Chattanooga Homes with Waterfront Lot description

Chattanooga Homes with Waterfront Lot description

Welcome to Chattanooga, Tennessee, a picturesque city nestled between the stunning Appalachian Mountains and the Tennessee River. Known for its vibrant arts scene, rich history, and outdoor adventures, Chattanooga offers a unique blend of urban charm and natural beauty. With a mild climate and an abundance of recreational opportunities, it’s no wonder that this city has become a sought-after destination for homebuyers seeking a lifestyle that balances relaxation and excitement.

One of the most appealing features of Chattanooga is its stunning waterfront properties. Imagine waking up every morning to the gentle sounds of the river and the breathtaking views of the surrounding landscape. Homes with waterfront lots in Chattanooga provide not only a serene escape but also a perfect setting for outdoor activities. Whether you enjoy fishing, kayaking, or simply taking leisurely strolls along the water’s edge, these properties offer unparalleled access to nature.

Chattanooga's waterfront homes are designed to complement the stunning environment, featuring expansive decks, large windows, and open floor plans that invite the beauty of the outdoors inside. Many of these homes are located in charming neighborhoods that foster a sense of community while offering proximity to the city’s top attractions, including the Tennessee Aquarium, the historic Walnut Street Bridge, and the vibrant Riverwalk.

Embrace a lifestyle where tranquility meets adventure in Chattanooga, TN. Explore our selection of waterfront properties and discover your dream home in this enchanting city, where every day feels like a vacation.

Newest Chattanooga Homes with Waterfront Lot description

2 Beds ⋅ 3 Baths ⋅ 1542860 MLS

Riverfront Living, Redefined -- 3162 Waterfront Drive Wake up to the Tennessee River every single day. Tucked into the sought-after Browns Ferry Landing community, this all-brick, two-story townhome delivers what most Chattanooga homes only dream of: year-round deep water, a private stationary dock, and sweeping river views from nearly every gathering space. Step through the foyer and you're greeted by warm brick flooring and decorative molding that set the tone for the entire main level. The living room is the heart of the home -- an electric fireplace for cool Tennessee evenings, and a wall of windows framing the water beyond. The updated galley kitchen features custom cabinetry and a pantry -- and all kitchen appliances remain, including the refrigerator -- while the formal dining room showcases rich hardwood floors and room for every holiday table. A dedicated office and convenient half bath complete the first floor. Upstairs, the primary suite offers a true retreat with an en suite bath, double vanity, and walk-in closet -- plus its own private screened porch, where you can step outside each morning and take in the river view in total comfort. A second bedroom and full bath round out the upper level, along with conveniently located laundry right where you need it and a walk-in attic for effortless storage. The outdoor living is where this home truly shines. A covered porch, deck, and garden patio step down toward the river -- the perfect backdrop for morning coffee, sunset dinners, or an afternoon that starts and ends at your own dock. And when the day winds down, the hot tub on the patio remains -- settle in under the stars with the river as your view. And the big-ticket items are already handled: both HVAC systems were replaced in 2024, the roof was recoated in 2025, and the HOA takes care of lawn maintenance and mulching -- so your weekends belong to the river, not the yard. Add a marina in the community, insulated windows, and this home is as practical as it is picturesque. All of it just minutes from downtown Chattanooga via I-24 -- close enough for dinner on the Southside, far enough to feel like a getaway.

