Ringgold Homes with USDA Loan Financing available

Ringgold Homes with USDA Loan Financing available

Welcome to Ringgold, Georgia – a hidden gem nestled in the heart of Catoosa County! This charming city offers a perfect blend of small-town warmth and modern conveniences, making it an ideal place to call home. With its rich history, picturesque landscapes, and a tight-knit community, Ringgold is a haven for families, young professionals, and retirees alike.

As you stroll through the streets of Ringgold, you'll find a delightful array of local shops, restaurants, and parks that contribute to the town's vibrant atmosphere. The historic downtown area is a focal point, showcasing beautifully preserved buildings and a welcoming ambiance. Outdoor enthusiasts will appreciate the nearby hiking trails and natural beauty that surround the region, offering endless opportunities for recreation and relaxation.

One of the most appealing aspects of living in Ringgold is the availability of homes that qualify for USDA loan financing. This program is designed to promote homeownership in rural areas, making it easier for families to secure their dream homes without the burden of a hefty down payment. Whether you’re searching for a cozy single-family residence, a charming cottage, or a spacious modern home, Ringgold has a diverse range of properties to suit every taste and budget.

With its excellent schools, friendly neighborhoods, and a strong sense of community, Ringgold is more than just a place to live – it’s a place to thrive. If you're considering making a move, explore the wonderful homes available in Ringgold and discover the vibrant lifestyle that awaits you in this beautiful corner of Georgia!

Newest Ringgold Homes with USDA Loan Financing available

3 Beds ⋅ 3 Baths ⋅ 1542604 MLS

AND HERE IT IS!! Finally, the home you've been looking for is on the market and ready for you!! This well-built home has everything you need on the main level including the huge master suite with large bathroom, his and hers closets, a half bath to service guests along with a separate dining room, living room and den with cozy gas log fireplace. Upstairs you will find two additional bedrooms a full tiled shower and a huge, finished bonus room, not to mention storage galore! Second floor has been sound proofed so downstairs does not hear the upstairs activity. You are going to love spending time outside in the private fenced backyard to find your very own personal retreat. Enjoying your morning coffee sitting on the swing in the screened in porch which overlooks the fabulous 8ft deep sale water inground pool with diving board and it just might inspire a morning swim. To finish out the home you have a large corner lot, double car garage and picturesque. white picket fence. This home has been updated and is move in ready. Updates include all light fixtures, chandeliers, ceiling fans, new roof with hardwired attic fan (2026), new HVAC (2025) gutter guards, pool was converted from chlorine to salt, new pool liner with spray foam insulation, new steps in pool and partial decking were added, screened in porch was updated and a brand new deck was added (2024), updated tiled showers, baths and laundry, new paint, and luxury vinyl flooring, not to mention the several trees that were cut down to enhance the property. There is also a second driveway for your guests. The owners truly have a lot of pride and ownership here and it is tastefully decorated. You will not want to miss out on this one.

14 Hickory Hill Lane, Ringgold

4 Beds ⋅ 3 Baths ⋅ 1542502 MLS

Space, flexibility, storage and thoughtful updates come together at 11 E Larry Circle, tucked away on a cul-de-sac in Ringgold's established Foster Hills neighborhood. The main level offers three bedrooms and two full baths, beautiful hardwood floors, a remodeled kitchen with granite countertops, abundant cabinetry, double ovens and pantry pull-out storage, formal dining room, comfortable living room with gas-log fireplace, and a flexible office/sunroom area with a vaulted wood-accent ceiling, abundant natural light and access to the rear deck. Walk-in closets in the primary bedroom and an additional bedroom add to the home's exceptional storage. The finished lower level expands the possibilities with a spacious family room plus a separate flexible living area featuring a kitchenette with new flooring and an existing electric range hookup, a fourth bedroom with new carpet, full bath and separate exterior entrance. An adjacent storage/workshop area with garage-door access includes the washer/dryer hookup. Whether used for extended family, guests, a home office, recreation space or flexible secondary living, the lower level provides versatility that is hard to find. Major improvements in 2024 include a new architectural-shingle roof, HVAC system with air purifier, and gutter system with guards, plus a whole-house water filtration system installed in 2021. The septic system was professionally serviced in January 2026. Outside, enjoy a generous yard, rear deck, oversized two-car attached garage with excellent depth and width, plus an additional garage-door storage/workshop bay ideal for lawn equipment, bikes, tools and more. With approximately 2,617 total finished square feet, abundant storage and flexible living spaces, 11 E Larry Circle offers room to live, work, gather and spread out. First opportunity to tour the home will be at the Open House on Sunday, September 13, from 2:00-5:00 PM.

