Chattanooga Homes with FHA Financing available

Chattanooga Homes with FHA Financing available

Welcome to Chattanooga, Tennessee – a vibrant city nestled in the heart of Hamilton County, where Southern charm meets modern living. Known for its stunning natural beauty, Chattanooga is surrounded by the majestic Appalachian Mountains and the sparkling Tennessee River, offering residents an abundance of outdoor activities, from hiking and biking to fishing and boating. With a rich history and a thriving arts scene, the city boasts a unique blend of cultural attractions, including the renowned Tennessee Aquarium, the Hunter Museum of American Art, and the historic Walnut Street Bridge.

For those considering making Chattanooga their home, the real estate market offers a variety of options, including beautiful homes eligible for FHA financing. This means that first-time homebuyers and those looking to invest in the area can take advantage of lower down payment options and more flexible credit requirements, making homeownership more accessible than ever.

Chattanooga's neighborhoods are as diverse as its residents, with charming bungalows in the North Shore, family-friendly communities in Hixson, and modern townhomes in the bustling downtown area. Each neighborhood has its own unique character, providing a warm and inviting atmosphere for families, young professionals, and retirees alike.

Whether you're drawn to the city's rich history, its vibrant arts and culture, or the breathtaking outdoor landscapes, Chattanooga offers a welcoming environment that feels like home. With FHA financing options available, now is the perfect time to explore the wonderful homes that this enchanting city has to offer. Embrace the lifestyle you've always dreamed of in Chattanooga, where adventure and community await!

Newest Chattanooga Homes with FHA Financing available

2 Beds ⋅ 3 Baths ⋅ 1542721 MLS

Professionally staged model home available for tours at another location. Preferred lender incentives include 1% of the loan amount toward closing costs or a rate buy-down. Enjoy a side-by-side matching refrigerator and 2'' white faux wood blinds for all windows to help you get settled in your new home with our exclusive move-in special. All River Stone Construction homes come with a 1-year builder warranty! Welcome to The Nassau, a townhome community designed for those who want the best of modern living in the heart of Chattanooga. With stylish, low-maintenance designs and spacious layouts, these homes are perfect for busy professionals, growing families, or anyone ready to enjoy the convenience of city living without compromising on comfort. Situated in a prime location, The Nassau provides easy access to Chattanooga's vibrant dining, shopping, and outdoor recreation. Discover a community where townhome living is reimagined to perfectly fit your lifestyle. The Whitfield floor plan offers a large main living area that is perfect for entertaining, 2 bedrooms, as well as two and a half bathrooms. Enjoy stepping into the home as you take in the high ceilings and open living space, with access to the back patio. Upstairs, the master suite includes a walk-in closet and private bathroom, as does the guest bedroom! There is a convenient laundry area tucked into the hallway leading to the bedrooms. Schedule your private showing today! Photos are of similar units, not of the particular unit listed in MLS. End Unit. Owner/Agent. Estimated Completion Spring 2026. All selections have been made for the unit. Owner/Agent

1915 Clearview Drive, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1542715 MLS

A wonderful opportunity to own a condo completely renovated. Complete with all new appliances, electrical, plumbing, and heat pump. Everything in this condo is new. Tastefully done. 2nd floor Unit. Enjoy privacy and beautiful views with the surrounding mountains and just minutes from the downtown area. Amenities include an inground pool, playground, fitness area, park, and laundry area. HOA includes trash pick up, water and sewer, as well as pest control service. A wonderful opportunity to purchase a move in ready place to call home.

900 Mountain Creek Road M169, Chattanooga

3 Beds ⋅ 1 Baths ⋅ 1542712 MLS

Buyer financing fell through , no fault to seller it's back on market, but seller did just install a brand new roof! Welcome to this fully renovated 3-bedroom, 1-bath home situated on a desirable corner lot just minutes from downtown. This move-in-ready property has been thoughtfully updated from top to bottom, offering modern finishes and low-maintenance living. Step inside to find a beautifully renovated interior featuring new kitchen cabinetry, granite countertops, stainless steel appliances, luxury LVP flooring, fresh paint, and updated light fixtures throughout. Additional improvements include new windows, new vinyl siding, and new gutters, providing both style and peace of mind. Enjoy outdoor living on the brand-new back deck, perfect for entertaining guests or relaxing with family. Conveniently located near downtown, shopping, dining, and local amenities, this turnkey home is ready for its next owner. Don't miss your opportunity to make this beautifully updated property your new home.

2636 N Orchard Knob Avenue, Chattanooga

2 Beds ⋅ 1 Baths ⋅ 1542711 MLS

Welcome to this fully renovated 2 bedroom, 1-bath home situated on a desirable corner lot just minutes from downtown. This move-in-ready property has been thoughtfully updated from top to bottom, offering modern finishes and low-maintenance living. Step inside to find a beautifully renovated interior featuring new kitchen cabinetry, granite countertops, stainless steel appliances, luxury LVP flooring, fresh paint, and updated light fixtures throughout. Additional improvements include brand new bathroom, new hvac, and new back deck. Conveniently located near downtown, shopping, dining, and local amenities, this turnkey home is ready for its next owner. Don't miss your opportunity to make this beautifully updated property your new home.

