Rock Spring Homes with USDA Loan Financing available

Rock Spring Homes with USDA Loan Financing available

Welcome to Rock Spring, Georgia—a hidden gem nestled in the heart of Walker County. This charming city offers the perfect blend of small-town warmth and natural beauty, making it an ideal location for families, retirees, and anyone seeking a peaceful lifestyle. With its picturesque landscapes, friendly community, and rich history, Rock Spring is a place where you can truly feel at home.

One of the standout features of this delightful area is the availability of homes that qualify for USDA loan financing. This means that prospective homeowners can access affordable financing options with little to no down payment, making it easier than ever to secure your dream home in this idyllic setting. Whether you’re looking for a cozy cottage or a spacious family residence, Rock Spring has a variety of housing options that cater to diverse tastes and budgets.

In addition to its beautiful homes, Rock Spring boasts a range of outdoor recreational opportunities. Residents can enjoy hiking, fishing, and picnicking in the nearby Chickamauga and Chattanooga National Military Park, which is just a stone's throw away. The community also supports local businesses and hosts various events throughout the year, fostering a strong sense of camaraderie among its residents.

With its welcoming atmosphere and financial opportunities, Rock Spring, GA, is more than just a place to live; it’s a community where you can thrive. Discover the charm of Rock Spring and explore the possibilities that await you in this enchanting city!

Newest Rock Spring Homes with USDA Loan Financing available

$899,900
1542632 MLS
Development opportunity near the intersection of US-27 and GA-95 with sewer access! This mostly level property is currently recorded as two parcels, one 32.13 acres and the other 15.69 acres. Combine the two or keep them separate, giving you plenty of options! Located less than 30 minutes from Downtown Chattanooga and Dalton, GA, 20 minutes to Fort Oglethorpe and Ringgold, this growing area has small town charm with easy access to everything you need.

827 Hwy 95, Rock Spring
$490,000
5 Beds ⋅ 3 Baths ⋅ 1542189 MLS
Beautiful newer home in Ginger Lake Estates, spacious home with 5 bedrooms and 3 bathrooms, perfect for a family of any size. Rocking chair front porch for relaxing and watching the sun set. The main level has gleaming wood floors and an open flow concept. The large dining room is perfect for all your holiday gatherings, it opens into the great room which has a stone fireplace as the focal point, perfect for cozy evenings this winter. Gorgeous gourmet kitchen with lots of cabinets, granite countertops and an island for quick breakfasts on the go. The primary bedroom is on the first level for convenience and has a beautiful en suite bathroom with a soaking tub and separate shower. Wonderful neighborhood and fantastic schools. This home is USDA loan eligible, that means no down payment needed, that could save you over $14,000 in down payment costs, ask your lender for details. Make your appointment to come see this home today!

49 Inlet Drive, Rock Spring
$437,500
4 Beds ⋅ 3 Baths ⋅ 1541609 MLS
Welcome to 244 Hunting Ridge Circle, a beautifully maintained, 4 bedroom / 3 bathroom home in Rock Spring's desirable Fieldstone Farms neighborhood. Built in 2008 and offering 2,760 square feet, this home features a spacious, flexible floor plan with hardwood floors throughout the main level and an impressive vaulted ceiling in the living room. The covered back porch provides a comfortable place to relax, entertain, or enjoy the peaceful outdoor setting. The main level features 3 bedrooms and 2 bathrooms and the upstairs has a large bedroom with a full bathroom. The upstairs portion of the home could easily be configured as a separate living suite or apartment-style space. Exceptional walk-out attic storage provides convenient access and ample room for seasonal items and more. The two-car garage is equipped with air conditioning and a dedicated workbench station, making it well suited for hobbies, projects, or a comfortable workshop. Major improvements include a roof that is only four years old and a professionally encapsulated crawlspace for added protection and peace of mind. Conveniently located with easy access to both Ringgold and Chattanooga, this thoughtfully maintained Fieldstone Farms home offers space, versatility, and an appealing North Georgia setting. (Information is deemed reliable but not guaranteed. Buyer should verify any information of concern, including but not limited to schools and square footage)

