Spring City Homes with VA Loan Financing available

Spring City Homes with VA Loan Financing available

Welcome to Spring City, Tennessee – a hidden gem nestled along the banks of the Tennessee River, where southern charm meets breathtaking natural beauty. This picturesque town is known for its friendly community, rich history, and an abundance of outdoor recreational opportunities. With a population that cherishes its small-town vibe, Spring City offers an inviting atmosphere for families, retirees, and everyone in between.

As you explore Spring City, you'll discover its quaint downtown area, filled with local shops, delightful eateries, and historic landmarks. The nearby Watts Bar Lake provides a stunning backdrop for fishing, boating, and picnicking, making it an ideal spot for nature enthusiasts. The lush parks and scenic trails invite you to experience the great outdoors, while the vibrant local culture ensures there’s always something happening.

For those looking to make Spring City their home, the real estate market offers a variety of options that cater to different lifestyles and budgets. One of the most appealing aspects of buying a home here is the availability of VA Loan financing. This program is designed to assist veterans, active-duty service members, and eligible surviving spouses in achieving their dream of homeownership without the burden of a down payment. With competitive interest rates and flexible terms, VA loans make it easier than ever to invest in your future in this charming town.

Whether you’re drawn by the serene landscapes, the welcoming community, or the promise of a fulfilling lifestyle, Spring City is ready to welcome you home. Explore the possibilities today and discover why so many are choosing to call this enchanting town their own!

Newest Spring City Homes with VA Loan Financing available

$339,000
3 Beds ⋅ 2 Baths ⋅ 1543016 MLS
Single level living in the desirable Sable Hills neighborhood at an unbeatable price! This 3 bedroom, 2 bathroom home has been tenderly loved and cared for and has so much to offer. In addition to the traditional living space, there is a formal dining area currently being used as an extra sitting room, a sunken oversized den with a river rock fireplace, and a screened in porch off the dining room. The yard is completely level, private, beautifully landscaped and has an outdoor fire-pit. There is a detached 2 car garage with a a bonus workshop area with electric, perfect for all your tools and hobbies. HVAC was replaced in 2023. The bones are strong and has the warm inviting feeling of HOME.

448 Sable Road, Spring City
$499,000
3 Beds ⋅ 2 Baths ⋅ 1542487 MLS
COUNTRY LIVING WITH ROOM TO ROAM! This beautiful one-level brick ranch in Spring City offers 3 bedrooms, 2 baths, and the perfect combination of comfortable living and country charm. The open-concept living room features high ceilings and a cozy gas fireplace, creating a warm and inviting space for relaxing or entertaining. The kitchen includes appliances & flows into a separate dining area with a large walk-in pantry. A true highlight is the spacious sunroom spanning nearly the entire back of the home. Enjoy abundant natural light and peaceful views of the pasture and farm animals--a perfect spot for morning coffee or winding down at the end of the day. The laundry room includes a convenient utility sink, and the washer and dryer are negotiable. A 1-1/2-car garage adds convenience and storage. Outside, the possibilities are endless! The property features a large 40x40 barn ideal for tractors, equipment, or hobby use, plus a 24x48 5 stall implement shed w/ sep. electric and part concrete for additional storage. A pond and partially fenced acreage provide the perfect setting for livestock, chickens, gardening, a hobby farm, or simply enjoying the peace and privacy of East Tennessee. Located just off Rhea County HWY/ Highway 68 & near the Piney River, this property offers a peaceful rural setting with convenient access to everyday amenities. Watts Bar Lake and the Tennessee River are only minutes away for boating, fishing, and swimming. Spring City parks offer walking tracks, a splash pad, tennis courts, dog park and playgrounds. Conveniently positioned between Chattanooga and Knoxville, this property offers space, privacy, recreation, and the Tennessee countryside lifestyle you've been looking for. Don't miss this opportunity to make it yours!

