Rock Spring Homes with USDA Loan Financing available

Rock Spring Homes with USDA Loan Financing available

Welcome to Rock Spring, Georgia—a hidden gem nestled in the heart of Walker County. This charming city offers the perfect blend of small-town warmth and natural beauty, making it an ideal location for families, retirees, and anyone seeking a peaceful lifestyle. With its picturesque landscapes, friendly community, and rich history, Rock Spring is a place where you can truly feel at home.

One of the standout features of this delightful area is the availability of homes that qualify for USDA loan financing. This means that prospective homeowners can access affordable financing options with little to no down payment, making it easier than ever to secure your dream home in this idyllic setting. Whether you’re looking for a cozy cottage or a spacious family residence, Rock Spring has a variety of housing options that cater to diverse tastes and budgets.

In addition to its beautiful homes, Rock Spring boasts a range of outdoor recreational opportunities. Residents can enjoy hiking, fishing, and picnicking in the nearby Chickamauga and Chattanooga National Military Park, which is just a stone's throw away. The community also supports local businesses and hosts various events throughout the year, fostering a strong sense of camaraderie among its residents.

With its welcoming atmosphere and financial opportunities, Rock Spring, GA, is more than just a place to live; it’s a community where you can thrive. Discover the charm of Rock Spring and explore the possibilities that await you in this enchanting city!

Newest Rock Spring Homes with USDA Loan Financing available

$385,000
2 Beds ⋅ 2 Baths ⋅ 1539679 MLS
Welcome to 104 Lexington Stop Drive in Rock Spring, Georgia! This beautiful two bedroom, two bath custom-built home offers the perfect combination of comfort, quality, and simple living in a newer, attractive subdivision. Designed with a condo-style, low-maintenance lifestyle in mind while still providing the benefits of a single-family home, this property is an excellent choice for a first-time homebuyer, downsizer, or anyone looking for a comfortable home with room to enjoy outdoors. Experience an executive-style setting surrounded by well-maintained homes, spacious lots, and a neighborhood that provides a sense of openness often difficult to find with traditional closely built homes by new developers today. Enjoy your own beautiful yard without sacrificing the convenience and manageable size of a thoughtfully designed 2-bedroom home. Whether you are looking for your first home, planning your next chapter, or simply wanting to simplify your lifestyle, this custom-built home offers an outstanding opportunity in desirable Rock Spring. Comfort, quality, convenience, and a beautiful setting all wrapped into one exceptional property. Look at the photos and call for your private show today!

104 Lexington Stop Drive, Rock Spring
$299,900
3 Beds ⋅ 2 Baths ⋅ 1539481 MLS
NEW CONSTRUCTION!!!! MOVE IN READY!!!!! USDA 100% Financing Available!!! Don't miss out on this ONE LEVEL 3 bedroom 2 bath on 1.22 Acres. This home features Split Plan, Open Concept, Granite Countertops, Custom LVP Flooring, Custom Kitchen, Stainless Steel Appliances, Oversized Master Bedroom, Custom Master Bath with Tile Shower, Double Vanity, Separate Water Closet, Crown Molding, Oversized Windows, Oversized Front & Back Porch with Tongue & Wood Ceiling, Huge Back Yard & MUCH MORE!!!! Schedule your showing today!!!!

444 E Long Hollow Road, Rock Spring
$280,000
3 Beds ⋅ 2 Baths ⋅ 1539090 MLS
Welcome to peaceful country living at 4910 Highway 95 in Rock Spring! This move-in ready, one-level home built in 2007 offers 3 bedrooms, 2 full bathrooms, and sits on a mostly cleared 1.09-acre lot with plenty of space to enjoy the outdoors. Inside, there's fresh paint throughout along with beautiful hardwood and luxury vinyl flooring--no carpet! The open-concept floor plan seamlessly connects the living room, dining area, and kitchen, creating the perfect space for everyday living and entertaining. The kitchen features a breakfast bar, stainless steel appliances, and an elevated dishwasher for added convenience when loading and unloading. The spacious primary suite offers a private ensuite bathroom complete with a tub/shower combination and a linen closet. Two additional generously sized bedrooms share a full hall bath, also featuring a tub/shower combination. Relax on the covered front porch and enjoy the peaceful surroundings, or take advantage of the oversized attached one-car carport, which provides ample covered parking and could easily be transformed into a fantastic covered patio for outdoor entertaining. Need extra storage or workspace? The 25' x 21' powered workshop is perfect for hobbies, projects, or equipment. The 1.09-acre property offers endless possibilities with plenty of room to add a fence for pets or children, create a large garden, or simply enjoy the open space. If you've been searching for affordable country living with modern conveniences and room to spread out, this well-maintained home is ready for its next owner!

