Ringgold Homes with FHA Financing available

Ringgold Homes with FHA Financing available

Welcome to Ringgold, Georgia—a charming city nestled in the heart of Catoosa County, where Southern hospitality meets breathtaking natural beauty. With its picturesque landscapes and a close-knit community, Ringgold offers a perfect blend of small-town charm and modern conveniences. Known for its rich history, delightful parks, and vibrant local culture, this city is a hidden gem just waiting to be discovered.

Ringgold boasts an array of amenities, including quaint shops, delicious dining options, and engaging community events that foster a warm atmosphere for residents and visitors alike. The city's strategic location, just a short drive from Chattanooga, TN, provides easy access to urban attractions while allowing you to enjoy the tranquility of a suburban lifestyle.

For homebuyers, Ringgold presents a wonderful opportunity to invest in your dream home, especially with the availability of FHA financing. This financing option is ideal for first-time homebuyers or those looking to secure their future in a welcoming community. FHA loans are designed to make homeownership more accessible, offering lower down payment requirements and flexible credit guidelines. With a variety of homes available, from charming single-family residences to modern townhomes, there’s something for everyone in Ringgold.

Whether you’re seeking a peaceful retreat or a vibrant community filled with activities, Ringgold, GA, has it all. Embrace the opportunity to call this delightful city home and experience the perfect balance of comfort and convenience. Your dream home awaits in Ringgold!

Newest Ringgold Homes with FHA Financing available

5 Beds ⋅ 3 Baths ⋅ 1539649 MLS

Large almost new home in THE GROVE - located just off Battlefield Parkway. This family home features master on main and an additional bedroom on main level which would also be a great office. The kitchen is open to great room and there is a separate dining room. Upstairs are two additional bedrooms and well as a large bonus/5th bedroom room. A covered back porch and two car garage complete this home. Seller is in the process of refreshing home with new paint, etc.

59 Willow Grove Court 5, Ringgold

2 Beds ⋅ 2 Baths ⋅ 1539177 MLS

Welcome home to this charming 2-bedroom, 2-bath home situated on a beautiful, level 1-acre corner lot in the highly sought after Heritage Middle and Heritage High School district. Featuring an open concept layout, the spacious living room flows seamlessly into the kitchen, creating the perfect space for entertaining or everyday living. Nestled in a quiet, well maintained neighborhood, this property offers the ideal combination of peaceful country living with convenient access to nearby amenities. With plenty of outdoor space to enjoy, this home is ready for its next owner to make it their own!

1182 Dedmon Road, Ringgold

3 Beds ⋅ 3 Baths ⋅ 1539595 MLS

Peaceful living meets everyday convenience. Nestled on 2 private acres surrounded by mature trees, this beautiful 1.5 story home offers a tranquil setting with breathtaking views while remaining just minutes from shopping, dining, and schools. The home's painted cedar exterior with stacked stone accents blends beautifully into its natural surroundings. A covered front porch welcomes you into the bright sunroom, the perfect place to enjoy your morning coffee while taking in the natural surroundings. From there, step into the spacious great room highlighted by soaring vaulted ceilings, rich hardwood floors, and a stunning floor-to-ceiling stacked stone fireplace with gas logs, creating a warm and inviting gathering space. The adjoining kitchen is designed for both function and style with granite countertops, a pantry, and a full complement of appliances including the freestanding electric range, refrigerator, microwave, and dishwasher. The desirable main-level primary suite is generously sized and features a beautiful bay window overlooking the wooded landscape. The primary bathroom offers granite countertops with double vanities, tile flooring, a walk-in shower, and a convenient linen closet. A second bedroom with hardwood flooring with a spacious closet complete the main level. Upstairs, you'll find a private third bedroom with a walk-in closet and its own full bath featuring tile flooring, a jetted soaking tub, and a separate shower, ideal for guests, family, or a private retreat. The unfinished basement provides exceptional storage space, a third garage bay, and an additional full bath, offering endless possibilities for a workshop, hobby area, or future expansion. Updates include a new metal roof installed in 2019 and a new HVAC system in 2023. If you've been searching for privacy, scenic views, quality construction, and a convenient Ringgold location, this exceptional property is one you won't want to miss. Being sold with adjacent lot Parcel 0053A 009.