3162 Waterfront Drive, Chattanooga

4 Beds ⋅ 5 Baths ⋅ 1542720 MLS

Cameron Harbor Townhomes define the very distinction of living a quiet, urban lifestyle on the waterfront of the Tennessee River in Downtown Chattanooga. This extraordinary custom residence, built by Dexter White Construction, was created as part of the thoughtfully conceived Cameron Harbor development occupying a special position along the Tennessee River, where the protected Chattanooga Riverwalk, the water itself, and the energy of downtown converge. The relationship to the river is central to its appeal with the Riverwalk providing a preserved green corridor while the riverfront setting maintains a sense of calm and separation difficult to achieve in an urban environment. The rewards of life on the water are immediately accessible with your private 50-by-20-foot boat slip and direct access to the Chattanooga Riverwalk and completely walkable to local downtown restaurants, boutique shopping, and the vitality of Chattanooga's Riverfront. Morning coffee can give way to a walk along the river, an afternoon on the water, and an evening spent dining downtown without the worry of finding a place to park. Within this exceptional setting, 742 Latitude Circle has been professionally designed and upgraded with an extraordinary level of attention to detail and craftsmanship. Having never been occupied following its completion, the home is essentially brand-new. Every level has been thoughtfully planned harnessing transitional architectural character with modern refinement and comfort. The interiors are eclectic without being contrived, luxurious without becoming ostentatious, and highly livable despite the caliber of the finishes. There is a sense throughout that every material, fixture, and architectural gesture was selected intentionally. The great room is anchored by a substantial precast concrete fireplace flanked by graceful arched niches. Opening naturally into one of its most compelling spaces, a spectacular chef's kitchen is an integral part of the home, carefully conceived as a practical workspace, family gathering space and an integral part of the home's great entertaining experience. Floor-to-ceiling white oak furniture quality cabinetry gives the room a warm, tailored character, while a full size Sub-Zero refrigerator and a full-size freezer, Wolf double ovens, a Wolf 48-inch gas cooktop, and Cove dishwasher provide an exceptional suite of appliances for the most discriminating chefs. An oversized island commands the heart of the kitchen, finished with honed Calcutta marble counters and backsplash. An integrated butler's pantry, discreetly concealed behind integrated cabinet panels extends the kitchen's functionality & small appliance storage while preserving the visual simplicity of the service space. The result is a kitchen that feels as appropriate for an intimate breakfast as it does for a sophisticated evening of entertaining, with every practical consideration incorporated into the architecture rather than left on display. The main level powder room is a destination in its own right. Black picket tile establishes a dramatic foundation beneath a show stopping illuminated quartz sink and backsplash reflecting the intricate character of this natural stone. The high level professional design throughout distinguishes this home from more conventional luxury interiors. Site-finished, washed oak flooring commands all four levels, creating a quiet visual continuity and warmth. The material palette remains rich and layered without becoming excessive, allowing the architecture, artwork, natural stone, and custom millwork to share the stage. The owners' level is equally considered. A beautifully appointed laundry room elevates what is typically a purely utilitarian space with custom washed knotty pine cabinetry, solid white quartzite countertops, an oversized ceramic farmhouse sink, and a dedicated beverage refrigerator conveniently positioned for the owners' suite. The primary suite itself provides a private retreat, while a second bedroom has been reimagined as an artist's workspace - an especially personal and inspired adaptation that reflects the flexibility of the residence and the original renovation's emphasis on creating spaces with purpose. The uppermost level introduces yet another showstopping dimension to the home. A third bedroom and full bathroom provide privacy for guests, while more than 500 square feet of covered outdoor living space extends the residence dramatically toward the Tennessee River, a true outdoor living space designed for year-round enjoyment. The private outdoor pavilion features a stacked-stone gas fireplace and a fully equipped outdoor kitchen with an Asko dishwasher, Lynx gas grill, and Perlick refrigerator. Here, evenings can unfold around the fire with the river as a backdrop, or meals can linger outdoors long after the sun has disappeared from the water. The experience of outdoor living is particularly compelling because of its combination of comfort and immediacy. The deep covered outdoor living space provides all the comfort and amenities while remaining completely connected to the riverfront environment. With the Chattanooga Riverwalk just beyond the residence and downtown restaurants and shopping within walking distance, the home offers a remarkable degree of freedom: one can remain comfortably at home or effortlessly join the city. The lower level receives the same degree of attention as the principal living spaces. A third gas fireplace creates another inviting gathering area, while custom built-in bookshelves provide substantial architectural character and a natural setting for books, art, and personal collections. Direct access to a private paver patio further extends the living space outdoors. A residence defined not simply by its finishes, but by the quality and intentionality of the entire experience. Gated parking, two separate garage bays and additional dedicated parking and storage affirm the livability of the property. Total monthly HOA fees are $350/month which includes $150 for townhouse and $200/month for boat slip. Transfer fees at closing are $500 for the Townhouse & $1,000 Transfer for the 20X50 Boat Slip. Its architecture, construction, riverfront setting, private boat slip, protected Riverwalk access, exceptional outdoor living, and urban proximity combine to create something exceedingly rare: a genuinely luxurious home where life on the Tennessee River and life in the heart of Chattanooga meet. A particularly compelling expression of Chattanooga Urban, Riverfront, Luxury Living . . . No Place Like It!

