Spring City Homes with FHA Financing available

Spring City Homes with FHA Financing available

Welcome to Spring City, Tennessee—a hidden gem nestled along the banks of the beautiful Watts Bar Lake. With its picturesque landscapes, friendly community, and rich history, Spring City offers a delightful blend of small-town charm and modern conveniences. Located just 45 miles from Knoxville, this serene locale serves as the perfect retreat for those seeking a peaceful lifestyle without sacrificing accessibility to urban amenities.

Spring City is renowned for its outdoor recreational opportunities. Residents and visitors alike can enjoy fishing, boating, and hiking in the surrounding natural beauty. The town's vibrant community hosts seasonal events and festivals, fostering a strong sense of belonging among its residents. With its quaint downtown area, you’ll find local shops, restaurants, and friendly faces that make you feel right at home.

For prospective homebuyers, Spring City presents a fantastic opportunity, especially with FHA financing available for many of the homes in the area. This financing option is designed to make homeownership more accessible, allowing you to secure a mortgage with a lower down payment and more flexible credit requirements. Whether you’re searching for a cozy cottage by the lake or a spacious family home, Spring City has a diverse range of properties to suit your needs.

Embrace the tranquility and community spirit of Spring City, where your dream home awaits. Discover the perfect blend of nature, history, and modern living in this enchanting Tennessee town, and let us help you find your ideal home today!

Newest Spring City Homes with FHA Financing available

$260,000
2 Beds ⋅ 2 Baths ⋅ 1539096 MLS
Enjoy the privacy and freedom of this approximately 3-acre property, where a mostly level lot provides plenty of usable outdoor space for gardening, recreation, pets, or future improvements. The spacious 40' x 30' detached garage adds exceptional versatility, offering room for vehicles, storage, equipment, hobbies, or a workshop. With its peaceful setting and practical layout, this property is ideal for buyers looking for room to spread out, enjoy the outdoors, and create a lifestyle that fits their needs.

756 Ewing Cemetery Road, Spring City
$259,900
2 Beds ⋅ 2 Baths ⋅ 1538964 MLS
Move right into this beautiful one-level ranch home featuring an open floor plan and split-bedroom design. This well-maintained home offers two spacious bedrooms, each with its own private full bath. One bathroom features a tub/shower combination, large walk-in closet, carpet while the other includes a walk-in shower. The inviting open-concept living area is perfect for everyday living and entertaining, featuring a cozy gas fireplace for those chilly winter evenings. The kitchen is a standout with granite countertops, a large island bar, and stainless appliances, including the refrigerator, microwave, range/oven, and dishwasher. A convenient laundry closet includes the washer and dryer. Additional features include durable LVT/laminate flooring throughout, covered front and back porches, attractive landscaping, and a productive vegetable garden. Relax and unwind in the private patio area complete with a hot tub. The level, fenced backyard provides plenty of space for children and pets to play. Two carports offer ample room for storing campers, boats, or additional vehicles. Conveniently located just minutes from Watts Bar Lake and the Chickamauga-Tennessee River, you'll enjoy easy access to boating, fishing, skiing, swimming, and waterfront dining at the area's many marinas and resorts. Don't miss this opportunity--call today to schedule your private showing!

8664 Old Dixie Highway, Spring City
$349,000
3 Beds ⋅ 2 Baths ⋅ 1538056 MLS
Welcome home to this move-in ready ranch offering the convenience of one-level living in a peaceful country setting. This well-maintained home features 3 bedrooms, 2 full baths, a spacious living room, and a versatile family room/den/sunroom perfect for relaxing or entertaining. The eat-in kitchen includes a gas range/oven, microwave, and dishwasher, while the laundry closet comes complete with a washer and dryer. (Refrigerator does not convey.) Step outside and enjoy the large yard, partially fenced for children and pets to play safely. Additional features include an attached garage, detached storage shed, and an impressive 20' x 30' RV garage with an 8-foot door--ideal for storing your RV, boat, and all your lake toys. Conveniently located near Watts Bar Lake and the Tennessee River/Chickamauga Lake, you'll have easy access to boating, fishing, swimming, and year-round outdoor recreation. Relax on the covered front deck and take in the beautiful country surroundings or entertain family and friends in this inviting outdoor space. Most furnishings are negotiable, making this an excellent opportunity for a move-in ready primary residence, vacation home, or investment property. Schedule your private tour today! The property consists of 2 parcels, apprx 1.65 acres.

446 Upper Clear Creek Road 2, Spring City
$295,000
2 Beds ⋅ 2 Baths ⋅ 1537740 MLS
100% Financing !!! Enjoy beautiful water views from this fully remodeled 2- bedroom, 2-bath home, with the marina just a few steps away! Whether you're looking for a full-time residence, vacation home, or investment property, this move-in-ready home offers the perfect combination of comfort and convenience. Recent updates include a new roof, new windows, new HVAC system, and new appliances, giving you peach of mind for years to come. A spacious 2-car detached garage provides plenty of room for vehicles, storage, or a workshop. Come see it today!!

