Spring City Homes with Conventional Financing available

Spring City Homes with Conventional Financing available

Welcome to Spring City, Tennessee—a charming gem nestled along the banks of the beautiful Watts Bar Lake. Known for its picturesque landscapes and friendly community, Spring City offers a serene escape from the hustle and bustle of city life while providing all the conveniences of modern living. With a rich history dating back to the early 1800s, this quaint town is steeped in Southern charm and hospitality, making it an inviting place to call home.

Spring City boasts a variety of outdoor activities for residents and visitors alike. Enjoy fishing, boating, and hiking in the stunning natural surroundings, or explore the local parks that provide perfect picnic spots and recreational opportunities. The town is also home to friendly local shops, delightful eateries, and a vibrant community calendar filled with events that foster connections among neighbors.

For those looking to settle down in this idyllic location, Spring City offers a diverse range of homes that cater to different lifestyles and budgets. With conventional financing options readily available, purchasing your dream home in this enchanting town is more accessible than ever. Whether you’re seeking a cozy cottage, a spacious family home, or a serene lakeside retreat, Spring City has something to fit every need.

Discover the warmth and charm of Spring City, where you can enjoy a relaxed pace of life while still being close to larger cities like Chattanooga and Knoxville. Explore your future in this welcoming community and find out why so many are proud to call Spring City home!

Newest Spring City Homes with Conventional Financing available

1162 Clear Creek Road, Spring City
$3,137,400
1545544 MLS
Big-block Cumberland Plateau acreage with views: 1,162 +/- acres just west of Spring City, with nearly 3 miles of brow overlooking the town and the Tennessee River valley in the distance. Elevations run from about 1,100 to 1,560 feet across a broad central bench and steep drainage slopes toward Piney River and Piney Creek. Planted pine and hardwood cover the tract, with interior roads running along the ridge. Watts Bar Lake, Piney Falls State Natural Area and the Justin P. Wilson Cumberland Trail State Park are all close by. About 29% of the tract is mapped on gentle slopes under 12% and 32% on moderate slopes of 12 to 25%. Hunters and outdoor buyers get room and public land nearby; investors and developers get brow frontage, nearly 3 miles of it, less than a mile from Spring City. Development potential is subject to zoning, access and buyer due diligence. Priced at $3,137,400 ($2,700 per acre). Highlights: • 1,162 +/- acres west of Spring City • Nearly 3 miles of brow overlooking Spring City and the river valley • Less than 1 mile to Spring City • Elevation about 1,100 to 1,560 ft • Piney River and Piney Creek drainages • Near Watts Bar Lake, Piney Falls SNA and the Cumberland Trail • Planted pine, hardwood and interior roads • Timber, recreation and development potential, subject to zoning, access and due diligence Shown by appointment only Entrance to the property is though a deeded easement

1162 Clear Creek Road, Spring City
135 Waters Edge Drive, Spring City
$325,000
3 Beds ⋅ 2 Baths ⋅ 1545512 MLS
Endless possibilities await with this NEARLY NEW RANCH home, perfectly situated on nearly an acre lot and less than a half-mile from the Spring City Marina! Whether you are looking for a lucrative, potentially fully furnished short-term rental or a turnkey primary residence, this property delivers. VA Buyers can also explore the financial perk of a potentially VA-assumable loan with a 5.5% interest rate. Check out just some of the many upgrades ✅ Owner's Suite includes a luxurious, custom-tiled walk-in shower. ✅ The Modern Kitchen is equipped with a deep farmhouse style sink. ✅ The attractive corner pantry offers storage space and adds elegance to the kitchen. ✅ You will get Efficiency & Style with Upgraded LED lighting throughout the Open-Concept floor plan, in the bedrooms and closet. ✅ The home is Turnkey Ready with All appliances staying, including a top-tier stacked washer and dryer still covered under warranty. This home has quality upgrades and improvements inside and out! ✅ Enjoy Relaxation & Privacy with a new back deck overlooking a fully privacy-fenced backyard. ✅ Premium Parking under the professionally installed wood carport on a concrete pad. ✅ A storage shed on the back deck provides plenty of room for your lake gear and tools. ✅ Fully Encapsulated Crawl Space provides maximum energy efficiency, moisture control, and structural longevity. As you can see this home is truly move in ready with many upgrades. Call for your private showing. Buyer to verify all pertinent specifications and information.

