Spring City Homes with VA Loan Financing available

Spring City Homes with VA Loan Financing available

Welcome to Spring City, Tennessee – a hidden gem nestled along the banks of the Tennessee River, where southern charm meets breathtaking natural beauty. This picturesque town is known for its friendly community, rich history, and an abundance of outdoor recreational opportunities. With a population that cherishes its small-town vibe, Spring City offers an inviting atmosphere for families, retirees, and everyone in between.

As you explore Spring City, you'll discover its quaint downtown area, filled with local shops, delightful eateries, and historic landmarks. The nearby Watts Bar Lake provides a stunning backdrop for fishing, boating, and picnicking, making it an ideal spot for nature enthusiasts. The lush parks and scenic trails invite you to experience the great outdoors, while the vibrant local culture ensures there’s always something happening.

For those looking to make Spring City their home, the real estate market offers a variety of options that cater to different lifestyles and budgets. One of the most appealing aspects of buying a home here is the availability of VA Loan financing. This program is designed to assist veterans, active-duty service members, and eligible surviving spouses in achieving their dream of homeownership without the burden of a down payment. With competitive interest rates and flexible terms, VA loans make it easier than ever to invest in your future in this charming town.

Whether you’re drawn by the serene landscapes, the welcoming community, or the promise of a fulfilling lifestyle, Spring City is ready to welcome you home. Explore the possibilities today and discover why so many are choosing to call this enchanting town their own!

Newest Spring City Homes with VA Loan Financing available

$260,000
2 Beds ⋅ 2 Baths ⋅ 1539096 MLS
Enjoy the privacy and freedom of this approximately 3-acre property, where a mostly level lot provides plenty of usable outdoor space for gardening, recreation, pets, or future improvements. The spacious 40' x 30' detached garage adds exceptional versatility, offering room for vehicles, storage, equipment, hobbies, or a workshop. With its peaceful setting and practical layout, this property is ideal for buyers looking for room to spread out, enjoy the outdoors, and create a lifestyle that fits their needs.

756 Ewing Cemetery Road, Spring City
$259,900
2 Beds ⋅ 2 Baths ⋅ 1538964 MLS
Move right into this beautiful one-level ranch home featuring an open floor plan and split-bedroom design. This well-maintained home offers two spacious bedrooms, each with its own private full bath. One bathroom features a tub/shower combination, large walk-in closet, carpet while the other includes a walk-in shower. The inviting open-concept living area is perfect for everyday living and entertaining, featuring a cozy gas fireplace for those chilly winter evenings. The kitchen is a standout with granite countertops, a large island bar, and stainless appliances, including the refrigerator, microwave, range/oven, and dishwasher. A convenient laundry closet includes the washer and dryer. Additional features include durable LVT/laminate flooring throughout, covered front and back porches, attractive landscaping, and a productive vegetable garden. Relax and unwind in the private patio area complete with a hot tub. The level, fenced backyard provides plenty of space for children and pets to play. Two carports offer ample room for storing campers, boats, or additional vehicles. Conveniently located just minutes from Watts Bar Lake and the Chickamauga-Tennessee River, you'll enjoy easy access to boating, fishing, skiing, swimming, and waterfront dining at the area's many marinas and resorts. Don't miss this opportunity--call today to schedule your private showing!

8664 Old Dixie Highway, Spring City
$349,000
3 Beds ⋅ 2 Baths ⋅ 1538056 MLS
Welcome home to this move-in ready ranch offering the convenience of one-level living in a peaceful country setting. This well-maintained home features 3 bedrooms, 2 full baths, a spacious living room, and a versatile family room/den/sunroom perfect for relaxing or entertaining. The eat-in kitchen includes a gas range/oven, microwave, and dishwasher, while the laundry closet comes complete with a washer and dryer. (Refrigerator does not convey.) Step outside and enjoy the large yard, partially fenced for children and pets to play safely. Additional features include an attached garage, detached storage shed, and an impressive 20' x 30' RV garage with an 8-foot door--ideal for storing your RV, boat, and all your lake toys. Conveniently located near Watts Bar Lake and the Tennessee River/Chickamauga Lake, you'll have easy access to boating, fishing, swimming, and year-round outdoor recreation. Relax on the covered front deck and take in the beautiful country surroundings or entertain family and friends in this inviting outdoor space. Most furnishings are negotiable, making this an excellent opportunity for a move-in ready primary residence, vacation home, or investment property. Schedule your private tour today! The property consists of 2 parcels, apprx 1.65 acres.

446 Upper Clear Creek Road 2, Spring City
$295,000
2 Beds ⋅ 2 Baths ⋅ 1537740 MLS
100% Financing !!! Enjoy beautiful water views from this fully remodeled 2- bedroom, 2-bath home, with the marina just a few steps away! Whether you're looking for a full-time residence, vacation home, or investment property, this move-in-ready home offers the perfect combination of comfort and convenience. Recent updates include a new roof, new windows, new HVAC system, and new appliances, giving you peach of mind for years to come. A spacious 2-car detached garage provides plenty of room for vehicles, storage, or a workshop. Come see it today!!

