Spring City Homes with Cash Financing available

Spring City Homes with Cash Financing available

Welcome to Spring City, Tennessee—a hidden gem nestled in the heart of Rhea County, where southern charm meets picturesque landscapes. This vibrant city is renowned for its friendly community, stunning views of the Tennessee River, and a rich tapestry of outdoor activities, making it an ideal place to call home. With a population that embraces both tradition and modernity, Spring City offers a tranquil lifestyle without sacrificing convenience, as it’s just a short drive from bustling cities like Chattanooga and Knoxville.

Spring City is particularly appealing to homebuyers seeking flexible financing options, including cash financing. This means that whether you’re a first-time buyer, looking to downsize, or searching for an investment property, you can enjoy a seamless purchasing process. Homes in this area range from charming historic residences to contemporary builds, ensuring there’s something for everyone. The local real estate market is thriving, offering a variety of choices that cater to diverse tastes and budgets.

Imagine waking up to the serene sounds of nature, with access to beautiful parks, lakes, and hiking trails right at your doorstep. Enjoy community events throughout the year, where neighbors come together to celebrate the spirit of Spring City. With its affordable housing options and the ease of cash financing, now is the perfect time to explore the possibilities that await you in this enchanting Tennessee town. Discover your dream home in Spring City, where every day feels like a vacation!

Newest Spring City Homes with Cash Financing available

727 Broyles Road, Spring City
$780,000
1546150 MLS
Directly across from Watts Bar Lake, this 72+ acre unrestricted property offers space, privacy, and convenience just five minutes from downtown Spring City and one minute from a free public boat ramp to access Watts Bar Lake! Multiple pasture areas are surrounded by wooded acreage, providing room for gardens and potential homesites with privacy. With approximately 1,000 feet of frontage on New Lake Road, additional access off a dead-end street, and sewer, electric, and water available at the road, this property offers possibilities for development, a homestead, or a family compound. The approximately 1,500-square-foot farmhouse needs major renovations but has a new roof and new windows, offering a starting point for bringing this old home back to life. Currently enrolled in Greenbelt with property taxes under $1,000 per year. Approximately 20 minutes to Dayton, 45 minutes to Knoxville, and one hour to Chattanooga. Whether your vision includes development, a working homestead, or a private retreat with room to grow, this property offers options in a convenient lake-area location!

727 Broyles Road, Spring City
126 Wolf Creek Road, Spring City
$199,000
3 Beds ⋅ 2 Baths ⋅ 1545976 MLS
Remodeled 3BR/2BA home on 1.96 Acres in Spring City, TN!! Welcome to 126 Wolf Creek Rd., a beautifully remodeled single-wide home situated on approximately 1.96 acres in Spring City. This spacious three-bedroom, two-bath property offers comfortable living with modern updates throughout. Recent improvements include a new roof, new HVAC system, new appliances, new flooring and new porch. With plenty of land and a peaceful setting, this home provides room to enjoy the outdoors while offering the convenience of a move-in-ready interior. Come check it out today!

126 Wolf Creek Road, Spring City
469 Cash Street, Spring City
$250,000
3 Beds ⋅ 2 Baths ⋅ 1545748 MLS
RARE FIND - A spacious 3 bedroom/2 bath home situated on an oversized, level corner lot within the city limits! The home is located within minutes of Watts Bar Lake! The house and yard offer plenty of space for your holiday events, and a place for your boat! While the house needs a little TLC, you can make it your own. The 16 x 40 shed offers plenty of storage!

469 Cash Street, Spring City
1478 Spruce Drive, Spring City
$549,900
4 Beds ⋅ 3 Baths ⋅ 1545670 MLS
WATTS BAR LAKE & MOUNTAIN VIEWS on over 2 acres! Beautiful brick ranch in the desirable Lakewood Village community! Welcome home to this recently updated split-foyer offering 4 bedrooms, 2 & a half baths. The upper-level features 3 bedrooms and 2 full baths with tub/shower combinations & porcelain tile. The primary bedroom offers a separate entrance to the sunroom, the perfect place to relax and unwind. Enjoy entertaining in the spacious great room featuring a wood-burning fireplace and a large open concept kitchen/dining area with stainless appliances, including some select Jenn-Air appliances. Step out onto the large deck and take in the amazing sunsets overlooking the mountains and Watts Bar Lake! There is an additional storage shed for the yard tools and equipment. The lower level offers an additional bedroom, large laundry room with washer and dryer, half bath, one-car garage and an extra storage/utility area with a wood-burning stove. Recent updates include a new HVAC system, kitchen, bathrooms and some replacement windows. Enjoy nearby free public boat launches and fishing piers for convenient access to boating, fishing and lake recreation. Don't miss this opportunity to enjoy beautiful lake views and all that Lakewood Village has to offer! The waterfront is very steep/limited access. Call today for your private showing!

