Chattanooga Homes with Cash Financing available

Chattanooga Homes with Cash Financing available

Welcome to Chattanooga, Tennessee – a vibrant city nestled along the banks of the Tennessee River and surrounded by the breathtaking beauty of the Appalachian Mountains. Known for its rich history, stunning natural landscapes, and a thriving arts scene, Chattanooga offers a unique blend of urban excitement and outdoor adventure. With a population of over 180,000, this charming city is not only a great place to live but also a fantastic place to invest in real estate.

Chattanooga boasts an array of neighborhoods, each with its own character and charm. From the historic homes in the North Shore district to the bustling atmosphere of downtown, there’s something for everyone. The city is home to a variety of amenities, including top-rated schools, diverse dining options, and an impressive selection of parks and recreational spaces. Plus, the city’s commitment to sustainability and community development makes it an attractive choice for families and young professionals alike.

For those considering purchasing a home in this picturesque city, you’ll be pleased to know that cash financing options are available. This flexibility allows buyers to secure their dream home without the complexities of traditional financing, making it easier to navigate the competitive real estate market. Whether you’re looking for a cozy bungalow, a modern condo, or a spacious family home, Chattanooga’s diverse housing market has something to suit every taste and budget.

Discover the charm of Chattanooga, where Southern hospitality meets modern living. With its stunning landscapes and vibrant community, your dream home awaits in this enchanting Tennessee city.

Newest Chattanooga Homes with Cash Financing available

516 Occonechee Circle, Chattanooga
$349,900
3 Beds ⋅ 2 Baths ⋅ 1544980 MLS
Welcome to 516 Occonechee Circle, where timeless character meets modern comfort! Nestled on a quiet cul-de-sac just minutes from downtown Chattanooga, this charming 3-bedroom, 1.5-bath home offers 1,418 square feet of thoughtfully designed living space that feels surprisingly larger than its square footage suggests! Inside, you'll find beautiful hardwood floors, abundant natural light, and an inviting living room featuring a cozy gas fireplace and large picture window. The updated kitchen offers granite countertops, a stylish backsplash, and a convenient work island, while the adjoining dining room adds distinctive character. The home's functional layout provides versatile spaces for a home office, music room, or additional sitting area. Don't be surprised if you find yourself checking the square footage again after walking through! Step outside to an exceptional backyard retreat featuring a spacious patio, string lights, and plenty of room for entertaining or relaxing around a fire pit. The fenced backyard also includes a distinctive wooden treehouse with a slide, surrounded by mature trees and greenery. A NEW ROOF installed in 2026 adds significant value, while other highlights include replacement windows, an updated electrical panel, dedicated laundry area, and covered parking. Conveniently located near downtown Chattanooga, shopping, dining, and parks, this home offers an appealing combination of charm, functionality, and location. Schedule your private showing and discover just how much this home has to offer!

516 Occonechee Circle, Chattanooga
2311 Gale Lane, Chattanooga
$424,900
5 Beds ⋅ 3 Baths ⋅ 1544979 MLS
This One-Level Rancher (over a Finished Basement) is a solid, family home. The home has been loved by this family for nearly 40 years. The Shallowford Hills Subdivision is comprised of approx 50 lots and approximately half of the ownerships are longer than ten years. The subdivision is located in close proximity to schools, employment, hospitals, shopping and major commuter routes. The home enjoys a large level front yard and wide driveway with ample turn-around court serving a basement level double-garage / work shop area. The wide soffits and all brick exterior are distinctive Rancher features of this era of home design and a testament to its functional longevity. This home retains many of those original features, materials and craftsmanship not often seen today: custom tile, wood burning fireplaces (2), expansive double-depth closets, extra storage closets, solid wood doors, hardwood flooring, crown molding throughout, work area and additional basement storage. The Entry Foyer (with original green-slate floor) leads to a large, picture-windowed Living Room and front facing views. The Family Room (with original coffered ceiling) with wood-burning fireplace overlooks the rear yard. The kitchen (with updated cabinetry / counter tops) is open to the Family Room and access to a rear Screen Porch for recreation and quite enjoyment. A sizeable Laundry Room (with utility sink and refrigerator!) also has direct access to the rear deck. Four bedrooms are organized along a common corridor leading from the centrally locate Kitchen and Den. A jack-and-jill Bathroom also serves as the common bath. Generously sized bedrooms with hardwood floors are amply windowed and well lit. Master on Main level with full Master Bath. Some windows are updated double-paned (Window World brand). Mother-In-Law Apartment located in the finished basement area has a full kitchen with island, refrigerator and vintage-era stove. Apartment Living Room is oversized and has a wood burning fireplace . Sliding Glass Door leads to ground level Rear Patio and additional independent access is from the Garage through a pedestrian door. The Unfinished Basement area has a 2-Car Garage, work shop space and two Utility Rooms for additional storage. Updated Water Heater (electric) and Updated HVAC Furnace/Air Handler (gas) and ducting are located in the Utility Room Area. The Seller is an Estate and the Property is being sold in AS IS condition where Seller makes no warranties or guarantees as to condition and is not obligated to make repairs or concessions for repairs.