494 Forest Drive, Ringgold

3 Beds ⋅ 3 Baths ⋅ 1539554 MLS

Perched atop 4 private acres with breathtaking panoramic views stretching across Southeast Tennessee and Northwest Georgia, this stunning log-sided mountain retreat offers a rare blend of rustic luxury, privacy, and entertainment-focused outdoor living. Overlooking the majestic ridgelines of Signal Mountain and Lookout Mountain, the property captures unforgettable long-range mountain vistas from nearly every angle. The main home features approximately 2,880 square feet with 3 bedrooms and 3 full bathrooms, thoughtfully designed to embrace both comfort and scenic beauty. Recent upgrades and improvements throughout the property create a true move-in-ready mountain escape. Outdoor living has been extensively transformed with a complete deck remodel around the pool area featuring a custom tiki bar, RGB lighting, stamped concrete, and a large pavilion with wet bar--perfect for entertaining year-round. The pavilion and tiki area are equipped with 220V heaters, creating an ideal space for gatherings in every season. Additional exterior enhancements include a stacked stone retaining wall, updated landscaping, new outdoor light fixtures, freshly stained porches and decks, and the entire home recently stained for long-term preservation and curb appeal. The oversized 3-car garage features a professionally coated garage floor, while inside the home, a new Trane HVAC unit services the upstairs level for improved comfort and efficiency. Adding even more value and versatility is a separate 552 sq. ft. cabin that offers incredible potential as a guest house, mother-in-law suite, private office, or income-producing rental opportunity. This one-of-a-kind mountain property combines incredible views, privacy, extensive upgrades, and exceptional entertaining spaces--creating a truly unforgettable North Georgia retreat.

359 Potts Road, Ringgold

2 Beds ⋅ 2 Baths ⋅ 1539511 MLS

Welcome to 175 Dietz Road, where timeless farmhouse charm meets modern comfort. Originally built in 1935, this beautifully renovated one-level home offers 1,658 square feet with 2 bedrooms, 2 full baths, and sits on approximately one private acre. Enjoy amazing views of the sun rising and setting. Every major update has already been completed, including a new roof, windows, HVAC system, flooring, paint, fixtures, and an on-demand tankless water heater, making this home truly move-in ready. Inside a spacious living and dining combination is accented by luxury vinyl plank flooring and crown molding throughout much of the home. The thoughtfully redesigned kitchen features new countertops, a deep farmhouse sink, floating shelves, a butler's pantry, a cozy bar-top seating area, and a full suite of new stainless steel appliances, including a refrigerator, microwave, dishwasher, and electric range. The primary suite offers a luxurious retreat with a beautifully tiled walk-in shower featuring a built-in bench and water panel system, tile flooring, a new vanity, and a new toilet. The first full bath has been tastefully updated with a tiled shower, new vanity, vinyl flooring, charming shiplap accents, a sliding barn door, and a stackable washer and dryer that will remain with the home. The spacious secondary bedroom includes an adjoining flex room ideal for a home office, sunroom, nursery, or an oversized walk-in closet. A generous den with all-new lighting and fixtures opens through a sliding glass door to the level, private backyard, perfect for relaxing, entertaining, or enjoying the peaceful surroundings. Additional peace of mind comes from a recently serviced and pumped septic system. Relax on the inviting front porch and enjoy the perfect blend of historic character and today's conveniences. If you've been searching for a fully renovated home with character and modern finishes, acreage and one-level living, this exceptional property is ready to welcome you home

