Spring City Homes with VA Loan Financing available

Spring City Homes with VA Loan Financing available

Welcome to Spring City, Tennessee – a hidden gem nestled along the banks of the Tennessee River, where southern charm meets breathtaking natural beauty. This picturesque town is known for its friendly community, rich history, and an abundance of outdoor recreational opportunities. With a population that cherishes its small-town vibe, Spring City offers an inviting atmosphere for families, retirees, and everyone in between.

As you explore Spring City, you'll discover its quaint downtown area, filled with local shops, delightful eateries, and historic landmarks. The nearby Watts Bar Lake provides a stunning backdrop for fishing, boating, and picnicking, making it an ideal spot for nature enthusiasts. The lush parks and scenic trails invite you to experience the great outdoors, while the vibrant local culture ensures there’s always something happening.

For those looking to make Spring City their home, the real estate market offers a variety of options that cater to different lifestyles and budgets. One of the most appealing aspects of buying a home here is the availability of VA Loan financing. This program is designed to assist veterans, active-duty service members, and eligible surviving spouses in achieving their dream of homeownership without the burden of a down payment. With competitive interest rates and flexible terms, VA loans make it easier than ever to invest in your future in this charming town.

Whether you’re drawn by the serene landscapes, the welcoming community, or the promise of a fulfilling lifestyle, Spring City is ready to welcome you home. Explore the possibilities today and discover why so many are choosing to call this enchanting town their own!

Newest Spring City Homes with VA Loan Financing available

126 Wolf Creek Road, Spring City
$199,000
3 Beds ⋅ 2 Baths ⋅ 1545976 MLS
Remodeled 3BR/2BA home on 1.96 Acres in Spring City, TN!! Welcome to 126 Wolf Creek Rd., a beautifully remodeled single-wide home situated on approximately 1.96 acres in Spring City. This spacious three-bedroom, two-bath property offers comfortable living with modern updates throughout. Recent improvements include a new roof, new HVAC system, new appliances, new flooring and new porch. With plenty of land and a peaceful setting, this home provides room to enjoy the outdoors while offering the convenience of a move-in-ready interior. Come check it out today!

126 Wolf Creek Road, Spring City
1478 Spruce Drive, Spring City
$549,900
4 Beds ⋅ 3 Baths ⋅ 1545670 MLS
WATTS BAR LAKE & MOUNTAIN VIEWS on over 2 acres! Beautiful brick ranch in the desirable Lakewood Village community! Welcome home to this recently updated split-foyer offering 4 bedrooms, 2 & a half baths. The upper-level features 3 bedrooms and 2 full baths with tub/shower combinations & porcelain tile. The primary bedroom offers a separate entrance to the sunroom, the perfect place to relax and unwind. Enjoy entertaining in the spacious great room featuring a wood-burning fireplace and a large open concept kitchen/dining area with stainless appliances, including some select Jenn-Air appliances. Step out onto the large deck and take in the amazing sunsets overlooking the mountains and Watts Bar Lake! There is an additional storage shed for the yard tools and equipment. The lower level offers an additional bedroom, large laundry room with washer and dryer, half bath, one-car garage and an extra storage/utility area with a wood-burning stove. Recent updates include a new HVAC system, kitchen, bathrooms and some replacement windows. Enjoy nearby free public boat launches and fishing piers for convenient access to boating, fishing and lake recreation. Don't miss this opportunity to enjoy beautiful lake views and all that Lakewood Village has to offer! The waterfront is very steep/limited access. Call today for your private showing!