2217 N Chamberlain Avenue, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1542699 MLS

Final Opportunity - Only 7 lots remaining PERSONALIZE YOUR DREAM HOME ask the onsite agent for full details. This home has not yet started, giving you a limited-time opportunity to select your own finishes and design details to truly make it yours. Estimated build time is approximately 6 months, with completion projected for December 2026. ONE-LEVEL LIVING! Welcome home to the MAGNOLIA!! ! From the moment you step through the covered front entry, you're welcomed by a bright, open layout designed for both comfort and connection. Just off the foyer, a secondary bedroom and full bath create the perfect space for guests or a private home office, while a formal dining room offers a timeless setting for gatherings and celebrations. At the heart of the home, the open-concept living area brings everything together--featuring a spacious family room, inviting breakfast nook, and a well-appointed kitchen with an oversized island and walk-in pantry. Everyday convenience is built in with easy access to the mudroom, laundry, and two-car garage. Step outside to the covered patio and enjoy effortless indoor-outdoor living--perfect for morning coffee, evening unwinding, or hosting friends on the weekend. A private retreat awaits. Tucked away at the rear of the home, the primary suite offers a peaceful escape with a spa-like bath, dual vanities, a large tiled shower, and two walk-in closets. Direct patio access fills the space with natural light and adds a touch of everyday luxury. Life at Social Circle Located in the heart of East Brainerd, just minutes from downtown Chattanooga, Social Circle offers a lifestyle centered around connection and ease. With a walkable design and a welcoming neighborhood feel, it's a place where neighbors gather, front porches are enjoyed, and everyday moments feel a little more meaningful.

2592 Butlers Green Circle 9, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1542696 MLS

**seller will consider 1 year rental at $2500 a month** Welcome to 3423 Missionaire Avenue -- where timeless charm meets thoughtful updates in the heart of East Ridge! From the moment you arrive, you'll appreciate the inviting curb appeal, corner-lot setting, and welcoming covered front porch that make this home feel special from the start. Inside, beautiful hardwood floors flow through the main living spaces, while the open living and dining areas create a warm and comfortable place to gather with family and friends. The fully renovated kitchen is truly the heart of the home, featuring stylish new cabinetry, quartz countertops, stainless steel appliances, and abundant workspace for cooking, entertaining, and everyday living. Just off the living area, a cozy den with rich wood paneling offers the perfect spot for a home office, reading room, or quiet retreat.

3423 Missionaire Avenue, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1542695 MLS

CONSTRUCTION COMPLETE SEPTEMBER 2026! Welcome to one of the most desirable locations in East Brainerd, directly across from Brown Acres Golf Course, where you'll enjoy peaceful golf course views right from your home. This stunning new construction home, scheduled for completion September 2026, features 4 bedrooms, 2.5 bathrooms, and a thoughtfully designed open-concept floor plan ideal for both everyday living and entertaining. The spacious living area showcases a cozy fireplace, creating a warm focal point for gatherings, while the primary suite offers its own private fireplace, vaulted ceiling, and views of the golf course, adding a touch of luxury and comfort. The kitchen flows seamlessly into the main living and dining areas, creating the perfect space for hosting friends and family. Designed with modern finishes and quality craftsmanship throughout, this home offers the ideal blend of style, comfort, and functionality. Located in the highly sought-after East Brainerd community, the property is zoned for highly regarded Hamilton County schools, making it an excellent choice for families seeking both quality education and a great neighborhood setting. If you're looking for new construction with golf course views in one of Chattanooga's most desirable areas, 501 Brown Rd offers a rare opportunity to enjoy modern living in a prime East Brainerd location

501 Brown Road, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1542693 MLS

The first cold night you spend here, you'll get the fireplace going and understand what you bought. There's something about a real fire in a room this size. It gets warm fast, and you stop wanting to be anywhere else. Three bedrooms is the right number. One to sleep in, one for whoever visits, and one that quietly becomes the office, or the guest room, or the place the treadmill lives. Two full baths means nobody is standing in the hallway waiting on anybody in the morning. But the part you'll appreciate every single day is where it sits. If you work at a hospital, you already know what this location is worth. Erlanger East is right up the road. Getting to a shift here is a short drive, not a commute you dread, and coming home after a twelve-hour day takes minutes instead of half an hour. That's time you get back every week for the rest of the time you live here. Everything else is close too. Hamilton Place and the Gunbarrel Road restaurants are a few minutes out. I-75 is right there when you need to get across town or out of town. Groceries, coffee, the gym, the vet, all of it, without ever getting on the highway if you don't want to. And because it's a townhouse, your Saturday belongs to you. No yard waiting on you. You lock the door and go. It's an easy house to live in, in a spot that makes the rest of your life easier. Come see it.