493 Sandtown Road, Spring City
$745,000
2 Beds ⋅ 3 Baths ⋅ 1541888 MLS
LAKE LIFE STARTS HERE -- JUST BRING YOUR SUITCASE! Custom-built in 2023 and still like new, this beautiful lake home offers the perfect combination of comfort, recreation, and investment potential! Situated on a beautiful level lot with a covered dock, this property makes enjoying the water effortless. Relax on the covered front or back porch, entertain family and friends, or head straight to the lake for a day on the water. Inside, you'll love the thoughtfully designed floor plan and move-in-ready condition. The 2-car garage also features a versatile flex room with its own mini-split HVAC system and full bath--perfect for guests, a home office, recreation room, bunk room, or additional living space. And it gets even better--the home is being sold completely furnished, excluding only personal items! BONUS: Also included is a 2021 Lexington 517 pontoon boat with 70 HP Suzuki motor, in great condition with approx. 30 hours, PLUS the boat trailer! Whether you're looking for a home to live year-round , A weekend getaway, or short-term rental investment, this one checks all the boxes. Enjoy it when you want and explore the opportunity to generate rental income when you're away. Call Today!!!

284 Amy Trail, Spring City
$748,000
5 Beds ⋅ 5 Baths ⋅ 1541862 MLS
THE TOTAL PACKAGE--5 BEDROOMS, 1.5 ACRES, POOL, GARAGES & RV PARKING! Spacious 5-bedroom home on approximately 1.5 acres with extensive updates and amenities. Features include fresh paint, new LVT flooring, updated kitchen, gas fireplace, new patio doors, and surround sound. Enjoy the 20x40 in-ground pool with new liner, large covered patio, multiple garages, RV carport, storage building, 30-amp RV hookup, and parking for 8+ vehicles. Additional highlights include a dedicated office with half bath, underground storm shelter, well, invisible fence, new roof installed October 2025, city water, septic, and included appliances. A rare opportunity offering space, storage, recreation, and convenience!

820 Payne Lane #35, Spring City
$229,000
3 Beds ⋅ 1 Baths ⋅ 1541583 MLS
Whether you are starting out or slowing down this home has so much to offer! The home is conviently located within minutes of Spring City, 15 minutes to Rhea Co High School, 20 minutes to Dayton, around 5 minutes to Watts Bar and minutes to the lake. This all one level brick rancher features three bedrooms and a spacious bathroom. The living room is a nice size with good natural light. The kitchen and dining room space is open and spacious! There is an oversized laundry room right off the kitchen. The bedrooms are all a nice size as well. The backyard is all fenced in and the yard is so nice an level! Schedule your personal tour today.

355 Price Circle, Spring City
$270,000
4 Beds ⋅ 2 Baths ⋅ 1541331 MLS
This four bedroom, two bathroom Champion Grand home was completed in 2024 and occupied since only February 2026. Situated in the established Kemmer Hill community, this home boasts 1,836 square feet of thoughtfully designed living space on a generous 0.54 acre lot. The expansive backyard is frequently visited by deer and is just a short walk to the community pool, providing abundant opportunities for relaxation and leisure. Enjoy breathtaking lake views from the back porch during the fall, winter, and spring, offering a peaceful backdrop for your morning coffee or evening relaxation. This home shines with remarkable attention to detail, evident in the carefully selected colors, wallpaper, fixtures, and finishes that present elegance and style. Freshly painted porches, and landscaping enhance the home's charming exterior. The kitchen features ample cabinet space, nearly new appliances, and a spacious center island perfect for entertaining family and friends. Adjacent to the kitchen is a convenient laundry room/mudroom, adding to the home's functionality. The expansive primary suite, thoughtfully located on the opposite side of the home for enhanced privacy, serves as a true retreat. Unwind in your soaking tub, indulge in the luxury of an oversized vanity, and enjoy the generous closet space. Fresh paint throughout all bedrooms creates a bright and welcoming atmosphere. Bedrooms three and four also include large walk-in closets, providing ample storage space. Situated just five minutes from the Spring City Boat Dock and Nick's Lakeside Grill, and eight minutes from the Cumberland Trail which offers miles of hiking trails and stunning scenery this home is perfect for someone who enjoys an outdoor lifestyle! Experience the perfect blend of comfort, sophistication, and nature in this extraordinary home, where every detail has been meticulously designed to provide a living experience like no other.