175 Dietz Road, Ringgold

4 Beds ⋅ 4 Baths ⋅ 1539498 MLS

Welcome to 759 Smitherman Road where there is room for the entire family - 4 Bedrooms, including a modern Mother-in-Law suite, 3.5 Baths and a 417 sq. ft. bonus room above the garage that is not included in the stated square footage. Situated on a double lot, this cape cod style home has so many wonderful features including a beautiful private inground pool. On a hot summer day, it becomes the centerpiece of warm weather living. The main level of the home is very welcoming - upon entering you will immediately appreciate the size of the rooms - the oversized living room can accommodate large groups for watching the game or just curling up in front of the fire on a cool night. The formal dining room can accommodate a large group for holiday gatherings or family celebrations and has delightful natural light streaming in. The wonderful white kitchen was updated three years ago and is the heart of the home. There is a large island for gathering along with a large breakfast area, an abundance of cabinets and countertop space featuring quartz countertops, white subway tile backsplash stainless appliances and a pantry. Also on the main level is space that could be used for a den or home office, the laundry room and a half bath. Upstairs you find the primary ensuite and two generously sized guest bedrooms and a hall guest bathroom. There is access from the upper level through the attic space to the bonus room - access is also available from the two car garage. In the basement, the Mother-in-Law or teen suite, is very pleasing - with 1,276 sq. ft. of living space. It's far from a dark dreary basement retreat - it features a bright space including a modern expansive kitchen with stone countertops and stainless appliances. Outdoor living is just steps away - step out from the kitchen area to the screened back porch or to the pool deck where you can relax and enjoy the private natural setting. If you are searching for a home with a larger lot and room for family and friends, this may be the one! Conveniently located just minutes from I-75, restaurants and shopping. Schedule your appointment today to see this one! Buyers to verify all information they deem important including square footage and school zones.

759 Smitherman Road, Ringgold

4 Beds ⋅ 4 Baths ⋅ 1539422 MLS

Welcome home to this stunning property offering breathtaking views and a thoughtfully designed floor plan that's perfect for both everyday living and entertaining. The luxurious main level owner's suite is a true retreat, featuring a beautiful, coffered ceiling, cozy electric fireplace, spa-inspired bath with a separate tiled shower, relaxing garden tub, double vanities, and his and her walk-in closets. The heart of the home is well-appointed kitchen, complete with granite countertops and a bright breakfast area. Enjoy hosting family and friends in the formal dining room or gathering in the inviting living room, highlighted by a warm gas log fireplace. Step outside to enjoy the screened-in patio overlooking the fenced backyard, complete with a dedicated grilling area. This area is ideal for outdoor dining and relaxing while taking in the amazing views. Upstairs, you'll find three bedrooms, two full bathrooms, and a versatile loft area that opens onto a private balcony, creating the perfect space for a home office, or additional living area. With exceptional indoor and outdoor living spaces, spectacular views, and desirable features throughout, this home offers the perfect blend of comfort, style, and functionality. Home offers storm shelter in garage and Owner added additional insulation in attic making the home more energy efficient.

124 Tuscany Village Drive, Ringgold

3 Beds ⋅ 3 Baths ⋅ 1539365 MLS

Welcome to this beautifully maintained 3 bedroom, 2 full bath home, offering the perfect combination of comfort, style, and functionality. From the moment you arrive, you'll notice the meticulously landscaped yard and inviting curb appeal. As you enter the front door, you will appreciate the beautiful hardwood flooring throughout the spacious home, with tons of storage. The kitchen features Granite countertops and stylish backsplash, and a large walk-in pantry with built in shelving, mud sink and laundry room for your convenience. The kitchen also offers a touch-activated faucet, and stainless steel appliances. Step outside the kitchen and dining space to enjoy your own private retreat! Start your day with a cup of coffee or unwind in the evening on the beautiful glass-enclosed back porch. Just beyond, you'll find an expanded deck with a charming pergola--perfect for outdoor entertaining, grilling, or simply relaxing while taking in the peaceful surroundings and beautiful landscape. The finished basement provides incredible flexibility with an office, dedicated storage space with built in shelving, and an additional versatile space that can easily serve as a work-out area and more, with a garage door for easy access. The outdoor building is 16' x 24'. An additional wooded lot next door is included, providing exceptional privacy, a natural buffer, and endless possibilities for the future. Whether you envision expanding the home, creating additional outdoor living space, or simply preserving the tranquil setting, this extra parcel offers incredible value and flexibility. Schedule your private showing today!

