Chattanooga Homes with Special Funding Financing available

Chattanooga Homes with Special Funding Financing available

Welcome to Chattanooga, Tennessee – a vibrant city nestled in the scenic foothills of the Appalachian Mountains. Known for its rich history, stunning natural landscapes, and a thriving arts scene, Chattanooga offers a unique blend of urban excitement and outdoor adventure. The city's picturesque riverfront, coupled with its charming downtown, makes it a perfect place for families, young professionals, and retirees alike.

Chattanooga is home to a diverse range of neighborhoods, each with its own distinct character. From the historic homes in St. Elmo to the modern lofts in the Southside district, there is something for everyone. The city boasts an impressive array of amenities, including top-notch schools, parks, and cultural attractions such as the Tennessee Aquarium and the Hunter Museum of American Art. Outdoor enthusiasts will revel in the numerous hiking and biking trails, including the famous Lookout Mountain and the beautiful Tennessee Riverwalk.

For prospective homeowners, Chattanooga offers an exciting opportunity with special funding financing options available. These programs are designed to make homeownership more accessible, providing financial assistance that can help you secure your dream home in this enchanting city. Whether you’re a first-time buyer or looking to invest in a growing community, these financing options can be a game-changer, making it easier than ever to settle down in this charming city.

Experience the warmth and hospitality of Chattanooga, where your dream home awaits amidst breathtaking scenery and a vibrant community spirit. Come explore all that this remarkable city has to offer!

Newest Chattanooga Homes with Special Funding Financing available

$327,350
3 Beds 3 Baths 1542619 MLS
** Enjoy up to $15,000 in closing cost assistance with Lennar!** Welcome to Pinewood Townhomes by Lennar, a brand-new community featuring just 31 townhomes in a charming, intimate setting. This limited enclave offers the perfect balance of low-maintenance living, modern style, and everyday convenience. Step inside and experience open-concept floorplans filled with fabulous natural light, creating bright and inviting spaces that feel welcoming from the moment you enter. Expansive windows throughout the home enhance every room, providing an airy atmosphere ideal for both entertaining and relaxing. At Pinewood Townhomes, Lennar's signature Everything's Included® program delivers outstanding value with many of today's most desired features already built into the price. Enjoy beautiful quartz countertops, a complete suite of stainless steel kitchen appliances--including the refrigerator--plus a washer and dryer, 2-inch window blinds throughout, and smart home technology, all included so you can move in and start enjoying your new home from day one. Each townhome showcases contemporary layouts that maximize both comfort and functionality, offering flexible living spaces that adapt to your lifestyle. Whether you're purchasing your first home, simplifying your living space, or seeking a low-maintenance lifestyle, Pinewood Townhomes delivers exceptional value and quality. With only 31 homes available, residents will enjoy a close-knit neighborhood feel while benefiting from the craftsmanship, innovation, and peace of mind that come with owning a new Lennar home. Discover the perfect combination of natural light, modern comfort, and Everything's Included® at Pinewood Townhomes--where stylish, low-maintenance living feels right at home.

2559 Henson Court 20, Chattanooga

$299,900
14 Beds 6 Baths 1541755 MLS
*BANK OWNED INVESTMENT OPPORTUNITY WITH TWO LOTS AND A QUADPLEX SETUP!* Located at 2105 & 2107 Kirby Ave, this unique RN-3 zoned property offers a great opportunity for an investor, developer, or experienced renovator ready to roll up their sleeves and unlock its potential. Originally a single family home, the property was converted and expanded into a quadplex style setup with four separate living spaces, including a rear ADU. The sale includes two lots, giving the next owner even more potential to work with. A substantial amount of renovation work has already been completed throughout the property, including roofing, flooring, drywall, and more. However, the previous owner completed the conversion, additions, and other work without obtaining the required permits. After discussions with the City of Chattanooga, additional work will be required to bring the property into compliance and restore utilities. The City has indicated that a portion of the addition to the main structure will need to be removed. The future status of the rear ADU will depend on the permitting and approval process. This is not a turnkey investment. The next owner will need to put in some work and navigate the permitting process, but with two lots, RN-3 zoning, an existing quadplex style configuration, and substantial improvements already completed, there is plenty of potential here for the right buyer. Property is bank owned and being sold as is. Buyer to independently verify zoning, permitted uses, number of units, square footage, condition, permitting requirements, utility requirements, and all other information deemed important to Buyer. Property includes both 2105 & 2107 Kirby Ave.

