chattanooga is celebrated for its thriving arts scene, delicious culinary offerings, and outdoor recreational opportunities. Whether you’re exploring the iconic Lookout Mountain, strolling through the bustling Riverwalk, or enjoying a family day at the Tennessee Aquarium, there’s something for everyone in this lively city. The community is warm and welcoming, making it easy to connect with neighbors and experience the true essence of Southern hospitality.

For those considering a move to Chattanooga, you’ll be pleased to know that homes in this area are accessible through VA Loan financing. This financing option is an excellent opportunity for eligible veterans and active-duty service members to purchase a home with favorable terms. With no down payment required and competitive interest rates, VA loans make homeownership in Chattanooga not just a dream, but a reality.

Explore the diverse neighborhoods of Chattanooga, from historic districts to modern developments, and discover the perfect home that suits your lifestyle. With its unique blend of urban amenities and outdoor adventures, Chattanooga is more than just a place to live; it’s a place to thrive. Embrace the opportunity to make this stunning city your new home!

Newest Chattanooga Homes with VA Loan Financing available

3 Beds ⋅ 2 Baths ⋅ 1539647 MLS

Welcome home to this beautifully maintained all-brick rancher offering 1,604 square feet of comfortable living space in a well-established, meticulously maintained neighborhood. This move-in-ready home features 3 bedrooms, 2 full baths, a spacious living room, formal dining room, and a cozy den with a gas fireplace. The updated kitchen is sure to impress with new countertops, a stylish backsplash, newer appliances, and a gas range, creating the perfect space for everyday living and entertaining. Recent improvements include a 3-year-old roof, RainShield gutter protection system, updated ductwork, fresh interior paint throughout, modern light fixtures, and three new ceiling fans. The all-brick construction, quality insulation, and newer roof contribute to energy efficiency and low utility costs. The primary bath features a walk-in tiled shower with built-in seating and safety grab bars, while the one-level floor plan provides easy accessibility and comfortable living throughout. Step outside to enjoy the fenced backyard complete with a covered deck and patio, ideal for relaxing, outdoor dining, or entertaining family and friends. Located in the county, you'll enjoy the benefit of lower annual property taxes while still being just minutes from Hamilton Place Mall, Publix, I-75, Cambridge Square in Ooltewah, and approximately 20 minutes from downtown Ringgold, GA. The one-entrance subdivision offers a sense of privacy and community. Conveniently located near schools, shopping, dining, and everyday amenities, this exceptional home combines timeless charm, thoughtful updates, energy efficiency, and an outstanding location. Don't miss the opportunity to make it yours!

9216 Charbar Circle, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539634 MLS

Welcome home to this beautifully maintained 3-bedroom, 2-bathroom home in the heart of East Ridge- the perfect place to begin your next chapter. Thoughtfully updated and move-in ready, this home offers the ideal blend of comfort, convenience, and outdoor living. Located just minutes from I-75 and I-24, you'll enjoy easy access to downtown Chattanooga, along with nearby attractions including Topgolf, Camp Jordan, Bass Pro Shops, shopping, dining, and everyday conveniences. Inside, you'll find a bright, welcoming floor plan with numerous updates throughout. The refreshed kitchen features a farmhouse sink with a gooseneck faucet, water purification system, updated dishwasher, customized pull-out cabinetry, and modern lighting. Additional improvements throughout the home provide peace of mind and everyday functionality. Step outside to one of the home's standout features, a beautiful, fully fenced backyard designed for relaxing and entertaining. The spacious 12' x 16' screened porch offers the perfect spot to enjoy your morning coffee, unwind after a long day, or gather with friends and family. A dedicated grilling patio, mature outdoor space, and plenty of room for pets or play make this backyard a true extension of the home. Additional updates include a renovated garage with insulation, finished plywood walls, and overhead storage loft, an attic ventilation fan, updated bathroom ventilation, stained privacy fence, wooden shutters, new mailbox, and a new exterior garage side door. Whether you're searching for your first home, looking to downsize, or simply wanting a home that's been lovingly cared for, this East Ridge gem offers exceptional value in a convenient location. Don't miss the opportunity to make it yours!