206 Lakeshire Drive, Spring City
$264,900
2 Beds ⋅ 2 Baths ⋅ 1537597 MLS
Brand-new rustic cabin retreat on one acre, minutes from the lake in Spring City. This newly built home offers the privacy, flexibility, and lake-area lifestyle buyers are looking for, with cozy tongue-and-groove finishes, an open floor plan, and a comfortable layout that suits WFH, a weekend getaway, or short-term rental opportunity. The main level features a spacious primary bedroom, full bath, and laundry room. The kitchen has plenty of cabinets and counter space for storage and cooking. Upstairs has two roomy flex spaces that can function as additional bedrooms, a home office, bunk rooms, guest space, or hobby rooms, plus a second full bath. Enjoy quiet mornings and relaxing evenings on the covered concrete porch surrounded by nature, wooded privacy, and abundant wildlife. Tucked away in the Lakewood Village community, this property offers lake access just a street away and is conveniently located near multiple marinas, resorts, a TWRA boat launch, and a fishing pier. This home works for anyone searching for a cozy cabin near the lake, a private country retreat, or an income-producing investment. Additional lots are available. Schedule your private showing today!

345 Magnolia Drive, Spring City
$469,500
2 Beds ⋅ 2 Baths ⋅ 1536291 MLS
Watts Bar Lake - Year-Round Waterfront Living! Affordable Vacation waterfront home with stunning lake views and direct access to beautiful Watts Bar Lake! This charming home offers the perfect blend of comfort, convenience, and lakefront relaxation. The main level features a spacious living area with a cozy gas log fireplace, beautiful hardwood floors, a laundry room/pantry complete with washer and dryer, and a well-equipped kitchen with stainless steel appliances. A formal dining room and convenient half bath complete the main floor. Upstairs, you'll find three rooms currently used as bedrooms along with a full bath, providing plenty of space for family and guests. Start your mornings with coffee on the covered back porch just steps from the water while enjoying peaceful lake views year-round. Outside, the property also includes a carport with additional storage for lawn equipment and water toys. Located just minutes from several marinas and lakefront resorts, you can enjoy dining by boat, nearby public boat launches, and excellent fishing opportunities. Don't miss this opportunity to own an affordable waterfront getaway on Watts Bar Lake -- schedule your showing today before it's gone! The septic is approved for 2 BR, the family has used this as a 3 BR. There is not a dock on the property, but it is in a dockable area!

246 Howell Drive, Spring City
$299,900
3 Beds ⋅ 2 Baths ⋅ 1536156 MLS
Charming Furnished Starter Home Near Watts Bar Lake & Chickamauga/Tennessee River. Enjoy country living just minutes from Watts Bar Lake and the Chickamauga/Tennessee River! Conveniently located near a free public boat launch, fishing pier, picnic pavilion, playground, and swimming area, this well-maintained ranch-style home is perfect as a primary residence, vacation getaway, or investment property. This inviting home features 3 bedrooms with walk-in closets, 2 full bathrooms, and a desirable split-bedroom floor plan. The spacious eat-in kitchen includes all appliances, as well as the washer and dryer, making this property truly move-in ready. Relax on the covered front porch while taking in the peaceful country setting, or entertain family and friends on the large back deck. The property sits on two level lots and includes an attached carport, storage shed, and plenty of outdoor space to enjoy. Offered fully furnished, this home also comes with both a riding mower and push mower. Recent updates include newer windows and blinds, new gutters, a newer roof, and a new water heater. High-speed internet is available. Don't miss this opportunity to own an affordable home in a great recreational area. Schedule your private tour today!

1174 Crosby Lane #3 & #4, Spring City
$45,000
1535750 MLS
Looking for unrestricted land with room to grow? This beautiful 2 acre property in Spring City offers the freedom and flexibility you've been searching for! Whether you are dreaming of building a home, placing a mobile home, starting a mini farm, or investing in land - the opportunities are endless. Enjoy country living while still being convenient to town and local amenities. Don't miss your chance to own a piece of Tennessee land!