742 Latitude Circle, Chattanooga

3 Beds ⋅ 4 Baths ⋅ 1542173 MLS

Welcome to the most exceptional residence in Heritage Landing. This expansive 3-bedroom, 3.5-bath, 4,124-square-foot condominium offers a rare combination of luxury, scale, and location along the Tennessee River. Remodeled and expanded with a second story in the early 2000s, this one-of-a-kind home is believed to be the largest condo in Heritage Landing and is within walking distance of Chattanooga Golf & Country Club, North Shore, and Downtown Chattanooga. Custom craftsmanship is showcased throughout with arched, tray, coffered, and cove-lit ceilings, new hardwood flooring, custom cabinetry, and exquisite finishes. The spacious primary suite features custom oval ceilings and cove lighting, while the luxurious primary bath includes heated flooring and a hidden TV behind the vanity mirror. The kitchen features custom cabinetry and Mahogany Blue Eyes granite, while the Mediterranean-inspired wet bar boasts a Viking wine chiller, ice maker, beverage chiller, glass shelving, and custom wrought-iron details. The enclosed sunroom overlooking the Tennessee River features imported Oman marble flooring. Two upper-level balconies with slate flooring and custom metal handrails provide breathtaking river views--a truly unique feature within Heritage Landing. Additional highlights include extensive storage, tile-floored garage with custom cabinetry, sound system throughout, security cameras, custom awnings, and an encapsulated crawl space with a new AFS dehumidifier and 5-year warranty. The custom wall units in the primary suite and den were designed and installed onsite by Miami designer Woody by Design, whose work has been featured in Architectural Digest. A rare opportunity to own an extraordinary riverfront residence in one of Chattanooga's most desirable locations.

1525 Heritage Landing Drive, Chattanooga

4 Beds ⋅ 4 Baths ⋅ 1538446 MLS

Experience exceptional waterfront living in this custom-built 2014 home by Jeff Leatherwood, thoughtfully designed to showcase breathtaking water views from nearly every room. Situated on 3.92 unrestricted acres with approximately 254 linear feet of waterfront, this remarkable property combines quality craftsmanship, privacy, and functionality in a truly picturesque setting. Whether you're enjoying the peaceful surroundings, launching your boat from the private ramp, or relaxing by the shoreline, every detail has been carefully planned to embrace the waterfront lifestyle. The open-concept main level offers beautiful hardwood flooring, extensive crown molding, built-in bookcases, soaring vaulted ceilings, and a spacious great room anchored by one of three fireplaces, including two gas fireplaces and one wood-burning fireplace. The gourmet kitchen is designed for both everyday living and entertaining, featuring marble countertops, stainless steel appliances, a gas range, generous pantry, breakfast bar, and an oversized breakfast room, all flowing seamlessly into the main living area while capturing stunning water views. The main-level primary suite serves as a peaceful retreat with panoramic water views, a luxurious bath complete with double vanities, soaking tub, oversized walk-in shower, and a spacious walk-in closet. The laundry room is conveniently located on the main level for added ease. The finished terrace level expands the home's versatility with two additional bedrooms, a full bath, a large Den and a flexible space currently enhanced with a dedicated dog shower. Reverse osmosis filtration, a whole-house water purifier, water softener, and propane service add comfort and efficiency throughout the home. Outside, you can enjoy outdoor fun! A private boat ramp and boat lift rated for boats up to 6,500 pounds provide convenient access to the water, while the expansive barn offers exceptional storage for an RV, boat, recreational equipment, or workshop space. Three garage bays, an electric gated entrance, and the private setting complete this extraordinary property. One of the property's standout features is its exceptional expansion potential. With ample land available, there is space to explore the addition of up to two more homes near the water, subject to applicable zoning, permitting, and regulatory approvals. This flexibility offers opportunities for expanded residential use, investment potential, or enhanced property value, all while enjoying the beauty of the waterfront setting. Although the setting feels wonderfully secluded, the home is located approximately 15 minutes from downtown Chattanooga, providing convenient access to dining, shopping, entertainment, hospitals, and major roadways while offering the tranquility of an expansive waterfront retreat. If you've been searching for a meticulously crafted waterfront property that offers exceptional quality, remarkable views, privacy, and room to enjoy the outdoors, this one deserves your attention. Schedule your private showing today.

