Chattanooga Homes with Owner May Carry Financing available

Chattanooga Homes with Owner May Carry Financing available

Welcome to Chattanooga, Tennessee – a vibrant city nestled in the foothills of the Appalachian Mountains, where Southern charm meets modern living! Known for its stunning natural beauty and rich history, Chattanooga has become a sought-after destination for those looking to call it home. With the Tennessee River winding through the city and breathtaking views from Lookout Mountain, outdoor enthusiasts and urban dwellers alike will find plenty to love.

Chattanooga is not just about picturesque landscapes; it boasts a thriving arts scene, a diverse culinary landscape, and a strong sense of community. From the bustling Riverfront District to the historic downtown, residents can enjoy a plethora of shops, restaurants, and cultural attractions. The city is also home to several parks and recreational areas, making it an ideal place for families and individuals who appreciate an active lifestyle.

For those considering a move to this charming city, there are fantastic opportunities in the real estate market. One notable option is the availability of homes with owner may carry financing. This flexible financing option can make it easier for potential buyers to secure their dream home without the complexities of traditional lending. Whether you’re looking for a cozy bungalow or a spacious family home, Chattanooga offers a diverse range of properties to suit every taste and budget.

Embrace the warmth of Chattanooga living, where your dream home awaits amidst a backdrop of stunning scenery and a welcoming community. Explore the possibilities today and discover why so many are choosing to make this enchanting city their forever home!

Newest Chattanooga Homes with Owner May Carry Financing available

$324,900
3 Beds 2 Baths 1539050 MLS
JUST LISTED! ORIGINAL HARDWOOD FLOORS | NEW WINDOWS | INCREDIBLE LOCATION | FENCED BACK YARD Quintessential mid-century charm meets refreshing modern updates at 316 Oriole Drive! This beautifully refreshed 3 bedroom, 2 bath home offers 1,511 square feet of welcoming living space in an unbeatable location less than 10 minutes from both Downtown Chattanooga and Hamilton Place. From the classic picket fence in the back yard to the original arched interior doorways, this home is full of character while offering the updates today's buyers appreciate. Inside, you'll find gorgeous real hardwood floors throughout, a freshly painted interior, an updated kitchen with a separate dining area, and a functional floor plan with the washer and dryer conveniently located on the main level. Outdoors, an incredible back deck overlooks a spacious backyard complete with a fire pit and a beautiful mature shade tree, making it the perfect setting for grilling with friends or relaxing in good weather. Additional outdoor features include rear parking with a carport and a storage shed, which has been completely rebuilt on the inside. Recent improvements enhance the home's value, including newer windows (approximately 3 years old), new front window shingles, a new front stair railing, a newly installed side door with a window, and professionally stabilized basement walls by AFS. If you've been searching for a home that perfectly blends timeless mid-century style, thoughtful updates, and an incredibly convenient location, this is one you won't want to miss. call us today for your private showing today before this Chattanooga gem is gone! Buyer to verify any and all information deemed important, including square footage, HOA details, acreage, and school zoning. Information is reliable but not guaranteed.

316 Oriole Drive, Chattanooga

$275,000
3 Beds 2 Baths 1538968 MLS
One level rancher with many updates and tons of potential in the Hwy 58 area less than 20 minutes to downtown Chattanooga and close to schools, shopping, restaurants and more! This 3 bedroom, 2 bath home is positioned on a .33 +/- acre lot and backs up to the Lake Hills Park. The home features hardwoods and tile throughout and a traditional floor plan with spacious rooms. Your tour begins with entry to the formal living room which adjoins the formal dining room. The eat-in kitchen has a tile floor, white cabinetry, granite countertops, stainless appliances and access to the back yard, dining and family room. The central family room has real wood paneling, a wood-burning fireplace and a closet, so it could be used as a bedroom or office if preferred. The bedrooms are split with the primary suite on the left side which includes a walk-in closet with washer/dryer hook-ups and a private bath with a vessel sink vanity and tiled shower. There are two additional bedrooms and a full hall bath on the opposite side of the house. If additional storage is needed, you will appreciate the detached shed in the back yard and the crawl space in back. There is a firepit area in the back yard and plenty of room for outdoor fun, so please call for more information and to schedule your private showing today. Potential owner financing. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

4519 Paw Trail, Chattanooga

$219,900
3 Beds 1 Baths 1538027 MLS
Buyer assistance up to $21,000! This home qualifies under Chattanooga's Down Payment Assistance Program. Qualified buyers may be eligible for up to $21,000 in combined assistance through the City of Chattanooga and THDA programs. Renting for $1,600/month? You may qualify to own and pay less than renting! Plus seller paid home warranty! Recently renovated and move-in ready, this charming home perfectly blends modern updates with timeless character. Natural light pours through the large living room window, highlighting the original hardwood floors and creating a warm, inviting living area. The updated kitchen features refreshed cabinetry, countertops, and newer appliances, with direct access to a spacious rear deck--perfect for grilling, entertaining, or simply enjoying your morning coffee. Beyond the deck, you'll find a huge level, fenced backyard that provides plenty of room for children, pets, gardening, or outdoor grilling. The lot has potential to even add a secondary dwelling! Major improvements have already been completed, providing peace of mind for years to come. Updates include the roof, HVAC system, water heater, electrical, plumbing, kitchen, bathroom, and appliances. The exterior has also been enhanced with new siding and fresh paint, giving the home outstanding curb appeal. Whether you're a first-time homebuyer searching for a turnkey home or an investor looking for a low-maintenance addition to your portfolio, this property offers exceptional value. Conveniently located just minutes from downtown Chattanooga, hospitals, shopping, dining, and major highways, you'll enjoy easy access to everything the area has to offer. Move-in ready, thoughtfully updated, and featuring a spacious deck and fully fenced backyard, this home is ready for its next owner to enjoy.

