Chattanooga Homes with Conventional Financing available

Chattanooga Homes with Conventional Financing available

Welcome to Chattanooga, Tennessee – a vibrant city nestled in the heart of Hamilton County, where breathtaking natural beauty meets a rich tapestry of culture and history. Known for its stunning mountain vistas and the picturesque Tennessee River, Chattanooga is a haven for outdoor enthusiasts and city dwellers alike. With a mild climate and an abundance of parks, hiking trails, and waterways, it’s no wonder that this charming city has been recognized as one of the best places to live in the United States.

Chattanooga boasts a thriving arts scene, with galleries, theaters, and live music venues that showcase local talent. The city is also home to the acclaimed Tennessee Aquarium, the Creative Discovery Museum, and the historic Lookout Mountain, offering endless opportunities for family fun and exploration. The bustling downtown area features an array of dining options, boutique shops, and a lively nightlife, making it a perfect place for both relaxation and entertainment.

For those looking to make Chattanooga their home, there’s an array of beautiful properties available, with conventional financing options accessible to prospective buyers. Whether you’re seeking a charming bungalow in a historic neighborhood or a modern condo with river views, the real estate market here offers something for everyone. With competitive pricing and a variety of financing options, owning a piece of this enchanting city is within reach.

Discover the warmth and welcoming spirit of Chattanooga, where your dream home awaits amidst breathtaking landscapes and a vibrant community. Come explore the possibilities and find your perfect slice of Tennessee paradise!

Newest Chattanooga Homes with Conventional Financing available

4 Beds ⋅ 3 Baths ⋅ 1543105 MLS

Welcome to 3706 Hemingway Dr! This beautifully updated 4-bedroom, 2.5-bath home offers comfortable one-level living, a spacious lot, and a flexible finished basement space that adds even more possibilities. Thoughtfully renovated from top to bottom, the home features new flooring, an updated kitchen, renovated bathrooms, updated electrical, and a new metal roof and HVAC, giving you the peace of mind of major improvements already completed. The main level offers an inviting layout with four bedrooms and two bathrooms, providing plenty of room for family, guests, or a home office. The additional finished basement room and bathroom create a versatile space that could be used as a guest suite, additional living area, home office, recreation room, or additional living quarters. Outside, the property sits on a large lot with plenty of room to enjoy the outdoors, garden, entertain, or simply have space to spread out. A drive through carport provides convenient parking and plenty of parking options. With its combination of extensive updates, one-level living, flexible finished space, large lot, and convenient Chattanooga location, this home offers a unique opportunity for buyers looking for a move-in-ready property with room to grow. Call today to schedule a showing.

3706 Hemingway Drive, Chattanooga

3 Beds ⋅ 1 Baths ⋅ 1543104 MLS

Calling all investors! This is an opportunity to think beyond just one property. Situated on a double lot, this property offers the potential to renovate the existing 3-bedroom, 1-bath home while also exploring the possibility of building a new home on the additional lot, subject to zoning and applicable requirements. The existing home offers a layout that is simply waiting for the right investor to bring their vision to life. Features include a large laundry room, a long driveway with parking for at least four vehicles, plus an additional carport. The property also includes a storage building and generously sized bedrooms. One bedroom is large enough to accommodate a full-size couch and chair with plenty of room to spare. This property is ready to become your next investment project. Renovate the existing home, maximize the additional lot, or explore the possibilities of doing both. With the right vision and improvements, this property could be transformed into something special.

1824 E 27th Street, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1543101 MLS

Welcome home to 9001 Chaffin Ln! This 4 bedroom, 3 full bath home has everything you're looking for! Come experience this beauty with a large living room, complete with a gas fireplace, spacious kitchen and lovely bedroom with ensuite on the main level. Multiple flex space areas, an expansive fenced-in backyard with a large, low maintenance composite deck perfect for entertaining or quiet mornings enjoying the cooler temperatures that are SURE to come our way! Upstairs, you'll find the primary suite, an additional flex space area and two more bedrooms, complete with shared ensuite bathroom. Recent updates include a new hardwood staircase, dual fuel HVAC and energy efficient windows! Don't miss your opportunity to own this gem, schedule your showing today!