2105 Kirby Avenue, Chattanooga

$220,000
1 Beds 1 Baths 1541230 MLS
# Freshly Remodeled Ground-Level Condo with Exceptional Accessibility Completely remodeled from top to bottom, this stunning 1-bedroom, 1-bath condo at The Pinnacle offers the rare combination of modern finishes, effortless accessibility, and one of Chattanooga's most convenient locations. Just minutes from Downtown Chattanooga and the vibrant Northshore, Unit 1Y is truly move-in ready and feels like a brand-new home. Located on the ground level, this condo eliminates the need for stairs or elevators, making everyday living simple and convenient. The open-concept layout, taller-than-standard ceilings, wider doorways, and lower-than-standard tub/shower combination provide a comfortable and accessible living space that is ideal for those seeking ease of mobility, aging-in-place convenience, or simply a more functional floor plan. The beautifully updated interior showcases a completely renovated kitchen with modern cabinetry, stylish countertops, stainless steel appliances, updated lighting, and quality finishes throughout. The spacious bedroom offers generous closet space, while additional storage closets provide even more room for organization. Every inch of this home has been thoughtfully updated to create a bright, modern, and inviting living space. Residents of The Pinnacle enjoy an impressive collection of amenities including a resort-style pool with panoramic views, fitness center, theater room, upscale club room, covered parking, and laundry facilities on every residential floor. HOA dues cover water, electricity, and access to all community amenities, providing exceptional value and hassle-free ownership. The building also features a recently installed roof and backup generator for added peace of mind. Outdoor enthusiasts will appreciate the close proximity to Stringers Ridge hiking and biking trails, while Chattanooga's award-winning restaurants, shopping, riverfront attractions, and entertainment are just minutes away. Whether you're looking for a prim primary residence, a low-maintenance second home, or an exceptionally accessible condo in one of Chattanooga's most desirable locations, Unit 1Y offers a rare opportunity to own a beautifully renovated home in The Pinnacle.

1131 Stringers Ridge Road 1y, Chattanooga

$321,000
3 Beds 3 Baths 1541169 MLS
** Enjoy 3.99% buy down and closing cost assistance with Lennar!**Welcome to Pinewood Townhomes by Lennar, a brand-new community featuring just 31 townhomes in a charming, intimate setting. This limited enclave offers the perfect balance of low-maintenance living, modern style, and everyday convenience. Step inside and experience open-concept floorplans filled with fabulous natural light, creating bright and inviting spaces that feel welcoming from the moment you enter. Expansive windows throughout the home enhance every room, providing an airy atmosphere ideal for both entertaining and relaxing. At Pinewood Townhomes, Lennar's signature Everything's Included® program delivers outstanding value with many of today's most desired features already built into the price. Enjoy beautiful quartz countertops, a complete suite of stainless steel kitchen appliances--including the refrigerator--plus a washer and dryer, 2-inch window blinds throughout, and smart home technology, all included so you can move in and start enjoying your new home from day one. Each townhome showcases contemporary layouts that maximize both comfort and functionality, offering flexible living spaces that adapt to your lifestyle. Whether you're purchasing your first home, simplifying your living space, or seeking a low-maintenance lifestyle, Pinewood Townhomes delivers exceptional value and quality. With only 31 homes available, residents will enjoy a close-knit neighborhood feel while benefiting from the craftsmanship, innovation, and peace of mind that come with owning a new Lennar home. Discover the perfect combination of natural light, modern comfort, and Everything's Included® at Pinewood Townhomes--where stylish, low-maintenance living feels right at home.

2568 Henson Court 6, Chattanooga

$330,000
3 Beds 3 Baths 1541168 MLS
** Enjoy 3.99% buy down and closing cost assistance with Lennar!** Welcome to Pinewood Townhomes by Lennar, a brand-new community featuring just 31 townhomes in a charming, intimate setting. This limited enclave offers the perfect balance of low-maintenance living, modern style, and everyday convenience. Step inside and experience open-concept floorplans filled with fabulous natural light, creating bright and inviting spaces that feel welcoming from the moment you enter. Expansive windows throughout the home enhance every room, providing an airy atmosphere ideal for both entertaining and relaxing. At Pinewood Townhomes, Lennar's signature Everything's Included® program delivers outstanding value with many of today's most desired features already built into the price. Enjoy beautiful quartz countertops, a complete suite of stainless steel kitchen appliances--including the refrigerator--plus a washer and dryer, 2-inch window blinds throughout, and smart home technology, all included so you can move in and start enjoying your new home from day one. Each townhome showcases contemporary layouts that maximize both comfort and functionality, offering flexible living spaces that adapt to your lifestyle. Whether you're purchasing your first home, simplifying your living space, or seeking a low-maintenance lifestyle, Pinewood Townhomes delivers exceptional value and quality. With only 31 homes available, residents will enjoy a close-knit neighborhood feel while benefiting from the craftsmanship, innovation, and peace of mind that come with owning a new Lennar home. Discover the perfect combination of natural light, modern comfort, and Everything's Included® at Pinewood Townhomes--where stylish, low-maintenance living feels right at home.