4910 Highway 95, Rock Spring
$306,830
3 Beds ⋅ 3 Baths ⋅ 1538581 MLS
Ready September! The Benson II plan in the Laurel Ridge community, a beautifully crafted new construction home by Smith Douglas Homes in Rock Springs, GA. Designed for modern living, this home features an open, light-filled layout with effortless flow for both everyday comfort and entertaining. A wide, welcoming entry leads into a spacious, connected living, dining, and kitchen area that spans the full width of the home. Abundant windows flood the space with natural light, enhancing the bright and airy atmosphere throughout. The thoughtfully designed kitchen blends style and function with granite countertops, ample cabinetry, generous prep space, a center island with sink, and a convenient pantry--perfect for cooking and gathering. The family room showcases a fireplace, adding warmth and contemporary charm. Upstairs, the spacious primary suite offers a private ensuite bath with a large shower, linen closet and a large walk-in closet. Two additional bedrooms share a full bath and are conveniently located near the upstairs laundry room. A versatile loft with a storage closet provides flexible space ideal for a home office, media room, or play area. Step outside to enjoy a large patio perfect for outdoor dining, relaxing, or entertaining while taking in peaceful farm views. Situated on a large, level homesite, this home offers a rare blend of scenic surroundings and usable outdoor space. Located in the desirable Laurel Ridge community, the Benson II delivers energy-efficient new construction, thoughtful design, and a prime Rock Springs location with easy access to shopping, dining, and major commuter routes. Seller incentives available with the use of preferred lenders. Photos are representative of the plan and not the actual home.

107 Willow Circle, Rock Spring
$259,900
3 Beds ⋅ 2 Baths ⋅ 1538007 MLS
Looking for a home that is easy to love and even easier to maintain? This move in ready home offers one level living on nearly half an acre with a layout and space buyers are searching for. Step inside to an open floor plan where the vaulted ceiling gives the living room an inviting feel. The eat in galley kitchen has everything within reach and is conveniently located next to the laundry room. The house includes 3 bedrooms and 2 full baths with the primary suite featuring its own private bath and walk in closet. Outside, the back deck creates the perfect extension of the home for gathering with friends, while the spacious backyard offers privacy and room to spread out. Located just 15 minutes from Ringgold and about 30 minutes from both Chattanooga and Dalton, you'll enjoy a peaceful setting without giving up an easy commute. Whether you're purchasing your first home, downsizing to one level living, or looking for a place that can serve you for years to come, this home is ready for its next owner.

186 Rodeo Drive, Rock Spring
$615,000
5 Beds ⋅ 3 Baths ⋅ 1537071 MLS
Welcome to 72 Farm View Circle, a beautifully maintained home offering space, flexibility, and stunning views in one of Rock Spring's most desirable locations. This spacious 5-bedroom, 3-bath home features an open and inviting floor plan designed for both everyday living and entertaining. From the moment you first walk in your immediately drawn to an open living room with a stacked stoned fireplace and the natural light coming in from the screened in back porch. The living room as well as the bedrooms have scraped hardwood flooring. The kitchen area is spacious with lots of cabinets and storage. With the modern backsplash, granite countertops, along with the limestone tile floors, you will love entertaining for years to come. Along with the living room and kitchen is a large dining area with coffered ceilings. There is a laundry room leading to the garage with limestone flooring. The master bedroom has views of the pool with a good size bathroom with a beautifully designed tiled shower along with double vanities and tile flooring. On the opposite end of the home you will find 2 more nice size bedrooms and another full bathroom. The finished lower level provides exceptional versatility with a full bathroom, kitchenette, laundry area, and abundant storage space - perfect for multi-generational living, guest accommodations, a private retreat or it can serve as a pool house, or home office setup. You will find 2 more bedrooms, a full bathroom, and a kitchen loaded with nice cabinets and countertops. With a dishwasher, stove, microwave, and refrigerator it's everything you need to host those pool parties! The extra laundry room keeps you from having to worry about all those beach towels! With an attached 350 square foot utility garage with tons of shelving already in place, there is plenty of room for all your pool supplies and other storage needs. Stepping outside the bonus apartment you will enjoy your own backyard oasis. The fenced pool area creates the perfect setting for summer gatherings. The beautiful designed pool has a splash pad for laying in the sun or your family pet or smaller children. The pool has a deck that is spacious and perfect for entertaining for years of summer fun! While the recently improved landscaping, flower beds, and outdoor living spaces add beauty and curb appeal it's also has additional highlights that include a 3-car garage, updated exterior improvements such as a newer sidewalk giving easy access to the back yard and pool.Conveniently located near Chattanooga, Ringgold and Lafayette this house still offers the tranquility of country living, this exceptional property combines comfort, functionality, and breathtaking scenery in one remarkable package. Don't miss your opportunity to own this beautiful home that offers space to grow, room to entertain, and the lifestyle you've been looking for.