11 E Larry Circle, Ringgold

4 Beds ⋅ 3 Baths ⋅ 1542453 MLS

Welcome to 222 Carrigan Circle- a beautifully situated home in the Willow Creek subdivision offering space, privacy, and the kind of setting buyers rarely find in a neighborhood this convenient. Tucked away in a quiet cul-de-sac and sitting on a generous 0.61 acre lot, this 4 bedroom, 2.5 bath home offers 2,045 square feet of thoughtfully designed living space with a 2 car garage. The main level is made for everyday living and entertaining, featuring a welcoming living room, convenient half bath, and a spacious kitchen with newer Whirlpool appliances, granite countertops, abundant cabinetry, pantry storage, and a breakfast area overlooking the backyard. The living room's gas log fireplace creates a warm focal point and opens naturally to the screened in porch, an ideal spot for morning coffee, relaxing evenings, or entertaining friends and family. Upstairs, all four bedrooms provide excellent separation from the main living areas. The spacious primary suite features a tray ceiling, large walk-in closet, and an impressive en suite bath with plenty of counter space, storage, and a separate water closet. The secondary bathroom connects to two of the bedrooms upstairs and has also been refreshed with a newer tub/shower insert. The fourth bedroom offers flexibility for guests, an office, playroom, or bonus space. Step outside and discover the real advantage of this property: a large lot with plenty of room to enjoy the outdoors, along with newer deck steps and a screened porch that extend the home's living space. The cul-de-sac setting provides a peaceful neighborhood atmosphere while keeping everyday conveniences within easy reach. Homes offering four bedrooms, a spacious lot, a 2 car garage with built in wood shelving, and a setting like this don't come along every day. Schedule your private showing today and see why 222 Carrigan Circle should be at the top of your list- this one is worth seeing in person!

222 Carrigan Circle, Ringgold

3 Beds ⋅ 2 Baths ⋅ 1542417 MLS

SO MUCH POTENTIAL AND SO READY FOR YOU TO GIVE IT SOME LOVE ! These are Honest Photos, and if you look closely you'll see there is cosmetic work to do in almost every room. 172 Andrew is So Deserving... it's Solid, ''Great Bones'' and it's in a great convenient neighborhood, near Ringgold and East Brainerd. If it was cosmetically perfect, this house comps out in the $300's ! It's priced right if you want to do a little work and earn a LOT OF SWEAT EQUITY ! CALL YOUR FAVORITE AGENT & CHECK IT OUT THIS WEEKEND FRIDAY THRU SUNDAY !

172 Andrew Road, Ringgold

3 Beds ⋅ 2 Baths ⋅ 1542123 MLS

Charming, Convenient & Ready to Welcome You Home! Welcome to 2311 Saunders Road in Ringgold! This charming one level home offers 3 bedrooms, 1.5 baths and an inviting layout designed for comfortable everyday living. The spacious living room flows easily into the freshly painted kitchen, creating a bright and welcoming space for relaxing, entertaining, and making memories. Situated on a level corner lot, there's plenty of outdoor space to enjoy, whether you're gardening, hosting a weekend cookout, or simply unwinding on the covered rear porch. The half bath is already plumbed for a shower, offering the new owner the opportunity to create a second full bath. An attached garage and durable metal roof add even more practicality. Love getting outdoors? A peaceful nature park is just about a block away, while shopping, dining, schools, and everything Ringgold has to offer are conveniently nearby. Whether you're looking for your first home, ready to downsize, or searching for a great investment opportunity, 2311 Saunders Road may be the one you've been waiting for! Come take a look and imagine making this Ringgold charmer your own. Schedule your private showing today!

2311 Saunders Road, Ringgold

3 Beds ⋅ 2 Baths ⋅ 1541970 MLS

You'll fall in love before you even walk in the door! This charming 2021-built home sits on a spacious 1.38-acre lot in a beautiful, peaceful neighborhood, just minutes from I-75 and zoned for some of the area's top-rated schools. With classic curb appeal, crisp white siding, stacked-stone accents, and a cheerful blue front door, this home welcomes you from the moment you arrive. Step inside to an inviting open-concept living space anchored by a gorgeous stone fireplace, with rich LVP flooring flowing throughout. The kitchen features white cabinetry, granite countertops, stainless steel appliances, and a spacious island that's perfect for morning coffee, casual meals, or entertaining guests. The home offers three comfortable bedrooms and two full bathrooms. And then there's the finished basement! Complete with a brand-new mini-split for year-round comfort, this versatile space offers endless possibilities--create a game room, cozy movie retreat, home gym, hobby space, or private area for guests. The basement also connects directly to the two-car garage, adding everyday convenience and functionality. Outside, enjoy the space and privacy that come with 1.38 acres, while still being close to everything you need. Homes offering this combination of newer construction, additional finished space, acreage, and convenient location don't come around often. Come see it in person and make it yours!

265 Promise Heights Drive, Ringgold

3 Beds ⋅ 3 Baths ⋅ 1541890 MLS

Welcome home to this spacious Ringgold property offering a flexible layout, great outdoor space, and plenty of room to spread out! Located in Rolling Hills neighborhood convenient to schools, shopping, dining, and everything Ringgold and Fort Oglethorpe has to offer, this home is packed with features inside and out. The main level features a welcoming living room with gas log fireplace, kitchen with granite countertops and stainless steel appliances, and a primary suite with walk-in closet, double vanity, soaking tub, and separate shower. Upstairs, you'll find two generously sized bedrooms with walk-in closets and a full bathroom. Downstairs offers a two-car garage plus a large finished bonus area, perfect for a home office, recreation room, gym, media room, or a bonus room. Outside, enjoy your morning coffee on the large covered front porch or spend summer days relaxing by the above-ground pool and deck. The spacious yard provides even more room for entertaining, pets, or play. Major updates include an approximately 5-year-old roof, new front porch steps, a new back deck, an additional HVAC unit and also updated tile flooring. With three bedrooms, multiple living spaces, a main-level primary suite, two-car garage, pool, and a convenient Ringgold location, this home offers the space and versatility you've been looking for. Schedule your private showing today!