2572 Henson Court 5, Chattanooga

$394,900
3 Beds 2 Baths 1535034 MLS
Rare 3BR Opportunity at The Pinnacle! Unit 9J is the only 3-bedroom floor plan currently available in this gated high-rise. This spacious corner condo (1,475 sq ft) with a private balcony offers stunning 270-degree views of the mountains, river, and ridge from a northwest-facing location. This is an exceptional way to get into the desirable Northshore area at a competitive price point, with extensive upgrades and monthly dues that cover many typical ownership costs (electric, water, sewer, pest control, trash, and more). Updated with over $83,000 in high-quality improvements, including: • All new Renewal by Andersen windows and sliding door • New AC units and ductwork • Brand-new hardwood floors & baseboards • New electrical service panel • All light switches and power receptacles replaced • Plumbing updates • New matching appliances • Freshly painted • Custom Hunter Douglas Solar Shades throughout The Pinnacle has been refreshed with a new roof (2019), new elevators and laundry rooms (2025), and a major Capital Project for extensive exterior and interior renovations currently underway (2026). Enjoy resort-style amenities: saltwater pool, fitness center, clubhouse, theater room, BBQ/picnic areas, and secure parking, all just minutes from downtown Chattanooga, the Northshore, Coolidge Park, restaurants, and major hospitals. Priced to sell quickly, this stands out as one of the largest and most spacious units in the building with an outstanding combination of space, views, upgrades, and included ownership costs. Private showings available now.

1131 Stringers Ridge Road 9j, Chattanooga

$259,000
1 Beds 1 Baths 1517598 MLS
Own a piece of Chattanooga's history—revived with modern comfort and downtown energy. Welcome to The Residences at Park Hotel, a timeless landmark reimagined for contemporary urban living. Originally built in 1915 as Chattanooga's first fireproof luxury hotel, this historic building now offers a rare opportunity to own a beautifully updated studio in the heart of downtown. This west-facing studio is full of charm and character, featuring exposed original brick, soaring 9-foot ceilings, and large windows that frame captivating views of Downtown Chattanooga and Moccasin Bend. The layout includes washer/dryer hook-ups and designated space for custom closet designs, allowing you to personalize the space to suit your lifestyle. This property offers an unparalleled lifestyle with two on-site restaurants located right inside the building. One features a stylish speakeasy-perfect for intimate gatherings- while the other will include a stunning rooftop terrace with sweeping city and mountain views, ideal for entertaining or enjoying peaceful evenings under the stars. Garage parking is available next door for added convenience. The following amenities are currently under discussion and may include smart building access, concierge service, a fitness center, a dog wash station, and smart laundry facilities. Step outside and experience everything downtown has to offer—local cafés, award-winning restaurants, unique shops, parks, and cultural venues are all within walking distance. With no rental restrictions through the COA, this studio is a perfect fit for full-time residents, weekend travelers, or savvy investors. Don't miss your opportunity to own a piece of Chattanooga's past—refined for today's urban lifestyle. Schedule your private showing today!

117 E 7th Street 407-C, Chattanooga

$259,000
1 Beds 1 Baths 1517603 MLS
Historic Charm Meets Modern Comfort in the Heart of Downtown Chattanooga Discover a unique blend of past and present in this beautifully reimagined west-facing studio condo, perfectly situated on the 6th floor of the iconic Residences at Park Hotel. Once Chattanooga's first fireproof luxury hotel, this 1915 landmark has been transformed into stylish urban residences while preserving its architectural integrity and charm. This thoughtfully designed studio features 9-foot ceilings, exposed original brick, and expansive windows offering impressive views of downtown Chattanooga and Moccasin Bend. With an efficient layout and room for custom closet designs and washer/dryer hook-ups, the space is ideal for personalizing to suit your needs—whether for full-time living, a weekend escape, or a long-term investment. This property offers an unparalleled lifestyle with two on-site restaurants located right inside the building. One features a stylish speakeasy-perfect for intimate gatherings- while the other will include a stunning rooftop terrace with sweeping city and mountain views, ideal for entertaining or enjoying peaceful evenings under the stars. Garage parking is available next door for added convenience. The following amenities are currently under discussion and may include smart building access, concierge service, a fitness center, a dog wash station, and smart laundry facilities. Just outside your door, step into the vibrant energy of downtown—where boutique shops, local restaurants, parks, and entertainment are all within walking distance. With no rental restrictions through the COA, this condo presents an excellent opportunity for both homeowners and investors looking to be part of Chattanooga's thriving urban lifestyle. Don't miss your chance to own a piece of the city's history—revived with modern design and comfort. Schedule your tour today.

117 E 7th Street 611-D, Chattanooga

Start Your Search