Chattanooga Homes with Conventional Financing available

Chattanooga Homes with Conventional Financing available

Welcome to Chattanooga, Tennessee – a vibrant city nestled in the heart of Hamilton County, where breathtaking natural beauty meets a rich tapestry of culture and history. Known for its stunning mountain vistas and the picturesque Tennessee River, Chattanooga is a haven for outdoor enthusiasts and city dwellers alike. With a mild climate and an abundance of parks, hiking trails, and waterways, it’s no wonder that this charming city has been recognized as one of the best places to live in the United States.

Chattanooga boasts a thriving arts scene, with galleries, theaters, and live music venues that showcase local talent. The city is also home to the acclaimed Tennessee Aquarium, the Creative Discovery Museum, and the historic Lookout Mountain, offering endless opportunities for family fun and exploration. The bustling downtown area features an array of dining options, boutique shops, and a lively nightlife, making it a perfect place for both relaxation and entertainment.

For those looking to make Chattanooga their home, there’s an array of beautiful properties available, with conventional financing options accessible to prospective buyers. Whether you’re seeking a charming bungalow in a historic neighborhood or a modern condo with river views, the real estate market here offers something for everyone. With competitive pricing and a variety of financing options, owning a piece of this enchanting city is within reach.

Discover the warmth and welcoming spirit of Chattanooga, where your dream home awaits amidst breathtaking landscapes and a vibrant community. Come explore the possibilities and find your perfect slice of Tennessee paradise!

Newest Chattanooga Homes with Conventional Financing available

2 Beds ⋅ 2 Baths ⋅ 1540049 MLS

Welcome to 8255 Chula Creek, where comfort, convenience, and peaceful surroundings come together! This charming 2-bedroom, free-standing townhome offers the perfect blend of low-maintenance living and spacious design. Step inside to an inviting open floor plan featuring prefinished hardwood floors, newer appliances, and abundant natural light. The bright sunroom is sure to become your favorite spot--ideal for a home office, morning coffee, or curling up with a good book. Love spending time outdoors? You'll appreciate the oversized screened porch, where you can relax while overlooking your private backyard and the beautifully maintained HOA common area. With no home directly behind you, you'll enjoy peaceful views, abundant birdlife, and the beauty of nature right outside your door. Located in one of the area's most desirable townhome communities, this home offers easy, simplified living without sacrificing comfort or privacy. Schedule your private showing today and discover why 8255 Chula Creek is the perfect place to call home. Homes like this don't stay available for long!

8255 Chula Creek Road, Chattanooga

Wooded lot in convenient location off Germantown Rd. in Popular Claremont SD. Taxes estimated.

Lot 16a Claremont Avenue, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1540042 MLS

Nestled on a large, private lot, this spacious 3 bedroom, 2 bath tri-level home offers 1,764 square feet of comfortable living space and endless potential to make it your own. The combination brick and siding exterior is complemented by a covered front porch, while the open concrete patio provide great spaces for outdoor entertaining or relaxing. Inside, the generous living room is filled with natural light from a large picture window overlooking the front yard. Hardwood flooring is beneath the carpet throughout the main living areas, offering an excellent opportunity to restore its original charm. The oversized eat-in kitchen features ample cabinet space, linoleum flooring, and includes all appliances--electric range, dishwasher, and refrigerator. Upstairs are three bedrooms, including a spacious primary suite with a roomy closet and private bath featuring a tiled walk-in shower. A second full bath offers a tub/shower combination and convenient linen closet. The laundry closet includes the stackable washer and dryer which remain. The lower level provides abundant storage with built-in closets, a versatile bonus room perfect for a home office, hobby room, or flex space, and access to the single-car garage. Major updates include a roof and HVAC system that are approximately five years old and a water heater that is only three years old. With solid bones, valuable updates already completed, and plenty of room to personalize, this home presents an excellent opportunity for buyers looking to add their own style while enjoying a convenient East Ridge location.