2311 Gale Lane, Chattanooga
4710 Briarwood Drive, Chattanooga
$275,000
2 Beds ⋅ 3 Baths ⋅ 1544975 MLS
Home features an open floor plan, modern kitchen with energy-efficient appliances, 2 bedrooms, 2.5 baths, and is conveniently located to amenities and transportation.

4710 Briarwood Drive, Chattanooga
1793 Millie Lane, Lot 1, Chattanooga
$424,900
4 Beds ⋅ 3 Baths ⋅ 1544970 MLS
MOVE-IN READY IN February - KINGSTON WOODS IN EAST BRAINERD! Builder Incentive: 1% Rate Buydown OR 1% Toward Closing Costs with Preferred Lender Introductory Pricing Available - Don't miss this opportunity to purchase in East Brainerd's newest community before pricing increases. Welcome to Kingston Woods, East Brainerd's newest community, conveniently located just minutes from Hamilton Place. This thoughtfully designed home features an open-concept layout with 2 bedrooms on the main level, making it ideal for both everyday living and entertaining. Features include: • White Shaker Cabinets • Quartz Countertops with Waterfall Island • Electric Fireplace • Stainless Steel Samsung Appliances • Two-Car Garage • Freestanding Tub + Tile Shower in Primary Suite • Approx. 170 SF Unfinished Bonus Room • Covered Back Porch • Privacy Fence • Low-Maintenance New Construction Kingston Woods offers true low-maintenance living, with the HOA providing lawn care and landscaping maintenance throughout the community, allowing homeowners to spend less time on upkeep and more time enjoying their home. Buyer to verify all information including schools, square footage, taxes, and HOA information. Photos are of a similar home and may vary. Agent is related to Seller.

1793 Millie Lane, Lot 1, Chattanooga
3390 Easton Unit # 104 Avenue, Chattanooga
$499,000
4 Beds ⋅ 3 Baths ⋅ 1544965 MLS
MOVE-IN READY NOVEMBER 15! New Construction in Red Bank | Minutes from Downtown Chattanooga & Northshore Welcome to this beautiful new construction home in the heart of Red Bank, where modern design meets unmatched convenience. Ideally located just minutes from Downtown Chattanooga, Northshore, Erlanger, CHI Memorial, shopping, restaurants, parks, and major interstates, this home offers the perfect combination of luxury finishes and an unbeatable location. Designed with both entertaining and everyday living in mind, the open-concept floor plan showcases quality craftsmanship and designer finishes throughout, creating a home that is as functional as it is beautiful. Designer Features Include: * White Shaker Cabinetry * Quartz Countertops * Spacious Kitchen with Designer Finishes * Electric Fireplace * Open-Concept Living & Dining Areas * Spacious Primary Suite * Office/Flex Room on main floor* Tile Shower in the Primary Bathroom * Covered Rear Porch * Two-Car Garage * Brick & Fiber Cement Exterior * Carpet-Free, Low-Maintenance New Construction. Whether you're commuting to work, enjoying the restaurants and entertainment of Downtown Chattanooga and Northshore, or simply relaxing at home, you'll appreciate the convenience and lifestyle this exceptional Red Bank location provides. With quality construction, timeless finishes, and easy access to everything Chattanooga has to offer, this home is an outstanding opportunity. Schedule your private showing today. Buyer to verify all information deemed important, including but not limited too schools, square footage and ,taxes. Personal Interest Applies: Listing agent is related to the seller. Builder Incentive: 1% Rate Buydown OR 1% Toward Closing Costs with Preferred Lender Introductory Pricing Available (1% is based on loan amount)