1611 Adair Avenue, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1539631 MLS

Perched atop Missionary Ridge, this beautifully updated home pairs timeless character with today's most sought-after improvements. Over the years, the owners have invested extensively in the property, including new roof, replacement of nearly every window, fresh interior and exterior paint, refinished hardwood floors, a premium TimberTech deck, a new second driveway, and a freshly tiled front porch. Thoughtful custom touches, including custom window treatments and built-in closet systems, further enhance the home's style and functionality. With major improvements already completed, buyers can enjoy the charm of this historic home with the confidence that many big-ticket items have already been made. Enjoy front-row views of Chattanooga's skyline, spectacular sunsets, and seasonal fireworks from the new Lookouts' Erlanger Park- all from the comfort of home.

149 N Crest Road, Chattanooga

5 Beds ⋅ 4 Baths ⋅ 1539620 MLS

OPEN HOUSE SUNDAY, AUGUST 2ND 2-4 P.M. Built in 2022 and meticulously maintained by its original owner, this exceptional East Brainerd home blends modern comfort, thoughtful upgrades, and incredible outdoor living. Located in a highly desirable area with top rated schools, low county-only taxes, close to parks and hiking/biking trails, and unbeatable convenience to Chattanooga's best restaurants, shopping, and amenities, this home delivers lifestyle and luxury in one complete package. Inside, you will find decorative molding throughout, freshly upgraded satin interior paint, and beautifully crafted custom built ins in the mud room, entry, and dining room -- complete with a wine fridge and granite countertop. The kitchen features soft close cabinetry, pullout shelving, a gas stove, and a spacious walk in pantry. The primary suite includes upgraded carpet, a custom walk in closet with built ins, and a serene retreat feel overlooking the pool area and lush creek setting. The home is filled with smart and functional upgrades: smart thermostats, tankless water heater, gas fireplace, custom window coverings throughout, 9' ceilings downstairs, and an epoxy coated garage floor with custom overhead storage, plus 200 sq. ft. of walkable attic storage. A standout bonus room (or 5th bedroom) features a custom rock climbing wall and monkey bars, making it a unique and fun space for all ages. Step outside and enjoy a backyard designed for relaxation and entertainment. The saltwater pool and spa, screened in porch with TV hookup, outdoor gas fire pit, gas grill line, and in ground basketball hoop create an incredible outdoor living experience. The custom workshop/shed with electricity, extended driveway with 3rd car parking, and large cemented multi use fenced side yard add practicality and versatility. The property also features custom landscaping with irrigation on its own meter to reduce water costs. A peaceful creek area behind the home provides natural privacy and a serene backdrop, complemented by a fully fenced backyard. With an HOA of just $50/month covering street lighting and maintenance of common areas and detention ponds, this home offers exceptional value and low maintenance living. Whether you're relaxing by the pool, unwinding in the screened in porch, enjoying the fire pit, or hosting friends and family, 1706 Buttonwood Loop is a truly outstanding entertaining home -- one that's been cared for with pride and upgraded with intention.

1706 Buttonwood Loop, Chattanooga

2 Beds ⋅ 1 Baths ⋅ 1539619 MLS

This East Ridge home has more going on than it lets on from the street. Fully fenced front and back, a flagstone patio with a fire pit in the front yard, a screened porch perfect for taking it all in, two covered carports, and a basement with real potential. Step through the front door into a small foyer with a coat closet, then into a living room with hardwood floors, crown molding, and a tray ceiling detail. Straight ahead leads you to the kitchen, which has plenty of cabinet storage, dark countertops, tile floors, and enough space for an eat-in dining area. The stacked washer and dryer are tucked into a shiplap accent wall just off the kitchen, and the back door leads out to a deck overlooking the tree-lined backyard. Just off the living room, a short hallway leads to both bedrooms and the full bathroom. The bathroom has its own character with an updated vanity and fixtures. Also off the living room, the stairs lead down to the basement which is unfinished but has a lot going for it. The main section has painted walls and recessed lighting and is the closest to a usable living space. It just needs a little attention to get it there. On one side is the first large storage area perfect for storing decorations, seasonal items, and general storage. On the other side, a separate section with its own exterior door to the driveway is ideal for tools, lawn equipment, and larger items. The basement gives you the potential to add finished square footage and still have dedicated storage on top of it.