206 Lakeshire Drive, Spring City
$264,900
2 Beds ⋅ 2 Baths ⋅ 1537597 MLS
Brand-new rustic cabin retreat on one acre, minutes from the lake in Spring City. This newly built home offers the privacy, flexibility, and lake-area lifestyle buyers are looking for, with cozy tongue-and-groove finishes, an open floor plan, and a comfortable layout that suits WFH, a weekend getaway, or short-term rental opportunity. The main level features a spacious primary bedroom, full bath, and laundry room. The kitchen has plenty of cabinets and counter space for storage and cooking. Upstairs has two roomy flex spaces that can function as additional bedrooms, a home office, bunk rooms, guest space, or hobby rooms, plus a second full bath. Enjoy quiet mornings and relaxing evenings on the covered concrete porch surrounded by nature, wooded privacy, and abundant wildlife. Tucked away in the Lakewood Village community, this property offers lake access just a street away and is conveniently located near multiple marinas, resorts, a TWRA boat launch, and a fishing pier. This home works for anyone searching for a cozy cabin near the lake, a private country retreat, or an income-producing investment. Additional lots are available. Schedule your private showing today!

345 Magnolia Drive, Spring City
$299,900
3 Beds ⋅ 2 Baths ⋅ 1536156 MLS
Charming Furnished Starter Home Near Watts Bar Lake & Chickamauga/Tennessee River. Enjoy country living just minutes from Watts Bar Lake and the Chickamauga/Tennessee River! Conveniently located near a free public boat launch, fishing pier, picnic pavilion, playground, and swimming area, this well-maintained ranch-style home is perfect as a primary residence, vacation getaway, or investment property. This inviting home features 3 bedrooms with walk-in closets, 2 full bathrooms, and a desirable split-bedroom floor plan. The spacious eat-in kitchen includes all appliances, as well as the washer and dryer, making this property truly move-in ready. Relax on the covered front porch while taking in the peaceful country setting, or entertain family and friends on the large back deck. The property sits on two level lots and includes an attached carport, storage shed, and plenty of outdoor space to enjoy. Offered fully furnished, this home also comes with both a riding mower and push mower. Recent updates include newer windows and blinds, new gutters, a newer roof, and a new water heater. High-speed internet is available. Don't miss this opportunity to own an affordable home in a great recreational area. Schedule your private tour today!

1174 Crosby Lane #3 & #4, Spring City
$895,000
6 Beds ⋅ 7 Baths ⋅ 1535316 MLS
Located in the scenic rolling hills of East Tennessee, 419 Pin Hook Road offers a rare combination of acreage, flexible living space, and proximity to some of the region's best outdoor recreation. Situated on 13 private acres, including approximately 5 wooded and uncleared acres, this property is ideal for buyers seeking a large home with room to spread out, create a family compound, establish a retreat, or enjoy peaceful country living near the lake and mountains. Front and back covered porches overlook the beautiful landscape, providing the perfect place to take in the surrounding farms, hills, and scenic views that make Spring City so desirable. Designed with accessibility throughout, the home features 6 spacious bedrooms, each with a private ensuite full bath, making it ideal for multigenerational living, vacation rentals, retreat use, or hosting guests. The open concept living room showcases vaulted ceilings and flows into a large kitchen equipped with a commercial grade range, vent hood, and grease trap for large gatherings or hospitality style cooking. Additional features include a dedicated office, half bath, large laundry room, generous storage throughout, whole home generator, and fire suppression system. The acreage offers endless possibilities for future expansion with space for a barn, workshop, detached garage, RV storage, guest homes, or additional structures. Outdoor enthusiasts will love the location near Watts Bar Lake, one of Tennessee's premier destinations for boating, fishing, kayaking, and waterfront recreation. Nearby hiking destinations including Stinging Fork Falls and Piney Falls offer easy access to waterfalls, trails, and natural beauty. Whether you are searching for a private homestead, retreat property, investment opportunity, or spacious home surrounded by nature, this East Tennessee property delivers exceptional flexibility and lifestyle appeal.

419 Pin Hook Road, Spring City
$395,000
3 Beds ⋅ 3 Baths ⋅ 1533810 MLS
Completely furnished and turn-key, this beautiful 3 bedroom, 2.5 bath townhome on Watts Bar Lake is ready for you to walk in and immediately start enjoying lake life. Whether you're looking for a short-term rental investment, weekend getaway, or full-time residence, this property offers the perfect blend of comfort and convenience. The home includes a deeded boat slip with year-round water under the dock, making it easy to spend your days boating, fishing, and enjoying everything Watts Bar Lake has to offer. Inside, the open floor plan is ideal for entertaining, featuring a spacious living area and a large kitchen island that creates the perfect gathering space for family and friends after a day on the water. The primary suite offers a walk-in tile shower with easy access and a private covered porch off the master with peaceful lake views. Step outside to enjoy multiple outdoor living areas, including a back porch and a lower patio, providing plenty of space to relax, grill, and entertain. The community also offers a huge common area and sandy beach with a designated swimming area, as well as a private boat ramp for Hoover Landing owners giving you even more ways to enjoy the water and soak up the best of lake living. If you've been dreaming of easy, low-maintenance lake living, this move-in ready townhome makes it simple--just bring your boat and start enjoying beautiful summers on Watts Bar Lake.

