Ringgold Homes with FHA Financing available

Ringgold Homes with FHA Financing available

Welcome to Ringgold, Georgia—a charming city nestled in the heart of Catoosa County, where Southern hospitality meets breathtaking natural beauty. With its picturesque landscapes and a close-knit community, Ringgold offers a perfect blend of small-town charm and modern conveniences. Known for its rich history, delightful parks, and vibrant local culture, this city is a hidden gem just waiting to be discovered.

Ringgold boasts an array of amenities, including quaint shops, delicious dining options, and engaging community events that foster a warm atmosphere for residents and visitors alike. The city's strategic location, just a short drive from Chattanooga, TN, provides easy access to urban attractions while allowing you to enjoy the tranquility of a suburban lifestyle.

For homebuyers, Ringgold presents a wonderful opportunity to invest in your dream home, especially with the availability of FHA financing. This financing option is ideal for first-time homebuyers or those looking to secure their future in a welcoming community. FHA loans are designed to make homeownership more accessible, offering lower down payment requirements and flexible credit guidelines. With a variety of homes available, from charming single-family residences to modern townhomes, there’s something for everyone in Ringgold.

Whether you’re seeking a peaceful retreat or a vibrant community filled with activities, Ringgold, GA, has it all. Embrace the opportunity to call this delightful city home and experience the perfect balance of comfort and convenience. Your dream home awaits in Ringgold!

Newest Ringgold Homes with FHA Financing available

$435,000
3 Beds 3 Baths 1542604 MLS
AND HERE IT IS!! Finally, the home you've been looking for is on the market and ready for you!! This well-built home has everything you need on the main level including the huge master suite with large bathroom, his and hers closets, a half bath to service guests along with a separate dining room, living room and den with cozy gas log fireplace. Upstairs you will find two additional bedrooms a full tiled shower and a huge, finished bonus room, not to mention storage galore! Second floor has been sound proofed so downstairs does not hear the upstairs activity. You are going to love spending time outside in the private fenced backyard to find your very own personal retreat. Enjoying your morning coffee sitting on the swing in the screened in porch which overlooks the fabulous 8ft deep sale water inground pool with diving board and it just might inspire a morning swim. To finish out the home you have a large corner lot, double car garage and picturesque. white picket fence. This home has been updated and is move in ready. Updates include all light fixtures, chandeliers, ceiling fans, new roof with hardwired attic fan (2026), new HVAC (2025) gutter guards, pool was converted from chlorine to salt, new pool liner with spray foam insulation, new steps in pool and partial decking were added, screened in porch was updated and a brand new deck was added (2024), updated tiled showers, baths and laundry, new paint, and luxury vinyl flooring, not to mention the several trees that were cut down to enhance the property. There is also a second driveway for your guests. The owners truly have a lot of pride and ownership here and it is tastefully decorated. You will not want to miss out on this one.

14 Hickory Hill Lane, Ringgold

$550,000
3 Beds 3 Baths 1542587 MLS
Grand, inviting, and truly move-in ready! Located in the heart of Ringgold and tucked away in a cul-de-sac, 184 Bridlewood Drive is a beautifully maintained home built in 2023 that still looks and feels like new. With 12-foot ceilings, upgraded finishes, spacious rooms, and a warm blend of modern and rustic style, this home has a grand feel from the moment you walk through the door. The open-concept main level is designed for both everyday living and entertaining. The living room features beautiful coffered ceilings accented with warm wood beams and a gas fireplace, creating a space that feels impressive while still being comfortable and inviting. The kitchen offers a large island, Corian countertops, gold finishes and hardware, stainless steel appliances, upgraded LVP flooring, and not one, but two pantries--including a large walk-in pantry. There is truly nothing builder-grade about the finishes in this home. The main-level primary suite offers a wonderful combination of comfort and convenience. The spacious bedroom connects to a huge walk-in closet and an oversized laundry room, creating an incredibly functional flow between the spaces. The primary bath features a beautiful tiled shower, soaking tub, dual vanities, and a private water closet. A half bath on the main level is perfect for guests. Upstairs, you'll find two additional bedrooms, a full bathroom, and a huge bonus room that gives you plenty of flexibility for a home office, media room, playroom, or whatever your family needs. The neutral color palette makes this home easy to make your own, while warm wood accents add just the right touch of rustic character. Luxury LVP flooring runs throughout the main living areas, with ceramic tile in the bathrooms. And because this home has been so well cared for, there are no walls waiting for a paintbrush or projects waiting to be tackled--just move in and enjoy. Step outside to the beautiful tongue-and-groove covered front and back porches.