1478 Spruce Drive, Spring City
114 Broyles Road, Spring City
$289,000
3 Beds ⋅ 2 Baths ⋅ 1545644 MLS
''Charming'', ''Captivating'' and ''Beautiful''... are just not enough to describe this exquisite one of a kind paradise. This brick rancher boasts an awesome in law suite/ guest house. 624SF, 1 bed, 1 bath set up with separate utilities. Bring the family and get ready for lake life adventures. The guest house can also be a passive income producing opportunity. Live the lake life while not paying the price of lake front. This home has breathtaking lake views of Watts Bar Lake for days. Watts Bar Lake is one of the best bass fishing lakes in the nation and hosts the Bass fishing championships (MLF). Free boat launch only .2 miles away. 1 mile takes you to Nicks Lakeside grill and Marina which has an additional launch and boat slips for rent. 1.1 miles away is the amazing Veterans Park in Spring City which is a great space for the kiddies or doggies to roam. Inside the home you will find a large master bedroom with a master bath! There are views from every window. Enjoy gorgeous sunsets over the lake from the comfort and convenience of your living room. Carport outside for all that mechanic fun or possible storage for a boat, atv, or car. Flat, useable, and partially fenced in yard for all those summer time activities. This would be the ideal location for AIR BNB/ Short Term rental income producing opportunities. This property has the very unique blend of only minutes to the town of Spring City yet an out in the country type of feel. Idyllic location for single or multi generational family living, homesteading, AIR BNBs. BRAND NEW roof installed in 2024, AC/ Furnace is only 3 years old, new mini split system in the in law suite/ guest house!! 1 hour to Chattanooga, 1 hour to Knoxville, 2 hours and 20 minutes to Nashville. Stinging Fork State waterfall Park down the rd, tons of ATV and side by side trails and horseback riding nearby. There is no better location for an AIR BNB. People will come from all over the US to have a chance to stay here. Call now for a tour!

114 Broyles Road, Spring City
135 Waters Edge Drive, Spring City
$325,000
3 Beds ⋅ 2 Baths ⋅ 1545512 MLS
Endless possibilities await with this NEARLY NEW RANCH home, perfectly situated on nearly an acre lot and less than a half-mile from the Spring City Marina! Whether you are looking for a lucrative, potentially fully furnished short-term rental or a turnkey primary residence, this property delivers. VA Buyers can also explore the financial perk of a potentially VA-assumable loan with a 5.5% interest rate. Check out just some of the many upgrades ✅ Owner's Suite includes a luxurious, custom-tiled walk-in shower. ✅ The Modern Kitchen is equipped with a deep farmhouse style sink. ✅ The attractive corner pantry offers storage space and adds elegance to the kitchen. ✅ You will get Efficiency & Style with Upgraded LED lighting throughout the Open-Concept floor plan, in the bedrooms and closet. ✅ The home is Turnkey Ready with All appliances staying, including a top-tier stacked washer and dryer still covered under warranty. This home has quality upgrades and improvements inside and out! ✅ Enjoy Relaxation & Privacy with a new back deck overlooking a fully privacy-fenced backyard. ✅ Premium Parking under the professionally installed wood carport on a concrete pad. ✅ A storage shed on the back deck provides plenty of room for your lake gear and tools. ✅ Fully Encapsulated Crawl Space provides maximum energy efficiency, moisture control, and structural longevity. As you can see this home is truly move in ready with many upgrades. Call for your private showing. Buyer to verify all pertinent specifications and information.

135 Waters Edge Drive, Spring City
311 William Drive, Spring City
$849,000
5 Beds ⋅ 3 Baths ⋅ 1545387 MLS
Welcome to 311 William Drive, a beautiful waterfront home on Watts Bar Lake offering incredible views, spacious living areas, and plenty of outdoor space to enjoy lake life! With 5 bedrooms, 3 full bathrooms, and multiple places to gather inside and out, this home is ideal for hosting friends or escaping for a relaxing weekend on the water. The main level features an open living area with beautiful lake views. The spacious kitchen offers white cabinetry, a large island, and additional bar seating. A generous dining area and comfortable living room centered around a cozy gas fireplace provide plenty of space to gather, with room for an additional table or sitting area. Large sliding glass doors open to the expansive back porch, bringing the outdoors into view. Imagine starting your morning with coffee, listening to the birds, and watching the lake from the screened porch. With a vaulted ceiling, fan, and shades, this inviting space is wonderful for outdoor meals or quiet evenings. An adjoining open deck offers even more room for grilling and entertaining. The primary bedroom enjoys beautiful water views, deck access, and a beautiful en suite bathroom. Two additional bedrooms and a second full bathroom complete the main level, with one bedroom also offering deck access and lake views. Downstairs, a large family room provides plenty of flexibility for a game room, movie nights, or second living area. Two spacious bedrooms and a full bathroom make this level especially convenient for guests. Sliding doors lead to a recently screened-in covered patio with a ceiling fan and more beautiful views of the water. Recent improvements include a completely regraded backyard and flagstone stairs leading toward the covered boat dock with a lift. Located along the main channel of Watts Bar Lake, the property offers beautiful scenery and direct access to the water. An attached two-car garage, additional two-vehicle carport with room for water toys, generous storage, whole-home generator, and no HOA add convenience. Some furnishings are negotiable, making it even easier to settle into your new lake getaway. Whether you're looking for a full-time home or weekend retreat, this property offers plenty of room to relax, entertain, and make lasting memories on the water. Local lenders are preferred. Schedule your showing today!