1255 New Lake Road Unit 23, Spring City
$375,000
4 Beds ⋅ 3 Baths ⋅ 1533776 MLS
Welcome to 1235 New Lake Rd, Unit 4, a stunning two-level lakefront condo that perfectly blends comfort, style, and waterfront living. With four bedrooms and three full baths, this spacious residence offers room to relax, entertain, and enjoy the beauty of the lake from multiple outdoor spaces, including two private upstairs balconies and a patio ideal for morning coffee or evening sunsets. The main level features an inviting living room with a cozy fireplace and custom built-in shelving, creating a warm and functional gathering space. The open-concept layout flows seamlessly into the kitchen, complete with stainless steel appliances and ample cabinetry, making it both stylish and practical for everyday living or hosting guests. Upstairs, the spacious primary suite serves as a private retreat with its own balcony overlooking the water, a double vanity, and a walk-in shower designed for comfort and convenience. The additional bedrooms provide flexibility for guests, a home office, or growing households. This lakefront property also includes a garage and dedicated dock access, offering effortless enjoyment of boating, fishing, and waterfront recreation right outside your door. Experience the ease of condo living combined with the unmatched lifestyle of direct lake access at 1235 New Lake Rd, Unit 4.

1235 New Lake Road Unit 4, Spring City
$99,900
1533606 MLS
Your boat. Your slip. Your view. This 1-acre lot in the gated Rivermyst community on Watts Bar Lake comes with something most lots in this price range don't - a deeded private boat slip that's yours, period. No lottery. No waiting list. Just pull up, tie off, and go. From this lot you'll catch sweeping water views of one of Tennessee's largest lakes - 39,090 surface acres and 722 miles of shoreline. Rivermyst is a low-density, gated community of just 68 home sites, tucked between Chattanooga and Knoxville with all the quiet of small-town Spring City and none of the drive time. You're less than an hour from both cities, and about 10-15 minutes from marina restaurants on the water. Whether you're building your forever home or your favorite weekend escape, this lot has the footprint and the slip to make lake life actually work. Come see what you'd be waking up to. You're going to want to build fast.

150 Quail Hollow Cove, Spring City
$39,900
1533600 MLS
If you've been waiting for the right lot to build your dream home, this is the one worth waiting for. At 1.5 acres, this is one of the larger parcels available in the gated Rivermyst community - with water views of Watts Bar Lake and the surrounding Tennessee ridgelines that you'll be looking at from your back porch for years. Rivermyst sits just outside Spring City, Tennessee, right on the edge of one of the state's most sought-after lakes. The community is gated, low-density (68 total home sites), and comes with access to community boat slips at the marina - so lake days are always within reach. Chattanooga and Knoxville are both under an hour away, but once you're here, you won't be thinking about either one. More acreage. More space to build exactly what you envisioned. More room to breathe. This is East Tennessee lake living - and this lot is ready when you are.

145 Quail Hollow Cove, Spring City
$389,000
4 Beds ⋅ 3 Baths ⋅ 1533420 MLS
Cozy Country Living on Nearly an Acre - Private & Unique Retreat in Spring City. Escape to peaceful country living in this secluded 4-bedroom split foyer home nestled on almost an acre in Spring City. Surrounded by nature and designed for both comfort and functionality, this property offers a rare blend of charm, modern updates, and one-of-a-kind features. The upper level features 3 spacious bedrooms and 2 full baths, complemented by beautiful hardwood flooring throughout. The primary suite includes a walk-in closet and a relaxing jetted tub/shower combo. The second bedroom has been recently upgraded with brand-new windows, adding natural light and efficiency. At the heart of the home is a fully updated, state-of-the-art kitchen--truly a chef's dream. Enjoy Corian countertops, a center island with bar seating, and all-new stainless steel appliances. The open-concept design flows seamlessly into the living area, where a cozy wood-burning stove creates the perfect atmosphere for chilly evenings. Step outside to a covered back deck overlooking a fenced backyard oasis. Here you'll find a greenhouse, a pond for ducks, and space for chickens--ideal for hobby farming or simply enjoying the outdoors. The detached garage includes a car lift and propane access, while a converted farm silo serves as a unique bar--perfect for entertaining guests. The lower level offers additional flexibility with 1 bedroom, a full bath, and a versatile family room that can serve as a craft space, office, or recreation area. A dedicated laundry room and extra storage space add convenience. This home is thoughtfully equipped for accessibility, featuring a hydraulic elevator and handicap ramp. Located just minutes from Watts Bar Lake, you'll have easy access to boating, fishing, waterfront dining, marinas, and a free public boat launch. If you're seeking privacy, character, and a lifestyle close to nature--this is the one. The carport & sign on front of the garage will Not convey!

217 Roberts Road, Spring City
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