44 Creekside Drive, Ringgold

2 Beds ⋅ 2 Baths ⋅ 1539351 MLS

WELCOME TO THE HEART OF RINGGOLD! Just minutes from Chattanooga and Dalton, and walking distance to parks, shopping, restaurants, pickleball and tennis courts, dog park, canoe launch, community pool, creek walk, and so much more! ******************************************** This charming townhome has never been listed, so don't miss your chance to be the lucky new owner of this lovely 2 bedroom 2 bath townhome! Beautifully constructed with brick and stone exterior, and tastefully designed finishes inside. You'll fall in love with the hardwood-looking tile in the main living space, custom cabinets, stainless appliances, and granite counters. The bedrooms have double closets for plenty of storage and private baths. Outside you'll enjoy the screened patio and backyard surrounded by a privacy fence. 2-car garage on a corner lot. Low utilities and convenience galore! Bring your golf-cart because this is a golf-cart-friendly town! NO HOA!!!!

261 Emberson Drive, Ringgold

3 Beds ⋅ 2 Baths ⋅ 1539262 MLS

Location, location, location! This well-kept one-level ranch sits in a fantastic spot in the established White Oak Terrace neighborhood--just a short walk from all the shops, dining, and small-town charm of historic downtown Ringgold. If you've been looking for a home where you can leave the car in the driveway and stroll to town, this is it. Set on a nicely landscaped 0.4-acre lot, this 3-bedroom, 2-bath home offers 1,400 square feet of comfortable single-level living, thoughtfully positioned as a cute ranch over a basement. Original natural woodwork and hardwood floors give the interior warmth and character, and the en-suite primary adds everyday convenience. The home is in great shape and ready to enjoy--while its untouched 1970 character offers a wonderful opportunity to add your own updates and build instant equity. Out back, you'll love the standout stone patio and handsome stonework--a genuinely charming spot to relax or entertain, complete with a garden area and outdoor grill. Gentle sloping, landscaped grounds and neighborhood and city views round out the appeal, along with a paved driveway and covered front and rear porches. Served by public water and sewer, and zoned for Ringgold Elementary, Ringgold Middle, and Ringgold High.

69 Marilyn Circle, Ringgold

3 Beds ⋅ 2 Baths ⋅ 1539222 MLS

Nestled on a quiet cul-de-sac in an established, family-friendly neighborhood, this move-in-ready home offers the perfect blend of comfort, charm, and convenience. Situated on a level lot, the property provides plenty of usable outdoor space for play, gardening, pets, or entertaining. Step into the bright and inviting sunroom just off the kitchen, where you can enjoy your morning coffee or unwind at the end of the day before stepping onto the brand new deck, the perfect space for grilling, entertaining family and friends, or simply relaxing while overlooking the peaceful backyard. Additional recent updates include new luxury vinyl plank (LVP) flooring in the kitchen, a newly installed bathtub, a new HVAC system (2023), and a new roof (2025), making this home both stylish and move-in ready. Conveniently located just minutes from downtown Ringgold and not far from I-75, this home offers an easy commute to Chattanooga while remaining close to shopping, dining, parks, and schools. With its welcoming neighborhood, thoughtful updates, spacious level yard, and inviting indoor-outdoor living spaces, this home is ready for its next owners. Schedule your private showing today!

175 Spring Valley Lane, Ringgold

3 Beds ⋅ 3 Baths ⋅ 1539220 MLS

NEW CONSTRUCTION - 3 Bedroom/ 3 bath home . Located off Battlefied Pkwy in THE GROVE subdivision. This gorgeous home features large open concept great room, kitchen and dining. Great room has vaulted ceiling and gas log fireplace. The kitchen has beautiful white cabinetry, quartz counters, tile backsplash, under cabinet lighting and stainless appliances. The primary suite is located at back of lower level - along with large spa like primary bath. The entire main floor is luxury vinyl plank flooring. There is also another bedroom and full bath on the main level . Upstairs you will find another large bedroom and full bath along with a large unfinished bonus room and another unfinished bedroom. Seller can finish unfinished space if needed - giving it the potential to be a 5 Bedroom home -call for pricing. The home has covered back and good sized two car garage. All this in subdivision with community pool, pond and walking trails and zoned for Heritage schools.

477 Willow Grove Court, Ringgold

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