Chattanooga Homes with Finished Basement

Chattanooga Homes with Finished Basement

Welcome to Chattanooga, Tennessee, a vibrant city nestled in the scenic foothills of the Appalachian Mountains. Known for its stunning natural beauty, rich history, and thriving cultural scene, Chattanooga offers an exceptional quality of life that attracts residents from all walks of life. With its picturesque riverfront, endless outdoor recreational opportunities, and a bustling downtown filled with unique shops and gourmet dining, it's no wonder that many are eager to call this charming city home.

One of the standout features of homes in Chattanooga is the availability of properties with finished basements. These versatile spaces provide ample room for creativity and functionality, making them perfect for family game rooms, home theaters, or even guest suites. Imagine hosting gatherings with friends and family in a beautifully designed basement, complete with cozy seating, a wet bar, or a home gym. The possibilities are endless!

Chattanooga's real estate market boasts a variety of architectural styles, from historic homes with character to modern builds that incorporate the latest design trends. Homes with finished basements not only add valuable living space but also enhance the overall appeal and resale value of the property. With the city's commitment to growth and development, investing in a home here is a decision you won't regret.

Whether you're drawn to the breathtaking views of Lookout Mountain, the vibrant arts scene, or the friendly community atmosphere, Chattanooga is the perfect place to find your dream home. Explore our listings today and discover the charm of living in a city that truly has it all!

Newest Chattanooga Homes with Finished Basement

212 Delmont Street, Chattanooga
$1,295,000
4 Beds ⋅ 5 Baths ⋅ 1545060 MLS
Summit Construction has established itself as one of Chattanooga's coveted boutique North Shore builders, refining urban living through clean architectural lines, premium finishes, and a grounded approach to creating homes that are as comfortable as they are well executed. This latest offering reflects that philosophy beautifully, pairing the timeless appeal of a traditional family home with the convenience and walkability that make the North Shore so desirable. Nearing completion, this custom-designed four-bedroom, four-full-bath home with a powder room offers almost 3,500 square feet across three levels, all within the coveted Normal Park school district and just minutes from Riverview Park, the Tennessee River, and unlimited boutique shopping, dining, and events. An option for elevator reinforces effortless living. Andersen windows flood the home with natural light, frame seasonal winter views, and support energy efficiency and a low-maintenance lifestyle. Quality craftsmanship is evident with furniture-grade cabinetry and custom built-ins creating a refined backdrop for everyday family life. Inside, a private foyer offers a gracious introduction before opening into the home's central gathering spaces. The great room, anchored by a central stone gas fireplace is easily enjoyed from the kitchen and the upper covered deck establishing an inviting setting for both everyday moments and entertaining. Protected from the elements, the two covered porches become a comfortable spot for morning coffee, casual meals, or an unhurried evening outdoors. That continuity extends to the back yard with further potential for a pool, the homesite was drawn and developed with foresight for impressive additional outdoor living, including a terraced green space, pool and open decking. The primary suite is quietly removed from the main gathering areas for a comfortable retreat at the end of the day. Two additional bedrooms and two full bathrooms on the upper level accommodate family members and guests with a fourth bedroom, bonus room and fourth full bath found on the lower level, this adaptable layout allows flexibility for a playroom, media room, or secondary living area as needs evolve. A large two-car garage and abundant storage space to include unfinished square footage in the basement make the home utterly livable. Traditional character, well-appointed interiors, and a practical three-level layout come together in a residence that feels polished yet approachable. North Shore lifestyle, Riverview Park, the Tennessee Riverfront, highly regarded Normal Park schools, and a reputation built on thoughtful design, quality craftsmanship, and enduring materials, Summit Construction has brought its signature approach to this nearly completed North Shore home. Thoughtful Northshore Living Home. No Place Like It.

