Chattanooga Homes with FHA Financing available

Chattanooga Homes with FHA Financing available

Welcome to Chattanooga, Tennessee – a vibrant city nestled in the heart of Hamilton County, where Southern charm meets modern living. Known for its stunning natural beauty, Chattanooga is surrounded by the majestic Appalachian Mountains and the sparkling Tennessee River, offering residents an abundance of outdoor activities, from hiking and biking to fishing and boating. With a rich history and a thriving arts scene, the city boasts a unique blend of cultural attractions, including the renowned Tennessee Aquarium, the Hunter Museum of American Art, and the historic Walnut Street Bridge.

For those considering making Chattanooga their home, the real estate market offers a variety of options, including beautiful homes eligible for FHA financing. This means that first-time homebuyers and those looking to invest in the area can take advantage of lower down payment options and more flexible credit requirements, making homeownership more accessible than ever.

Chattanooga's neighborhoods are as diverse as its residents, with charming bungalows in the North Shore, family-friendly communities in Hixson, and modern townhomes in the bustling downtown area. Each neighborhood has its own unique character, providing a warm and inviting atmosphere for families, young professionals, and retirees alike.

Whether you're drawn to the city's rich history, its vibrant arts and culture, or the breathtaking outdoor landscapes, Chattanooga offers a welcoming environment that feels like home. With FHA financing options available, now is the perfect time to explore the wonderful homes that this enchanting city has to offer. Embrace the lifestyle you've always dreamed of in Chattanooga, where adventure and community await!

Newest Chattanooga Homes with FHA Financing available

3 Beds ⋅ 2 Baths ⋅ 1539634 MLS

Welcome home to this beautifully maintained 3-bedroom, 2-bathroom home in the heart of East Ridge- the perfect place to begin your next chapter. Thoughtfully updated and move-in ready, this home offers the ideal blend of comfort, convenience, and outdoor living. Located just minutes from I-75 and I-24, you'll enjoy easy access to downtown Chattanooga, along with nearby attractions including Topgolf, Camp Jordan, Bass Pro Shops, shopping, dining, and everyday conveniences. Inside, you'll find a bright, welcoming floor plan with numerous updates throughout. The refreshed kitchen features a farmhouse sink with a gooseneck faucet, water purification system, updated dishwasher, customized pull-out cabinetry, and modern lighting. Additional improvements throughout the home provide peace of mind and everyday functionality. Step outside to one of the home's standout features, a beautiful, fully fenced backyard designed for relaxing and entertaining. The spacious 12' x 16' screened porch offers the perfect spot to enjoy your morning coffee, unwind after a long day, or gather with friends and family. A dedicated grilling patio, mature outdoor space, and plenty of room for pets or play make this backyard a true extension of the home. Additional updates include a renovated garage with insulation, finished plywood walls, and overhead storage loft, an attic ventilation fan, updated bathroom ventilation, stained privacy fence, wooden shutters, new mailbox, and a new exterior garage side door. Whether you're searching for your first home, looking to downsize, or simply wanting a home that's been lovingly cared for, this East Ridge gem offers exceptional value in a convenient location. Don't miss the opportunity to make it yours!

1611 Adair Avenue, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1539631 MLS

Perched atop Missionary Ridge, this beautifully updated home pairs timeless character with today's most sought-after improvements. Over the years, the owners have invested extensively in the property, including new roof, replacement of nearly every window, fresh interior and exterior paint, refinished hardwood floors, a premium TimberTech deck, a new second driveway, and a freshly tiled front porch. Thoughtful custom touches, including custom window treatments and built-in closet systems, further enhance the home's style and functionality. With major improvements already completed, buyers can enjoy the charm of this historic home with the confidence that many big-ticket items have already been made. Enjoy front-row views of Chattanooga's skyline, spectacular sunsets, and seasonal fireworks from the new Lookouts' Erlanger Park- all from the comfort of home.