1850 Cash Canyon Road, Chattanooga

2 Beds ⋅ 3 Baths ⋅ 1537468 MLS

This is the lifestyle that gives you more time for the things you love--and less time maintaining a property. Heritage Landing offers an unmatched setting in North Chattanooga, just across the river from downtown and minutes from Northshore, Riverview, Coolidge Park, and the Walnut Street Bridge. Homes in Heritage Landing are condominiums, allowing residents to enjoy a truly low-maintenance lifestyle. The condominium association maintains the exterior and structural elements of each home, including the roof, siding, gutters, soffits, fascia, windows, exterior doors, decks, porches, walkways, driveways, crawlspaces, attics, landscaping and irrigation, mulching, lawn care, and tree and shrub maintenance. Dues also include insurance on the building's structure, so owners carry a condominium policy covering only the interior and personal belongings. In addition as members of the condominium association, homeowners have voting rights and a meaningful voice in shaping the community's future. Neighborhood amenities include an onsite management and maintenance team, a beautiful clubhouse with a full kitchen and expansive outdoor space, two private saltwater pools, a racquet court, multiple community green spaces, six fountained ponds, sidewalks, street lamps, monthly community events, gated entry, 24-hour surveillance, and so much more. Set on an oversized corner lot framed by mature trees, 2019 Clearfield Lane enjoys peaceful views across the fountained pond--an exceptional setting that immediately distinguishes it from the rest. Freshly painted throughout, the home offers an elegant yet comfortable design, a spacious floor plan, abundant storage, and thoughtfully designed living spaces filled with natural light and tranquil views. A gas fireplace anchors the inviting living room, while the expansive screened porch serves as a true outdoor living room--perfect for dining, relaxing, and entertaining while enjoying the surrounding beauty throughout much of the year. The kitchen is designed for both beauty and function, with generous cabinetry, abundant prep space, a gas range, and pantry. A charming breakfast nook overlooking the lush front lawn adds warmth and character. Just across from the pantry, an oversized laundry closet includes the washer and dryer. For those dreaming of an extraordinary butler's pantry, this space offers exciting potential if the laundry is relocated to the garage or upstairs. The thoughtful floor plan also includes a welcoming foyer, spacious dining room, convenient powder room, and an exceptionally large secondary bedroom with its own ensuite bath--ideal for guests, a home office, or multigenerational living. The serene primary suite provides a true retreat, with generous proportions, an airy feel, and two large closets. Spend your weekends enjoying our incredible Scenic City instead of maintaining your home. A beautiful home in an extraordinary setting--and a lifestyle designed to give you your time back. All information is deemed reliable, but buyers to verify any and all information of importance.