311 William Drive, Spring City
728 Watts Bar Highway Highway, Spring City
$240,000
2 Beds ⋅ 1 Baths ⋅ 1544902 MLS
Welcome to this charming Spring City house (Parcel 3) conveniently located on Watts Bar Highway. Minutes from Watts Bar Lake and Highway 27, this home is perfect for one level living with a large eat in kitchen and separate living room. HVAC is newer. Situated on .7 acre, gardening and outdoor living options are endless. Listed separately are two other houses (724 and 726 Watts Bar Highway) and also 4.67 acres of land. Purchased separately or in combination, these properties offer so many options for investment, multi generational living, gardening, farm life, and peaceful country living. Make your appointment to see this house and the other houses today!

728 Watts Bar Highway Highway, Spring City
2060 Torbett Road, Spring City
$493,000
3 Beds ⋅ 2 Baths ⋅ 1544606 MLS
Watts Bar Lake AREA Living in Beautiful Salena Estates! Welcome to this charming 2 story ranch-style home nestled in the lovely Salena Estates lake community! Offering comfort, space, and endless possibilities, this property is perfect for enjoying a relaxed lifestyle with family & friends. The main level features a spacious primary bedroom w/ a walk-in closet and an adjoining bath with double vanity sinks & a tub/shower combination. The convenient laundry room is located nearby and includes a gas dryer. The kitchen offers a skylight for natural light, all appliances, and an intercom system. Enjoy meals in the spacious dining area with a beautiful bay window overlooking the park-like setting. Unwind in the sunroom while watching wild birds and local wildlife, or step outside to pick fresh blueberries from the irrigated bushes and tend your own garden. Cozy up beside the wood-burning fireplace on chilly evenings or sip your morning coffee on the covered front porch while taking in the beautiful sunrise and lake views. The property also features a spacious garage & workshop with a large, finished room above, complete with multiple closets, a full bath, and access to a generously sized deck that has recently been painted. This versatile space is ideal for guests, a home office, hobbies, or a private retreat. Recent improvements include a new roof and HVAC systems for both the main home and guest house, along with fresh interior paint. Storage is abundant, with space in the attic, gated front porch, and throughout the property. The garage also includes a half bath, gas heat, woodcutter vacuum, cabinets, shelving, and a Pro-Steel safe. Enjoy everything Watts Bar Lake has to offer, including boating, fishing, waterfront dining, marinas, & resorts. Nearby amenities include hiking trails, parks, public fishing piers, boat launches, & Community Lake access. Don't miss this opportunity to enjoy lake-area living with room to relax, entertain, and make lasting memories!

2060 Torbett Road, Spring City
251 Horseshoe Bend Road, Spring City
$499,000
3 Beds ⋅ 2 Baths ⋅ 1544456 MLS
Lake life is calling! This charming 3-bedroom, 1.5-bath home offers the perfect combination of comfortable living, impressive updates, and access to the water with its very own private TVA-permitted dock! The dock is just a quick walk, drive, or golf cart ride from the home and includes a storage shed--perfect for keeping all your lake toys and gear close to the water. Inside, you'll love the brand-new kitchen and cozy new gas-log fireplace. Outside, the recently built 30x30 two-door garage is a standout feature, offering full insulation, insulated garage doors, and its own mini-split unit - ideal for vehicles, boats, a workshop, hobbies, or additional storage. The property is currently serviced by a well, with the well pump and pressure tank replaced in 2024, and city water is also available for added flexibility. Whether you're looking for a full-time home, weekend lake retreat, or simply a property with room for all your toys, this one delivers. Bring the boat, load up the golf cart, and start enjoying lake life!