244 Hunting Ridge Circle, Rock Spring
$609,900
5 Beds ⋅ 3 Baths ⋅ 1541471 MLS
1 YEAR HOME WARRANTY, on this beautiful turnkey home! You can have it all with this home. Exceptional custom living in the sought-after Heritage School Zone! This home has been well cared for and has many upgrades including new landscaping, re stained front porch and back deck, a privacy fence around pool area installed, the pool was converted to saltwater for ease of maintenance. Easy maintenance was an intentional choice with this property. The septic system has an alarm to alert if any issues are ever present, the front and side lawns have a sprinkler system installed, and 2 HVAC units provide comfort all year through. The inside features 3 bedrooms/2 baths upstairs. The open living area features hand scraped floors in addition to a stacked stone fireplace with gas insert. The living room opens to a screened in porch to enjoy the outdoors. The kitchen is well appointed with an abundance of cabinets, granite countertops and an island with additional seating. The dining room features a beautiful, coffered ceiling to host friends and family for all those important occasions. The spacious primary bedroom with its trey ceiling overlooks the pool. The primary bath features a large tiled shower and a double vanity with a makeup area to help mornings run smoothly. The newly painted downstairs will give you the option of having 2 additional bedrooms and full bath including a fully functional kitchen to use for those family cookout and pool days with an additional laundry room to take care of those pool towels or can serve as a fully separate living space with separate entrance for multi-generational living or to bring in extra rental income. There is also a second screened in porch for the downstairs use. This property is not lacking for storage with 3 garages upstairs and storage garage with wall mounted shelving downstairs. A rare find offering more than just a home--it's the lifestyle upgrade you've been waiting for. Schedule your showing before it's gone

72 Farm View Circle, Rock Spring
$324,900
3 Beds ⋅ 2 Baths ⋅ 1541189 MLS
Single level, all brick home, covered parking, extra large flat lot, fenced in backyard, AND an inground salt water pool. This Rock Spring home has well sized bedrooms and a great open concept layout. The backyard space is the star of the show, complete with a screened in back porch, flat fenced in yard space, and a large well kept inground pool. Come see this one before it is gone!

118 Graham Circle, Rock Spring
$435,000
3 Beds ⋅ 2 Baths ⋅ 1540589 MLS
Built in 2024 and situated on 1.22 acres, this thoughtfully designed 3-bedroom, 2-bath home combines modern finishes with warm rustic details. The open-concept living area features a vaulted ceiling with decorative wood beams, polished concrete floors, abundant natural light and solid wood interior doors throughout. The kitchen offers granite countertops, dark cabinetry, stainless steel appliances, a farmhouse-style sink and a pantry. A tankless water heater adds energy-efficient convenience. The split-bedroom floor plan places the spacious primary suite on one side of the home, with two additional bedrooms and a second full bath on the opposite side for added privacy. The primary suite includes a tray ceiling, barn-door entry to the private bath, double vanity and a tiled walk-in shower. The walk-in primary closet connects directly to the generously sized laundry room, which is also accessible from the kitchen for added convenience. Enjoy the peaceful setting and surrounding views from the covered front and rear porches. A standout feature is the approximately 59' Ã-- 40' detached metal garage/workshop with two roll-up doors, concrete flooring, lighting and ample space for vehicles, equipment, hobbies or storage. The property also includes an RV hookup for added convenience. A portion of the building has been framed and includes rough-in electrical and plumbing for a planned 2-bedroom, 1-bath dwelling with a full kitchen and living room. The unfinished space offers excellent potential for a guest suite, multigenerational living or additional recreational space upon completion. Conveniently located just minutes from Highway 27 while still providing room to spread out. Detached building improvements are unfinished and are not included in the reported heated living area. Buyer should verify permits, intended use and all requirements necessary for completion.

217 Peavine Way, Rock Spring
$435,999
4 Beds ⋅ 3 Baths ⋅ 1539922 MLS
* Seller offering up to $5,000 in flex concessions to buy down your interest rate or help pay your closing cost! * Subject to lender approval and guidelines. Plenty of room to spread out in this spacious 4-Bedroom, 3-Bath home with bonus room, two-car garage & modern upgrades. Move-in ready and full of charm, this beautifully updated home offers space, flexibility, and convenience. The remodeled eat in kitchen features upgraded appliances, a pantry, and plenty of room for cooking and entertaining. Just off the kitchen is a gorgeous dining room with bay windows. A versatile bonus room is perfect for a man cave, home office, or playroom. The private upstairs bedroom with its own full bath is ideal for teens, guests, or in-laws. The inviting living room boasts a cozy gas fireplace and large windows for natural light. A storage building offers extra room for tools or lawn equipment. The large two car garage offers extra storage. Home has a rocking chair front porch and covered back patio. Recent upgrades include a new roof, fresh paint and all new carpet in living areas and bedrooms, new light fixtures have been installed to give rooms a modern feel. HVAC is only 4 years old, and the hot water heater is newer as well. Home has been meticulously maintained and cared for by current owner. All of this sits on a large lot conveniently located less than 15 minutes from Fort Oglethorpe and Ringgold, Ga giving easy access to I-75, all while living in a peaceful country setting offering rural living with an easy commute to work or shopping. Schedule a showing today to see what this home has to offer!

