Hamilton Homes with USDA Loan Financing available

Hamilton Homes with USDA Loan Financing available

Welcome to Hamilton County, Tennessee – a vibrant community nestled in the heart of the scenic Tennessee Valley. Known for its picturesque landscapes, rich history, and friendly atmosphere, Hamilton County offers a unique blend of urban conveniences and rural charm. With the majestic backdrop of the Appalachian Mountains and the Tennessee River winding through the region, residents enjoy a plethora of outdoor activities, from hiking and fishing to picnicking in one of the many local parks.

Hamilton County is home to a diverse population and boasts a strong sense of community spirit. The area features excellent schools, a variety of dining options, and a thriving local economy, making it an ideal place for families and professionals alike. With its close proximity to Chattanooga, residents can easily access cultural attractions, shopping districts, and entertainment venues while enjoying the tranquility of suburban life.

For those looking to purchase a home in Hamilton County, USDA loan financing is available, making homeownership more accessible than ever. These loans are designed to support families in rural areas, offering favorable terms and low-interest rates. Whether you're a first-time homebuyer or looking to upgrade, the USDA loan program can help you secure your dream home without the burden of a hefty down payment.

Explore the charming neighborhoods of Hamilton County, where you’ll find a variety of homes that cater to all lifestyles. From cozy single-family residences to spacious modern designs, there’s something for everyone in this welcoming community. Embrace the opportunity to plant your roots in Hamilton County – where home is more than just a place, it’s a lifestyle!

Newest Hamilton Homes with USDA Loan Financing available

$375,000
2 Beds 3 Baths 1542848 MLS
Buyer Incentives! Receive 1% in flex cash to use toward your choice of an appliance package, or combine it with a 1.25% lender credit giving you 2.25% to use towards closing costs, prepaids, or an interest rate buy down for a limited time! Welcome to Maddox Square, a Waters- Holland townhome community in the heart of East Brainerd where distinctive architecture meets attainable living. This gated neighborhood offers modern and classic finishes, functional design, and an unbeatable location. Introducing ''The Dawson'' one of four distinctive floorplans to fit a variety of lifestyles: The Mayer, The Rowan, The Dawson, and The Delaney -- each designed with open-concept living and elevated details throughout. The two-story 2br/2.5 bath residence features Modern finishes, abundant natural light, spacious living areas, designer quartz countertops that anchor the beautifully appointed kitchen ideal for entertaining or everyday living. Residents enjoy the privacy of a gated entrance along with a large shared green space -- perfect for gathering, relaxing, or play. The community's walkable convenience adds even more appeal, with East Brainerd Elementary just steps away. Just minutes from Hamilton Place mall, Trader Joes, Erlanger Hospital, Target and much more. Whether you're seeking low-maintenance living, modern style, or a prime East Brainerd location, Maddox Square delivers comfort, quality, and community all in one exceptional address. Listed price is the base price for the Dawson plan. Photos and renderings are illustrative only and may not represent this specific unit. Taxes not yet assessed; subject to change. Buyers to verify school zones, square footage and HOA information. Owner/Agent.

1834 Dawson Circle, Chattanooga

$375,000
3 Beds 3 Baths 1542791 MLS
*Open house 9/20 from 2-4pm.* Exceptional Southside Value in the Heart of Downtown Chattanooga! Welcome to 1003 E 11th St, an updated 3-bedroom, 3-full-bath, two-story home offering an outstanding combination of location, space, updates, and value. Located in the heart of Chattanooga's sought-after Southside, this home is just minutes from some of the city's best dining, shopping, entertainment, and attractions, with UTC only a few blocks away. If you've been looking for a home in a prime downtown location without the premium price tag, this is an opportunity you won't want to miss. The main living areas feature beautiful hardwood floors, complemented by updated paint and light fixtures throughout. The spacious two-story layout provides flexibility and separation of living spaces, while three full bathrooms add convenience rarely found at this price point. Additional highlights include a newer roof installed in 2021 and a covered patio added in 2023, providing a great space to relax or entertain. Enjoy outdoor living on the downstairs patio or take advantage of the upstairs outdoor space while taking in views toward Lookout Mountain. Storage is another standout feature, with each bedroom offering two sets of closets, providing plenty of room for clothing, personal belongings, and additional storage. The seller is also offering significant value with the sale. All kitchen appliances, washer, and dryer remain with the home, making the property even more convenient for the next owner. The existing security system and equipment will also remain, representing approximately $2,000 in added value. Located just minutes from downtown Chattanooga, the Southside, UTC, restaurants, shopping, entertainment, and Lookout Mountain, this home offers an exceptional opportunity to own in one of Chattanooga's most desirable areas. Updated. Spacious. Ideally located. Loaded with extras. Priced for value. Owner/Agent

