James Creek Homes with USDA Loan Financing available

James Creek Homes with USDA Loan Financing available

Welcome to James Creek, a charming subdivision nestled in the heart of Ooltewah, Tennessee, within the picturesque Hamilton County. This welcoming community offers a unique blend of suburban tranquility and convenient access to urban amenities, making it an ideal choice for families, professionals, and retirees alike.

James Creek boasts a variety of beautifully designed homes, each reflecting a commitment to quality and comfort. With spacious floor plans and modern finishes, these residences are perfect for creating lasting memories. One of the standout features of this subdivision is the availability of USDA loan financing, making homeownership more accessible for those looking to settle in this vibrant area. This financing option is particularly beneficial for first-time buyers or those seeking a budget-friendly path to owning a home in a desirable location.

Living in James Creek means enjoying a friendly neighborhood atmosphere, where community spirit thrives. Residents can take advantage of nearby parks, recreational facilities, and a host of shopping and dining options just minutes away. Ooltewah is known for its excellent schools and family-friendly activities, ensuring that every member of the household finds something to love.

Whether you're drawn to the stunning natural landscapes or the convenience of nearby amenities, James Creek offers the perfect backdrop for your next chapter. Discover the joys of living in this enchanting subdivision and explore the possibilities that await you in your new home. Welcome to James Creek—where your dream home is just a key turn away!

Newest James Creek Homes with USDA Loan Financing available

$415,000
3 Beds ⋅ 3 Baths ⋅ 1532909 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract) This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today. (Photos are of another Daisy plan home. Finishes will be different in this home.)

6538 Elizabeth Ann Way Lot 114, Ooltewah
$420,000
3 Beds ⋅ 3 Baths ⋅ 1532908 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract) This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today. (Photos are of another Daisy plan home. Finishes will be different in this home.)

6570 Elizabeth Ann Way Lot 110, Ooltewah
$368,000
3 Beds ⋅ 3 Baths ⋅ 1532905 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract Date) The Rhododendron floor plan is a thoughtfully designed 3-bedroom, 2.5-bath home filled with natural light from an abundance of windows. Its inviting front porch blends classic brick with charming board-and-batten siding, creating timeless curb appeal. Inside, the open-concept main level offers a warm great room--perfect for gathering with family and friends. The kitchen is appointed with granite countertops, stainless steel appliances, and a pantry for extra storage. Upstairs, the sun-filled primary suite features large windows, a generous walk-in closet, and a private bath. Two additional bedrooms, a full hall bath, and a conveniently located laundry room complete the second floor. With the HOA maintaining each lawn, you can enjoy low-maintenance living without compromising style. Ideally located just minutes from Cambridge Square and I-75, James Creek combines comfort, convenience, and charm. County only taxes and EPB fiber internet availability are additional perks! Builder includes a one-year warranty! (Photos are of another Rhododendron plan home. Finishes will be different in this home.)

6546 Elizabeth Ann Way Lot 113, Ooltewah
$425,350
3 Beds ⋅ 3 Baths ⋅ 1532899 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract) This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today. (Photos are of another Daisy plan home. Finishes will be different in this home.)

6539 Elizabeth Ann Way Lot 91, Ooltewah
$361,300
2 Beds ⋅ 2 Baths ⋅ 1528601 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close By 3/31/26) This is an excellent opportunity to own a single level home in the desirable James Creek community. Located in Ooltewah, TN, the Orchid floor plan offers two bedrooms and two full baths all on one level with no stairs, making everyday living easy and comfortable. The open concept layout features vaulted ceilings and a bright, welcoming living space. The kitchen includes granite countertops, stainless steel appliances, a pantry, and a conveniently located laundry area. The primary suite offers a walk in closet and a full bath with a granite topped double vanity. The second bedroom includes its own attached full bath and additional storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, James Creek offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Orchid floor plan and finishes may vary. Schedule your private tour today.

6562 Elizabeth Ann Way 111, Ooltewah
$399,900
4 Beds ⋅ 3 Baths ⋅ 1528599 MLS
This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 4 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers two additional bedrooms and a third full bath, perfect for guests, a home office, or extra living space. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today.

6571 Elizabeth Ann Way Lot 95, Ooltewah
$299,900
2 Beds ⋅ 2 Baths ⋅ 1524117 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close By 3/31/26) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Bluebell floor plan and finishes may vary. Schedule your private tour today.

8754 James Creek Drive Lot 79, Ooltewah
$299,900
2 Beds ⋅ 2 Baths ⋅ 1524116 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close By 3/31/26) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Bluebell floor plan and finishes may vary. Schedule your private tour today.

8770 James Creek Drive Lot 76, Ooltewah
$349,000
2 Beds ⋅ 2 Baths ⋅ 1521592 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close By 3/31/26) Located in Ooltewah, TN, the Orchid floor plan offers two bedrooms and two full baths all on one level with no stairs, making everyday living easy and comfortable. The open concept layout features vaulted ceilings and a bright, welcoming living space. The kitchen includes granite countertops, stainless steel appliances, a pantry, and a conveniently located laundry area. The primary suite offers a walk in closet and a full bath with a granite topped double vanity. The second bedroom includes its own attached full bath and additional storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, James Creek offers county only taxes, EPB fiber internet availability, and a one year builder warranty. A privacy fence will be added behind the home along Ooltewah Georgetown Road. Photos are of another Orchid floor plan and finishes may vary. Schedule your private tour today.

6587 Elizabeth Ann Way 97, Ooltewah
Start Your Search