2109 Garfield Street, Chattanooga

$480,000
7 Beds 4 Baths 1537891 MLS
This triplex is a solid investment with real numbers behind it. Previously bringing in $4,200/month with two units currently occupied on long-term leases, the property has been renovated and is ready to perform. All three units are self-contained with separate water and electric meters, which makes management straightforward and keeps utility responsibilities with the tenants where they belong. The bottom unit is currently vacant and ready for a new tenant, or a great house hack opportunity for a buyer who wants to live on site, collect rent from the two occupied units above, and let the tenants help cover the mortgage. Over the past few years the property has gone through a significant renovation. Each unit was updated with a new roof and gutters, Hardie siding on the front, HVAC systems, insulation and drywall in the basement, water heaters, interior doors, fresh paint, and LVP flooring throughout. Kitchens were redone with new cabinets, granite countertops, and stainless appliances, and bathrooms were updated with new tubs, tile surrounds, vanities, and toilets. Tucked into the west side of Chattanooga, the property is in a well-connected part of town with easy interstate access and some of the area's best known landmarks right down the road. It's the kind of location that stays in demand, close enough to the action without being in the middle of it. Strong income, turnkey condition, and a flexible vacancy. Contact the listing agent for information on owner finance options.

200 S Aster Avenue, Chattanooga

$349,000
1 Beds 1 Baths 1537761 MLS
Featuring a desired architectural layout, this one-bedroom condo home stands out as an exceptional and seldom available opportunity in the One North Shore real estate market. Its unique design is highly desirable, ensuring it rarely becomes available for purchase and making it a true gem for discerning buyers. Nestled within the heart of One North Shore, this Carmel style one bedroom condo is spacious and comes with its own outdoor living space. The bedroom has a large walk-in closet, and the hallway has a custom built-in for your extra storage items. The spacious bath has a walk-in shower and a large vanity which will more than accommodate any of your toiletry needs. The cabinet space offers generous storage of your linens, towels, etc. The kitchen has new granite countertops, a gas stove/oven, side by side stainless refrigerator, and a deep stainless sink with garbage disposal. Also offered is a built-in micro-wave, dishwasher, under counter lighting, and ample cabinetry. The living area has direct access to the balcony overlooking the resort style pool and Stringer's Ridge, a perfect spot for unwinding at the end of your day. The tall ceilings create an airy and spacious feel in this well-appointed condo-home. This is truly a peaceful haven for you to call home! ONS has an amenity package like no other! Covered and gated parking offers convenience and peace of mind, the penthouse clubroom is an exquisite space for entertaining and enjoying the skyline of downtown, the state-of-the-art recently renovated fitness center is so convenient for working out, poolside cabana with bathrooms, fully equipped kitchen, seating areas to situate yourself for a day at the pool, and of course the gem of ONS, the resort style pool with beach entry and tanning shelf ties up the amenity package in a big pretty bow! Make an appointment today!

200 Manufacturers Road Apt 619, Chattanooga

$350,000
4 Beds 2 Baths 1537502 MLS
Welcome to 1606 Union Avenue, a charming Highland Park home offering character, convenience, and exceptional potential in one of Chattanooga's most sought after historic neighborhoods. Whether you're a first-time homebuyer, a UTC student looking for an affordable alternative to campus housing, a parent seeking an investment for college living, or an investor searching for a rental opportunity, this property deserves a closer look. This approximately 1,232 sq. ft. two story home features 4 bedrooms and 2 bathrooms, with the main living areas conveniently located on the first floor and all bedrooms upstairs. Inside, you'll find beautiful original heart pine hardwood floors, abundant natural light, and timeless architectural character that make this home feel warm and inviting. Numerous recent improvements have already been completed, including new windows, new window trim, a new upstairs HVAC unit, a fully remodeled upstairs bathroom, a new vanity and toilet in the downstairs bathroom, repaired and freshly painted walls and ceilings throughout, updated light fixtures, and a new refrigerator. The EPA has completed soil remediation, installed new front sidewalks, and added fresh sod, providing additional peace of mind and curb appeal. Outside, enjoy a large fenced backyard perfect for pets, gardening, entertaining, or future improvements. Directly across the street, you'll find a neighborhood park with sidewalks and green space, creating a walkable and community-oriented setting. Located just minutes from Downtown, the University of Tennessee at Chattanooga (UTC), Chattanooga Choo Choo, Southside restaurants, local coffee shops, the Tennessee Aquarium, and the Riverwalk, this home offers easy access to some of the city's most popular attractions, entertainment, and dining.Strong rental potential proximity to UTC. Schedule your showing today and discover the possibilities.

1606 Union Avenue, Chattanooga

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