212 Delmont Street, Chattanooga
957 Elaine Trail, Chattanooga
$425,000
4 Beds ⋅ 3 Baths ⋅ 1545028 MLS
This is IT! Welcome to 957 Elaine Trail, the perfect location in East Brainerd for convenience to everything without the congestion of anything. Space for Everyone, Inside and Out! Beautifully maintained and full of possibilities, this inviting ranch-style home over basement sits on a spacious corner lot. With 4 bedrooms, 3 full bathrooms, a private mother-in-law apartment, and multiple outdoor living spaces, this home offers the flexibility, comfort, and convenience you are looking for. Inside, the updated main-level kitchen features custom cabinetry, granite countertops, and attractive tile flooring, complemented by fresh paint for a clean, welcoming feel. The flexible fourth bedroom, complete with a closet, can easily serve as a home office, workout room, hobby space, or additional bedroom. What will you use it for? The finished basement provides an exceptional opportunity for multigenerational living, or additional income featuring its own separate entrance, full kitchen, bedroom, and bathroom. Whether accommodating a parent, adult child, extended family, overnight guests, or tenants, this private living space offers wonderful flexibility. Step outside and discover even more to love! The fenced backyard features a spacious deck ideal for outdoor entertaining, a concrete patio perfect for grilling and dining al fresco, a storage shed for tools and outdoor equipment, and a large raised garden bed ready for your gardening plans. The expansive corner lot provides room to relax, play, garden, and enjoy the outdoors. Parking is plentiful with a two-car carport, one-car garage, and a separate extended driveway. You'll enjoy easy interstate access and proximity to Hamilton Place shopping, restaurants, & everyday conveniences. Even Audubon Acres and a golf course are right here. Whether you're searching for a home with room to grow, or looking to supplement your income, this home fits the bill with it's versatility. Come see how easily this home can fit your lifestyle!

957 Elaine Trail, Chattanooga
837 Stellar View, Chattanooga
$865,000
4 Beds ⋅ 4 Baths ⋅ 1545023 MLS
Craftsman style 4 bedroom, 4 bath home with an oversized double garage on a quaint North Chattanooga street close to schools, parks, hiking, the shopping and restaurants of the North Shore and downtown Chattanooga. No detail was overlooked in the design and finishes, and this updated home boasts hardwoods and tile throughout, recessed and decorative lighting, an open floor plan, a guest bedroom on the main, a partially finished daylight basement and great outdoor living spaces with a wooded setting for privacy. Entry to the home is via the front porch to the great room which opens to the kitchen and dining areas. You will immediately note the 2-story ceiling, built-ins with ladder rail system, architecturally interesting switchback staircase and the French doors to the covered Trex deck. The kitchen will delight the home gourmet with a large center island that has glass pendant lighting, quartzite countertops and backsplash, plenty of soft-close cabinetry, stainless appliances, and a walk-in pantry with access to the laundry room and a secret door to the foyer. A bedroom with French doors to the rear deck and a full guest bath with a tub/shower combo rounds out this level. Head upstairs where you will find 2 additional bedroom suites including the primary, which has a vaulted ceiling, walk-in closet and the primary bath with a dual vanity and a tiled shower. The 3rd bedroom is across the landing on the opposite side of the house and boasts a desk or sitting area nook and a private bath with a tiled tub/shower combo. The lower level has a 4th bedroom suite with French doors to the covered patio and a private bath with a tiled shower, plus a large double garage with workshop area, storage room and another set of French doors to the patio area. Simply a fantastic opportunity for the buyer seeking a move-in ready home in the desirable North Chattanooga area, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

837 Stellar View, Chattanooga
4554 Tricia Drive, Chattanooga
$369,700
4 Beds ⋅ 3 Baths ⋅ 1545009 MLS
Completely renovated and move-in ready! This 4-bedroom, 3-bath home has been redone top to bottom with new finishes throughout, offering approximately 2,600 sq ft of finished living space across two levels, including a fully finished walk-out basement. With extensive updates inside and out, the home feels fresh and modern. The main level offers 3 bedrooms and 2 full baths, plus a bright, beautifully updated kitchen with quartz countertops, stainless steel appliances, modern fixtures, and abundant cabinetry. Storage is a standout throughout the home, with generous cabinets, closets, and flexible space on every level. Both main-level bathrooms have been fully renovated with clean, contemporary finishes. The walk-out lower level adds a fourth bedroom, a renovated third full bath, and a large bonus/family room with direct access to the backyard. It works beautifully as a guest suite, second living area, home office, playroom, workout room, or a combination of several uses, with plenty of additional storage. Outside, enjoy a large backyard with room to play, garden, relax, and entertain, along with convenient off-street parking. The location makes everyday life easy, with quick access to Highway 58, shopping, dining, and downtown Chattanooga, plus Chickamauga Lake and area marinas just minutes away. The amount of space, quality of the renovation, and flexibility of the layout are difficult to fully capture in photos. This is one you really need to see in person to appreciate, there's truly nothing left to do but move in and enjoy. Schedule your showing today!