135 Waters Edge Drive, Spring City
796 Muddy Creek Road, Spring City
$214,000
1545388 MLS
Discover 28.23 acres of recreational land at 796 Muddy Creek Road in Spring City, Tennessee! With more than 30+ individual ponds, abundant wildlife, and a peaceful natural setting, this unique property offers opportunities for hunting, fishing, and enjoying the outdoors. Whether you're looking for a private hunting retreat or a weekend getaway, there's plenty of room to explore. Heiskell Branch runs along the back of the property and through a portion of the acreage, adding to the natural landscape and wildlife habitat. The mix of water and surrounding land makes this an appealing setting for hunting waterfowl, deer, and other game. Larger fishing areas have been stocked with bass, catfish, bluegill, and white crappie. The seller has completed several improvements to support recreational use and water management. Three smaller ponds on the southern end have been combined, along with four on the northern end. Other upgrades include water control gates on the south side, a water control pipe on the north end, and gravity-fed piping serving many areas from the northern dam. The southern entrance has been widened by approximately 12 feet, and an older structure has been demolished. A solar-powered pump is being installed to assist with water management. Located within a flood zone, this property offers a unique opportunity for outdoor enthusiasts seeking acreage with established water features, fishing opportunities, and room to enjoy nature. The seller is happy to provide tours of the improvements to interested buyers! Local lenders are preferred. Schedule a time to take a guided tour of this property.

796 Muddy Creek Road, Spring City
311 William Drive, Spring City
$849,000
5 Beds ⋅ 3 Baths ⋅ 1545387 MLS
Welcome to 311 William Drive, a beautiful waterfront home on Watts Bar Lake offering incredible views, spacious living areas, and plenty of outdoor space to enjoy lake life! With 5 bedrooms, 3 full bathrooms, and multiple places to gather inside and out, this home is ideal for hosting friends or escaping for a relaxing weekend on the water. The main level features an open living area with beautiful lake views. The spacious kitchen offers white cabinetry, a large island, and additional bar seating. A generous dining area and comfortable living room centered around a cozy gas fireplace provide plenty of space to gather, with room for an additional table or sitting area. Large sliding glass doors open to the expansive back porch, bringing the outdoors into view. Imagine starting your morning with coffee, listening to the birds, and watching the lake from the screened porch. With a vaulted ceiling, fan, and shades, this inviting space is wonderful for outdoor meals or quiet evenings. An adjoining open deck offers even more room for grilling and entertaining. The primary bedroom enjoys beautiful water views, deck access, and a beautiful en suite bathroom. Two additional bedrooms and a second full bathroom complete the main level, with one bedroom also offering deck access and lake views. Downstairs, a large family room provides plenty of flexibility for a game room, movie nights, or second living area. Two spacious bedrooms and a full bathroom make this level especially convenient for guests. Sliding doors lead to a recently screened-in covered patio with a ceiling fan and more beautiful views of the water. Recent improvements include a completely regraded backyard and flagstone stairs leading toward the covered boat dock with a lift. Located along the main channel of Watts Bar Lake, the property offers beautiful scenery and direct access to the water. An attached two-car garage, additional two-vehicle carport with room for water toys, generous storage, whole-home generator, and no HOA add convenience. Some furnishings are negotiable, making it even easier to settle into your new lake getaway. Whether you're looking for a full-time home or weekend retreat, this property offers plenty of room to relax, entertain, and make lasting memories on the water. Local lenders are preferred. Schedule your showing today!