149 N Crest Road, Chattanooga

5 Beds ⋅ 4 Baths ⋅ 1539620 MLS

OPEN HOUSE SUNDAY, AUGUST 2ND 2-4 P.M. Built in 2022 and meticulously maintained by its original owner, this exceptional East Brainerd home blends modern comfort, thoughtful upgrades, and incredible outdoor living. Located in a highly desirable area with top rated schools, low county-only taxes, close to parks and hiking/biking trails, and unbeatable convenience to Chattanooga's best restaurants, shopping, and amenities, this home delivers lifestyle and luxury in one complete package. Inside, you will find decorative molding throughout, freshly upgraded satin interior paint, and beautifully crafted custom built ins in the mud room, entry, and dining room -- complete with a wine fridge and granite countertop. The kitchen features soft close cabinetry, pullout shelving, a gas stove, and a spacious walk in pantry. The primary suite includes upgraded carpet, a custom walk in closet with built ins, and a serene retreat feel overlooking the pool area and lush creek setting. The home is filled with smart and functional upgrades: smart thermostats, tankless water heater, gas fireplace, custom window coverings throughout, 9' ceilings downstairs, and an epoxy coated garage floor with custom overhead storage, plus 200 sq. ft. of walkable attic storage. A standout bonus room (or 5th bedroom) features a custom rock climbing wall and monkey bars, making it a unique and fun space for all ages. Step outside and enjoy a backyard designed for relaxation and entertainment. The saltwater pool and spa, screened in porch with TV hookup, outdoor gas fire pit, gas grill line, and in ground basketball hoop create an incredible outdoor living experience. The custom workshop/shed with electricity, extended driveway with 3rd car parking, and large cemented multi use fenced side yard add practicality and versatility. The property also features custom landscaping with irrigation on its own meter to reduce water costs. A peaceful creek area behind the home provides natural privacy and a serene backdrop, complemented by a fully fenced backyard. With an HOA of just $50/month covering street lighting and maintenance of common areas and detention ponds, this home offers exceptional value and low maintenance living. Whether you're relaxing by the pool, unwinding in the screened in porch, enjoying the fire pit, or hosting friends and family, 1706 Buttonwood Loop is a truly outstanding entertaining home -- one that's been cared for with pride and upgraded with intention.

1706 Buttonwood Loop, Chattanooga

2 Beds ⋅ 1 Baths ⋅ 1539619 MLS

This East Ridge home has more going on than it lets on from the street. Fully fenced front and back, a flagstone patio with a fire pit in the front yard, a screened porch perfect for taking it all in, two covered carports, and a basement with real potential. Step through the front door into a small foyer with a coat closet, then into a living room with hardwood floors, crown molding, and a tray ceiling detail. Straight ahead leads you to the kitchen, which has plenty of cabinet storage, dark countertops, tile floors, and enough space for an eat-in dining area. The stacked washer and dryer are tucked into a shiplap accent wall just off the kitchen, and the back door leads out to a deck overlooking the tree-lined backyard. Just off the living room, a short hallway leads to both bedrooms and the full bathroom. The bathroom has its own character with an updated vanity and fixtures. Also off the living room, the stairs lead down to the basement which is unfinished but has a lot going for it. The main section has painted walls and recessed lighting and is the closest to a usable living space. It just needs a little attention to get it there. On one side is the first large storage area perfect for storing decorations, seasonal items, and general storage. On the other side, a separate section with its own exterior door to the driveway is ideal for tools, lawn equipment, and larger items. The basement gives you the potential to add finished square footage and still have dedicated storage on top of it.

119 Bales Avenue, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1539608 MLS

This charming townhouse offers comfortable one-level living with no steps to the front door. The spacious family room features a vaulted ceiling and a cozy gas log fireplace, creating an inviting space that flows seamlessly into the dining area. The beautifully updated galley kitchen comes complete with all appliances and overlooks the private, fenced backyard. This home includes two bedrooms and two full bathrooms, along with a one-car garage and a separate outdoor storage room that's perfect for gardening tools and extra storage. Enjoy low-maintenance living with lawn care provided by the HOA, and spend your free time relaxing by the community pool. Built with durable stucco construction and a classic Spanish tile roof, this townhome combines timeless style with lasting quality. And best of all, it's an end unit and next to the green space for more privacy! Don't miss the opportunity to make this wonderful home yours!