4554 Tricia Drive, Chattanooga
3027 Ozark Circle, Chattanooga
$425,000
3 Beds ⋅ 2 Baths ⋅ 1544863 MLS
Fantastic opportunity in the desirable Stuart Heights neighborhood just minutes from schools, parks, the shopping and restaurants of the North Shore, Hixson and downtown Chattanooga. This updated 3 bedroom, 2 bath home is situated on a 1.03 +/- acre lot and boasts one level living over a full basement with many recent improvements including removal of the septic system and connecting to the sewer (2022), new asphalt driveway (2022), clearing of the back yard and instillation of French drains (2022), new rear deck (2022), new attic insulation, attic fan and access door seal (2023), new exterior paint (2023), new water heater (2024), new high efficiency HVAC and smart thermostat (2024), new ductless system in the basement laundry room for additional temperature control and dehumidification (2025), new water heater (2024), new back yard fence (2025), new LVP flooring and trim in basement (2025), new interior paint and light fixtures (2026), and new kitchen hood vent, dishwasher and bathroom ceiling fans (2026). Your tour of the main level begins with entry to the dedicated foyer that leads to the kitchen, formal dining room and living room. The kitchen has tile flooring, solid surface countertops, subway tile backsplash, stainless appliances, including a convection oven with induction cooktop, and a pantry with pull-out drawers. The dining room has hardwood flooring, a decorative light fixture and overlooks the living room a couple of steps down. The living room also has hardwood flooring, great natural light and access to the new tiered deck with steps to the back yard. The primary bedroom also has access to the deck as well as a private bath with a tiled shower. The 2 additional bedrooms share the use of the hall guest bath with a tub/shower combo and a linen closet with adjustable wood shelves. Head downstairs where you will find a family or playroom with multiple closets, an office or hobby room, a laundry room and a workshop or storage room with access to the driveway. Simply a great house in a super convenient neighborhood, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

3027 Ozark Circle, Chattanooga
1154 Ridgetop Drive, Chattanooga
$287,000
4 Beds ⋅ 3 Baths ⋅ 1544795 MLS
Home in the heart of East Brainerd. This rancher over a finished basement offers 4 bedrooms and 2 full baths. Key features include hardwood floors, a kitchen with granite countertops, a back deck, a fenced-in backyard, and a utility garage with plenty of parking space. Additionally, the basement can be converted into a 1-bedroom apartment.

1154 Ridgetop Drive, Chattanooga
4721 Briarwood Circle, Chattanooga
$318,000
4 Beds ⋅ 3 Baths ⋅ 1544788 MLS
Welcome to this beautifully designed tri-level 4-bedroom, 2.5-bath home offering both space and comfort. The expansive living room provides the perfect setting for gatherings, while the cozy den features a charming wood-burning fireplace--ideal for relaxing evenings. A lovely dining room is perfect for hosting, and the finished basement offers versatile additional living space. Step outside to a back deck, great for entertaining or unwinding. Complete with a 2-car garage and situated in a highly convenient location near shopping and dining.

4721 Briarwood Circle, Chattanooga
3112 Olde Towne Lane, Chattanooga
$915,000
6 Beds ⋅ 4 Baths ⋅ 1544657 MLS
Beautifully maintained and full of character, this spacious home offers 6 bedrooms, 4 full bathrooms, and generously sized living spaces throughout. The updated kitchen blends modern convenience with the charm of the home's original hardwood floors. A full basement featuring a kitchen, full bathroom, additional bedroom and brand-new carpet provides excellent flexibility for an in-law suite, guest accommodations, extended living space, or a variety of other uses. Enjoy the outdoors from the upper deck overlooking the beautiful yard, screened in underneath the deck, with plenty of room to relax and entertain. Situated on a spacious lot, this home offers a wonderful combination of space, comfort, and versatility. Conveniently located with easy access to shopping, dining, schools, and everyday amenities, this well-cared-for property is ready for its next owner to make it home!