3390 Easton Unit # 104 Avenue, Chattanooga
2783 Tanglewood Drive, Chattanooga
$74,900
1544956 MLS
Don't miss this opportunity to own a lot in the highly desirable Stuart/Haywood Heights neighborhood! Located at 2783 Tanglewood Dr, this property has been approved by the city for a 2,200-square-foot building footprint, offering an excellent opportunity to bring your vision to life. Enjoy a convenient location with easy access to shopping, dining, schools, and downtown Chattanooga. Whether you're planning your forever home or your next investment, this property offers an opportunity to build in a sought-after Chattanooga neighborhood.

2783 Tanglewood Drive, Chattanooga
1131 Dartmouth Street, Chattanooga
$325,000
2 Beds ⋅ 1 Baths ⋅ 1544952 MLS
Character, charm, and North Chattanooga convenience come together in this inviting one level home! Set on a quiet, sidewalk lined street in one of Chattanooga's most sought after areas, this beautifully maintained 2 bedroom, 1 bathroom home offers the warmth and character of 1935 with updates that make life comfortable and convenient. From the moment you arrive, the large front porch welcomes you home. Inside, you will find beautiful crown molding, a charming decorative fireplace, updated windows with blinds, and a comfortable layout designed for easy everyday living. Renovations in 2017 brought updated HVAC, flooring, kitchen, bathroom, and laundry room (with the washer and dryer included). The outdoor spaces are just as inviting. Enjoy your morning coffee on the front porch, unwind in the screened in porch, or gather with friends on the open back deck overlooking the fenced backyard. With approximately 0.25 acres, there's plenty of room to enjoy the outdoors without the upkeep of a large property. Perhaps the best feature is the location. Walk to local favorites like Daily Ration, Tremont Tavern, and Il Primo, while enjoying quick access to local shopping, Chattanooga Golf & Country Club, and downtown Chattanooga. It's the kind of location that lets you leave the car at home and enjoy the neighborhood around you. If you've been waiting for a home with personality, outdoor living, a desirable North Chattanooga address, and the convenience of one level living, do not let this one pass you by. Come experience the charm in person and see why this one feels like home.

1131 Dartmouth Street, Chattanooga
8206 Shallowford Road, Chattanooga
$210,000
2 Beds ⋅ 2 Baths ⋅ 1544948 MLS
PRICED TO SELL QUICKLY! Welcome to this charming home situated on a beautiful, private property in the heart of East Brainerd! Offering an incredible opportunity for homeowners and investors alike, this property is priced with value in mind! The home is being sold completely AS-IS, but offers a solid foundation and is move-in ready in its current condition. With some fresh paint, cosmetic updates, and a few personal touches, this property has tremendous potential to truly make it your own! Enjoy the privacy and peaceful surroundings while still being conveniently located near all the shopping, dining, and amenities East Brainerd has to offer. The ages of the roof and HVAC system are unknown, but both are currently reported to be in good working order. Cash buyers are preferred, but financing offers will also be considered. This transaction involves an assignment of contract, with the option for the seller to complete a double closing if needed to accommodate financing. Don't miss this opportunity to purchase a great property at an attractive price in East Brainerd! Schedule your showing today! Equitable Ownership Interest. Contact listing agent for details.