2158 Vaden Village Drive, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539604 MLS

Welcome to this beautifully updated 3-bedroom, 2-bath home, where comfort, style, and exceptional outdoor living come together. Inside, you'll find gleaming hardwood floors throughout, a functional open layout, a spacious pantry, and a dedicated laundry room designed for everyday convenience. The private primary suite offers a relaxing retreat, featuring dual vanities, a soaking tub, an oversized dual-head walk-in shower, and a large walk-in closet. Step outside and discover what truly sets this home apart. Situated on nearly half an acre, the fully fenced backyard is designed for year-round enjoyment. The standout feature is the custom enclosed outdoor kitchen, added in 2024, complete with a gas grill, griddle, sink, bar seating, and a covered dining area--perfect for hosting game days, family cookouts, or casual evenings with friends. French doors connect the indoor living space to the outdoor entertaining area, while a cozy fire pit creates the perfect place to unwind. Conveniently located just minutes from Brainerd Golf Course, Hamilton Place, restaurants, and everyday shopping, with downtown Chattanooga less than 20 minutes away, this home offers the ideal combination of modern updates, generous outdoor space, and an unbeatable location.

1344 Joiner Road, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1538651 MLS

Completely renovated and move-in ready, this beautifully updated home offers the perfect blend of modern finishes, functional living space, and an unbeatable location. With four bedrooms, three updated bathrooms, and thoughtful improvements throughout, you'll enjoy the feel of a newer home while still appreciating the charm of an established neighborhood. The heart of the home is the stunning remodeled kitchen featuring quartz countertops, professionally painted cabinetry, new hardware, a stylish tile backsplash, new sink and faucet, recessed lighting, and a full suite of new stainless steel appliances. Throughout the home, you'll find professionally refinished hardwood floors, fresh interior paint, updated lighting, and new flooring in select areas, creating a bright and inviting atmosphere. The spacious primary suite provides a relaxing retreat with a beautifully renovated bathroom featuring a walk-in tile shower, new vanity, tile flooring, and mirrored medicine cabinet. Two additional bathrooms have also been completely updated with new showers, vanities, tile flooring, and fresh finishes. Step outside to enjoy the brand-new covered back porch overlooking the fully fenced backyard--perfect for entertaining, relaxing, or giving kids and pets room to play. Convenience is one of this home's greatest features. Located in the heart of East Brainerd, you're just minutes from Hamilton Place Mall, dozens of restaurants, grocery stores, medical facilities, parks, and everyday shopping. With quick access to I-75, commuting to downtown Chattanooga, Volkswagen, Amazon, and Chattanooga Metropolitan Airport is easy, making this an ideal location for both work and play. With extensive updates already completed, exceptional outdoor living space, and one of Chattanooga's most desirable and convenient locations, this home is truly ready for its next owners to move in and enjoy.

2329 David Lane, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1539563 MLS

Be among the first to own this beautiful new construction home at 3010 Northway Lane! This thoughtfully designed one-level home features 4 bedrooms and 2 full bathrooms, offering comfortable living with a functional layout. With construction in its final stages, you'll still have the exciting opportunity to personalize select interior colors and finishes, making the home uniquely yours. Don't miss your chance to add your own style before completion and enjoy the benefits of a brand-new home built with modern living in mind. Agent is owner of property.

