Hamilton Homes with FHA Financing available

Hamilton Homes with FHA Financing available

Welcome to Hamilton County, Tennessee—a picturesque gem nestled in the heart of the Volunteer State. Known for its stunning landscapes, rich history, and vibrant communities, Hamilton County offers an inviting atmosphere that appeals to families, young professionals, and retirees alike.

With its close proximity to the bustling city of Chattanooga, residents enjoy the perfect blend of urban amenities and serene suburban living. The county boasts an array of recreational opportunities, from the breathtaking views at Lookout Mountain to the tranquil waters of the Tennessee River. Nature enthusiasts can explore numerous parks and trails, while culture lovers can indulge in local art galleries, theaters, and music festivals that celebrate the area’s diverse heritage.

For those looking to settle down in this enchanting region, Hamilton County presents an array of housing options, including homes that qualify for FHA financing. This financing option makes homeownership more accessible for first-time buyers and those with lower to moderate incomes. With FHA loans, you can enjoy lower down payment requirements and competitive interest rates, allowing you to find your dream home without breaking the bank.

Whether you’re drawn to the charming neighborhoods of East Ridge, the vibrant community of Ooltewah, or the historic charm of Chattanooga, Hamilton County offers a welcoming environment to call home. Explore the possibilities today and discover why so many are choosing to make Hamilton County their forever home. Your dream home awaits in this thriving community!

Newest Hamilton Homes with FHA Financing available

$305,000
3 Beds 3 Baths 1539771 MLS
Welcome to 1299 Greenbrook Lane, a beautifully maintained end unit townhome located on a quiet street in the Valleybrook Park community. Offering 3 bedrooms, 3 full bathrooms, and low-maintenance living with exceptional indoor and outdoor spaces, this home is ideal for those seeking comfort, convenience, and flexibility. The spacious main level features a welcoming living room with a cozy fireplace that flows into the updated kitchen and dining area. The kitchen offers shaker-style cabinetry, granite countertops, abundant storage, and a peninsula with bar seating, making it perfect for everyday living and entertaining. Just beyond, the sunroom extends the living space and opens to a private deck and fenced in yard, creating the perfect setting for morning coffee, outdoor dining, gardening, or relaxing. Designed for convenient main level living, the home features two spacious bedroom suites on the first floor, each with a private ensuite bathroom and sizable closet. A laundry room with additional storage is also located on the main level. Upstairs, the third bedroom offers a large walk-in closet, full bathroom, and two walk out attic storage spaces making it an ideal guest suite, home office, bonus room, or private retreat. The end-unit location provides added privacy and green space rarely found in townhome living. Whether you're looking to downsize without sacrificing space, need room for guests, or simply want a move-in-ready home in a fantastic location, this floor plan offers outstanding flexibility. Valleybrook Park is conveniently located just minutes from shopping, restaurants, grocery stores, medical facilities, parks, marinas, the Tennessee River, Greenway trails, and some of Chattanooga's best hiking and outdoor recreation. Downtown Chattanooga is only a short drive away, making this an exceptional opportunity to enjoy the best of Hixson living with easy access to everything the area has to offer.

1299 Greenbrook Lane, Hixson

$700,000
4 Beds 3 Baths 1539766 MLS
Finding true acreage in the heart of East Brainerd is almost unheard of--and finding it paired with seamless one-level living makes this property an absolute gem! Enjoy the perfect blend of privacy, room to roam, and day-to-day convenience, all just minutes from top-rated schools, shopping, and dining. Step inside to discover soaring 10-foot ceilings, warm solid wood floors, and gorgeous transom windows that flood the space with natural light and timeless character. The inviting living room serves as the heart of the home, featuring recessed lighting and a classic brick gas fireplace. Designed for easy, comfortable living, the single-level layout offers three generous bedrooms, two-and-a-half baths, and a bright bonus room right off the living area--ideal for a fourth bedroom, home office, playroom, or cozy sitting space. The kitchen is a chef's dream, outfitted with rich cherry cabinets, a spacious walk-in pantry, tile flooring, and storage galore. Nearby, the oversized laundry room is a functional power house that easily doubles as a craft or hobby room, complete with a built-in sink, a work table, and a dedicated sewing machine table. Storage is truly endless here, boasting ample closet space throughout, an encapsulated basement, and a massive attic ready for all your seasonal items. Outside, the private grounds continue to impress. Unwind on the charming screened front porch or relax on the covered back porch overlooking your peaceful acreage. The property is fully equipped for hobbies, storage, and projects with an established garden, two storage sheds, and a full barn equipped with electricity. An extended driveway and dedicated parking pad ensure plenty of room for guests, vehicles, or equipment. Rare single-level gems on acreage like this in East Brainerd don't stay on the market long--schedule your private tour today!

