Hamilton Homes with FHA Financing available

Hamilton Homes with FHA Financing available

Welcome to Hamilton County, Tennessee—a picturesque gem nestled in the heart of the Volunteer State. Known for its stunning landscapes, rich history, and vibrant communities, Hamilton County offers an inviting atmosphere that appeals to families, young professionals, and retirees alike.

With its close proximity to the bustling city of Chattanooga, residents enjoy the perfect blend of urban amenities and serene suburban living. The county boasts an array of recreational opportunities, from the breathtaking views at Lookout Mountain to the tranquil waters of the Tennessee River. Nature enthusiasts can explore numerous parks and trails, while culture lovers can indulge in local art galleries, theaters, and music festivals that celebrate the area’s diverse heritage.

For those looking to settle down in this enchanting region, Hamilton County presents an array of housing options, including homes that qualify for FHA financing. This financing option makes homeownership more accessible for first-time buyers and those with lower to moderate incomes. With FHA loans, you can enjoy lower down payment requirements and competitive interest rates, allowing you to find your dream home without breaking the bank.

Whether you’re drawn to the charming neighborhoods of East Ridge, the vibrant community of Ooltewah, or the historic charm of Chattanooga, Hamilton County offers a welcoming environment to call home. Explore the possibilities today and discover why so many are choosing to make Hamilton County their forever home. Your dream home awaits in this thriving community!

Newest Hamilton Homes with FHA Financing available

3 Beds ⋅ 3 Baths ⋅ 1542777 MLS

The Meridian offers three thoughtfully designed levels that blend comfort, functionality, and modern style. The first floor welcomes you with a spacious foyer and a two-car front-entry garage, prewired for an EV charger and offering ample space for vehicles, bikes, kayaks, or even a home gym. The second floor serves as the heart of the home, featuring an open-concept family room that flows seamlessly into the kitchen. Highlights include a walk-in pantry, generous counter space, and an oversized island ideal for entertaining and everyday living. A private bedroom or home office and a full bath complete this level. On the third floor, the serene primary suite features a walk-in closet and a spa-inspired bath with dual vanities and a walk-in shower. An additional bedroom with its own walk-in closet, a shared full bath, and a conveniently located laundry area provide comfort and convenience for daily living. BelleWether combines urban convenience with natural beauty, offering tree-lined streets, scenic city views, and walkability to downtown Chattanooga and Northshore. Residents enjoy easy access to parks, trails, local boutiques, restaurants, and all the energy of Chattanooga's vibrant riverfront lifestyle. SELLER OFFERING 3.99% YR1 FINANCING ON CONTRACTS WRITTEN IN SEPTEMBER when working with our Preferred Lenders! Ask onsite agent for additional information.

144 Pathfinder Place 46, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1542776 MLS

Attention Golfer, this stunning move-in ready home is located in the Valleybrook Golf Course and Country Club community. From the moment you step inside, you'll appreciate the sophisticated interior upgrades: granite countertops, sleek white cabinetry, modern tile backsplash, bright and open floor plan highlighted by gorgeous hardwood flooring that flows throughout the main living areas. The light-filled spacious sunroom and a newly fenced-in backyard area are perfect for weekend gatherings. Don't miss the opportunity to make this beautiful home yours

101 Masters Road, Hixson

4 Beds ⋅ 4 Baths ⋅ 1542771 MLS

Excellent duplex in the heart of Hixson for a savvy investor or house hack opportunity. Unit 4933 currently vacant. Long term tenant in unit 4927. Water heaters replaced in 2025. No showings of occupied unit until binding contract. Vacant unit may be shown prior to contract. Contact listing agent. Please contact listing agent for interior pre-recorded video tours of units and property financials. This property may be purchased with 1837 Dana Ln and 1845 Dana Ln for a discounted package price of $1,100,000.

4933 Lavender Trail, Hixson

6 Beds ⋅ 6 Baths ⋅ 1542770 MLS

Excellent fully occupied quadplex in the heart of Hixson for a savvy investor or house hack opportunity. HVAC in unit 1845 replaced in 2025. All water heaters replaced in 2025. Showings after binding contract only. Do not disturb tenants. No sign on property. Please contact listing agent for pre-recorded video tours of units and property financials. This property may be purchased with 1837 Dana Ln and 4933 Lavender Trl for a discounted package price of $1,100,000.

1845 Dana Lane, Hixson

7 Beds ⋅ 5 Baths ⋅ 1542769 MLS

Excellent fully occupied triplex in the heart of Hixson for a savvy investor or house hack opportunity. HVAC in unit 1839 replaced in 2026. All water heaters replaced in 2025. Please contact listing agent for pre-recorded interior video tours of each unit and property financials. Viewing with binding contract only. Do not disturb tenants. No sign on the property. This property may be purchased with 4933 Lavender Trl and 1845 Dana Ln for a discounted package price of $1,100,000.