3010 Northway Lane, Chattanooga

3 Beds ⋅ 1 Baths ⋅ 1539550 MLS

Welcome home to this beautifully updated 3-bedroom, 1-bath rancher that combines classic charm with modern convenience! Situated on a large, level lot with an 8-foot privacy fence, this home offers privacy and plenty of outdoor living space perfect for relaxing or entertaining.Step inside to find hardwood floors that flow throughout the main living areas. The spacious living room features a built-in, heated electric fireplace w/ shiplap surround -- the perfect spot to unwind year-round. The fully gutted and renovated kitchen is a standout, bright and cheery boasting sleek granite countertops, a dedicated coffee bar with extra storage, upgraded appliances, and all-new plumbing. Whether you're cooking a family meal or enjoying your morning coffee, this kitchen delivers both style and function. The bathroom has been completely gutted and rebuilt with all-new fixtures, finishes, and plumbing, plus a convenient Bluetooth smart lighting feature for the ultimate modern touch. Additional updates you'll love: • Brand-new HVAC system (only 1 month old) with a 3-year full warranty • Brand-new double-pane windows (less than a year old) for improved energy efficiency • Brand-new deck ready for outdoor dining and gatherings • Cozy fire-pit in the backyard for evenings with family and friends Outside, enjoy the convenience of a 1-car garage, a peagravel driveway extension, and a large, level fenced yard ideal for pets, play, or gardening. This move-in-ready rancher offers incredible value with its extensive updates and low-maintenance lifestyle. Perfect for first-time buyers, downsizers, or anyone looking for a turn-key home in Chattanooga!

2216 Spencer Avenue, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1539413 MLS

LAST REMAINING Lindsey SKY Townhome | Maintenance-Free Living in Northshore Introducing the Lindsey SKY, a limited-opportunity townhome plan offering maintenance-free living in one of Chattanooga's most desirable and walkable neighborhoods. With only six homes to be built and 5 already UNDER CONTRACT, this residence is ideally located on the amenity area and just steps from Whole Foods, Coolidge Park, Frazier Five & Dime, Bento Ya, and Clumpies. This three level, east-facing home features 3 bedrooms and 3 full bathrooms, along with a partially covered 3rd floor deck perfect for fabulous views, enjoying morning light and outdoor living. Inside, an open-concept family room and kitchen with a spacious island creates an ideal setting for everyday living and entertaining. The owner's suite is a true retreat, showcasing 12'+ maximum ceiling height and transom windows that fill the space with natural light. Additional highlights include a 2-car, side-by-side garage and thoughtful design throughout. A rare blend of location, design, and lifestyle--Lindsey SKY delivers Northshore living at its best.

116 Pathfinder Place 40, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539532 MLS

One-Level Ranch Home - Move-In Ready! Look no further! This beautifully renovated one-level ranch home is located in a highly desirable, family-friendly neighborhood and offers the perfect combination of comfort, style, and convenience. The open-concept floor plan features a stunning new kitchen with granite countertops, an impressive 8.5-foot center island with bar-top seating, and a spacious living area enhanced by crown molding. Recent updates include renovated bathrooms, new flooring, a new HVAC unit, water heater, roof, electrical panel, grounding rod, and much more. Enjoy year-round versatility in the all-purpose sunroom, while the encapsulated crawlspace with humidity control and fan provides added peace of mind. Storage is abundant throughout the home, with generous closets and custom-built storage cabinets and workshop space in the garage that convey with the property. Situated in a quiet subdivision with county taxes only, this well-maintained home is within walking distance of Standifer Gap Park and playground. With so many major improvements already completed, you can move in and enjoy worry-free living for years to come. This truly is a turnkey home you won't want to miss!

2707 Saint Lawrence Road, Chattanooga

2 Beds ⋅ 3 Baths ⋅ 1539530 MLS

Set in a peaceful location within a vibrant and engaging community, this inviting home offers a wonderful blend of privacy, style, and everyday convenience. Enjoy the best of both worlds in this beautiful Oxford home, offering a luxurious private setting that allows you to remain connected to the energy, amenities, and sense of community that make this location so desirable. This cherished home features many updates compared to the standard offering, including cafe appliances; a tricked out Samsung refrigerator; a whimsical and gorgeous primary bath; jewel-like fixtures; super enhanced epoxy flooring for the extended deck, double car garage, and driveway with extra parking; screen doors; outdoor fans; and tons of creative storage. Neighborhood amenities include pool, clubhouse, outdoor gas fireplace, and a dog park. Combining low-maintenance living, a one-level plan, and a premier secluded park-like location, 3288 Stone Creek is a rare opportunity to enjoy easy living in the 37405.

3288 Stone Creek Drive, Chattanooga

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