3112 Olde Towne Lane, Chattanooga
804 Liberty Street, Chattanooga
$1,599,900
4 Beds ⋅ 6 Baths ⋅ 1544546 MLS
* Some photos have been virtually staged* Welcome Home to 804 Liberty Street in Chattanooga. Discover exceptional space, luxury upgrades, low yard maintenance and convenience in this impressive 5,008-square-foot home ideally located near downtown Chattanooga! Custom built by Will Morrison Construction. Featuring 4 bedrooms, a bonus room, and 5.5 bathrooms, this home offers an abundance of space and thoughtfully designed details throughout. The gourmet kitchen showcases custom cabinetry and upscale finishes, creating the perfect setting for entertaining or everyday living. Custom flooring adds character and elegance, while the spacious finished basement provides endless possibilities for a recreation room, additional living space, or the ultimate entertainment area complete with a built-in bar and beverage center. Enjoy the comfort of a spa-inspired primary bathroom, with bathrooms conveniently located in each bedroom for added privacy and functionality. Each bedroom has their own en suite bathroom. Step outside to a charming tongue-and-groove covered porch, perfect for relaxing and enjoying the outdoors. An additional parking pad provides extra convenience for guests, while the low-maintenance yard allows you to spend less time on upkeep and more time enjoying your home and all that Chattanooga offers. With its generous square footage, luxurious features, and convenient location near downtown Chattanooga and the highly desirable Northshore area, shopping, dining, and everyday amenities, this home offers an exceptional opportunity to enjoy spacious living with city convenience. Schedule a private tour today!

804 Liberty Street, Chattanooga
523 Hedgewood Drive, Chattanooga
$250,000
3 Beds ⋅ 1 Baths ⋅ 1544493 MLS
This charming bungalow in North Chattanooga gives you the outdoor space you've been looking for. It features rare amenities for the area including a basement, private driveway, and a spacious two-story tall detached garage/workshop. The workshop could potentially be an ADU, or a place to do projects, or just extra storage space. Enjoy outdoor living with a fenced front yard complete with a security gate, and a privacy fenced backyard suited for relaxing or entertaining. Just minutes from the North Shore and downtown Chattanooga, you'll love the convenience of city living with the comfort of a private retreat.

523 Hedgewood Drive, Chattanooga
312 Michelle Drive, Chattanooga
$375,000
4 Beds ⋅ 2 Baths ⋅ 1544419 MLS
**Brand-New Inside & Out--Without the New-Construction Wait!** This one-owner East Ridge home has been completely transformed from top to bottom, creating a home that feels and functions like new construction. No one has lived in the home since the renovation, so you'll be the first to enjoy everything that has been thoughtfully updated. While the home retains its original foundation and framing, virtually everything else is NEW! The renovation includes a new roof and gutters, Hardie Board siding, drywall, electrical, plumbing, HVAC, flooring, bathrooms, kitchen, appliances, and more. The result is a fresh, modern home with the character of an established property and the peace of mind that comes with an extensive renovation. Inside, you'll find beautifully updated living spaces designed for today's lifestyle, with a brand-new kitchen, renovated bathrooms, and stylish finishes throughout. And just when you think you've seen it all, head downstairs to discover an incredibly versatile additional living space. The basement offers a bedroom, kitchenette, living area, and its own separate entrance perfect for a mother-in-law suite, guest quarters, extended family, home office setup, or potentially even rental income. Outside, the wide driveway provides **plenty of parking**, a valuable bonus for homeowners with multiple vehicles, guests, or recreational toys. If you've been looking for the feel of a brand-new home without sacrificing an established East Ridge location, this is one you won't want to miss. **Renovated from the studs out, never occupied since the renovation, and ready for its next chapter this home truly is a fresh start.**

312 Michelle Drive, Chattanooga
610 W Shadowlawn Drive, Chattanooga
$499,900
5 Beds ⋅ 4 Baths ⋅ 1544413 MLS
Perched in the highly sought-after Missionary Ridge community, this beautifully maintained 5-bedroom, 4-bath residence offers the scenic surroundings and elevated setting that have made this neighborhood one of Chattanooga's most desirable places to call home. Large windows fill the main level with natural light, complementing spacious living areas designed for gathering, entertaining, and everyday living. The updated kitchen anchors the heart of the home, while the main level also features three bedrooms, including an expansive primary suite complete with a private sitting room ideal for a home office, reading nook, or quiet retreat. The lower level expands the home's versatility with an oversized billiard room, a separate family room, two additional bedrooms, and a full bath, creating an exceptional layout for multigenerational living, extended-stay guests, or growing households. Just minutes from Hamilton Place, I-75, premier shopping, dining, and downtown Chattanooga, this home offers the space, flexibility, and location today's buyers are looking for. Ask how our preferred lender may help reduce your out-of-pocket costs for qualified buyers.

610 W Shadowlawn Drive, Chattanooga
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