9001 Chaffin Lane, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1543100 MLS

PRESALE OPPORTUNITY | NEW LINDSEY TOWNHOMES COMING TO BELLEWETHER Be among the first to secure a new Lindsey townhome at BelleWether, Chattanooga's highly sought-after Northshore community. With construction scheduled to begin in late 2026 and anticipated closings in spring 2027, this limited presale opportunity allows you to secure your preferred homesite and personalize your home from the start. The popular Lindsey plan features a thoughtful three-story design with 3 bedrooms and 3 full baths, offering comfortable and versatile living space for today's lifestyle. Presale buyers will have the opportunity to select interior finishes and upgrades through Empire's ENVISION design process. SPECIAL INCENTIVE: Receive 50% off design options up to $40,000 -- maximum savings of $20,000 -- with contract written by September 30, 2026. IMPORTANT TIMING: Interior finishes and upgrades must be selected by October 31, 2026. Secure your homesite now to begin the design process and make your selections before construction begins. Located in Northshore, BelleWether offers an unmatched urban lifestyle with easy access to Whole Foods, Coolidge Park, the Tennessee Riverwalk, Frazier Five & Dime, local restaurants, coffee shops and more--all while enjoying the convenience of low-maintenance townhome living. PRESALE TIMELINE: • Select and secure your Lindsey homesite • Schedule your design appointment at Homebase Design Center • Select finishes and upgrades by October 31, 2026 • Construction begins late 2026 • Anticipated closing spring 2027 ONLY 5 LINDSEY HOMESITES ARE AVAILABLE. Don't miss the opportunity to secure a new BelleWether townhome and personalize your selections before construction begins. Contact Steve Meister at 404-626-8116 for current incentives, pricing, homesite locations and presale details. NOTE: Listed price is the base price of the home and does not include options or upgrades.

113 Pathfinder Place 53, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1543098 MLS

Move in ready and priced to sell. Choose $7,000 toward closing costs or a 2/1 interest rate buydown with an acceptable offer. This home may also qualify for Chattanooga's Down Payment Assistance Program in conjunction with THDA financing (up to $15,000). See agent for details. Located on a quiet corner lot in Givens Park, this beautifully designed home combines flexible living spaces with modern style in the heart of East Brainerd. Soaring 11 foot vaulted ceilings and an open concept layout fill the main living area with natural light, creating the perfect space for entertaining or everyday living. The main level features a private primary suite with a walk in closet and en suite bath, plus a second bedroom with French doors and a full bath that's ideal for guests or a home office. Upstairs, you'll find an additional bedroom, full bath, and bonus room, offering space to fit your lifestyle. Enjoy peaceful mornings on the private back deck and the convenience of living just minutes from Hamilton Place, Trader Joe's, Whole Foods, local restaurants, coffee shops, and the highly sought after East Brainerd schools. With just 28 homes, Givens Park offers a charming neighborhood feel with beautifully landscaped homesites and a peaceful walking trail. Don't miss your opportunity to own this move in ready Parkside Builders home. Schedule your private showing today.

8573 Ari Lane Lot 5, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1543097 MLS

Under construction with estimated completion in November 2026. Includes Front & Rear Covered Porch and Vector Security SMART LIVING PACKAGE. For a limited time, receive $10,000 toward closing costs or design upgrades when using the builder's preferred lender and title company. This home may also qualify for Chattanooga's Down Payment Assistance Program in conjunction with THDA financing (up to $15,000). See agent for details. The Hampshire by Parkside Builders offers the ease of one level living with 3 bedrooms, 2 full baths, and a spacious 2 car garage. Designed for both comfort and convenience, the open concept layout creates an inviting space for entertaining and everyday living. This home includes exceptional upgrades, including a tiled primary shower, quartz countertops in the kitchen and primary bath, a covered rear porch, and the Parkside SmartLiving Package, delivering style and modern functionality throughout. Located in Givens Park, an intimate East Brainerd community of just 28 homes, residents enjoy beautifully landscaped homesites, a peaceful walking trail, and convenient access to Hamilton Place, Trader Joe's, Whole Foods, local restaurants, coffee shops, and the highly sought after East Brainerd schools. Secure your new home now and enjoy the opportunity to own a beautifully crafted Parkside Builders home in one of Chattanooga's most desirable locations.

994 Fortitude Trail 23, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1543096 MLS

This home has been used as a furnished rental for 6 years consistently, and has active yard service and pest control. The house was remodeled about 6 years including new energy-efficient windows throughout. The kitchen was updated, along with faux-wood-look tile throughout the house. Light maintenance and upgrades could further enhance the home. Centrally located. About 5 mins from the University and about 6 from downtown Chattanooga. Still close to freeways which makes it a great VCT rental. Good history of rental available upon request.