1127 Hillsboro Drive, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1540038 MLS

Welcome to 3440 Cagle Rd, where space, privacy, and value come together on a beautiful 1.3-acre lot in the heart of Lookout Valley. This mostly brick home offers 4 bedrooms and 3 full bathrooms. Inside, you'll find a spacious layout with plenty of room for family, guests, or a home office. Step outside and enjoy the privacy of the large, fenced backyard--ideal for kids, pets, gardening, or entertaining. Major updates provide peace of mind, including a roof and HVAC system replaced within the last 7-8 years, a 1-year-old water heater, and a new garage door and opener for the oversized two-car garage. The home's exterior has also been freshly painted, giving it outstanding curb appeal and making it move-in ready. Conveniently located just minutes from downtown Chattanooga, shopping, dining, and outdoor recreation, this property offers the best of peaceful country living with easy access to city conveniences. If you've been searching for a well-maintained home with acreage, privacy, and exceptional value, 3440 Cagle Rd is one you won't want to miss. Priced to sell-schedule your private showing today!

3440 Cagle Road, Chattanooga

4 Beds ⋅ 2 Baths ⋅ 1540021 MLS

Beautifully renovated and move-in ready, this 4-bedroom, 3-bath bungalow offers 1,741 square feet of thoughtfully designed living space in Highland Park. Just minutes from Main Street, the Historic Southside, and Downtown Chattanooga, you'll enjoy convenient access to local favorites like Lo Main, Scottie's on the River, Sleepyhead Coffee, and so much more, all while coming home to a quiet neighborhood you will love. The open-concept living area centers around a elegantly updated kitchen featuring a large island, new cabinetry, and generous workspace for both everyday living and entertaining. A generously sized mudroom provides abundant storage and organization, while all three bathrooms have been thoughtfully renovated with stylish tile, quality fixtures, and timeless finishes. The flexible floor plan includes four bedrooms, offering options for guest accommodations, a home office, creative space, or other evolving needs. Outside, the level lot provides low-maintenance outdoor living with plenty of usable space to enjoy. Unwind on the covered front porch, gather in the backyard, or take advantage of the detached garage and accessory building for storage, a workshop, studio, or additional workspace accessible via the rear alley. Blending classic bungalow charm with thoughtful modern updates and an exceptional Highland Park location, this home offers the best of city living with neighborhood appeal. Come see what makes 1511 E 13th Street so special!

1511 E 13th Street, Chattanooga

5 Beds ⋅ 3 Baths ⋅ 1540018 MLS

Welcome to 7014 Rocky Trail, a truly unique property offering incredible flexibility for investors, house hackers, multigenerational households, or large blended families. The home features five bedrooms plus three additional rooms currently being used as bedrooms, providing an exceptional amount of space and versatility. The finished lower level includes its own kitchen with abundant cabinetry, a spacious living area, and a fireplace, making it possible to comfortably live on either level or create separate living spaces. A second living room and fireplace upstairs add even more room to relax and entertain. Three laundry areas, including one upstairs, one downstairs, and one in the garage, make the layout especially functional for multiple occupants. A chair lift on the interior stairs also provides added accessibility between levels. Outside, two separate driveways offer plenty of parking. One leads to the attached two-car garage, while the second is ideal for additional vehicles, an RV, or a camper. The expansive back deck and gazebo overlook a partially fenced backyard and provide an excellent space for outdoor dining and entertaining. Two storage buildings offer additional room for tools, equipment, and seasonal items. With flexible living spaces, a second kitchen, multiple laundry areas, abundant parking, and outstanding investment potential, this home is a rare opportunity. Schedule your private showing today.

7014 Rocky Trail, Chattanooga

8 Beds ⋅ 4 Baths ⋅ 1540013 MLS

Investment opportunity in Chattanooga's Southside featuring two duplexes with a total of four income-producing units. Located just off Main Street, the properties are positioned in one of Chattanooga's most active urban neighborhoods, with convenient access to Downtown and the restaurants, shops, entertainment, and businesses throughout the Southside. Each unit currently rents for $900 per month, providing a combined rental income of $3,600 per month, or $43,200 annually at current rents. With four separate units across two duplexes, the property offers an established income stream while giving an investor flexibility for future rental strategies and improvements. The combination of existing rental income and a location just off the Main Street corridor makes this an attractive opportunity for an investor looking to add multifamily property in the Southside Chattanooga area. Owner/Agent.

