Rock Spring Homes with FHA Financing available

Rock Spring Homes with FHA Financing available

Welcome to Rock Spring, Georgia – a hidden gem nestled in the heart of Walker County. This charming community is known for its picturesque landscapes, friendly atmosphere, and a strong sense of community. With its rolling hills and lush greenery, Rock Spring offers a serene escape from the hustle and bustle of city life while still providing easy access to urban amenities.

Rock Spring boasts a rich history and a tight-knit community feel. Residents enjoy a variety of local parks and recreational facilities, perfect for family outings or weekend picnics. The area is also home to excellent schools, making it an ideal place for families looking to settle down. With its close proximity to larger cities like Chattanooga and Dalton, residents can easily enjoy the conveniences of city living while returning to the tranquility of their hometown.

For prospective homeowners, Rock Spring is an excellent choice, especially for those looking to take advantage of FHA financing options. Many homes in this beautiful area are eligible for FHA loans, making it easier for first-time buyers or those with less-than-perfect credit to secure their dream home. These homes often feature charming architecture, spacious yards, and modern amenities, all set against the backdrop of Rock Spring’s natural beauty.

Whether you’re searching for a cozy cottage or a spacious family home, Rock Spring has something to offer everyone. Explore the possibilities of homeownership in this delightful community and discover why so many are proud to call Rock Spring, Georgia, their home.

Newest Rock Spring Homes with FHA Financing available

262 Pinewood Drive 34 & 35, Rock Spring
$20,000
1546146 MLS
Ready to Build! This 1.22 Acre double lot off of Hwy 95 in Pinewood Estates in Rock Spring, GA. Soil test on file for septic tank. Perfect for New Home or Duplex. Zoned R2.

262 Pinewood Drive 34 & 35, Rock Spring
464 Pinewood Drive, Rock Spring
$20,000
1546144 MLS
Ready to Build! This .63 Acre level lot is located in Pinewood Estates in Rock Spring, GA. The growing place to live! Established neighborhood. Does need some clearing. Soil test on file.

464 Pinewood Drive, Rock Spring
40 Deer Ridge Lane, Rock Spring
$359,000
3 Beds ⋅ 3 Baths ⋅ 1545776 MLS
If you are looking for an immaculate one level home with a nice level lot, you need to see this one. This well built and maintained house has the perfect combination of beautiful hardwood flooring in the living area and hallway. Soft carpet in the bedrooms and tile in the kitchen and baths. Open floor plan with high ceilings and insulated windows in the living area. The kitchen has spacious cabinetry , granite counter tops and a small bar. The master bedroom is spacious with a large closet and stunning master bath that features a striking tiled shower. Out back is a enchanting screened in porch where you can view the eye appealing flower garden . There is a clean, well lit two car garage, a rocking chair front porch and attic storage. All of this is located in a very orderly subdivision.

40 Deer Ridge Lane, Rock Spring
251 Cheshire Crossing Drive, Rock Spring
$494,900
3 Beds ⋅ 3 Baths ⋅ 1545148 MLS
Brand-New Construction | 3 Bedrooms | 3 Bathrooms | Full Basement Be the first to call this beautiful brand-new home yours! Featuring a desirable open-concept floor plan, this thoughtfully designed 3-bedroom, 3-bath home offers modern living with plenty of room to spread out. The spacious living area flows seamlessly into the kitchen and dining space, creating the perfect setting for entertaining guests or enjoying everyday family life. The full basement is partially finished, providing additional living space with endless possibilities for a recreation room, home office, workout area, or guest accommodations. An oversized two-car garage offers plenty of room for parking, storage, and hobbies. With brand-new construction, versatile living space, and room to make it your own, this home is ready to welcome its first owner. Don't miss your opportunity to enjoy the comfort and appeal of a brand-new home!

