Ringgold Homes with Conventional Financing available

Ringgold Homes with Conventional Financing available

Welcome to Ringgold, Georgia—a charming city nestled in the heart of Catoosa County, where Southern hospitality meets breathtaking natural beauty. With a rich history dating back to the Civil War, Ringgold is not just a place to live; it's a community that embraces its past while looking toward a vibrant future. The city's picturesque landscapes, including lush greenery and rolling hills, provide a stunning backdrop for everyday life.

Ringgold boasts a friendly atmosphere, making it an ideal place for families, retirees, and everyone in between. The city's quaint downtown area is lined with unique shops, delightful eateries, and local businesses, offering a perfect blend of small-town charm and modern conveniences. Residents enjoy an array of recreational activities, from hiking in nearby parks to participating in community events that foster a strong sense of belonging.

For those considering a move to Ringgold, the housing market is as inviting as the community itself. With a variety of homes available, buyers can take advantage of conventional financing options, making it easier to find the perfect residence. Whether you're searching for a cozy cottage or a spacious family home, Ringgold has something to suit every taste and budget.

Experience the warmth of Ringgold, where you can create lasting memories in a place that feels like home. Come explore the opportunities that await you in this delightful city, and discover why so many are proud to call Ringgold their home sweet home.

Newest Ringgold Homes with Conventional Financing available

25 Bama Lane C3, Ringgold
$168,000
2 Beds ⋅ 2 Baths ⋅ 1545683 MLS
Check out this move in ready condo in the Heart of Ringgold, GA. This condo location offers all the wonderful conveniences of shopping, restaurants, parks, and small-town charm and only minutes to 1-75. This two-bedroom, one-and-a-half-bath condominium has been well maintained and ready for you to call home. The main floor features an open floor plan with a great room that flows into the kitchen with a bar area, great space for entertaining and offers lots of cabinets and granite counter tops. The main level has a nice size laundry closet and half bath. Upstairs you will find 2 nice size bedrooms and a full bath. Great unit for your primary home, second home or investment property. Book your showing today..

25 Bama Lane C3, Ringgold
699 Misty Ridge Lane, Ringgold
$300,000
4 Beds ⋅ 3 Baths ⋅ 1545673 MLS
SPACE, LOCATION & VALUE...ALL FOR $300,000! Welcome to 699 Misty Ridge Lane in Ringgold, GA! Located in the desirable Ringgold Primary/Elementary & Heritage Middle/High School District, this spacious home offers the room you've been looking for at a price you'll love! Situated on almost 3/4 of an acre, there's plenty of room to spread out both inside and out! Featuring 4 bedrooms, 3 full bathrooms, PLUS a dedicated office, this home offers flexibility for everyone! The inviting open floor plan creates an easy flow for everyday living and entertaining, while the cozy fireplace adds warmth and charm to the living room. Step outside to enjoy the private backyard, offering plenty of space to relax, play, garden, or entertain. The attractive stone and vinyl exterior offers low-maintenance living, while the double garage provides convenient parking and additional storage. Just minutes from downtown Ringgold and I-75, you'll love the convenience of this location while enjoying the comforts of home. This is an opportunity you don't want to miss! Schedule your appointment today!

699 Misty Ridge Lane, Ringgold
289 Magnolia Place, Ringgold
$567,500
4 Beds ⋅ 4 Baths ⋅ 1545576 MLS
The photos simply cannot capture the beauty, space, and exceptional quality of this stunning home! Offering 2,850 square feet of living space across two levels, this property also features an additional 2,100 square feet in the basement, already equipped with plumbing and electricity and a finished full bath--providing 2100 sf of possibilities for additional living space, recreation, or customization. Quality craftsmanship and timeless features shine throughout, including beautiful solid oak hardwood floors, an impressive grand staircase, all-brick construction, poured exterior walls, and a poured concrete foundation. The roof is only two years old, offering added peace of mind. The spacious, airy kitchen is perfect for gathering and entertaining, while the newly renovated primary bathroom adds a beautiful touch of modern luxury. Freshly painted and ready to welcome its new owners, the home also boasts a large, fully fenced backyard with plenty of room to relax, play, and entertain. Located in the highly desirable Heritage school district, this home offers an exceptional combination of space, quality, and location. And there's so much more! The current owners have made numerous improvements and upgrades--far too many to list. Be sure to ask for the full list of improvements. You won't want to miss everything this remarkable home has to offer!