251 Horseshoe Bend Road, Spring City
263 Scenic Hill Drive, Spring City
$435,000
4 Beds ⋅ 2 Baths ⋅ 1544374 MLS
**Lake Views, Your Own Pool, and Three Parcels of Privacy in Spring City** Wake up to a view of Watts Bar Lake and end the day on your new oversized deck watching the light change over the water. This brick corner home sits on three parcels totaling 1.3 acres, so you get the view, the pool, and real breathing room from the neighbors -- all in one package. Inside, the work is already done. The upstairs features a beautifully remodeled kitchen, new flooring through the kitchen, living room, and staircase, and ceiling fans in every bedroom. The lower level has been fully remodeled as its own private suite -- extra-wide doors, a walk-in shower, new floors and fixtures -- making it ideal for in-laws, guests, or anyone who needs accessible one-level living. Few homes offer two fully finished, move-in-ready levels like this. Outside, summer is handled: a private in-ground pool with its own shed, three storage sheds total, and a large deck built for entertaining. A metal roof, new gutters, and a rare 2-car attached garage round out the practical side, and the HVAC has been recently serviced. Lake-view homes with a pool and this much land don't come up often in Spring City. Come see the view in person -- photos only tell half the story. Schedule your walk-through today.

263 Scenic Hill Drive, Spring City
662 Piccadilly Avenue, Spring City
$220,000
3 Beds ⋅ 2 Baths ⋅ 1544149 MLS
Fresh, crisp, and ready for you! This newer mobile home offers three bedrooms, two bathrooms, and like-new condition throughout. Enjoy new appliances, an included washer and dryer, and new porches ready for your morning coffee. Situated on a flat lot with room to enjoy the outdoors, this home makes easy living look good. Come see it for yourself and make your move today!

662 Piccadilly Avenue, Spring City
211 Dabbs Drive, Spring City
$950,000
4 Beds ⋅ 3 Baths ⋅ 1543990 MLS
Privacy, character, and year-round deep water--this charming Watts Bar Lake A-frame offers the lake lifestyle you've been looking for. Set on two waterfront lots with two additional lots directly across the street, this distinctive 5-bedroom, 3-bath home offers plenty of space for family and friends, along with excellent potential as a vacation rental or Airbnb. Full of character, the classic white A-frame design creates a warm and inviting lake retreat. The main level features a cozy living area with fireplace, charming pass-through kitchen, two bedrooms, and a full bath. Upstairs, split bedrooms provide privacy, including one with beautiful lake views, along with another full bath. The finished basement adds even more living and entertaining space, with a second family room and fireplace, bedroom/flex space, recreation room with bar, laundry area, and access to an outdoor patio. Abundant closets throughout provide excellent storage. A detached 2-car garage with a loft adds even more flexibility for lake gear, vehicles, hobbies, storage, or additional guest space. Located just off the main channel of Watts Bar Lake, this property offers year around deep-water access, two docks, and a short boat ride to full-service marinas, waterfront restaurants, and local lake hangouts. Whether you're looking for a full-time residence, weekend lake house, or investment property, this home offers the space and setting to enjoy lake life to the fullest. Just one hour from Knoxville and Chattanooga, and close to charming Spring City, you'll have easy access to boutique shops, the summer farmers market, local festivals, restaurants, grocery stores, medical offices, and more. If you're searching for Watts Bar Lake real estate, lakefront homes, deep-water lake property, a lake house with a dock, or a unique Tennessee lake retreat, this A-frame is a rare find with character you simply can't replicate.

211 Dabbs Drive, Spring City
488 Sable Road, Spring City
$379,900
3 Beds ⋅ 2 Baths ⋅ 1543908 MLS
Enjoy one-level living with lake views in this 3-bedroom, 2-bath home in a highly desired neighborhood. The open floor plan and high ceilings make the living area feel bright and spacious. The primary bedroom features two walk-in closets, and an additional room offers flexible space for a bonus room, home office, or workout room. The newly resurfaced back deck is a great place to take in the lake views, while the exceptionally flat yard offers plenty of room to enjoy the outdoors. Located on a quiet dead-end street, the property also features a two-car attached garage and a concrete pad for extra parking or outdoor entertaining. The roof is approximately 2-3 years old. The neighborhood offers a pickleball court and is a great place to walk, run, or ride your bike. Public access to Watts Bar Lake is about 5 minutes away, downtown Spring City is about 10 minutes away, Knoxville is approximately 45 minutes away, and Chattanooga is about an hour away.

488 Sable Road, Spring City
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