311 William Drive, Spring City
Lake Forest Drive Lot 72, Spring City
$30,000
1545344 MLS
Build your dream home in the heart of East Tennessee! Welcome to the Lake Forest community, where wooded acreage, light restrictions, and a neighborhood boat ramp offer the perfect blend of privacy, freedom, and outdoor adventure. With nearly an acre of wooded land and multiple potential building sites, this property offers the opportunity to create your own private retreat surrounded by nature. Whether you're dreaming of a full-time residence, a weekend getaway, or a peaceful place to retire, you'll love the serenity and possibilities this beautiful parcel provides. Ideally situated on Watts Bar Lake between the Piney River and Watts Bar Dam, the property offers convenient access to boating, fishing, hiking, and some of the region's most beautiful waterfalls and outdoor recreation. The neighborhood boat ramp makes getting out on the water easy, so you can enjoy the Watts Bar Lake lifestyle without needing a waterfront property. Just about an hour from Knoxville and Chattanooga, the property is also close to the town of Spring City, a charming small town with boutique shops, a summer farmers market, local festivals, restaurants, grocery stores, medical offices, and everyday conveniences. If you're searching for land for sale near Watts Bar Lake, wooded acreage in East Tennessee, a property with a boat ramp nearby, or the perfect spot to build a custom home, this Lake Forest property offers the space, natural beauty, and location to bring your vision to life. Come discover the possibilities and make East Tennessee home!

Lake Forest Drive Lot 72, Spring City
761 Toestring Cove, Spring City
$1,200,000
5 Beds ⋅ 4 Baths ⋅ 1545174 MLS
SPECTACULAR LEVEL POINT LAKEFRONT - WATERFRONT LIVING AT ITS FINEST! A Rare Waterfront Opportunity. Experience the beauty of lakefront living with this exceptional level, point property perfectly positioned to capture breathtaking water views! Situated on a desirable corner lot with approximately 200 feet of waterfront, this remarkable property offers the space, versatility, and waterfront lifestyle you have been dreaming of. Boasting 5 bedrooms, 3½ baths, and approximately 3,000 square feet of living space, this spacious home offers plenty of room for family, friends, and entertaining. Gather around the cozy fireplace, relax with expansive decking and patio areas to enjoy and take in the beautiful lake views, or spend your days enjoying the water from your covered dock. One of the property's standout features is its separate living quarters, ideal for guests, or multigenerational living. Need even more space? You will love the additional square footage offering exciting possibilities for future expansion, hobby rooms, a workshop, or customized space to fit your lifestyle. Complete with a garage and an incredible level waterfront setting, this property combines comfort, flexibility, and endless potential. Shop, storage and garage under apartment are all climate controlled. Whether you are searching for a full-time lakefront residence, a weekend retreat, or a special place to create lasting family memories, this one checks all the boxes. Lakefront opportunities like this are truly something special. Come experience the views, the space, and the lifestyle for yourself!

761 Toestring Cove, Spring City
651 Rhea Springs Road, Spring City
$579,000
3 Beds ⋅ 3 Baths ⋅ 1545172 MLS
Are you looking for wide open spaces, unrestricted usable land, panoramic mountain views, and a house that is turn key? Here it is! 651 Rhea Springs Road is tucked back a private gravel drive with everything in place to start your mini farm. This modern farmhouse has 3 oversized bedrooms, 2.5 bathrooms, with the primary suite and laundry on the main level. Enjoy the warmth of the fireplace and open concept living area, perfect for entertaining! While the home is amazing, you'll surely find yourself spending most of your time on one of your 2 covered porches - have coffee on the front porch and sweet tea on the back while you enjoy listening to the birds and take in those gorgeous views. The hard work is done for you - a garden is already in place, fencing for your animals, multiple outbuildings for your storage needs, a solar powered log cabin that could easily be finished out for secondary living quarters, and even an underground storm shelter! If a slower pace or a more sustainable lifestyle is on your bucket list for 2027, you don't have to wait for the new year to make it happen! Minutes from Watts Bar Lake and conveniently located an hour from Knoxville and Chattanooga makes this a desirable location for a rural lifestyle with all the conveniences of city life easily accessible. Showings to begin Nov 1st.