289 Magnolia Place, Ringgold
40 Hillside Court, Ringgold
$274,900
3 Beds ⋅ 2 Baths ⋅ 1545555 MLS
Well built home situated on quiet Cul-de-sac in a well established neighborhood. Located on a beautiful 1.09 acre lot. The property offers a spacious level yard, privacy and plenty of room for outdoor living. With solid construction and timeless character, the home provides an excellent opportunity to add personal updates while enjoying a peaceful residential setting. A rare combination of location, space and potential.

40 Hillside Court, Ringgold
451 Cherokee Lake Drive, Ringgold
$699,000
4 Beds ⋅ 4 Baths ⋅ 1545542 MLS
Experience everyday living that feels like a getaway. Situated on nearly one acre, this exceptional property is one of only 15 homes in the neighborhood with lake access. The residence offers 4 bedrooms, 3 full baths, 1 half bath, a dedicated office, a laundry room, a mud room, and a family/den area complete with a wet bar. The finished lower level provides flexibility and can function as a mother-in-law suite, featuring a spacious bedroom and private bathroom. The main-level owner's suite offers both privacy and convenience. Large windows throughout the home bring in abundant natural light and showcase serene lake and mountain views. The backyard is a true highlight, featuring a beautifully designed outdoor oasis with a cascading waterfall, mature landscaping, and stunning sunset views. Located in a highly walkable neighborhood and close to shopping, dining, and major conveniences, this home offers a rare combination of luxury, natural beauty, and everyday practicality.

451 Cherokee Lake Drive, Ringgold
69 Marilyn Circle, Ringgold
$179,900
3 Beds ⋅ 2 Baths ⋅ 1545516 MLS
Great opportunity for an investor or someone looking to have instant equity with a little bit of handy work. Situated on a good-sized lot along a quiet residential street with very little through traffic, this fixer-upper offers a desirable location and plenty of potential to build equity through updates and improvements. Extensive exterior stonework throughout the property (such as paths, walls, and more) adds character to the property, along with a koi pond with fish and a waterfall feature ready for rehabilitation. Priced to sell and offered AS-IS, this property is an appealing opportunity for investors or buyers ready to bring their vision to life.

69 Marilyn Circle, Ringgold
195 Edgemond Circle, Ringgold
$299,900
3 Beds ⋅ 2 Baths ⋅ 1545494 MLS
Welcome home to this charming 3 bedroom, 2 bath home offering comfortable living on one level over a full unfinished basement, and conveniently located to I-75. Enjoy the rocking chair front porch, perfect for morning coffee or relaxing at the end of the day. Situated on a 1/2 acre lot, and featuring a spacious garage / basement area adding convenience and versatility, and the added bonus of a brand new roof installed October 2026. Other upgrades seller has made include a privacy fence, interior paint and can lights throughout all in the fall of 2023, and in addition to the new roof this year is a new rear deck. Don't waste time, call to schedule a showing today!

195 Edgemond Circle, Ringgold
Foster Lane, Ringgold
$625,000
1545489 MLS
An excellent opportunity awaits with 11.2 acres of A-1 zoned land in a desirable Ringgold, Georgia location. The property extends along both sides of Foster Lane, offering added flexibility and potential for residential development, a private homesite, or agricultural use. Situated along the same road as several established townhouse communities and surrounded by growing residential neighborhoods, this property presents exciting possibilities for builders and investors. Conveniently located near highly rated schools and area amenities, the acreage combines accessibility with room for future development. Available utilities include electricity, natural gas, telephone, cable, sewer, and public water. Whether envisioned as a residential development, private farmland, or a secluded place to build, this 11.2-acre parcel offers an appealing opportunity in a growing area of Ringgold.

Foster Lane, Ringgold
1029 Debbie Lane, Ringgold
$315,000
3 Beds ⋅ 2 Baths ⋅ 1545485 MLS
Welcome home to 1029 Debbie Lane in Ringgold, GA! Located in an established neighborhood within the desirable Heritage school zone, this 3-bedroom, 2-bath home offers plenty of space, versatility, and charm. The home features a full finished basement, previously used as an additional bedroom, providing flexible space for a guest suite, recreation room, home office, or whatever best suits your needs. A two-car garage and corner lot add even more appeal. Garden lovers will especially appreciate the beautifully established outdoor spaces, featuring numerous planting beds, mature flowers, plants, and trees that create a gardener's dream. Conveniently located in Ringgold, this home offers the opportunity to enjoy an established neighborhood, great school zones, and a property with plenty of potential to make your own. Don't miss your chance to make this one yours!

