Hamilton Homes with FHA Financing available

Hamilton Homes with FHA Financing available

Welcome to Hamilton County, Tennessee—a picturesque gem nestled in the heart of the Volunteer State. Known for its stunning landscapes, rich history, and vibrant communities, Hamilton County offers an inviting atmosphere that appeals to families, young professionals, and retirees alike.

With its close proximity to the bustling city of Chattanooga, residents enjoy the perfect blend of urban amenities and serene suburban living. The county boasts an array of recreational opportunities, from the breathtaking views at Lookout Mountain to the tranquil waters of the Tennessee River. Nature enthusiasts can explore numerous parks and trails, while culture lovers can indulge in local art galleries, theaters, and music festivals that celebrate the area’s diverse heritage.

For those looking to settle down in this enchanting region, Hamilton County presents an array of housing options, including homes that qualify for FHA financing. This financing option makes homeownership more accessible for first-time buyers and those with lower to moderate incomes. With FHA loans, you can enjoy lower down payment requirements and competitive interest rates, allowing you to find your dream home without breaking the bank.

Whether you’re drawn to the charming neighborhoods of East Ridge, the vibrant community of Ooltewah, or the historic charm of Chattanooga, Hamilton County offers a welcoming environment to call home. Explore the possibilities today and discover why so many are choosing to make Hamilton County their forever home. Your dream home awaits in this thriving community!

Newest Hamilton Homes with FHA Financing available

3 Beds ⋅ 3 Baths ⋅ 1542791 MLS

Exceptional Southside Value in the Heart of Downtown Chattanooga! Welcome to 1003 E 11th St, an updated 3-bedroom, 3-full-bath, two-story home offering an outstanding combination of location, space, updates, and value. Located in the heart of Chattanooga's sought-after Southside, this home is just minutes from some of the city's best dining, shopping, entertainment, and attractions, with UTC only a few blocks away. If you've been looking for a home in a prime downtown location without the premium price tag, this is an opportunity you won't want to miss. The main living areas feature beautiful hardwood floors, complemented by updated paint and light fixtures throughout. The spacious two-story layout provides flexibility and separation of living spaces, while three full bathrooms add convenience rarely found at this price point. Additional highlights include a newer roof installed in 2021 and a covered patio added in 2023, providing a great space to relax or entertain. Enjoy outdoor living on the downstairs patio or take advantage of the upstairs outdoor space while taking in views toward Lookout Mountain. Storage is another standout feature, with each bedroom offering two sets of closets, providing plenty of room for clothing, personal belongings, and additional storage. The seller is also offering significant value with the sale. All kitchen appliances, washer, and dryer remain with the home, making the property even more convenient for the next owner. The existing security system and equipment will also remain, representing approximately $2,000 in added value. Located just minutes from downtown Chattanooga, the Southside, UTC, restaurants, shopping, entertainment, and Lookout Mountain, this home offers an exceptional opportunity to own in one of Chattanooga's most desirable areas. Updated. Spacious. Ideally located. Loaded with extras. Priced for value. Don't miss your opportunity to make 1003 E 11th St your next home.

1003 E 11th Street, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1542786 MLS

Welcome to 3806 Kingwood Cir. Built in 2015, one level over a finished basement, right around 1,680 square feet. Upstairs is your everyday living, living room, dining area, kitchen with granite counters, two bedrooms, a full bath. Nothing fancy, just laid out well and easy to actually live in. Downstairs is where you get your extra room. Third bedroom, another full bath, laundry, and a flex space that could be a second living room, a playroom, a home office, whatever you need it to be that week. Having that basement separated out is great if you've got guests coming through, a roommate situation, or you just want some distance from the rest of the house. Outside there's a two-car parking pad, the yard's been cleaned up some, and the backyard's fenced in. Good for kids, dogs, whatever you need it for. There's also a deck off the kitchen, so you'll actually use it for grilling instead of it just sitting there. Location's the other big piece of this. You're close enough to downtown Chattanooga for work and restaurants, but you're also not far from Hamilton Place and Gunbarrel Road, so Target runs, chain restaurants, doctor's appointments, all of that is close too. You get both without living in the middle of the traffic for either one. If you're buying your first house, or you're a family that just wants something practical with a fenced yard and a good location, take a look at 3806 Kingwood Circle.