251 Cheshire Crossing Drive, Rock Spring
32 Willow Circle, Rock Spring
$400,000
4 Beds ⋅ 3 Baths ⋅ 1545147 MLS
Exceptional $60,000 in upgrades, an oversized 0.65-acre homesite, and refined design come together in this beautifully enhanced 4-bedroom, 2.5-bath McGinnis home. Thoughtfully selected finishes and premium upgrades distinguish this residence from standard new construction, creating a home that feels sophisticated, elevated, and exceptionally well appointed. From the moment you enter, the impressive two-story foyer creates an elegant first impression and opens to a traditional dining room, perfectly suited for entertaining. The beautifully appointed kitchen flows seamlessly into the spacious family room, creating a sophisticated yet comfortable gathering space with effortless access to the backyard. Upstairs, the private owner's suite offers a luxurious retreat, complete with an elegant tray ceiling and beautifully finished details. Three additional bedrooms each feature walk-in closets, while the spacious loft provides exceptional flexibility for a home office, sitting area, or secondary gathering space. A generous secondary bathroom and well-appointed laundry room add both convenience and style. The extensive collection of premium upgrades includes: • $60,000 in enhancements and upgrades • Expansive 0.65-acre homesite • Upgraded window package • Designer lighting package • Plantation shutters • Upgraded appliances • Full brick front elevation • Exterior floodlight • Finished and painted garage • Elegant iron railing and upgraded stair railing • Ceiling fans throughout • Tray ceiling in the owner's suite • Ceiling fan on the back porch • Upgraded tile shower floor • Enhanced attic insulation • Custom laundry room cabinetry • Dual bathroom vanities • Upgraded countertops Every detail has been thoughtfully selected to create a home that is both beautiful and functional. Call today to schedule appointment!

32 Willow Circle, Rock Spring
212 Honeysuckle Drive, Rock Spring
$489,000
4 Beds ⋅ 3 Baths ⋅ 1544833 MLS
Welcome to 212 Honeysuckle Drive in Rock Spring, Georgia! Located in the desirable Blackberry Estates subdivision with NO HOA, this spacious 4-bedroom, 2.5-bath home offers approximately 2,730 square feet of living space and plenty of room to make it your own. Recent updates include a new roof, fresh interior paint, and new granite countertops. Enjoy the added convenience of a large garage, a separate utility garage, and ample storage space for vehicles, hobbies, tools, and more. With generous living space and opportunities to personalize, this property offers an inviting opportunity to enjoy comfortable North Georgia living. Offered at $489,000. Don't miss the opportunity to make this home your own!

212 Honeysuckle Drive, Rock Spring
417 Twin Cedars Road, Rock Spring
$799,000
5 Beds ⋅ 4 Baths ⋅ 1544663 MLS
Welcome to this stunning estate, perfectly situated on approximately 5.5 beautiful, level acres. From the moment you arrive, the immaculate landscaping, impressive curb appeal, and meticulous attention to detail immediately set this property apart. With a four car garage, portable backup generator, expansive outdoor living spaces, and an incredibly versatile floor plan, this is a property designed to be enjoyed. Step inside to a bright, open floor plan featuring beautiful hardwood floors and an impressive great room with coffered ceilings and a cozy gas fireplace. Double French doors open to a spacious covered side porch, creating a seamless connection between indoor and outdoor living. At the heart of the home is a large chef's kitchen offering abundant workspace and plenty of room for gathering and entertaining. One of the home's most remarkable features is the TWO PRIMARY SUITES on the main level, each complete with a private en-suite bathroom and walk-in closet an exceptional layout for multi-generational living, extended family, or guests. An additional bedroom is located toward the rear of the main level. Upstairs, you'll find two more spacious bedrooms and a full bathroom. Beyond the kitchen, step outside to an incredible covered courtyard and large hot tub, creating your own private retreat for entertaining or relaxing year-round. The expansive, level acreage provides plenty of room to enjoy the outdoors, while the detached garage offers additional parking, storage, workshop, or hobby space. Additional features include a backup generator system and multiple security cameras hardwired to a DVR. Altogether, this exceptional property offers 5 bedrooms, 3.5 bathrooms, four car garage capacity, tremendous privacy, and more than five acres of usable land. Properties offering this combination of acreage, versatility, outdoor living, and two main-level primary suites are difficult to find. Contact the listing agent today to schedule your private showing before this incredible estate is gone.

417 Twin Cedars Road, Rock Spring
127 Willow Circle, Rock Spring
$304,990
3 Beds ⋅ 3 Baths ⋅ 1543262 MLS
Move-In Ready October! The Caldwell is great for those needing a first-floor owner's suite. The hub of this home is the centrally located family room, which is open to the kitchen and a covered rear porch. Single-level living can be easily achieved here because everything is just steps away, but a flexible second floor provides a bath, two additional bedrooms and a large loft. Abundant windows flood the space with natural light, enhancing the bright and airy atmosphere throughout. The thoughtfully designed kitchen blends style and function with granite countertops, ample cabinetry, generous prep space, a center island with sink, and a convenient pantry--perfect for cooking and gathering. Situated on a large, level homesite, this home offers a rare blend of scenic surroundings and usable outdoor space. Located in the desirable Laurel Ridge community, the Caldwell delivers energy-efficient new construction, thoughtful design, and a prime Rock Springs location with easy access to shopping, dining, and major commuter routes. Seller incentives available with the use of preferred lenders. Photos are representative of the plan and not the actual home.