1511 S Greenwood Avenue, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1540012 MLS

MOVE-IN READY - KINGSTON WOODS IN EAST BRAINERD! Builder Incentive: 1% Rate Buydown OR 1% Toward Closing Costs with Preferred Lender Introductory Pricing Available - Don't miss this opportunity to purchase in East Brainerd's newest community before pricing increases. Welcome to Kingston Woods, East Brainerd's newest community, conveniently located just minutes from Hamilton Place. This thoughtfully designed home features an open-concept layout with 2 bedrooms on the main level, making it ideal for both everyday living and entertaining. Features include: • White Shaker Cabinets • Quartz Countertops with Waterfall Island • Electric Fireplace • Stainless Steel Samsung Appliances • Two-Car Garage • Freestanding Tub + Tile Shower in Primary Suite • Approx. 170 SF Unfinished Bonus Room • Covered Back Porch • Privacy Fence • Low-Maintenance New Construction Kingston Woods offers true low-maintenance living, with the HOA providing lawn care and landscaping maintenance throughout the community, allowing homeowners to spend less time on upkeep and more time enjoying their home. Buyer to verify all information including schools, square footage, taxes, and HOA information. Personal Interest Applies. Agent is related to Seller

1777 Millie Lot 3 Lane, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1540006 MLS

Beautifully remodeled! East Ridge one level home. Quiet neighborhood near I-24. 10 minutes to downtown. All new LVT flooring throughout. All new kitchen with granite island, countertops, single bay sink & Samsung appliances. New LED lighting. Split bedrooms with a huge main bedroom, walk-in closet, new bath fixtures with a raised cabinet double vanity. 3 more bedrooms on the other end of the house with 2 full bathrooms. Slick ceilings throughout. 3 ceiling fans have remote controls. Large screened porch with deck in private back yard. New HVAC in Dec. 2023. New windows throughout. One year home protection plan by Home Security of America.

801 Merrimac Circle, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539978 MLS

Welcome to 3612 5th Avenue, a thoughtfully renovated 1925 home that blends classic character with modern updates. Taken down to the studs and completely redone, this three-bedroom, two full bathroom property offers peace of mind and a fresh start for its next owner. Whether you are a first-time home buyer or searching for a solid rental opportunity, this home checks all the right boxes. Inside, you will find a great layout with a spacious living room and a separate dining area that feels both functional and inviting. Wood flooring pairs beautifully with luxury vinyl, adding warmth and durability throughout the home. The kitchen is bright and clean with white cabinetry and stainless-steel appliances, making it easy to imagine everyday meals or hosting friends. The main level features one bedroom and a full bathroom, while upstairs offers two additional bedrooms and another full bathroom. Both bathrooms are shared and include tub shower combinations, creating a practical setup for everyday living. Step outside to enjoy a covered front deck overlooking a private, fenced yard that is perfect for relaxing, entertaining, or letting pets roam. Off-street parking adds extra convenience. Located close to I-24, this home offers an easy drive to downtown Chattanooga restaurants, attractions, and all the outdoor adventures the area is known for, including hiking and rock climbing. Previously used as a rental, this property has proven versatility. Be sure to review the floor plans to fully appreciate the layout. Schedule your showing today. Local lenders are preferred. Owner-Agent.

3612 5th Avenue, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539975 MLS

Available for the first time since it was built in 1954, this cherished Fort Wood home is ready for its next chapter. Lovingly owned by the original family for more than 70 years, this 3-bedroom, 2-bath home is full of character, history, and opportunity. All of the living space is conveniently located on one level, offering an easy, functional layout with original hardwood floors, spacious rooms, and timeless craftsmanship throughout. Start your mornings or unwind in the evenings on the inviting covered front porch, a welcoming space that adds to the home's classic charm. Located in Chattanooga's historic Fort Wood neighborhood, you'll be just minutes from UTC, Erlanger Hospital, and everything downtown Chattanooga has to offer, making this an ideal location for homeowners and investors alike. The lower-level garage provides ample room for parking, storage, or a workshop, while the generous backyard offers plenty of space to garden, entertain, or simply enjoy the outdoors. Whether you're dreaming of restoring a historic home, updating it to suit your style, or adding a property to your investment portfolio, this is a rare opportunity to own a piece of Chattanooga history in one of the city's most desirable neighborhoods. Come experience the charm, appreciate the history, and imagine the possibilities.

934 Fort Wood Street, Chattanooga

6 Beds ⋅ 2 Baths ⋅ 1539973 MLS

NOW ACTIVE DUE TO HIGH INTEREST (Photos and video will be updated after appliances are installed in kitchen.) - Fully vacant duplex with 3/1 on each side. Ready for house hacker or savvy investor. New floors and paint.

2001 Wilson Street, Chattanooga

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