1029 Debbie Lane, Ringgold
361 Sutton Drive, Ringgold
$290,000
3 Beds ⋅ 2 Baths ⋅ 1545406 MLS
Welcome to 361 Sutton Drive in Ringgold, GA! This charming 3-bedroom, 2-bath home offers comfortable one-level living, numerous recent updates, and inviting outdoor spaces, all in a convenient location! Step inside to discover an open-concept layout connecting the kitchen and living room, creating a welcoming space for everyday living and entertaining. The spacious living room features a vaulted ceiling, cozy fireplace, and beautiful flooring. The kitchen offers white cabinetry, recently replaced countertops, a new tile backsplash, and plenty of cabinet space. A separate dining room provides the perfect setting for family meals and gatherings. You'll appreciate the many recent improvements throughout the home, including a roof replaced just 4 months ago, an HVAC system replaced approximately 2 years ago, new flooring in most of the home, updated light fixtures, and new electrical outlets. These updates add to the home's appeal and provide peace of mind for its next owner. The primary bedroom features a tray ceiling and a private bathroom with double vanities, a separate shower, and a jetted soaking tub. Two additional bedrooms offer flexibility for family, guests, or a home office. Outside, there's even more to love! Relax on the covered front porch or enjoy the spacious rear deck overlooking the wooded surroundings. The backyard also features a freestanding covered pavilion, offering another great space for grilling, entertaining, or simply unwinding. An attached two-car garage provides convenient parking and additional storage. Located in Ringgold, this home offers a peaceful setting while keeping you just minutes from shopping, dining, and quick access to I-75 for an easy commute to Chattanooga and surrounding areas. With its recent updates, comfortable layout, inviting outdoor spaces, and convenient location, 361 Sutton Drive is a home you won't want to miss! Schedule your private showing today!

361 Sutton Drive, Ringgold
11 Hickory Ridge Trail, Ringgold
$365,000
3 Beds ⋅ 4 Baths ⋅ 1545397 MLS
What if you could have 4 months of ZERO payments or 12 months of a significantly reduced payment? Ask us about these options with our preferred lender! Tucked away on a quiet cul-de-sac in Ringgold, this beautiful home offers the perfect blend of space, comfort, and charm. Inside, you'll find soaring ceilings, rich hardwood floors, granite countertops, and a thoughtfully designed layout featuring a main-level owner's suite. The formal dining area and generous living spaces are ideal for both everyday living and entertaining. A massive unfinished basement provides endless potential for future expansion, a workshop, or abundant storage. With a two car garage on the main level and another massive garage downstairs, you have plenty of parking and storage. Step outside to the elevated deck overlooking a spacious, private lot -- perfect for relaxing evenings or hosting gatherings. Convenient to I-75, shopping, and dining. All information to be verified by buyer.

11 Hickory Ridge Trail, Ringgold
5704 Keith Road 5704, Ringgold
$1,550,000
5 Beds ⋅ 5 Baths ⋅ 1545373 MLS
OWNER FINANCING AVAILABLE BELOW MARKET RATES!!! 24.62 ACRES!! Calling all horse lovers! If you've been searching for a property where you can enjoy your horses, entertain guests, and still be close to everything, this is it! Located just 15 minutes from Chattanooga Airport and 10 minutes from I-75, this amazing property offers the best of country living with city convenience! The home offers approximately 5,400 sq ft FULLY FURNISHED with 5 bedrooms and 5 baths! The main level features 4 bedrooms and 3 baths, including TWO primary suites! The main suite has double vanities, a walk-in shower, and a large walk-in closet with laundry. The open floor plan brings the living room and den together with a beautiful stone wood-burning fireplace, breakfast bar, and cozy breakfast nook overlooking the pasture. Downstairs offers even more room to spread out! Enjoy a large rec room, theater room, bedroom with private bath, kitchenette, and a second living area with a pool table and wine bar. Step outside and cool off in the inground pool! Now let's talk HORSES! The 12-stall barn is ready to go with automatic fly spray, stall fans, hay feeders, a heated and cooled vet room, horse stocks, and a laundry area for blankets and tack. The beautiful pastures offer open grass and shade from mature trees. The large riding arena is ready for roping and barrel racing with catch pens and a return alley already in place! There's even a covered riding area for those rainy days! From the amazing home to the horse facilities, this property has so much to offer! Opportunities like this are hard to find, especially with OWNER FINANCING AVAILABLE! Call today to schedule your private showing!

5704 Keith Road 5704, Ringgold
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