1104 Morris Lane, Chattanooga

$282,400
3 Beds 4 Baths 1539756 MLS
Welcome to the Asbury floorplan at Asbury Oaks -- a stunning new construction home by Lennar, move-in ready and waiting for you! Nestled in one of Chattanooga's most sought-after new communities, this beautifully designed home backs up to a private wooded view, offering the peace and privacy you've been looking for. Enjoy serene natural surroundings right from your own backyard -- no rear neighbors, just nature. The Asbury floorplan is thoughtfully designed with an open-concept layout that flows seamlessly from the spacious kitchen into the dining and living areas, perfect for both everyday living and entertaining. The kitchen features gorgeous finishes, ample counter space, and a large island that serves as the heart of the home. Generously sized bedrooms provide comfort and flexibility, while the primary suite offers a true retreat with a spa-inspired bath and walk-in closet. The best part? Everything's Included by Lennar -- that means designer finishes, stainless steel appliances, quartz countertops, smart home technology, and so much more are all already built in, with no upgrades needed. What you see is what you get, at an incredible value. Asbury Oaks combines the tranquility of wooded surroundings with convenient access to Chattanooga's dining, shopping, outdoor recreation, and top-rated schools. This is new construction living made simple -- just move in and enjoy. Don't miss your chance to own this exceptional home. Schedule your tour today!

280 Asbury Oak Lane 121, Chattanooga

$630,000
4 Beds 4 Baths 1539752 MLS
Built in 2018 and exceptionally maintained by its original owners, this 4-bedroom, 3.5-bath home with a BONUS ROOM offers approximately 2,700 square feet on 0.80 acres with a private wooded backdrop. Since purchasing the home, the owners have invested extensively in the property, including a 20'x20' DETACHED GARAGE/WORKSHOP, and a 16'x12' SUNROOM that provides additional finished space to enjoy throughout the year. The main level features a two-story living room with a floor-to-ceiling stone fireplace and an open staircase overlooking the space below. The kitchen offers abundant cabinet storage, granite countertops, a large center island, pantry, and connects directly to the dining and living areas. Large rear windows bring in natural light and overlook the backyard. Real hardwood flooring extends throughout the main living areas, while the front exterior combines natural stone and fiber cement siding for long-term durability and low maintenance. The primary suite features a tray ceiling, walk-in closet, double vanity, soaking tub, and tiled walk-in shower. Upstairs offers a SECOND PRIMARY SUITE, two additional bedrooms, a BONUS ROOM, and a shared full bathroom. The enclosed sunroom extends the living space year-round with a custom wood ceiling, walls of windows, and direct access to the deck overlooking the landscaped backyard. Outside, the property has been thoughtfully improved with tiered retaining walls, mature landscaping, multiple outdoor seating areas, and garden beds that blend naturally into the landscape. Set well back from the road with no rear neighbors and no adjoining neighbor on the right, the backyard offers a quiet, wooded setting that feels tucked away from surrounding homes. The detached 20'x20' garage provides space for hobbies, storage, or equipment, while an additional shed adds even more functionality. If you're looking for a newer home where the major improvements have already been completed, this property delivers on every level.