1478 Spruce Drive, Spring City
114 Broyles Road, Spring City
$289,000
3 Beds ⋅ 2 Baths ⋅ 1545644 MLS
''Charming'', ''Captivating'' and ''Beautiful''... are just not enough to describe this exquisite one of a kind paradise. This brick rancher boasts an awesome in law suite/ guest house. 624SF, 1 bed, 1 bath set up with separate utilities. Bring the family and get ready for lake life adventures. The guest house can also be a passive income producing opportunity. Live the lake life while not paying the price of lake front. This home has breathtaking lake views of Watts Bar Lake for days. Watts Bar Lake is one of the best bass fishing lakes in the nation and hosts the Bass fishing championships (MLF). Free boat launch only .2 miles away. 1 mile takes you to Nicks Lakeside grill and Marina which has an additional launch and boat slips for rent. 1.1 miles away is the amazing Veterans Park in Spring City which is a great space for the kiddies or doggies to roam. Inside the home you will find a large master bedroom with a master bath! There are views from every window. Enjoy gorgeous sunsets over the lake from the comfort and convenience of your living room. Carport outside for all that mechanic fun or possible storage for a boat, atv, or car. Flat, useable, and partially fenced in yard for all those summer time activities. This would be the ideal location for AIR BNB/ Short Term rental income producing opportunities. This property has the very unique blend of only minutes to the town of Spring City yet an out in the country type of feel. Idyllic location for single or multi generational family living, homesteading, AIR BNBs. BRAND NEW roof installed in 2024, AC/ Furnace is only 3 years old, new mini split system in the in law suite/ guest house!! 1 hour to Chattanooga, 1 hour to Knoxville, 2 hours and 20 minutes to Nashville. Stinging Fork State waterfall Park down the rd, tons of ATV and side by side trails and horseback riding nearby. There is no better location for an AIR BNB. People will come from all over the US to have a chance to stay here. Call now for a tour!

114 Broyles Road, Spring City
Rhea County Highway Lot 4, Spring City
$109,900
1545609 MLS
Convenience meets natural beauty with the Tennessee River less than 10 miles away, offering boating, fishing, and outdoor recreation. Despite the peaceful, rural setting, daily amenities remain close by. The gently rolling landscape is surronded by a mix of open fields and wooded areas, creating natural character and privacy throughout the parcel. The extensive road frontage and versatile terrain also allow for exciting possibilities in future development or personalized use. Do not miss the opportunity to own a beautiful piece of Tennessee land. Schedule your visit today to explore everything this remarkable acreage has to offer.

Rhea County Highway Lot 4, Spring City
1162 Clear Creek Road, Spring City
$3,137,400
1545544 MLS
Big-block Cumberland Plateau acreage with views: 1,162 +/- acres just west of Spring City, with nearly 3 miles of brow overlooking the town and the Tennessee River valley in the distance. Elevations run from about 1,100 to 1,560 feet across a broad central bench and steep drainage slopes toward Piney River and Piney Creek. Planted pine and hardwood cover the tract, with interior roads running along the ridge. Watts Bar Lake, Piney Falls State Natural Area and the Justin P. Wilson Cumberland Trail State Park are all close by. About 29% of the tract is mapped on gentle slopes under 12% and 32% on moderate slopes of 12 to 25%. Hunters and outdoor buyers get room and public land nearby; investors and developers get brow frontage, nearly 3 miles of it, less than a mile from Spring City. Development potential is subject to zoning, access and buyer due diligence. Priced at $3,137,400 ($2,700 per acre). Highlights: • 1,162 +/- acres west of Spring City • Nearly 3 miles of brow overlooking Spring City and the river valley • Less than 1 mile to Spring City • Elevation about 1,100 to 1,560 ft • Piney River and Piney Creek drainages • Near Watts Bar Lake, Piney Falls SNA and the Cumberland Trail • Planted pine, hardwood and interior roads • Timber, recreation and development potential, subject to zoning, access and due diligence Shown by appointment only Entrance to the property is though a deeded easement