3806 Kingwood Circle, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1542781 MLS

Welcome to 8307 Merry Weather Drive, where thoughtful updates, generous living spaces, and a spacious half-acre lot come together in an established East Brainerd setting. Offering 3 bedrooms, 2.5 baths, this well-maintained home has been steadily improved so many of the big-ticket items are already taken care of. Recent updates include a new HVAC in 2025, roof and privacy fence in 2020, and replacement windows, siding and water heater in 2018. Inside, you'll find comfortable living spaces designed for both everyday life and entertaining. The kitchen features granite countertops and newer appliances, while a formal dining room provides plenty of space for gatherings. The inviting living room is anchored by a gas-log fireplace, creating a warm focal point for the home. Step outside to the screened and covered back porch, an ideal spot for morning coffee, evening dinners or simply enjoying the outdoors. Beyond the porch, the fenced backyard offers plenty of room to play, garden or entertain, with the privacy and flexibility that come with approximately half an acre. A two-car garage adds everyday convenience and storage. With its combination of space, outdoor living and significant updates already completed, this is a home where you can settle in and enjoy from day one. Come see for yourself what makes 8307 Merry Weather Drive such a special place to call home.

8307 Merry Weather Drive, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1542777 MLS

The Meridian offers three thoughtfully designed levels that blend comfort, functionality, and modern style. The first floor welcomes you with a spacious foyer and a two-car front-entry garage, prewired for an EV charger and offering ample space for vehicles, bikes, kayaks, or even a home gym. The second floor serves as the heart of the home, featuring an open-concept family room that flows seamlessly into the kitchen. Highlights include a walk-in pantry, generous counter space, and an oversized island ideal for entertaining and everyday living. A private bedroom or home office and a full bath complete this level. On the third floor, the serene primary suite features a walk-in closet and a spa-inspired bath with dual vanities and a walk-in shower. An additional bedroom with its own walk-in closet, a shared full bath, and a conveniently located laundry area provide comfort and convenience for daily living. BelleWether combines urban convenience with natural beauty, offering tree-lined streets, scenic city views, and walkability to downtown Chattanooga and Northshore. Residents enjoy easy access to parks, trails, local boutiques, restaurants, and all the energy of Chattanooga's vibrant riverfront lifestyle. SELLER OFFERING 3.99% YR1 FINANCING ON CONTRACTS WRITTEN IN SEPTEMBER when working with our Preferred Lenders! Ask onsite agent for additional information.

144 Pathfinder Place 46, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1542776 MLS

Attention Golfer, this stunning move-in ready home is located in the Valleybrook Golf Course and Country Club community. From the moment you step inside, you'll appreciate the sophisticated interior upgrades: granite countertops, sleek white cabinetry, modern tile backsplash, bright and open floor plan highlighted by gorgeous hardwood flooring that flows throughout the main living areas. The light-filled spacious sunroom and a newly fenced-in backyard area are perfect for weekend gatherings. Don't miss the opportunity to make this beautiful home yours

101 Masters Road, Hixson

4 Beds ⋅ 4 Baths ⋅ 1542771 MLS

Excellent duplex in the heart of Hixson for a savvy investor or house hack opportunity. Unit 4933 currently vacant. Long term tenant in unit 4927. Water heaters replaced in 2025. No showings of occupied unit until binding contract. Vacant unit may be shown prior to contract. Contact listing agent. Please contact listing agent for interior pre-recorded video tours of units and property financials. This property may be purchased with 1837 Dana Ln and 1845 Dana Ln for a discounted package price of $1,100,000.

4933 Lavender Trail, Hixson

6 Beds ⋅ 6 Baths ⋅ 1542770 MLS

Excellent fully occupied quadplex in the heart of Hixson for a savvy investor or house hack opportunity. HVAC in unit 1845 replaced in 2025. All water heaters replaced in 2025. Showings after binding contract only. Do not disturb tenants. No sign on property. Please contact listing agent for pre-recorded video tours of units and property financials. This property may be purchased with 1837 Dana Ln and 4933 Lavender Trl for a discounted package price of $1,100,000.

1845 Dana Lane, Hixson

7 Beds ⋅ 5 Baths ⋅ 1542769 MLS

Excellent fully occupied triplex in the heart of Hixson for a savvy investor or house hack opportunity. HVAC in unit 1839 replaced in 2026. All water heaters replaced in 2025. Please contact listing agent for pre-recorded interior video tours of each unit and property financials. Viewing with binding contract only. Do not disturb tenants. No sign on the property. This property may be purchased with 4933 Lavender Trl and 1845 Dana Ln for a discounted package price of $1,100,000.