119 Bales Avenue, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1539608 MLS

This charming townhouse offers comfortable one-level living with no steps to the front door. The spacious family room features a vaulted ceiling and a cozy gas log fireplace, creating an inviting space that flows seamlessly into the dining area. The beautifully updated galley kitchen comes complete with all appliances and overlooks the private, fenced backyard. This home includes two bedrooms and two full bathrooms, along with a one-car garage and a separate outdoor storage room that's perfect for gardening tools and extra storage. Enjoy low-maintenance living with lawn care provided by the HOA, and spend your free time relaxing by the community pool. Built with durable stucco construction and a classic Spanish tile roof, this townhome combines timeless style with lasting quality. And best of all, it's an end unit and next to the green space for more privacy! Don't miss the opportunity to make this wonderful home yours!

2158 Vaden Village Drive, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539604 MLS

Welcome to this beautifully updated 3-bedroom, 2-bath home, where comfort, style, and exceptional outdoor living come together. Inside, you'll find gleaming hardwood floors throughout, a functional open layout, a spacious pantry, and a dedicated laundry room designed for everyday convenience. The private primary suite offers a relaxing retreat, featuring dual vanities, a soaking tub, an oversized dual-head walk-in shower, and a large walk-in closet. Step outside and discover what truly sets this home apart. Situated on nearly half an acre, the fully fenced backyard is designed for year-round enjoyment. The standout feature is the custom enclosed outdoor kitchen, added in 2024, complete with a gas grill, griddle, sink, bar seating, and a covered dining area--perfect for hosting game days, family cookouts, or casual evenings with friends. French doors connect the indoor living space to the outdoor entertaining area, while a cozy fire pit creates the perfect place to unwind. Conveniently located just minutes from Brainerd Golf Course, Hamilton Place, restaurants, and everyday shopping, with downtown Chattanooga less than 20 minutes away, this home offers the ideal combination of modern updates, generous outdoor space, and an unbeatable location.

1344 Joiner Road, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1538651 MLS

Completely renovated and move-in ready, this beautifully updated home offers the perfect blend of modern finishes, functional living space, and an unbeatable location. With four bedrooms, three updated bathrooms, and thoughtful improvements throughout, you'll enjoy the feel of a newer home while still appreciating the charm of an established neighborhood. The heart of the home is the stunning remodeled kitchen featuring quartz countertops, professionally painted cabinetry, new hardware, a stylish tile backsplash, new sink and faucet, recessed lighting, and a full suite of new stainless steel appliances. Throughout the home, you'll find professionally refinished hardwood floors, fresh interior paint, updated lighting, and new flooring in select areas, creating a bright and inviting atmosphere. The spacious primary suite provides a relaxing retreat with a beautifully renovated bathroom featuring a walk-in tile shower, new vanity, tile flooring, and mirrored medicine cabinet. Two additional bathrooms have also been completely updated with new showers, vanities, tile flooring, and fresh finishes. Step outside to enjoy the brand-new covered back porch overlooking the fully fenced backyard--perfect for entertaining, relaxing, or giving kids and pets room to play. Convenience is one of this home's greatest features. Located in the heart of East Brainerd, you're just minutes from Hamilton Place Mall, dozens of restaurants, grocery stores, medical facilities, parks, and everyday shopping. With quick access to I-75, commuting to downtown Chattanooga, Volkswagen, Amazon, and Chattanooga Metropolitan Airport is easy, making this an ideal location for both work and play. With extensive updates already completed, exceptional outdoor living space, and one of Chattanooga's most desirable and convenient locations, this home is truly ready for its next owners to move in and enjoy.

2329 David Lane, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1539563 MLS

Be among the first to own this beautiful new construction home at 3010 Northway Lane! This thoughtfully designed one-level home features 4 bedrooms and 2 full bathrooms, offering comfortable living with a functional layout. With construction in its final stages, you'll still have the exciting opportunity to personalize select interior colors and finishes, making the home uniquely yours. Don't miss your chance to add your own style before completion and enjoy the benefits of a brand-new home built with modern living in mind. Agent is owner of property.