1162 Clear Creek Road, Spring City
796 Muddy Creek Road, Spring City
$214,000
1545388 MLS
Discover 28.23 acres of recreational land at 796 Muddy Creek Road in Spring City, Tennessee! With more than 30+ individual ponds, abundant wildlife, and a peaceful natural setting, this unique property offers opportunities for hunting, fishing, and enjoying the outdoors. Whether you're looking for a private hunting retreat or a weekend getaway, there's plenty of room to explore. Heiskell Branch runs along the back of the property and through a portion of the acreage, adding to the natural landscape and wildlife habitat. The mix of water and surrounding land makes this an appealing setting for hunting waterfowl, deer, and other game. Larger fishing areas have been stocked with bass, catfish, bluegill, and white crappie. The seller has completed several improvements to support recreational use and water management. Three smaller ponds on the southern end have been combined, along with four on the northern end. Other upgrades include water control gates on the south side, a water control pipe on the north end, and gravity-fed piping serving many areas from the northern dam. The southern entrance has been widened by approximately 12 feet, and an older structure has been demolished. A solar-powered pump is being installed to assist with water management. Located within a flood zone, this property offers a unique opportunity for outdoor enthusiasts seeking acreage with established water features, fishing opportunities, and room to enjoy nature. The seller is happy to provide tours of the improvements to interested buyers! Local lenders are preferred. Schedule a time to take a guided tour of this property.

796 Muddy Creek Road, Spring City
311 William Drive, Spring City
$849,000
5 Beds ⋅ 3 Baths ⋅ 1545387 MLS
Welcome to 311 William Drive, a beautiful waterfront home on Watts Bar Lake offering incredible views, spacious living areas, and plenty of outdoor space to enjoy lake life! With 5 bedrooms, 3 full bathrooms, and multiple places to gather inside and out, this home is ideal for hosting friends or escaping for a relaxing weekend on the water. The main level features an open living area with beautiful lake views. The spacious kitchen offers white cabinetry, a large island, and additional bar seating. A generous dining area and comfortable living room centered around a cozy gas fireplace provide plenty of space to gather, with room for an additional table or sitting area. Large sliding glass doors open to the expansive back porch, bringing the outdoors into view. Imagine starting your morning with coffee, listening to the birds, and watching the lake from the screened porch. With a vaulted ceiling, fan, and shades, this inviting space is wonderful for outdoor meals or quiet evenings. An adjoining open deck offers even more room for grilling and entertaining. The primary bedroom enjoys beautiful water views, deck access, and a beautiful en suite bathroom. Two additional bedrooms and a second full bathroom complete the main level, with one bedroom also offering deck access and lake views. Downstairs, a large family room provides plenty of flexibility for a game room, movie nights, or second living area. Two spacious bedrooms and a full bathroom make this level especially convenient for guests. Sliding doors lead to a recently screened-in covered patio with a ceiling fan and more beautiful views of the water. Recent improvements include a completely regraded backyard and flagstone stairs leading toward the covered boat dock with a lift. Located along the main channel of Watts Bar Lake, the property offers beautiful scenery and direct access to the water. An attached two-car garage, additional two-vehicle carport with room for water toys, generous storage, whole-home generator, and no HOA add convenience. Some furnishings are negotiable, making it even easier to settle into your new lake getaway. Whether you're looking for a full-time home or weekend retreat, this property offers plenty of room to relax, entertain, and make lasting memories on the water. Local lenders are preferred. Schedule your showing today!

311 William Drive, Spring City
Lake Forest Drive Lot 72, Spring City
$30,000
1545344 MLS
Build your dream home in the heart of East Tennessee! Welcome to the Lake Forest community, where wooded acreage, light restrictions, and a neighborhood boat ramp offer the perfect blend of privacy, freedom, and outdoor adventure. With nearly an acre of wooded land and multiple potential building sites, this property offers the opportunity to create your own private retreat surrounded by nature. Whether you're dreaming of a full-time residence, a weekend getaway, or a peaceful place to retire, you'll love the serenity and possibilities this beautiful parcel provides. Ideally situated on Watts Bar Lake between the Piney River and Watts Bar Dam, the property offers convenient access to boating, fishing, hiking, and some of the region's most beautiful waterfalls and outdoor recreation. The neighborhood boat ramp makes getting out on the water easy, so you can enjoy the Watts Bar Lake lifestyle without needing a waterfront property. Just about an hour from Knoxville and Chattanooga, the property is also close to the town of Spring City, a charming small town with boutique shops, a summer farmers market, local festivals, restaurants, grocery stores, medical offices, and everyday conveniences. If you're searching for land for sale near Watts Bar Lake, wooded acreage in East Tennessee, a property with a boat ramp nearby, or the perfect spot to build a custom home, this Lake Forest property offers the space, natural beauty, and location to bring your vision to life. Come discover the possibilities and make East Tennessee home!