27 N Germantown Road, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1543086 MLS

Enjoy the convenience of North Chattanooga living at 1020 Fernway Road. Located in a desirable area with easy access to Northshore and downtown Chattanooga, this four-bedroom, three-bathroom home put local dining, shopping, outdoor recreation, and the University of Tennessee at Chattanooga (UTC) within easy reach. Inside, the open floor plan creates a welcoming space for everyday living and entertaining, complemented by hardwood and tile flooring and granite countertops. Four bedrooms provide flexibility for guests, a home office, or additional living needs, while the two-car garage adds practical parking and storage. Spend your weekends exploring the shops and restaurants along Frazier Avenue, enjoying the riverfront at Coolidge Park, or heading downtown to the Tennessee Aquarium and Chattanooga's many entertainment options. With convenient access to UTC and so much of what makes the Scenic City special, this home offers an appealing combination of comfort, functionality, and location. Schedule your showing and experience North Chattanooga living for yourself. All information is deemed reliable, but not guaranteed. Buyer to verify all pertinent information.

1020 Fernway Road, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1543078 MLS

Thoughtfully renovated from top to bottom, this 2,610-square-foot home has been completely transformed inside and offers a beautifully updated living experience in a prime East Ridge location. Featuring 3 bedrooms and 3 full bathrooms, the seller thoughtfully opened up the main living space, creating an inviting flow between the newly updated kitchen and living room that is perfect for entertaining and everyday living. Updates continue throughout with new flooring and completely renovated bathrooms, giving the home a polished, cohesive feel. The finished basement offers additional living space and a full bathroom, providing plenty of flexibility for guests, a home office, a recreation room, or an additional living area. Outside, the fenced backyard is surrounded by mature trees, offering plenty of privacy and a peaceful setting for relaxing or entertaining. Tucked away on a quiet street while still just minutes from restaurants, shopping, and everyday conveniences, this beautifully renovated home offers an ideal combination of style, space, privacy, and location. Schedule your appointment today to experience this incredible transformation in person and appreciate every thoughtful detail that makes this home truly special.

430 Bluebird Circle, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1543068 MLS

Welcome to 2526 Avalon Cir! Located in the established Dallas Crest area, this 2-bedroom, 2-bath home offers approximately 2,040 square feet of heated and cooled space (1654 SF upstairs and 386 SF heated and cooled in the basement). Inside, you'll find original hardwood floors, spacious rooms, a cozy living room, gas log fireplace and a roomy kitchen with a gas range. An additional flex room off the kitchen is currently used as a dining room but could also serve as an office, sitting room or hobby space. The heated and cooled basement provides even more usable space for storage, workshop or home gym. Conveniently located near shopping, dining, and downtown Chattanooga, this home offers plenty of character, space, and potential. Bring your ideas and make it your own!!

2526 Avalon Circle, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1543065 MLS

Beautifully Updated Home with Exceptional Outdoor Living in Chattanooga! Welcome to 4801 Basswood Drive, a spacious 4-bedroom, 3-bathroom home offering 2,528 sq. ft. of comfortable living space with thoughtful updates inside and out! Step inside and discover a home that has been enhanced with both style and functionality. The upstairs bathroom has been beautifully renovated, adding a fresh, updated feel to the home. One of the standout features is the incredible transformation of the backyard! Glass bi-fold doors were added to the back of the home, creating a seamless connection between the indoor living space and the outdoors. Step outside onto the massive new deck, complete with a convenient ramp--perfect for entertaining, relaxing, and enjoying the backyard. The outdoor improvements continue with an extended driveway, a newly created path leading to the backyard, and a privacy fence that provides a more secluded outdoor space. With four bedrooms, three bathrooms, generous living space, and numerous recent improvements, this home offers the perfect combination of comfort, functionality, and outdoor enjoyment. Come see all the improvements and experience everything this home has to offer!

4801 Basswood Drive, Chattanooga

4 Beds ⋅ 4 Baths ⋅ 1543058 MLS

PRE-CONSTRUCTION | PRE-RELEASE PRICING | ONLY A FEW AVAILABLE AT THIS PRICE! Be among the first to own at East Main Townhomes, Lennar's newest Chattanooga community! These homes are offered pre-construction at special pre-release pricing, and only a limited number of buyers will be able to take advantage. Once these are reserved, this pricing is gone. EVERYTHING'S INCLUDED®! Lennar's signature program means the features you'd expect to pay extra for elsewhere are already built in, including [quartz countertops, stainless steel appliances, luxury vinyl plank flooring, smart home technology, etc.]. It's a brand-new home with the finishes and features already chosen for you. See it for yourself! A decorated model can be viewed at Borough 33, so you can walk through the same home style and imagine your life here. Buying pre-construction lets you secure your home before it's built and get in ahead of the crowd. Don't wait, because this pricing won't last!

1049 E Main Street 33, Chattanooga

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