1003 E 11th Street, Chattanooga

$999,000
4 Beds 4 Baths 1542588 MLS
Discover Sawyer Farms: Signal Mountain's Premier Boutique Community Welcome to 1817 Sawyer Farms, an exceptional new construction opportunity in Signal Mountain's newest boutique community. This luxurious home exudes sophistication with its rich dark brick exterior, inviting covered front porch, and elegant wood accents. Key Features: - High Ceilings: Enjoy an open, airy ambiance throughout the home. - Main-Level Primary Suite: A private retreat conveniently located on the main floor. - Modern Amenities: Stainless steel appliances and thoughtfully designed spaces, including a home desk nook and a large laundry/mudroom. - Outdoor Living: Expansive main-level porch and an upstairs balcony, perfect for enjoying lush surroundings. - Bonus Space: An upstairs bonus room and additional laundry area for added convenience. Situated on a .45+/- acre lot, Lot 12 is surrounded by mature trees, providing privacy and serenity. The home is just a 15-minute commute to the highly regarded Signal Mountain Middle/High School and Nolan Elementary. Sawyer Farms offers a desirable Signal Mountain address, Hamilton County benefits, EPB Fiber Optics, and no city taxes. You'll be close to local favorites such as The Bread Basket, Ace Hardware, Pumpkin Patch Playground, and Signal Mountain Town Center. Embrace the East Tennessee outdoor lifestyle with quick access to Falling Water Falls, North Chickamauga Creek Gorge State Park, Rainbow Lake, Walden's Ridge Bike/Hike/Climbing Park and Edward's Point--all within 15 minutes. Plus, downtown Chattanooga, with its vibrant restaurants, medical facilities, and cultural attractions, is just 25 minutes away. Build your dream home in the refined mountain community of Sawyer Farms *Please note: All property lines shown in photos are approximate. The Property Owner holds an active TN Real Estate License. Buyers are responsible for verifying all information. Financing incentive options are available.

1817 Sawyer Farms Lane, Signal Mountain

$345,000
3 Beds 2 Baths 1542514 MLS
Welcome to 5705 Dowler Lane, a 3-bedroom, 2-bath home on a spacious approximately 0.44-acre corner lot in desirable Signal Mountain. Zoned for Nolan Elementary and Signal Mountain Middle High School, this home is just minutes from both schools and offers a great combination of location, functionality and outdoor space. The home features a 2-car garage with approximately 645 square feet of garage/basement space, providing an abundance of room for vehicles, workshop space, hobbies and storage, with laundry hookups conveniently located in this area. The kitchen features nice cabinetry and tile flooring, and both full bathrooms also feature tile flooring. The metal roof was added within the past 12 years, and the electric water heater was replaced approximately 9 years ago. The home would benefit from some cosmetic updates, including interior paint and new flooring, giving the next owner an opportunity to bring their own style and decorative ideas and make this house their home. Outside, the large, shady fenced backyard provides plenty of room to relax, entertain, garden or create your own private retreat. A large deck extends the outdoor living space, while the very large detached outbuilding with power offers tremendous versatility for a workshop, play area, hobby space or additional storage. With a desirable Signal Mountain location, highly regarded public schools, a large corner lot, 2-car garage and an abundance of additional garage/basement space, a spacious fenced backyard and plenty of potential, 5705 Dowler Lane offers an excellent opportunity to make a home your own. Come see the possibilities!

5705 Dowler Lane, Signal Mountain

$445,000
4 Beds 3 Baths 1542468 MLS
Beautifully upgraded, thoughtfully designed, and move in ready! Welcome to 8512 Red Deer Lane in the highly desirable Creekside at Hampton Meadows, where style, comfort, and convenience come together in one impressive home. Featuring the popular Quail Run floor plan, this 4 bedroom, 2.5 bathroom residence offers approximately 2,422 square feet of spacious living, including a generous bonus room and formal dining area. Step inside to discover a bright, inviting interior with hardwood flooring throughout, extensive trim details, custom built ins, and abundant storage. The open concept main living area is designed for effortless everyday living and entertaining, with the spacious family room flowing directly into the well appointed kitchen. Granite countertops, crisp white cabinetry, and a large center island create a beautiful and functional gathering space. The oversized primary suite offers a true retreat with plenty of room to unwind, along with a generous walk in closet and well appointed ensuite bath. Three additional bedrooms provide flexibility for family, guests, a home office, or whatever your lifestyle requires. The spacious bonus room adds even more versatility and living space. Outside, the fenced backyard is ready for relaxing and entertaining with a custom pergola creating the perfect spot for morning coffee, weekend gatherings, or enjoying the evenings. An irrigation system makes maintaining the yard a breeze. Recent updates and upgrades provide added peace of mind, including a dishwasher and microwave replaced within the past year, a new garage door spring with transferable 5 year warranty, and a new backflow preventer. Additional features include built in shelving, a two car garage, and plenty of storage throughout. Conveniently located just minutes from shopping, dining, schools, and I 75, this home checks all the boxes for space, style, updates, and location. 8512 Red Deer Lane is the one you've been waiting for!

8512 Red Deer Lane, Ooltewah

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