1837 Dana Lane, Hixson

3 Beds ⋅ 2 Baths ⋅ 1542767 MLS

This one is ready to impress! Beautifully updated 3-bedroom, 1.5-bath home offering an open floor plan, modern finishes, and a long list of recent improvements. Enter into the lovely and bright living & dining area. The NEW kitchen features cabinetry with pantry storage, stainless steel appliances and butcher block countertops. NEW bathroom with tub/shower combonation. Each of the three bedrooms are spacious. The laundry room includes a convenient half bath. NEW HVAC, electrical, and plumbing provide valuable peace of mind. NEW flooring and fresh paint complete the move-in-ready package. Step outside to discover a large, level, fenced backyard with a NEW deck and fire pit--perfect for entertaining, pets, play, gardening, or relaxing outdoors. The large detached workshop offers incredible space for hobbies, projects or storage. Conveniently located near the Concord Golf Course, Hamilton Place Mall and medical facilities, this property delivers the combination of convenience, updated interiors, major mechanical improvements, a fantastic yard, and workshop space. Come see why this one deserves a spot at the top of your list!

1265 N Concord Road, Chattanooga

Rare Waterfront Dock Lot | North Heron Bay A rare opportunity to own waterfront property in the desirable North Heron Bay subdivision! This unique recreational lot features a large, level open area, beautiful lake frontage, and private dock access, creating an incredible opportunity to enjoy the water without the expense of purchasing a waterfront home. Whether you're looking for a place to keep your boat, spend summer days on the water, fish, kayak, paddle board, or simply have your own private piece of the lake, this property offers endless possibilities for enjoying the waterfront lifestyle. Located in an established lakefront community with convenient road frontage, the property provides easy access while opening up to a beautiful wooded shoreline and the water beyond. Perfect for lake lovers, boat owners, outdoor enthusiasts, or anyone looking for their own waterfront escape. This property is a recreational/dock lot and is not a buildable residential homesite. Buyer to verify all intended uses, dock permitting/approvals, restrictions, and requirements with TVA and applicable governing authorities. 7906 Turtle Lane can also be purchased if buyer is interested in both lots. Own the waterfront. Have your own place on the lake. Enjoy it whenever you want - without having to buy a waterfront home.

7910 Turtle Lane, Ooltewah

4 Beds ⋅ 3 Baths ⋅ 1542757 MLS

Welcome home to 3921 Sherlin Dr. This 4-bedroom, 3-bath home offers an impressive combination of character, space, and outdoor living. Inside, you'll find beautifully refinished original hardwood floors, a spacious kitchen with abundant cabinetry and stainless-steel appliances, and a finished lower level providing plenty of flexibility for entertaining, a home office, gym, or additional living space. Out back, the centerpiece is the saltwater, self-chlorinating in-ground pool with a slide, surrounded by a spacious backyard perfect for entertaining, relaxing, or enjoying summer days and fall evenings at home. The enclosed sunroom overlooks the backyard and pool, creating a great extension of the living space. Add in a two-car garage, generous driveway, metal roof, and multiple living areas, and you have a home with plenty to offer inside and out. Schedule your private showing and come see it for yourself!

3921 Sherlin Drive, Chattanooga

3 Beds ⋅ 4 Baths ⋅ 1542756 MLS

Discover the perfect blend of space, privacy, and convenience in this custom-built 3-bedroom, 3.5-bath home offering 2,750+ square feet, including a heated and cooled basement. Situated on a beautiful 0.8+ acre double lot on a quiet dead-end street, this elevated wooded property offers a peaceful setting with a very low-maintenance yard. The main level features an inviting open-concept layout with a spacious living room, kitchen, and dining area, plus a separate den for additional living space. The kitchen offers cherry cabinetry, island, and plenty of natural light, while a gas fireplace adds warmth and character to the dining area. The oversized primary suite includes a comfortable sitting area that could easily serve as a home office, along with beautiful cypress hardwood flooring and vaulted ceilings. Newer LVT flooring runs throughout the majority of the home, complemented by newer paint and a newer deck. The heated and cooled basement adds exceptional versatility with 335 square feet of finished living space, including a half bath and large utility room. A separate 24' x 13' garage with its own private driveway provides additional parking, storage, or workshop space. With its finished living area, private access, and separation from the main living spaces, the basement offers exciting potential for a mother-in-law suite, teenager's hideaway, guest quarters, or private retreat. With a total of two garages--two-car garage on the main level and one-car garage in the basement--there is plenty of room for vehicles, storage, hobbies, or a workshop. Outside, enjoy the fenced yard, private wooded surroundings, and tranquil setting which is a designated National Wildlife Sanctuary. With abundant natural light, generous storage, flexible living spaces, and numerous updates, this home offers a rare combination of comfort and potential. All this in a highly convenient Ooltewah location, just minutes from shopping, restaurants, Interstate access, and more. A unique propert y that truly offers room to live, relax, and make it your own!

4719 Rolling Green Drive, Ooltewah

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