10063 Sims Harris Road, Ooltewah

$589,000
4 Beds 3 Baths 1539751 MLS
Welcome to 1516 Union Avenue, a beautifully restored and fully updated 4-bedroom, 3-bathroom home, in the heart of Chattanooga's sought-after Highland Park neighborhood. Perched on a fully fenced-corner lot, this home makes a great first impression with its welcoming porch, and rich wood columns. Step inside to discover high ceilings, abundant natural light, and a flowing layout perfect for both entertaining and everyday living. At the heart of the home, the chef's kitchen features sleek granite countertops, contemporary cabinetry, stainless steel appliances, a custom island, and cooktop with pot filler. Around the corner, escape to the primary suite featuring a large en suite bathroom complete with a large custom tile shower featuring a multi faucet system. The first floor also includes two living areas, a guest suite, full bathroom, and laundry room. Walk upstairs to find an open landing area that is flanked by two additional bedrooms that share a well appointed hall bath Outside, the fully fenced lot is ready for entertaining or play. Off-street parking is available on the backside of the home, accessed by the alley. Located just minutes from downtown Chattanooga and the bustling Southside, this home blends neighborhood charm with city convenience. Whether you're sipping coffee on the porch swing or entertaining guests in your open-concept living space, this is the perfect place to call home. *Reference the documents tab or reach out to the listing agent for a full list of improvements.*

1516 Union Avenue, Chattanooga

$389,900
2 Beds 2 Baths 1539746 MLS
Welcome to easy, one-level living in the highly desirable Village of Ashwood! Ideally located just minutes from Hamilton Place, shopping, dining, medical facilities and Chattanooga Airport, this well-maintained 2 bedroom, 2 bath condominium with a dedicated office offers 1,859 SF of comfortable living space and is ready for immediate occupancy. Designed for both everyday living and entertaining, the spacious floor plan features a large great room, a versatile office or study (which could also be used as a Guest Bedroom), and a beautiful sunroom filled with natural light--perfect for relaxing with your morning coffee or enjoying the changing seasons. The generously sized primary suite offers a private retreat, while the second bedroom and bath provide comfortable accommodations for family or guests. To prepare for its new owners, the main living areas, including the great room, primary bedroom and sunroom are being freshly painted. Carpets are being professionally cleaned, with NEW carpet being installed in the primary bedroom and sunroom. Residents of Village of Ashwood enjoy an active, welcoming community with beautifully maintained grounds, a clubhouse, fitness center, swimming pool and a full calendar of neighborhood social activities. The professionally managed exterior care and landscaping allow for a truly low maintenance lifestyle. Friendly neighbors and a convenient spot make this one of Chattanooga's most sought-after condominium communities. If you're looking for a move-in ready home with great bones, a fantastic floor plan and the opportunity to make it your own in an exceptional location, this is one you won't want to miss!

2434 Baskette Way, Chattanooga

$414,400
4 Beds 4 Baths 1539743 MLS
NEW CONSTRUCTION | EVERYTHING'S INCLUDED® | STVR ELIGIBLE | PRIME CHATTANOOGA LOCATION Welcome to The Oakwood -- a stunning new construction townhome by one of America's most trusted homebuilders, Lennar, nestled in the heart of Borough 33, Chattanooga's most exciting new community address. Whether you're searching for the perfect primary residence, a savvy investment property, or a high-performing short-term vacation rental, the Amberly checks every box -- and then some. EVERYTHING'S INCLUDED® -- PREMIUM FEATURES, ZERO GUESSWORK. With Lennar's signature Everything's Included® program, what you see is what you get -- and what you get is extraordinary. Forget negotiating upgrade packages or choosing between builder-grade basics and premium finishes. At Borough 33, every Oakwood home comes fully loaded with designer-quality features as standard: Whirlpool Gallery stainless steel appliances throughout the kitchen Quartz countertops with a center kitchen island built for gathering Luxury vinyl plank flooring across main living areas -- durable, stylish, and low-maintenance Designer cabinetry with modern hardware Moen® faucets and fixtures Cozy family room fireplace -- perfect for Chattanooga's cool autumn and winter evenings Glass-enclosed owner's shower in the spa-inspired primary bath Smart home technology pre-wired and ready No surprise costs. No upgrade negotiations. No stress. Just a beautifully finished home from day one. That's the Lennar promise -- and it's delivered right here at Borough 33.

3355 Aberdeen Row 38, Chattanooga

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