1837 Dana Lane, Hixson

3 Beds ⋅ 2 Baths ⋅ 1542767 MLS

This one is ready to impress! Beautifully updated 3-bedroom, 1.5-bath home offering an open floor plan, modern finishes, and a long list of recent improvements. Enter into the lovely and bright living & dining area. The NEW kitchen features cabinetry with pantry storage, stainless steel appliances and butcher block countertops. NEW bathroom with tub/shower combonation. Each of the three bedrooms are spacious. The laundry room includes a convenient half bath. NEW HVAC, electrical, and plumbing provide valuable peace of mind. NEW flooring and fresh paint complete the move-in-ready package. Step outside to discover a large, level, fenced backyard with a NEW deck and fire pit--perfect for entertaining, pets, play, gardening, or relaxing outdoors. The large detached workshop offers incredible space for hobbies, projects or storage. Conveniently located near the Concord Golf Course, Hamilton Place Mall and medical facilities, this property delivers the combination of convenience, updated interiors, major mechanical improvements, a fantastic yard, and workshop space. Come see why this one deserves a spot at the top of your list!

1265 N Concord Road, Chattanooga

Rare Waterfront Dock Lot | North Heron Bay A rare opportunity to own waterfront property in the desirable North Heron Bay subdivision! This unique recreational lot features a large, level open area, beautiful lake frontage, and private dock access, creating an incredible opportunity to enjoy the water without the expense of purchasing a waterfront home. Whether you're looking for a place to keep your boat, spend summer days on the water, fish, kayak, paddle board, or simply have your own private piece of the lake, this property offers endless possibilities for enjoying the waterfront lifestyle. Located in an established lakefront community with convenient road frontage, the property provides easy access while opening up to a beautiful wooded shoreline and the water beyond. Perfect for lake lovers, boat owners, outdoor enthusiasts, or anyone looking for their own waterfront escape. This property is a recreational/dock lot and is not a buildable residential homesite. Buyer to verify all intended uses, dock permitting/approvals, restrictions, and requirements with TVA and applicable governing authorities. 7906 Turtle Lane can also be purchased if buyer is interested in both lots. Own the waterfront. Have your own place on the lake. Enjoy it whenever you want - without having to buy a waterfront home.

7910 Turtle Lane, Ooltewah

3 Beds ⋅ 4 Baths ⋅ 1542756 MLS

Discover the perfect blend of space, privacy, and convenience in this custom-built 3-bedroom, 3.5-bath home offering 2,750+ square feet, including a heated and cooled basement. Situated on a beautiful 0.8+ acre double lot on a quiet dead-end street, this elevated wooded property offers a peaceful setting with a very low-maintenance yard. The main level features an inviting open-concept layout with a spacious living room, kitchen, and dining area, plus a separate den for additional living space. The kitchen offers cherry cabinetry, island, and plenty of natural light, while a gas fireplace adds warmth and character to the dining area. The oversized primary suite includes a comfortable sitting area that could easily serve as a home office, along with beautiful cypress hardwood flooring and vaulted ceilings. Newer LVT flooring runs throughout the majority of the home, complemented by newer paint and a newer deck. The heated and cooled basement adds exceptional versatility with 335 square feet of finished living space, including a half bath and large utility room. A separate 24' x 13' garage with its own private driveway provides additional parking, storage, or workshop space. With its finished living area, private access, and separation from the main living spaces, the basement offers exciting potential for a mother-in-law suite, teenager's hideaway, guest quarters, or private retreat. With a total of two garages--two-car garage on the main level and one-car garage in the basement--there is plenty of room for vehicles, storage, hobbies, or a workshop. Outside, enjoy the fenced yard, private wooded surroundings, and tranquil setting which is a designated National Wildlife Sanctuary. With abundant natural light, generous storage, flexible living spaces, and numerous updates, this home offers a rare combination of comfort and potential. All this in a highly convenient Ooltewah location, just minutes from shopping, restaurants, Interstate access, and more. A unique propert y that truly offers room to live, relax, and make it your own!