140 N Hillcrest Drive, Spring City
$379,900
3 Beds ⋅ 2 Baths ⋅ 1541278 MLS
LAKE VIEW PROPERTY IN SPRING CITY . CLOSE TO TOWN AND SHOPPING. TOWN OF SPRING CITY OWNS THE PROPERTY BETWEEN THE HOUSE AND LAKE ,SET ON YOUR DECK AND HAVE YOUR COFFEE IN THE MORNING WITH A LAKE VIEW. PROPERTY HAS LAKE ACCESS ACROSS FROM HOUSE OR AT THE TWRA BOAT RAMP NEXT TO THE SPRING CITY BOAT DOCK . YOU COULD STORE YOUR BOAT AT THE SPRING CITY MARINA AND WALK DOWN TO IT ACROSS YOUR BACK YARD AND THE MARINA . 3 BEDROOMS AND 2 BATHS BRAZILIAN HARDWOOD FLOORING IN PART OF THE HOUSE . APPLIANCE STAY WITH THE HOUSE. REAR OF HOME HAS A COVERED AND AN OPEN DECK.

430 Lakeview Drive, Spring City
$219,000
3 Beds ⋅ 2 Baths ⋅ 1540746 MLS
Escape to your own private retreat with this renovated 1,485 sq. ft. manufactured home, perfectly situated on 5.02 unrestricted acres in scenic Spring City. Offering the ideal blend of comfort and rural tranquility, this property is ready for you to move in and enjoy. The heart of the home is the inviting living room, complete with a cozy fireplace perfect for relaxing evenings. The kitchen has been thoughtfully updated with freshly painted cabinets and a stunning butcher block island, serving as a functional and stylish centerpiece. The dining area flows seamlessly onto the back deck, where you can take in peaceful views of your expansive backyard. The primary suite leads to the primary bathroom featuring a walk-in shower and a jetted tub for ultimate relaxation. Two additional guest bedrooms and a full guest bath provide plenty of space for family, friends, or a home office. Peace of mind comes standard with a metal roof and HVAC system that are both less than 10 years old. With no restrictions on the land, you have the freedom to make this property truly your own. Located in a quiet rural setting, you are still just minutes away from local marinas and the beautiful waters of Watts Bar Lake and the Tennessee River, making this an outdoor enthusiast's dream. Don't miss this opportunity to own your piece of East Tennessee paradise.

316 Len Mar Road, Spring City
$850,000
3 Beds ⋅ 3 Baths ⋅ 1540666 MLS
WATTS BAR LAKE-TENNESSEE RIVER YEAR-ROUND WATERFRONT VIEWS! Enjoy the best of lake living in this spacious ranch-style home w/ a finished basement & beautiful year-round water views. The main level welcomes you with a foyer leading into a large living room featuring built-in bookshelves/cabinets and a cozy gas-log fireplace, perfect for relaxing on chilly evenings. The separate dining area and sunroom offer stunning views of the lake and breathtaking sunrises throughout the year, or step outside onto the sundeck and enjoy the peaceful surroundings. The well-appointed kitchen features appliances, including a stainless refrigerator, drop-in range, built-in microwave and oven, plus a convenient breakfast bar and garden window--perfect for enjoying your favorite plants. A spacious laundry room includes the washer and dryer. The main level also offers 2 bedrooms & 2 full baths. The primary bedroom features private access to the deck, making it easy to step outside & enjoy your morning coffee while taking in the lake views. The primary bath offers a beautiful tiled walk-in shower. The lower level provides even more living & entertaining space with a large family/recreation room, kitchenette, sunroom currently being used as an office, & another gas fireplace. Multiple storage closets/safe rooms provide plenty of additional storage. A 3rd bedroom with a Murphy bed & abundant built-ins offers a private entrance leading directly to the covered concrete patio. Just steps from the patio is your covered one-slip boat dock with an electric boat lift, making it easy to enjoy boating, fishing & swimming right from your own waterfront property. Take the boat out & cruise to your favorite waterfront restaurant for dinner and entertainment. Additional features include a double detached garage, storage shed and concrete circular driveway. Whether you're looking for a full-time residence, weekend getaway or a place to enjoy all that lake life has to offer, this property is it!