1339 Long Hollow Road, Rock Spring
$385,000
2 Beds ⋅ 2 Baths ⋅ 1539679 MLS
Welcome to 104 Lexington Stop Drive in Rock Spring, Georgia! This beautiful two bedroom, two bath custom-built home offers the perfect combination of comfort, quality, and simple living in a newer, attractive subdivision. Designed with a condo-style, low-maintenance lifestyle in mind while still providing the benefits of a single-family home, this property is an excellent choice for a first-time homebuyer, downsizer, or anyone looking for a comfortable home with room to enjoy outdoors. Experience an executive-style setting surrounded by well-maintained homes, spacious lots, and a neighborhood that provides a sense of openness often difficult to find with traditional closely built homes by new developers today. Enjoy your own beautiful yard without sacrificing the convenience and manageable size of a thoughtfully designed 2-bedroom home. Whether you are looking for your first home, planning your next chapter, or simply wanting to simplify your lifestyle, this custom-built home offers an outstanding opportunity in desirable Rock Spring. Comfort, quality, convenience, and a beautiful setting all wrapped into one exceptional property. Look at the photos and call for your private show today!

104 Lexington Stop Drive, Rock Spring
$299,990
3 Beds ⋅ 3 Baths ⋅ 1538581 MLS
Ready September! The Benson II plan in the Laurel Ridge community, a beautifully crafted new construction home by Smith Douglas Homes in Rock Springs, GA. Designed for modern living, this home features an open, light-filled layout with effortless flow for both everyday comfort and entertaining. A wide, welcoming entry leads into a spacious, connected living, dining, and kitchen area that spans the full width of the home. Abundant windows flood the space with natural light, enhancing the bright and airy atmosphere throughout. The thoughtfully designed kitchen blends style and function with granite countertops, ample cabinetry, generous prep space, a center island with sink, and a convenient pantry--perfect for cooking and gathering. The family room showcases a fireplace, adding warmth and contemporary charm. Upstairs, the spacious primary suite offers a private ensuite bath with a large shower, linen closet and a large walk-in closet. Two additional bedrooms share a full bath and are conveniently located near the upstairs laundry room. A versatile loft with a storage closet provides flexible space ideal for a home office, media room, or play area. Step outside to enjoy a large patio perfect for outdoor dining, relaxing, or entertaining while taking in peaceful farm views. Situated on a large, level homesite, this home offers a rare blend of scenic surroundings and usable outdoor space. Located in the desirable Laurel Ridge community, the Benson II delivers energy-efficient new construction, thoughtful design, and a prime Rock Springs location with easy access to shopping, dining, and major commuter routes. Seller incentives available with the use of preferred lenders. Photos are representative of the plan and not the actual home.

107 Willow Circle, Rock Spring
$193,000
2 Beds ⋅ 2 Baths ⋅ 1535908 MLS
Looking for a move-in-ready home with great outdoor space? This charming 2-bedroom, 2-bath home offers 1,104 square feet of well-maintained living space and a fenced backyard that's perfect for pets, play, or entertaining. Inside, you'll find new flooring in the kitchen and bathrooms, while outside you'll love the spacious back deck and convenient storage building. Whether you're a first-time homebuyer, downsizing, or searching for an investment property, 1884 Peavine Road offers comfort, functionality, and value in a desirable Rock Spring location.

1884 Peavine Road, Rock Spring
$290,000
3 Beds ⋅ 2 Baths ⋅ 1531753 MLS
Craftsman charm meets effortless single-level living at 9 Stonecrest Drive, where quiet mornings, open skies, and the peace of rural Georgia greet you every day without giving up the convenience of nearby dining, shopping, and everyday essentials. This meticulously maintained 3 bedroom, 2 bath Craftsman is the kind of home that checks every box for buyers who want to move in and simply live. As you step inside, the two guest rooms are conveniently positioned to the right, while the master suite is tucked privately in the back left, creating a natural separation that gives everyone their own space. The single-level floor plan flows naturally from room to room with no wasted space, just a thoughtfully designed layout built for real life, whether that's a relaxed evening in or a weekend gathering with friends and family. Being a newer build, every major system is in pristine condition. The HVAC and water heater are both just 2 years old, giving you complete peace of mind from day one with no surprise repair bills or costly upgrades to worry about. This is truly turnkey. Out back, the fully covered concrete patio is where this home really shines. Outfitted with a ceiling fan and a serene view of the woods beyond, it's the kind of space that becomes your favorite room in the house. Previous owners had it fully furnished with a mounted TV, and it's easy to see why. Whether you're hosting a football watch party or unwinding after a long week, this patio delivers a cozy outdoor living experience you won't find at most homes in this price range. Schedule your private showing today and see why 9 Stonecrest Drive is the one buyers keep coming back to.

9 Stonecrest Drive, Rock Spring
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