8206 Shallowford Road, Chattanooga
205 W 16th Street, Chattanooga
$319,900
1 Beds ⋅ 2 Baths ⋅ 1544943 MLS
Experience the best of Southside living with the perfect blend of style, comfort, and low-maintenance convenience! Located in the desirable Davis Townhomes, this stylish three-level townhome offers a carefree lifestyle just steps from Main Street's popular restaurants, coffee shops, breweries, and entertainment. Built in 2020, this thoughtfully designed townhome offers approximately 1,200 square feet of inviting living space with high ceilings, recessed lighting, and beautiful engineered hardwood flooring throughout. Built in 2020, this thoughtfully designed townhome offers approximately 1,200 square feet of inviting living space with high ceilings, recessed lighting, and beautiful engineered hardwood flooring throughout. The entry level features a versatile flex space, perfect for a cozy den, home office, additional gathering area, or even a potential second bedroom. The bright and open main living level is designed for comfortable everyday living and effortless entertaining. The kitchen features white shaker cabinetry, granite countertops, a herringbone backsplash, stainless steel appliances, and a breakfast bar. The adjoining living area opens to a covered balcony, perfect for morning coffee, evening relaxation, or grilling with friends. Upstairs, the bedroom offers a relaxing retreat with a vaulted ceiling, double closets, and sliding doors leading to a private open-air balcony with city light views. Two full bathrooms feature tiled walk-in showers with frameless glass enclosures, while a stackable washer and dryer add everyday convenience. Best of all, enjoy the freedom of low-maintenance living! With an HOA fee of just $75 per month covering exterior maintenance, grounds, and trash service, you'll spend less time on upkeep and more time enjoying everything the Southside has to offer. Stylish, comfortable, and conveniently located...this is easy city living at its best!

205 W 16th Street, Chattanooga
Ozark Circle, Chattanooga
$74,900
1544939 MLS
0.4-Acre Buildable Lot Near Downtown Chattanooga & North Shore | Stuart Heights-Rivermont (37415) Rare 0.4-acre buildable lot in Chattanooga's Stuart Heights-Rivermont area (37415), just off Hixson Pike and about 10 minutes from Downtown Chattanooga and the North Shore. Build a custom home close to the city without giving up yard space, or add a smart infill investment in one of North Chattanooga's established neighborhoods. The lot is ready to be cleared and developed for residential use. Quick access to Red Bank, Hixson, and major commuter routes keeps travel easy, while Stringer's Ridge, the Tennessee Riverwalk, Coolidge Park, and North Shore dining and shopping are a short drive away. Vacant land this close to downtown Chattanooga is increasingly hard to find. Buyer to verify zoning, utilities, and intended use with the City of Chattanooga. Call today to walk the lot.

Ozark Circle, Chattanooga
9851 Cross Gate Road, Chattanooga
$950,000
1544934 MLS
Beautiful 7.51 acres in the heart of East Brainerd and still in the county! Build your dream home in the middle of the land and bring your horses! Or you might divide it and have a couple or more estate homes built on it. This property is one of the last beautiful pieces of land that is level and ready to be built on. You will love the setting of this place! Schedule your showing today!

9851 Cross Gate Road, Chattanooga
12 Ridgeside Road, Chattanooga
$889,000
4 Beds ⋅ 4 Baths ⋅ 1544926 MLS
Welcome to Ridgeside - Timeless charm and rich character with a blend of vintage/original hardware and light fixtures. Hardwood floors, elevator, generous sub-dividable (2) lots in an established neighborhood and desirable location. Step back in time and discover this 1934 home with 4 bedrooms, 2 bonus rooms, 3 full baths, (2) 1/2 baths, formal living room with wood burning fireplace, formal dining room with character of the swinging door to kitchen. Kitchen provides original tracy countertop, stainless steel appliances, corner breakfast nook. Solarium room with unique tile pattern and cedar closets and more. Sub-dividable lots (increasingly rare in this area) offers a wonderful blend of natural vintage mountain stone work completed in 1947 with more desirable area of decks, covered patio and decks, cooking covered area, pond and another pond area to be restored. Backyard provides plenty of privacy, relax, entertaining, garden area. Enjoy the beauty of the charm of this rich in character home.

12 Ridgeside Road, Chattanooga
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