300 Lake Forest Lane, Spring City
$185,000
1540550 MLS
Dreaming of a luxury mini farm, private homestead, or country estate with breathtaking views of Walden's Ridge? This exceptional property offers a rare opportunity to create the lifestyle you've been searching for. When it comes to scenic countryside views, they simply don't get much better than this. The property is mostly fenced and features a well-equipped 3-stall barn with tack room, electricity, and plumbed for water, along with a chicken coop and run, fish cleaning station, and ample space for tractors, equipment, and farm operations. The land is primarily open pasture with a mix of wooded acreage, providing the perfect balance of functionality, privacy, and natural beauty. Whether you're envisioning horses, hobby farming, gardening, or a custom luxury home, the possibilities are endless. The premier building site is located near the back of the property, where you'll enjoy stunning panoramic views overlooking Walden's Ridge. Additional acreage may be available for purchase, allowing buyers the opportunity to expand with more pastureland or wooded privacy. The property has not yet been surveyed from the parent tract, providing flexibility should additional acreage be desired. To help preserve the beauty and character of the area, deed restrictions apply, including a minimum 1,800-square-foot site-built home requirement. Farm animals are welcome; however, swine are prohibited, and inoperable vehicles or machinery may not be kept in plain view. If you've been searching for a scenic homesite, luxury mini farm, horse property, or private Tennessee homestead with unmatched views, this is where your next chapter begins. Please call/text agent to view.

1319 Ideal Valley Road, Spring City
$259,900
2 Beds ⋅ 2 Baths ⋅ 1538964 MLS
Move right into this beautiful one-level ranch home featuring an open floor plan and split-bedroom design. This well-maintained home offers two spacious bedrooms, each with its own private full bath. One bathroom features a tub/shower combination, large walk-in closet, carpet while the other includes a walk-in shower. The inviting open-concept living area is perfect for everyday living and entertaining, featuring a cozy gas fireplace for those chilly winter evenings. The kitchen is a standout with granite countertops, a large island bar, and stainless appliances, including the refrigerator, microwave, range/oven, and dishwasher. A convenient laundry closet includes the washer and dryer. Additional features include durable LVT/laminate flooring throughout, covered front and back porches, attractive landscaping, and a productive vegetable garden. Relax and unwind in the private patio area complete with a hot tub. The level, fenced backyard provides plenty of space for children and pets to play. Two carports offer ample room for storing campers, boats, or additional vehicles. Conveniently located just minutes from Watts Bar Lake and the Chickamauga-Tennessee River, you'll enjoy easy access to boating, fishing, skiing, swimming, and waterfront dining at the area's many marinas and resorts. Don't miss this opportunity--call today to schedule your private showing!

8664 Old Dixie Highway, Spring City
$349,000
3 Beds ⋅ 2 Baths ⋅ 1538056 MLS
Welcome home to this move-in ready ranch offering the convenience of one-level living in a peaceful country setting. This well-maintained home features 3 bedrooms, 2 full baths, a spacious living room, and a versatile family room/den/sunroom perfect for relaxing or entertaining. The eat-in kitchen includes a gas range/oven, microwave, and dishwasher, while the laundry closet comes complete with a washer and dryer. (Refrigerator does not convey.) Step outside and enjoy the large yard, partially fenced for children and pets to play safely. Additional features include an attached garage, detached storage shed, and an impressive 20' x 30' RV garage with an 8-foot door--ideal for storing your RV, boat, and all your lake toys. Conveniently located near Watts Bar Lake and the Tennessee River/Chickamauga Lake, you'll have easy access to boating, fishing, swimming, and year-round outdoor recreation. Relax on the covered front deck and take in the beautiful country surroundings or entertain family and friends in this inviting outdoor space. Most furnishings are negotiable, making this an excellent opportunity for a move-in ready primary residence, vacation home, or investment property. Schedule your private tour today! The property consists of 2 parcels, apprx 1.65 acres.

446 Upper Clear Creek Road 2, Spring City
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