184 Bridlewood Drive, Ringgold

$319,900
4 Beds 3 Baths 1542502 MLS
Space, flexibility, storage and thoughtful updates come together at 11 E Larry Circle, tucked away on a cul-de-sac in Ringgold's established Foster Hills neighborhood. The main level offers three bedrooms and two full baths, beautiful hardwood floors, a remodeled kitchen with granite countertops, abundant cabinetry, double ovens and pantry pull-out storage, formal dining room, comfortable living room with gas-log fireplace, and a flexible office/sunroom area with a vaulted wood-accent ceiling, abundant natural light and access to the rear deck. Walk-in closets in the primary bedroom and an additional bedroom add to the home's exceptional storage. The finished lower level expands the possibilities with a spacious family room plus a separate flexible living area featuring a kitchenette with new flooring and an existing electric range hookup, a fourth bedroom with new carpet, full bath and separate exterior entrance. An adjacent storage/workshop area with garage-door access includes the washer/dryer hookup. Whether used for extended family, guests, a home office, recreation space or flexible secondary living, the lower level provides versatility that is hard to find. Major improvements in 2024 include a new architectural-shingle roof, HVAC system with air purifier, and gutter system with guards, plus a whole-house water filtration system installed in 2021. The septic system was professionally serviced in January 2026. Outside, enjoy a generous yard, rear deck, oversized two-car attached garage with excellent depth and width, plus an additional garage-door storage/workshop bay ideal for lawn equipment, bikes, tools and more. With approximately 2,617 total finished square feet, abundant storage and flexible living spaces, 11 E Larry Circle offers room to live, work, gather and spread out. First opportunity to tour the home will be at the Open House on Sunday, September 13, from 2:00-5:00 PM.

11 E Larry Circle, Ringgold

$410,000
3 Beds 4 Baths 1542500 MLS
From its charming double porches to its warm, beautifully finished interior, this is the kind of home that feels special the moment you arrive. Better than new, this 2021 home has been meticulously maintained and thoughtfully upgraded. With 3 bedrooms and 3.5 bathrooms, the flexible layout includes 2 private primary suites, one on each level, making it ideal for guests, multigenerational living, or simply having options. Thoughtful updates add warmth and personality throughout the home. A custom fireplace creates a cozy focal point in the living room, while added trim work and wallpaper reflect the care poured into every detail. The balcony and front porch were also painted and sealed this season for lasting beauty and protection. This home is truly move in ready and includes bamboo privacy blinds, kitchen appliances, including the refrigerator, and the washer and dryer in the laundry room. Another standout feature is the full height attic- finish it as a home office, playroom, bonus room, or even a potential fourth bedroom, subject to applicable requirements. You can also leave it as is and enjoy a considerable amount of easily accessible storage. Enjoy beautiful sunsets from home and panoramic hill views during evening walks through the neighborhood. Located in The Vineyards, an established and sought after gated community with a community pool, this home is close to award winning schools and offers convenient access to Ringgold, Interstate 75, East Brainerd, Hamilton Place shopping and dining, and the greater Chattanooga area.

455 Tuscany Village Drive, Ringgold

$375,000
4 Beds 3 Baths 1542453 MLS
Welcome to 222 Carrigan Circle- a beautifully situated home in the Willow Creek subdivision offering space, privacy, and the kind of setting buyers rarely find in a neighborhood this convenient. Tucked away in a quiet cul-de-sac and sitting on a generous 0.61 acre lot, this 4 bedroom, 2.5 bath home offers 2,045 square feet of thoughtfully designed living space with a 2 car garage. The main level is made for everyday living and entertaining, featuring a welcoming living room, convenient half bath, and a spacious kitchen with newer Whirlpool appliances, granite countertops, abundant cabinetry, pantry storage, and a breakfast area overlooking the backyard. The living room's gas log fireplace creates a warm focal point and opens naturally to the screened in porch, an ideal spot for morning coffee, relaxing evenings, or entertaining friends and family. Upstairs, all four bedrooms provide excellent separation from the main living areas. The spacious primary suite features a tray ceiling, large walk-in closet, and an impressive en suite bath with plenty of counter space, storage, and a separate water closet. The secondary bathroom connects to two of the bedrooms upstairs and has also been refreshed with a newer tub/shower insert. The fourth bedroom offers flexibility for guests, an office, playroom, or bonus space. Step outside and discover the real advantage of this property: a large lot with plenty of room to enjoy the outdoors, along with newer deck steps and a screened porch that extend the home's living space. The cul-de-sac setting provides a peaceful neighborhood atmosphere while keeping everyday conveniences within easy reach. Homes offering four bedrooms, a spacious lot, a 2 car garage with built in wood shelving, and a setting like this don't come along every day. Schedule your private showing today and see why 222 Carrigan Circle should be at the top of your list- this one is worth seeing in person!

222 Carrigan Circle, Ringgold

Start Your Search