3010 Northway Lane, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1539413 MLS

LAST REMAINING Lindsey SKY Townhome | Maintenance-Free Living in Northshore Introducing the Lindsey SKY, a limited-opportunity townhome plan offering maintenance-free living in one of Chattanooga's most desirable and walkable neighborhoods. With only six homes to be built and 5 already UNDER CONTRACT, this residence is ideally located on the amenity area and just steps from Whole Foods, Coolidge Park, Frazier Five & Dime, Bento Ya, and Clumpies. This three level, east-facing home features 3 bedrooms and 3 full bathrooms, along with a partially covered 3rd floor deck perfect for fabulous views, enjoying morning light and outdoor living. Inside, an open-concept family room and kitchen with a spacious island creates an ideal setting for everyday living and entertaining. The owner's suite is a true retreat, showcasing 12'+ maximum ceiling height and transom windows that fill the space with natural light. Additional highlights include a 2-car, side-by-side garage and thoughtful design throughout. A rare blend of location, design, and lifestyle--Lindsey SKY delivers Northshore living at its best.

116 Pathfinder Place 40, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539532 MLS

One-Level Ranch Home - Move-In Ready! Look no further! This beautifully renovated one-level ranch home is located in a highly desirable, family-friendly neighborhood and offers the perfect combination of comfort, style, and convenience. The open-concept floor plan features a stunning new kitchen with granite countertops, an impressive 8.5-foot center island with bar-top seating, and a spacious living area enhanced by crown molding. Recent updates include renovated bathrooms, new flooring, a new HVAC unit, water heater, roof, electrical panel, grounding rod, and much more. Enjoy year-round versatility in the all-purpose sunroom, while the encapsulated crawlspace with humidity control and fan provides added peace of mind. Storage is abundant throughout the home, with generous closets and custom-built storage cabinets and workshop space in the garage that convey with the property. Situated in a quiet subdivision with county taxes only, this well-maintained home is within walking distance of Standifer Gap Park and playground. With so many major improvements already completed, you can move in and enjoy worry-free living for years to come. This truly is a turnkey home you won't want to miss!

2707 Saint Lawrence Road, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1539526 MLS

** Preferred lender incentive available equal to 1% of the loan amount. Inquire for details.** 1404 Bailey Avenue is a thoughtfully designed new construction home set in the heart of Highland Park, a neighborhood known for its blend of historic character and newer, modern homes. This four bedroom, three bathroom residence pairs clean architectural lines with warm, intentional details, creating a home that feels current, comfortable, and well connected to its surroundings. The main level offers a flexible bedroom that works beautifully as a home office or guest space, along with a full bathroom featuring a handsome tiled walk-in shower. Hardwood floors run throughout, grounding the modern design with warmth and durability. The living area centers around a gas fireplace and flows seamlessly into the kitchen, where a gas range, quartz countertops, custom cabinetry with a matching quartz backsplash, and a built-in microwave drawer in the island come together in a way that feels both functional and refined. The pantry adds another layer of thoughtful design, complete with built-in wood shelving and storage drawers for everyday ease. Just off the main living space, sliding glass doors open to a full-length covered back porch, creating an easy transition to outdoor living. The fully fenced backyard features a large gate and offers privacy, room for a raised bed garden, and ample room for relaxing, while a preserved shade tree in the front yard adds a sense of character and established charm from the moment you arrive. Inside, oversized casement windows invite in natural light, and with nine-foot ceilings on both levels, seven-foot interior doors, and eight-foot exterior doors, the home feels open and well-proportioned throughout. Upstairs, the laundry room is a true standout, offering generous space along with custom white oak shelving that brings both function and organization into daily routines. That same attention to detail carries through the home, with custom white oak shelving found in closets and storage areas, creating a consistent and elevated feel. The primary suite is designed as a private retreat, featuring a vaulted ceiling that adds volume and light, along with a spa-like bathroom accessed through French doors. A soaking tub, separate shower, and a spacious walk-in closet with custom white oak shelving complete the space, offering both comfort and thoughtful design. This is a home where every detail has been considered, blending modern construction with timeless materials in one of Chattanooga's most character-rich neighborhoods. Local lenders are preferred. Schedule your showing today! Full Tax Legal Description: HPR THE COTTAGES AT 1402 BAILEY AVENUT UNIT B LT 2 BLK 8 HIGHLAND PARK PB 1 PG 23 REV PB 41 PG 36 REV PB 59 PG 3 OUT OF 146J C 009 FOR 2026

1404 Bailey Avenue, Chattanooga

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