7636 Hurricane Loop, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1542683 MLS

PRE-SALE OPPORTUNITY IN CHATTANOOGA! Welcome to 4929 Swan Road, where modern design meets comfortable one-level living. This beautiful new construction home offers approximately 1,600 square feet with 3 bedrooms, 2 bathrooms, and a 2-car garage, all situated on a large lot. The thoughtfully designed open-concept floor plan creates an inviting flow between the living room, dining area, and kitchen. The living room features a beautiful fireplace, creating a warm and welcoming centerpiece for relaxing or entertaining. The spacious primary suite offers a private retreat complete with its own fireplace, adding an extra touch of comfort and luxury. Two additional bedrooms provide plenty of flexibility for family, guests, a home office, or hobbies. Enjoy the convenience of everything on one level, with no stairs to navigate, plus a large lot offering plenty of outdoor space. As a pre-sale, buyers may have the opportunity to personalize select finishes and features during construction, subject to builder availability and timeline. CONSTRUCTION COMPLETE DECEMBER 2026

4929 Swan Road, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1542682 MLS

Welcome to 3215 Navajo Drive in Chattanooga. This home delivers new flooring, new gutters and downspouts, a large basement storage space, and fresh paint throughout, including three bedrooms and two baths, on a generous double lot. The living room anchors the home with a fireplace that makes the whole space feel warm the second you walk in. The kitchen brings solid storage and space that makes sense for real cooking. The bedrooms are large enough to flex into an office or a guest room. Outside, the backyard gives you space to relax, entertain, garden, or just enjoy having more room for activities. Here's what sets this one apart: the home sits on a double lot. That means real elbow room, and the potential to divide the parcel down the road if that's the play you want to make. Buyers looking for extra yard, future flexibility, or both should take a hard look. Located in an ultra-convenient location, you're 8 minutes from Hamilton Place, East Ridge, downtown Chattanooga, shopping, restaurants, and hospitals. With refreshed living space, a double lot, and a central location, this home leaves no deferred maintenance for the buyers. 3215 Navajo Drive is a strong play for buyers who want comfort, convenience, and room to grow.

3215 Navajo Drive, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1542677 MLS

Welcome to 2528 Saint Lucie Court in beautiful Chattanooga, TN! This beautifully remodeled townhome has been meticulously maintained and offers a perfect blend of comfort, convenience, and modern updates. Featuring new appliances, a newer roof, and tasteful finishes throughout, this home is truly move-in ready. Step inside to discover a bright and inviting floor plan designed for both relaxing and entertaining. Every detail has been cared for with pride of ownership evident throughout. Outside, enjoy a well-kept yard and peaceful setting on a quiet cul-de-sac -- the ideal place to call home. Located in an amazing location, you'll love being close to shopping, dining, top-rated schools, and easy access to I-75 and all that Chattanooga has to offer. Don't miss this opportunity to own a home that feels brand new in one of Chattanooga's most desirable areas!

2528 St Lucie Court, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1542669 MLS

Corner-unit privacy meets a Lookout Mountain view in Unit 221, a thoughtfully designed two-bedroom, two-bath residence at Central Crossing. Meet, The Flatiron, positioned to capture the scenery, this home brings the outdoors into everyday living while offering the space and functionality of a true two-bedroom floor plan. Inside, a clean, modern aesthetic is paired with details designed for everyday ease, including natural wood flooring throughout, custom built-in cabinetry, quartz countertops, stainless GE Profile appliances, brushed nickel finishes, and motion-censored entry lighting. The primary suite adds another layer of functionality with a walk-in closet featuring built-in shelving, while the zero-entry shower creates a sleek, accessible feel in the bathroom. Beyond the residence, Central Crossing's resident rooftop offers another place to enjoy the city and the surrounding landscape. With a gas grill, ice maker, sink, fire pit, sun lounge, TVs, and integrated speaker system, the rooftop is designed for everything from casual evenings at home to entertaining friends. Designated private parking, valet trash, and a dedicated pet washing station add convenience without sacrificing the elevated feel of the community. In Unit 221, the combination of corner-unit privacy, two bedrooms, and a Lookout Mountain view makes this residence especially distinctive. Located in Chattanooga's Southside, Central Crossing pairs the ease of condominium living with modern design and thoughtfully curated spaces made to be enjoyed. Come see what makes Unit 221 stand apart--and experience the view for yourself. FOUNDERS PRICING -- LIMITED TO THE FIRST 10 BUYERS. Special introductory pricing is available on select Central Crossing residences for a limited time.

1939 Central Avenue 221, Chattanooga

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