2019 Clearfield Lane, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1534839 MLS

Welcome to 4919 Bal Harbor Circle! Perfectly positioned on the main channel, this exceptional lakefront estate offers a rare combination of luxury, privacy, and effortless access to the water, highlighted by a beautifully level backyard that gently leads to the shoreline, a feature that is hard to find in this area. Designed for both refined living and elevated entertaining, the main level features 3 spacious bedrooms, 3 well-appointed baths in which the owners suite has heated floors, and a thoughtfully designed layout that includes a formal dining room, inviting living room, and a warm, open kitchen and den area. A light-filled sunroom captures serene water views, while the expansive full-length deck creates a seamless indoor-outdoor experience. The built-in grilling station, complete with a gorgeous waterfall feature, sets the stage for unforgettable gatherings. Craftsmanship is evident from the moment you arrive, with a grand solid pecan wood front door and matching garage door that make a timeless first impression. The lower level is equally impressive, featuring a generous second living space, a bar area that includes a dishwasher and built-in ice maker. From there, you enter the covered patio area that extends your entertaining space outdoors. With a total of five garage bays, 2 on the main level and 3 below, there is ample room for vehicles, storage, and lake toys. At the water's edge, a covered double dock with two boat lifts offers immediate access to the lake, making every day feel like a retreat. This is more than a home, it's a lifestyle defined by comfort, elegance, and the kind of lakefront living that is truly hard to find. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important. Piano, pool table, pool table chairs, stools, pub table and pool table equipment do not convey. Home Features: Anderson Windows Separate electrical panel for holiday decorations Alarm System DVR system: 4 TB / 32 cameras Heated master bathroom floor tankless hot water system commercial panasonic intercom / phone system whole lawn irrigation system Power remote window blinds The outdoor kitchen has power screens and room heaters, plus a built-in waterfall. Boathouse: has electric and water, 2 power lifts for boats, and an upstairs storage room 5 car garages plus equipment room and workshop area Extensive driveway area

4919 Bal Harbor Circle, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1533842 MLS

Enjoy elevated living by the lake with stunning water views from your private sunroom! This rare top-floor condo offers 3 bedrooms, 2 full bathrooms, soaring cathedral ceilings, hardwood floors, a cozy wood-burning fireplace, and an oversized laundry room. The sunroom features operable windows with screens, allowing you to enjoy the fresh lake breeze year-round, while the top-floor location provides an abundance of natural light throughout the home. Recent updates include a brand-new microwave, new dining area light fixture, and fresh paint throughout. Opportunities like this are hard to find in such a desirable location at this price- schedule your private showing today!

4319 Lakeshore Lane 301, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1533532 MLS

Welcome to 2013 Clearfield Lane a beautifully maintained upper-level residence in highly sought-after Heritage Landing, where resort-style amenities, natural beauty and unmatched convenience come together. With 1,492 square feet--larger than most comparable units per builder plans--this turnkey two-bedroom, two-bath home offers a truly special setting with captivating pond and fountain views framed by walls of windows across much of the rear of the home. Yellow iris line the water's edge, birds and native wildlife create a peaceful natural backdrop, and the views from the living room, dining area and primary suite are simply extraordinary. Cathedral ceilings add volume and light, while one of this home's most distinctive features is the window-lined living space. Freshly painted and professionally cleaned, the interior is warm and inviting with luxurious velvety carpet with extra padding throughout. The dramatic great room is anchored by a gas fireplace operated by remote, custom sconces, and elegant uplighting that accentuates the vaulted ceilings and creates wonderful ambiance day or night. The kitchen offers stainless appliances, granite countertops, white cabinetry, a beautiful tile backsplash, abundant prep space and exceptional storage, along with a charming custom breakfast banquette with built-in storage overlooking a peaceful canopy-level view of mature trees and beautifully landscaped Clearfield Lane. It is both beautiful and highly functional, a kitchen designed to live in. The spacious primary suite enjoys serene pond views, a very large walk-in closet, and an ensuite bath with double vanity, generous storage, linen closet, soaking tub and a barn door for privacy separation. The secondary suite is generously sized with lovely views including glimpses toward downtown Chattanooga's skyline including Lookout Mountain, with its own adjoining bath featuring a walk-in shower. Additional highlights include a lovely private patio right on the pond--an inviting outdoor living space perfect for morning coffee, grilling or relaxing by the water--along with a private driveway, two-car garage, exceptional storage including a large floored attic and oversized garage storage closet, new ductwork, and meticulously maintained HVAC. Though accessed by stairs from the garage, the living space itself offers the ease of one-level living once upstairs. Beyond the home, enjoy the incomparable lifestyle of Heritage Landing--a gated riverfront community known for maintenance-free living, with monthly dues covering exterior maintenance while residents enjoy amenities including two private pools, tennis, clubhouse for private and community events, walking paths, beautifully maintained grounds, and recently enhanced greenspace at the edge of the Tennessee River complete with Adirondack seating perfectly positioned for sunset views. All just steps from the North Shore, vibrant downtown, dining, shopping, hospitals, outdoor recreation, and zoned for award-winning Normal Park Schools. Come experience why so many love the Heritage Landing lifestyle--peaceful, convenient, beautiful and truly unlike anywhere else. Turnkey and beautifully positioned, this is a home to enjoy and a lifestyle to love.