Cunningham Rd, Spring City
$1,499,000
3 Beds ⋅ 4 Baths ⋅ 1533980 MLS
-STUNNING WATERFRONT PENINSULA HOME ON WATTS BAR LAKE. Experience year-round lakefront living on beautiful Watts Bar Lake with this immaculate 2-story waterfront home, perfectly situated at the end of a quiet cul-de-sac on a rare peninsula lot with water on three sides. Enjoy breathtaking, unobstructed lake views stretching over 2.5 miles, along with spectacular sunrise views. The level lot with a gentle slope leads from the patio directly to the water, creating effortless access to the lake and your private dock. Outdoor living is enhanced with a lake-fed irrigation system, outdoor shower, and extensive exterior lighting. Boating & waterfront features include 1,000 sq ft private boat dock, two power boat lifts, boat slip, double jet ski slips, and a large storage closet for water toys and equipment. Interior highlights this spacious home offers 3 bedrooms, a large bonus room, and 4 full bathrooms, with water views from nearly every room (Sleeps 20). 10-ft and cathedral ceilings, a dramatic catwalk overlooking the kitchen and entryway. Spacious living room with wood-burning fireplace (never used; easily convertible to gas). Screened-in porch w/a pass-thru window perfect for relaxing by the lake. The beautifully appointed kitchen includes Stainless steel appliances, new French-door refrigerator with extended warranty, soft-close maple cabinetry, Quartz countertops, & a center Island. The main Level offers a private primary suite with its own entrance to the outdoors, perfect for morning coffee overlooking the lake. The large laundry room has a pantry, cabinetry, counters, utility sink and access to the screened porch. The upper level offers two bedrooms, two full bathrooms, a large bonus room currently used as an office/workout space & can easily accommodate up to10 guests.Additional Features include Zoned HVAC system, 7-station intercom system, an oversized 2-car garage, shelving, sink, cabinetry, an integrated workbench, 7,500Watt portable generator, & a 2TB securi Additional Features include Zoned HVAC system, 7-station intercom system, an oversized 2-car garage, shelving, sink, cabinetry, an integrated workbench, 7,500Watt portable generator, & a 2TB security system. This exceptional property can be purchased turnkey, making it ideal as a full-time residence or vacation retreat. Enjoy boating, water skiing, fishing, and exploring the many nearby resorts, marinas, and waterfront restaurants that make life on Watts Bar Lake so special. Schedule your showing today before this incredible lake home is gone.

199 Piney Bay Lane, Spring City
$395,000
3 Beds ⋅ 3 Baths ⋅ 1533810 MLS
Completely furnished and turn-key, this beautiful 3 bedroom, 2.5 bath townhome on Watts Bar Lake is ready for you to walk in and immediately start enjoying lake life. Whether you're looking for a short-term rental investment, weekend getaway, or full-time residence, this property offers the perfect blend of comfort and convenience. The home includes a deeded boat slip with year-round water under the dock, making it easy to spend your days boating, fishing, and enjoying everything Watts Bar Lake has to offer. Inside, the open floor plan is ideal for entertaining, featuring a spacious living area and a large kitchen island that creates the perfect gathering space for family and friends after a day on the water. The primary suite offers a walk-in tile shower with easy access and a private covered porch off the master with peaceful lake views. Step outside to enjoy multiple outdoor living areas, including a back porch and a lower patio, providing plenty of space to relax, grill, and entertain. The community also offers a huge common area and sandy beach with a designated swimming area, as well as a private boat ramp for Hoover Landing owners giving you even more ways to enjoy the water and soak up the best of lake living. If you've been dreaming of easy, low-maintenance lake living, this move-in ready townhome makes it simple--just bring your boat and start enjoying beautiful summers on Watts Bar Lake.

1255 New Lake Road Unit 23, Spring City
$375,000
4 Beds ⋅ 3 Baths ⋅ 1533776 MLS
Welcome to 1235 New Lake Rd, Unit 4, a stunning two-level lakefront condo that perfectly blends comfort, style, and waterfront living. With four bedrooms and three full baths, this spacious residence offers room to relax, entertain, and enjoy the beauty of the lake from multiple outdoor spaces, including two private upstairs balconies and a patio ideal for morning coffee or evening sunsets. The main level features an inviting living room with a cozy fireplace and custom built-in shelving, creating a warm and functional gathering space. The open-concept layout flows seamlessly into the kitchen, complete with stainless steel appliances and ample cabinetry, making it both stylish and practical for everyday living or hosting guests. Upstairs, the spacious primary suite serves as a private retreat with its own balcony overlooking the water, a double vanity, and a walk-in shower designed for comfort and convenience. The additional bedrooms provide flexibility for guests, a home office, or growing households. This lakefront property also includes a garage and dedicated dock access, offering effortless enjoyment of boating, fishing, and waterfront recreation right outside your door. Experience the ease of condo living combined with the unmatched lifestyle of direct lake access at 1235 New Lake Rd, Unit 4.

1235 New Lake Road Unit 4, Spring City
$99,900
1533606 MLS
Your boat. Your slip. Your view. This 1-acre lot in the gated Rivermyst community on Watts Bar Lake comes with something most lots in this price range don't - a deeded private boat slip that's yours, period. No lottery. No waiting list. Just pull up, tie off, and go. From this lot you'll catch sweeping water views of one of Tennessee's largest lakes - 39,090 surface acres and 722 miles of shoreline. Rivermyst is a low-density, gated community of just 68 home sites, tucked between Chattanooga and Knoxville with all the quiet of small-town Spring City and none of the drive time. You're less than an hour from both cities, and about 10-15 minutes from marina restaurants on the water. Whether you're building your forever home or your favorite weekend escape, this lot has the footprint and the slip to make lake life actually work. Come see what you'd be waking up to. You're going to want to build fast.

150 Quail Hollow Cove, Spring City
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