72 Farm View Circle, Rock Spring
$299,900
5 Beds ⋅ 3 Baths ⋅ 1536699 MLS
Move in Ready mid July! The McGinnis plan by Smith Douglas homes in the highly sought after Laurel Ridge community in Rock Spring, GA. This beautifully designed new construction home offers farm living and plentiful space with five bedrooms and three full baths. The open concept kitchen flows seamlessly from the family room and features granite countertops and a beautiful island. Step outside from the family room to your patio perfect for morning coffee, outdoor dining, or simply enjoying the backyard. The main-level guest suite and full bath offer flexibility for overnight guests, a private office, or multigenerational living. Upstairs, the serene owner's suite features a well-appointed bathroom with an oversized shower and walk-in closet. Large secondary bedrooms provide plenty of room for a media space, playroom, or additional lounge space. Seller incentives available with use of preferred lender. Photos are representative of the plan and not of the actual home.

84 Willow Circle, Rock Spring
$203,500
2 Beds ⋅ 2 Baths ⋅ 1535908 MLS
Looking for a move-in-ready home with great outdoor space? This charming 2-bedroom, 2-bath home offers 1,104 square feet of well-maintained living space and a fenced backyard that's perfect for pets, play, or entertaining. Inside, you'll find new flooring in the kitchen and bathrooms, while outside you'll love the spacious back deck and convenient storage building. Whether you're a first-time homebuyer, downsizing, or searching for an investment property, 1884 Peavine Road offers comfort, functionality, and value in a desirable Rock Spring location.

1884 Peavine Road, Rock Spring
$290,000
3 Beds ⋅ 2 Baths ⋅ 1531753 MLS
Craftsman charm meets effortless single-level living at 9 Stonecrest Drive, where quiet mornings, open skies, and the peace of rural Georgia greet you every day without giving up the convenience of nearby dining, shopping, and everyday essentials. This meticulously maintained 3 bedroom, 2 bath Craftsman is the kind of home that checks every box for buyers who want to move in and simply live. As you step inside, the two guest rooms are conveniently positioned to the right, while the master suite is tucked privately in the back left, creating a natural separation that gives everyone their own space. The single-level floor plan flows naturally from room to room with no wasted space, just a thoughtfully designed layout built for real life, whether that's a relaxed evening in or a weekend gathering with friends and family. Being a newer build, every major system is in pristine condition. The HVAC and water heater are both just 2 years old, giving you complete peace of mind from day one with no surprise repair bills or costly upgrades to worry about. This is truly turnkey. Out back, the fully covered concrete patio is where this home really shines. Outfitted with a ceiling fan and a serene view of the woods beyond, it's the kind of space that becomes your favorite room in the house. Previous owners had it fully furnished with a mounted TV, and it's easy to see why. Whether you're hosting a football watch party or unwinding after a long week, this patio delivers a cozy outdoor living experience you won't find at most homes in this price range. Schedule your private showing today and see why 9 Stonecrest Drive is the one buyers keep coming back to.

9 Stonecrest Drive, Rock Spring
$320,000
3 Beds ⋅ 2 Baths ⋅ 1531597 MLS
Sitting on 2 beautiful acres, 1801 Colbert Hollow offers something you don't come across every day--space, privacy, and a landscape filled with a mixture of unique trees that make this property feel like your own private retreat. From the moment you walk in, you'll notice how this home was designed for real life. Generous living areas, thoughtful layout, and room to grow make it ideal for both relaxing nights in and hosting friends and family. The natural surroundings add a sense of peace and privacy that's hard to find. Imagine morning coffee surrounded by nature Evenings under the trees with privacy Space to grow, garden, or just breathe This isn't just land--it's a lifestyle. Conveniently located in Rock Spring with easy access to Chattanooga, giving you the best of both worlds.

1801 Colbert Hollow Road, Rock Spring
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