127 Willow Circle, Rock Spring
49 Inlet Drive, Rock Spring
$490,000
5 Beds ⋅ 3 Baths ⋅ 1542189 MLS
Beautiful newer home in Ginger Lake Estates, spacious home with 5 bedrooms and 3 bathrooms, perfect for a family of any size. Rocking chair front porch for relaxing and watching the sun set. The main level has gleaming wood floors and an open flow concept. The large dining room is perfect for all your holiday gatherings, it opens into the great room which has a stone fireplace as the focal point, perfect for cozy evenings this winter. Gorgeous gourmet kitchen with lots of cabinets, granite countertops and an island for quick breakfasts on the go. The primary bedroom is on the first level for convenience and has a beautiful en suite bathroom with a soaking tub and separate shower. Wonderful neighborhood and fantastic schools. This home is USDA loan eligible, that means no down payment needed, that could save you over $14,000 in down payment costs, ask your lender for details. Make your appointment to come see this home today!

49 Inlet Drive, Rock Spring
165 Pinewood Drive, Rock Spring
$235,000
3 Beds ⋅ 2 Baths ⋅ 1541723 MLS
165 Pinewood Dr, Rock Spring GA 30739 is a residence with a functional layout and comfortable living spaces throughout. The kitchen features stainless steel appliances, creating a well-equipped space for cooking and entertaining. Flooring and interior paint extend across the living areas, and an HVAC system provides temperature control. A dedicated laundry room adds interior utility, set apart from the main living areas. Outdoors, a storage shed adds extra utility. An attached garage completes this well-maintained residence with practical amenities and comfortable living spaces throughout every room.

165 Pinewood Drive, Rock Spring
188 Senduro Pass, Rock Spring
$425,000
4 Beds ⋅ 3 Baths ⋅ 1541687 MLS
Welcome to 188 Senduro Pass, a move-in ready, 2021-built home in Rock Spring, GA, offering approximately 2,200 square feet of living space, 4 bedrooms, and 3 full bathrooms. Nestled on a peaceful cul-de-sac, this home provides a serene setting while remaining conveniently accessible to nearby amenities. From the welcoming exterior to the thoughtfully designed interior, this property combines modern construction with features that provide comfort, functionality, and versatility. Large windows bring an abundance of natural light into the home, while granite countertops throughout add a timeless touch to the kitchen and bathrooms. The gas log fireplace creates a warm and inviting atmosphere, making the living area a comfortable place to relax or entertain. The exterior gives even more to appreciate. An extra-wide concrete driveway provides plenty of parking and features a 50-amp hookup suitable for an RV, electric vehicle, or generator, adding exceptional flexibility for homeowners. The 5-foot tall chain-link fenced backyard provides a secure and usable outdoor space for pets and entertaining, or simply enjoying the peaceful surroundings. A standout feature of this property is the additional 900-square-foot basement garage, not included in finished square footage. This expansive space extends room for vehicles, equipment, storage, hobbies, or an impressive workshop. The home also includes a dedicated security room/storm shelter, providing an additional layer of safety and peace of mind. Located in the peaceful community of Rock Spring, 188 Senduro Pass provides an appealing balance of privacy, comfort, and convenience. Whether you're looking for a newer home with room to grow, a large garage for your hobbies and projects, or a property with added preparedness and outdoor features, this home is something truly special.

188 Senduro Pass, Rock Spring
103 Windy Oak Drive, Rock Spring
$492,500
4 Beds ⋅ 3 Baths ⋅ 1541264 MLS
Special financing offer with preferred lender- 1 year temporary buydown! Tucked away (yet be to Chattanooga, Ringgold, Dalton, or LaFayette in under 30 minutes) at the end of a quiet cul-de-sac in Rock Spring's Twelve Oaks neighborhood sits 103 Windy Oak Drive. This classic brick and stone home is all about easy living. Inside, you will love the warm, open layout featuring a cozy great room with a gas log fireplace. The gourmet kitchen is a chef's dream, complete with stainless steel appliances and gorgeous marble countertops. With four spacious bedrooms, including a private primary suite with trey ceilings, a soaking tub, and a tile shower and three full baths, there is plenty of room for everyone. There are also nice extra touches like ceramic tile in the laundry room, soft carpets in the bedrooms, and an EV charger outlet in the garage. When you want to relax, you can head out to the covered front porch or enjoy the fully fenced backyard from your large, screened-in back porch. Schedule to see 103 Windy Oak Drive today.

103 Windy Oak Drive, Rock Spring
Start Your Search

How much is your home worth?

Get instant property value now!