684 Debbie Lane, Ringgold

3 Beds ⋅ 2 Baths ⋅ 1541491 MLS

Experience the inviting comfort of this delightful one-level home, perfectly situated on a generous lot. This charming residence is move-in ready and awaiting a new owner to appreciate its many features and welcoming atmosphere. Upon entering, you will immediately feel at home, enjoying a sense of comfort that flows seamlessly throughout the open floor plan. The kitchen area transitions smoothly into the main living spaces, creating an ideal environment for both relaxing and entertaining. Step outside to discover a private deck, perfect for enjoying quiet moments or hosting gatherings. The outdoor area also features a designated space for a fire pit, enhancing the potential for relaxation and fun in your own backyard retreat.

1616 Houston Valley Road, Ringgold

3 Beds ⋅ 3 Baths ⋅ 1541238 MLS

Welcome to Hickory Hills and Ringgold Schools! This 2,400 finished square foot home features 1,600 square feet on the main level and an 800 square foot completed lower level. The main floor offers an open-concept layout linking the living room, dining room, and kitchen, along with two bedrooms and two full bathrooms. The kitchen and all bathrooms have been updated: find granite countertops, tile, and new flooring that runs throughout the entire house. The completed downstairs area includes a living space, one bedroom, one full bathroom, and two additional windowless rooms suitable for home offices or alternative use, one in which the Seller has been using as additional bedrooms. The property is located in an HOA-free neighborhood within the Catoosa County School District and is situated 3.4 miles from I-75 Exit 348. Come check out this wonderful place! Buyer to verify all listing data, square footage, schools, and anything else of importance. Info is deemed accurate but is not warranted.

49 Hickory Hill Lane, Ringgold

3 Beds ⋅ 2 Baths ⋅ 1540934 MLS

There's something special about finding a home in a place you can truly picture yourself settling into--and this Ringgold home has so much to offer. Located in a highly desirable area with sought-after schools, this 3-bedroom, 2-bath home offers approximately 1,900 square feet of comfortable living space and plenty of room to make it your own. Whether you're gathering around the table for family dinners, enjoying a quiet morning at home, or creating memories for years to come, this home offers the space and setting to make those moments special. Conveniently located near schools, shopping, dining, and everyday amenities, you can enjoy the best of a peaceful residential setting while still being close to everything you need. If you've been waiting for a home in a great location where you can put down roots and make it your own, this one deserves a spot at the top of your list. ❤️ Come take a look--you just might walk in and feel like you're home. Buyer is responsible for verifying all information deemed important including but not limited to school zones, square footage and anything else they deem important.

92 Abbey Road, Ringgold

3 Beds ⋅ 2 Baths ⋅ 1540900 MLS

Welcome home! Come check out this super cute home conveniently located in Ringgold just off Alabama Hwy. It offers an efficient floor plan and is situated on a beautiful double corner lot. Recent updates include a new deck, gutters, interior paint, carpet, HVAC, and garage door opener. Enjoy easy one level living with a great outdoor setting. Located in Catoosa County's sought after Heritage school zone. This is a wonderful opportunity for buyers looking for a move in ready property with numerous recent updates.

19 Melissa Drive, Ringgold

4 Beds ⋅ 2 Baths ⋅ 1540699 MLS

Welcome Home to Country Charm Conveniently Located Near Everything! Enjoy the best of both worlds with this beautifully updated home nestled near the foot of the mountain, offering a peaceful country feel while being just a few minutes from downtown Ringgold and the interstate. Zoned for sought-after Catoosa County Schools, this home offers both comfort and convenience in a fantastic location. Inside, you'll find beautiful hardwood flooring, a cozy gas-log fireplace, and a spacious layout featuring an en-suite bedroom on the main level. The kitchen features oak cabinetry, a pantry and stainless-steel appliances, with a separate dining area perfect for family meals or entertaining. Recent updates include a brand-new roof with a 30-year transferrable warranty, brand new garage floor covering (polyurea with flakes and polyaspartic topcoat concrete coating) plus new front porch floor coating (composite paint) both with a 25-year transferrable warranty, fresh paint, and a new water heater. Appliances, HVAC system and deck/porch railings were added in 2024. Step outside to relax on the cozy front porch or enjoy the screened-in back deck overlooking a peaceful backyard. An additional feature includes a 2-car garage with ample storage space. Don't miss your opportunity to enjoy this move-in ready home with country charm and everyday convenience all in one place!

98 Chestnut Ridge Road, Ringgold

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