651 Rhea Springs Road, Spring City
260 Lakeside Lodge Lane, Spring City
$2,500,000
5 Beds ⋅ 6 Baths ⋅ 1544947 MLS
FLOAT THROUGH THE FOREST TO YOUR PRIVATE BOAT DOCK. Set above the main channel of Watts Bar lake on over 20 private, wooded UNRESTRICTED acres, Lakeside Lodge is an extraordinary, fully furnished legacy estate Step aboard the gondola-style carriage (installed 2025) and glide 300 feet beneath the forest canopy to the expansive covered dock--an experience found nowhere else on Watts Bar lake. Built in 2019, the custom log residence, detached garage with guest apartment and luxury tiny home offer approximately 6,272 square feet of beautifully appointed living spaces. The timber-and-stone main home features covered porches, handcrafted water features, vaulted ceilings, exposed beams, hand-scraped African mahogany floors and walls of glass framing spectacular lake, mountain and sunset views. A floor-to-ceiling, double-flued stone fireplace anchors the great room, while the chef's kitchen offers granite countertops, generous cabinetry and a large gathering island. 4 bedroom suites, 4.5 baths, multiple living areas, a handsome library, custom sauna, partially finished lower level and garage provide exceptional versatility. The detached 2-car garage includes a private, approximately 1,000-square-foot, one-bedroom studio apartment--ideal for guests, multigenerational living or rental income. Known to vacation guests as ''Berl Inn Lodge,'' the property also includes a fully furnished luxury 3-bedroom, 1-bath tiny home with an established VRBO history, separate laundry house, Finnish sauna & outdoor shower. The covered dock rests in approx 24 ft of water at summer pool &16 ft in winter, providing true year-round access. Sand Island is a 5-minute boat ride away, with 4 marinas and restaurants within 15 min. Spring City is 15 minutes by car; Chattanooga & Knoxville are approx 90 min, Nashville 2.5 hrs and Atlanta about 3 hrs Impossible to replicate, Lakeside Lodge is a one-of-a-kind haven. Potential owner financing. Catch the video! https://youtu.be/lODMZ3tfHds?is=vUGkfSo1n4vMQx

260 Lakeside Lodge Lane, Spring City
Tbd Watts Bar Highway, Spring City
$80,000
1544942 MLS
Opportunity to build on 4.67 acres! This property has had soil testing and is TDEC approved for 3 bedroom house with conventional septic system. Convenient to Watts Bar Lake, Highway 27, Dayton and Spring City, land like this is hard to find. Old barn on property has so much character. Bring your house plans and ideas!

Tbd Watts Bar Highway, Spring City
726 Watts Bar Highway, Spring City
$155,000
2 Beds ⋅ 1 Baths ⋅ 1544909 MLS
Welcome to this cute Spring City house (Parcel 2) conveniently located on Watts Bar Highway. Minutes from Watts Bar Lake and Highway 27, this home is perfect for one level living with a large eat in kitchen and separate living room. Situated on .7 acre, gardening and outdoor living options are endless. Listed separately are two other houses (724 and 728 Watts Bar Highway) and also 4.67 acres of land. Purchased separately or in combination, these properties offer so many options for investment, multi generational living, gardening, farm life, and peaceful country living. Make your appointment to see this house and the other houses today!

726 Watts Bar Highway, Spring City
728 Watts Bar Highway Highway, Spring City
$240,000
2 Beds ⋅ 1 Baths ⋅ 1544902 MLS
Welcome to this charming Spring City house (Parcel 3) conveniently located on Watts Bar Highway. Minutes from Watts Bar Lake and Highway 27, this home is perfect for one level living with a large eat in kitchen and separate living room. HVAC is newer. Situated on .7 acre, gardening and outdoor living options are endless. Listed separately are two other houses (724 and 726 Watts Bar Highway) and also 4.67 acres of land. Purchased separately or in combination, these properties offer so many options for investment, multi generational living, gardening, farm life, and peaceful country living. Make your appointment to see this house and the other houses today!

728 Watts Bar Highway Highway, Spring City
156 Ridgerest, Spring City
$350,000
2 Beds ⋅ 3 Baths ⋅ 1544830 MLS
Private 3-Acre Retreat with Pool, Pool House & Over 3,000 Sq Ft | Spring City, TN Tucked away on the south end of Spring City, this 1982-built home offers over 3,000 square feet of living space on 3 fenced, private acres. With 2 bedrooms, 3 full baths, pickled cabinets, a fireplace with a wood-burning stove, three sunrooms, and a semi-finished basement with a workshop, there's room for every project and hobby. Outside you'll find an inground pool (needs repair), a pool house, and a detached garage. The home needs love, but the space, privacy, and potential are hard to beat. $350,000. Call today to schedule your showing!

156 Ridgerest, Spring City
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