Lake Forest Drive Lot 72, Spring City
761 Toestring Cove, Spring City
$1,200,000
5 Beds ⋅ 4 Baths ⋅ 1545174 MLS
SPECTACULAR LEVEL POINT LAKEFRONT - WATERFRONT LIVING AT ITS FINEST! A Rare Waterfront Opportunity. Experience the beauty of lakefront living with this exceptional level, point property perfectly positioned to capture breathtaking water views! Situated on a desirable corner lot with approximately 200 feet of waterfront, this remarkable property offers the space, versatility, and waterfront lifestyle you have been dreaming of. Boasting 5 bedrooms, 3½ baths, and approximately 3,000 square feet of living space, this spacious home offers plenty of room for family, friends, and entertaining. Gather around the cozy fireplace, relax with expansive decking and patio areas to enjoy and take in the beautiful lake views, or spend your days enjoying the water from your covered dock. One of the property's standout features is its separate living quarters, ideal for guests, or multigenerational living. Need even more space? You will love the additional square footage offering exciting possibilities for future expansion, hobby rooms, a workshop, or customized space to fit your lifestyle. Complete with a garage and an incredible level waterfront setting, this property combines comfort, flexibility, and endless potential. Shop, storage and garage under apartment are all climate controlled. Whether you are searching for a full-time lakefront residence, a weekend retreat, or a special place to create lasting family memories, this one checks all the boxes. Lakefront opportunities like this are truly something special. Come experience the views, the space, and the lifestyle for yourself!

761 Toestring Cove, Spring City
260 Lakeside Lodge Lane, Spring City
$2,500,000
5 Beds ⋅ 6 Baths ⋅ 1544947 MLS
FLOAT THROUGH THE FOREST TO YOUR PRIVATE BOAT DOCK. Set above the main channel of Watts Bar lake on over 20 private, wooded UNRESTRICTED acres, Lakeside Lodge is an extraordinary, fully furnished legacy estate Step aboard the gondola-style carriage (installed 2025) and glide 300 feet beneath the forest canopy to the expansive covered dock--an experience found nowhere else on Watts Bar lake. Built in 2019, the custom log residence, detached garage with guest apartment and luxury tiny home offer approximately 6,272 square feet of beautifully appointed living spaces. The timber-and-stone main home features covered porches, handcrafted water features, vaulted ceilings, exposed beams, hand-scraped African mahogany floors and walls of glass framing spectacular lake, mountain and sunset views. A floor-to-ceiling, double-flued stone fireplace anchors the great room, while the chef's kitchen offers granite countertops, generous cabinetry and a large gathering island. 4 bedroom suites, 4.5 baths, multiple living areas, a handsome library, custom sauna, partially finished lower level and garage provide exceptional versatility. The detached 2-car garage includes a private, approximately 1,000-square-foot, one-bedroom studio apartment--ideal for guests, multigenerational living or rental income. Known to vacation guests as ''Berl Inn Lodge,'' the property also includes a fully furnished luxury 3-bedroom, 1-bath tiny home with an established VRBO history, separate laundry house, Finnish sauna & outdoor shower. The covered dock rests in approx 24 ft of water at summer pool &16 ft in winter, providing true year-round access. Sand Island is a 5-minute boat ride away, with 4 marinas and restaurants within 15 min. Spring City is 15 minutes by car; Chattanooga & Knoxville are approx 90 min, Nashville 2.5 hrs and Atlanta about 3 hrs Impossible to replicate, Lakeside Lodge is a one-of-a-kind haven. Potential owner financing. Catch the video! https://youtu.be/lODMZ3tfHds?is=vUGkfSo1n4vMQx

260 Lakeside Lodge Lane, Spring City
Start Your Search

How much is your home worth?

Get instant property value now!