4719 Rolling Green Drive, Ooltewah

5 Beds ⋅ 4 Baths ⋅ 1542748 MLS

Welcome to 8410 Rambling Rose Drive, where luxury, lifestyle, and breathtaking golf course views come together in the prestigious gated community of Hampton Creek in Ooltewah. Ideally positioned beside Tee Box #4, this exceptional residence captures sweeping views of the fairways and ponds, offering an effortless blend of elegance, comfort, and resort-style living. From the moment you arrive, the home makes an unforgettable first impression. A timeless lime-washed brick exterior, graceful arched entryway, manicured landscaping, and coveted corner-lot setting create an inviting sense of sophistication before you even step inside. The interior is equally impressive, with soaring ceilings and a dramatic wall of windows that flood the living spaces with natural light while framing beautiful golf course views. Designed for both everyday living and effortless entertaining, the open-concept living and dining areas feature a gas fireplace, updated lighting, and a warm, refined aesthetic. At the heart of the home, the beautifully appointed kitchen delivers style and functionality with quartz countertops, double ovens, and sophisticated gold accents. The main level primary suite offers a luxurious private retreat, complete with a jetted soaking tub, beautifully tiled shower, and dual vanities. Upstairs, spacious secondary bedrooms, additional baths, and versatile living space provide plenty of room for guests, recreation, or a home office. Thoughtful recent updates include a new tankless water heater, new upstairs HVAC system, updated main-level lighting, and new quartz countertops, adding both comfort and peace of mind. Step outside onto the back deck and let the lifestyle speak for itself. Sip your morning coffee overlooking the tranquil pond, unwind in the evening as the sun sets across the fairways, or enjoy the unique experience of watching golfers tee off just beyond your backyard. It's the kind of setting that makes every day feel like a getaway. Come see for yourself

8410 Rambling Rose Drive, Ooltewah

2 Beds ⋅ 2 Baths ⋅ 1542745 MLS

LAST OPPORTUNIY ONLY 7 LOTS AVAILABLE -FUTURE BUILD - ask the onsite agent for full details of our current incentives. This home has not yet started, giving you a limited-time opportunity to select your own finishes and design details to truly make it yours. Estimated build time is approximately 6 months, with completion projected for January 2027. Introducing the SWEETPEA: A charming one-story home where modern functionality meets classic charm. MAIN LEVEL LIVING AT IT'S FINIEST! From its inviting open floor plan, to the serene covered patio, every corner offers relaxation and convenience. Step into the heart of the home, where the kitchen shines as a culinary masterpiece. With a spacious pantry for easy organization and storage, and a practical pocket office adjacent, managing household tasks becomes a breeze. Entertain effortlessly in the open-concept family and dining rooms, where natural light fills the space with warmth. Retreat to two well-appointed bedrooms, each boasting spacious closets for ample storage. The primary suite offers a private sanctuary, perfect for relaxation and rejuvenation after a long day. Nestled just east of the bustle of downtown Chattanooga, and in the heart of E. Brainerd, Social Circle was inspired by a need for connection and a readiness to live an easier life. This is a community designed to welcome interactions, invite gatherings, and encourage more cell phones to be left behind on the charger. This is a place to connect with ease. **DISCLAIMER: Kindly note, the provided photos offer a glimpse into the forthcoming home--construction has not yet started.

2703 Butlers Green Circle Lot 55, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1542742 MLS

**OPEN HOUSE SUN 9/20 2-4** Gorgeous Light-Filled Bungalow with Saltwater Pool & Detached Garage/Shop in Desirable Belvoir! Welcome to this charming, updated bungalow nestled in an established and sought-after Belvoir neighborhood, conveniently located just minutes from Downtown Chattanooga. Offering one-level living, a flat lot, abundant natural light, and beautiful hardwood floors throughout, this home combines timeless character with thoughtful modern updates. Step outside and enjoy your own private retreat with a saltwater pool, complete with patio furniture included. The pool features a new pump (2025) and saltwater conversion (2023) and a new liner (2023) . The home has also been extensively updated with a new architectural shingle roof and gutters (2021), new double hung windows from Southern windows with lifetime guarantee (2023), fresh exterior paint (2026), and updated plumbing throughout. Additional features include mini-splits, on-demand hot water, and 220-volt wiring ready for a hot tub. The large 2.5-car detached garage/shop offers incredible flexibility for a workshop, storage, hobbies, or future expansion. Water and drainage have already been run to the garage, creating exciting potential for a future ADU. An extended driveway provides plenty of additional parking. With its flat yard, private pool, spacious garage/shop, thoughtful updates, and convenient location, this delightful bungalow offers a rare combination of character, functionality, and lifestyle in one of Chattanooga's desirable areas.

211 Brookfield Avenue, Chattanooga

Located at 5575 Little Debbie Parkway near the Lee Highway/I-75 interchange, this highly visible site offers approximately 330 feet of road frontage, an existing curb cut, utilities at the site, and access connectivity through the adjoining Stone Creek Center. The property has undergone substantial site preparation and is reported to be environmentally clean, compacted, above flood levels, and ready for development. Water, sewer, and fiber service are available. Survey, environmental, and geotechnical information are also available. The site's commercial location provides excellent proximity to established retail, restaurants, residential neighborhoods, and major employers throughout the Ooltewah/Collegedale and Chattanooga markets. Nearby national brands include Walmart, Starbucks, Chick-fil-A, and numerous other retailers and service businesses. Potential uses include retail, restaurant/drive-thru, professional or medical office, automotive, hospitality, service businesses, marketplace concepts, and mixed-use development, subject to zoning and governmental approvals. A rare opportunity to acquire a substantially prepared commercial site in one of Hamilton County's established growth corridors. Schedule your appointment today!

5575 Little Debbie Parkway, Ooltewah

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