2013 Clearfield Lane, Chattanooga

2 Beds ⋅ 3 Baths ⋅ 1532655 MLS

Incredible price improvement in gated North Shore! This spacious 2BR/2.5BA Heritage Landing home offers an unbeatable opportunity to get into Chattanooga's most desirable neighborhood for under $400,000. Enjoy low-maintenance living and instant equity steps from the riverfront in the top-tier Normal Park school district. At this price point, you get the absolute best value on the North Shore without sacrificing location or space. Inside, you will find a highly functional, spacious layout featuring rich wood flooring and a bright living room anchored by a gas fireplace with custom built-ins. The thoughtfully designed floor plan flows seamlessly from the dining room--which overlooks a peaceful fountained pond--through pocket doors into a functional kitchen complete with dual pantries and a charming bay-window breakfast nook. Upstairs, the generous primary suite includes a private sitting area and a clean, modern ensuite bathroom finished with large-format tile. A massive second bedroom and full bath make the perfect guest suite with more than enough space to double as a home office. Outside, the partially covered private deck offers a serene vantage point for panoramic water views without the upkeep of a massive yard. 1414 Heritage Landing offers incredible built-in savings with efficiency upgrades already completed for you, including plantation shutters, an encapsulated crawlspace, and a custom-insulated attic to keep utility bills low. Residents get maximum value from the community amenities, including access to two saltwater pools, a racquet court, and 24-hour gated security. Best of all, your investment is protected. The HOA handles all exterior building maintenance and landscaping, saving you thousands in weekend chores and unexpected repair costs. Heritage Landing boasts a financially robust association with an excellent reserve fund, ensuring long-term property value protection and hassle-free living. Zoned for the highly coveted Normal Park School District, this is your chance to secure an effortless, riverfront lifestyle at an incredibly competitive price point.

1414 Heritage Landing Drive, Chattanooga

Over 2.5 acres of premium waterfront property in North Chattanooga with direct access to the Tennessee River. The homesite sits on an elevated plateau, with sweeping river views. The land descends gradually to a level shoreline perfectly suited for a private dock. The community will feature fully developed infrastructure including sidewalks, paved roads, and underground utilities (water, electricity, internet). Riverfront parcels have become increasingly scarce in this sought-after location and availability is extremely limited.

1102 Riverbank Ridge, Chattanooga

A rare opportunity to own legacy waterfront property in North Chattanooga. Nearly 2 pristine acres with direct water access to the Tennessee River. This spectacular property features an elevated homesite perched atop a sloped hill, offering stunning views of the river below. A short walk down the natural grade leads to a level riverfront area ideal for private dock construction. The community will feature fully developed infrastructure including sidewalks, paved roads, and underground utilities (water, electricity, internet). Riverfront parcels have become increasingly scarce in this sought-after location and availability is extremely limited.

1054 Riverbank Ridge, Chattanooga

Nearly six acres of rolling terrain on the former grounds of the historic Lupton City Golf Course, just minutes from downtown Chattanooga. Lot 26 offers the rare combination of generous scale and a setting defined by mature hardwoods, natural elevation changes, and a deep sense of privacy -- all within one of North Chattanooga's most anticipated riverside developments. With nearly six acres to work with, there is room for a substantial estate home with sweeping approaches, formal landscaping, guest quarters, or simply the luxury of uninterrupted space. Stately trees create a natural canopy throughout the property, lending an established character that new construction alone cannot replicate. Riverton Farms is among Chattanooga's last great riverside developments, with fully developed infrastructure including sidewalks, paved roads, and underground utilities. Downtown dining, the Tennessee Aquarium, Lookout Mountain, and the Riverwalk are all less than 10 minutes away. Properties of this caliber in North Chattanooga are vanishingly rare. Availability is extremely limited. This property is under active development and requires advance arrangements for viewing.

1283 Riverbank Ridge, Chattanooga

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