James Creek Homes with FHA Financing available

James Creek Homes with FHA Financing available

Welcome to James Creek, a charming subdivision nestled in the picturesque city of Ooltewah, Tennessee, within Hamilton County. This delightful community offers a perfect blend of suburban tranquility and modern convenience, making it an ideal choice for families, professionals, and retirees alike.

James Creek is characterized by its beautifully designed homes, each exuding warmth and character. The neighborhood boasts a variety of architectural styles, ensuring that there’s something for everyone. With tree-lined streets and lush green spaces, residents can enjoy leisurely strolls and a strong sense of community. The area is also known for its friendly neighbors and welcoming atmosphere, making it easy to feel right at home.

One of the standout features of James Creek is the availability of FHA financing for eligible homes. This makes it an attractive option for first-time homebuyers or those looking to invest in their dream home without the burden of hefty down payments. The FHA financing program is designed to assist buyers in securing affordable housing, allowing more families to become homeowners in this desirable area.

In addition to its beautiful homes, James Creek is conveniently located near shopping, dining, and recreational opportunities. Residents can take advantage of nearby parks, hiking trails, and top-rated schools, ensuring a fulfilling lifestyle for all ages.

Discover the charm of James Creek and experience the perfect blend of comfort, community, and convenience in Ooltewah, TN. Your dream home awaits!

Newest James Creek Homes with FHA Financing available

$299,000
3 Beds ⋅ 3 Baths ⋅ 1537475 MLS
Move in ready with a limited time offer of $7,500 toward buyer closing costs and 3 years of HOA Dues Paid! Do not miss this opportunity to own in the desirable James Creek community. Located in Ooltewah, TN, the Lily floor plan offers 3 bedrooms and 2.5 baths with a bright open concept main level filled with natural light. The kitchen features granite countertops, stainless steel appliances, a spacious island, and pantry storage. Upstairs, the primary suite includes a walk in shower and bath with granite topped vanities, along with two additional bedrooms, a full bath, and a conveniently located laundry room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Lily floor plan and finishes may vary. Schedule your private tour today. *Photos are of another Lily plan townhome. Finishes will be different in this home. Correct finishes are included in listing photos. Home is currently under-construction and is scheduled to be completed by end of July 2026.

8719 James Creek Drive Lot 18, Ooltewah
$285,000
3 Beds ⋅ 3 Baths ⋅ 1537472 MLS
Move in ready with a limited time offer of $7,500 toward buyer closing costs and 3 years of HOA Dues Paid! Do not miss this opportunity to own in the desirable James Creek community. Located in Ooltewah, TN, the Lily floor plan offers 3 bedrooms and 2.5 baths with a bright open concept main level filled with natural light. The kitchen features granite countertops, stainless steel appliances, a spacious island, and pantry storage. Upstairs, the primary suite includes a walk in shower and bath with granite topped vanities, along with two additional bedrooms, a full bath, and a conveniently located laundry room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Lily floor plan and finishes may vary. Schedule your private tour today. *Photos are of another Lily plan townhome. Finishes will be different in this home. Correct finishes are included in listing photos. Home is currently under-construction and is scheduled to be completed by end of July 2026.

8715 James Creek Drive Lot 17, Ooltewah
$299,000
3 Beds ⋅ 3 Baths ⋅ 1537471 MLS
Move in ready with a limited time offer of $7,500 toward buyer closing costs and 3 years of HOA Dues Paid! Do not miss this opportunity to own in the desirable James Creek community. Located in Ooltewah, TN, the Lily floor plan offers 3 bedrooms and 2.5 baths with a bright open concept main level filled with natural light. The kitchen features granite countertops, stainless steel appliances, a spacious island, and pantry storage. Upstairs, the primary suite includes a walk in shower and bath with granite topped vanities, along with two additional bedrooms, a full bath, and a conveniently located laundry room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Lily floor plan and finishes may vary. Schedule your private tour today. *Photos are of another Lily plan townhome. Finishes will be different in this home. Home is currently under-construction and is scheduled to be completed by end of July 2026.

8711 James Creek Drive Lot 16, Ooltewah
$335,000
2 Beds ⋅ 2 Baths ⋅ 1535151 MLS
Welcome to low-maintenance living in the heart of desirable Ooltewah! This immaculately maintained 2-bedroom, 2-bath townhome offers the convenience of true main-level living, county-only taxes, public sewer, and high-speed EPB fiber internet. Plus, the HOA handles lawn mowing throughout the neighborhood, making exterior maintenance simple and stress free. Situated on one of the premier lots in the subdivision, this end-unit home enjoys added privacy with green space behind the property and a fully fenced backyard, perfect for pets, entertaining, or simply relaxing outdoors. The end-unit location also provides additional natural light through extra windows and only one shared wall. Inside, thoughtful upgrades and custom touches set this home apart, including durable RevWood flooring throughout the main living areas and bedrooms in place of carpet, quartz countertops in the kitchen, and custom window treatments on every window and door. The outdoor living space has been expanded with an enlarged concrete patio, while the backyard has been enhanced with beautiful Bermuda sod. Even the garage has been upgraded with a premium polyurea floor coating for a clean, protective finish. Combining comfort, convenience, and quality upgrades, this move-in-ready townhome offers easy living in one of Ooltewah's most convenient locations, just minutes from Cambridge Square and I-75. Call to schedule your private showing today!

8876 James Creek Drive, Ooltewah
$415,000
3 Beds ⋅ 3 Baths ⋅ 1532909 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract) This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today. (Photos are of another Daisy plan home. Finishes will be different in this home.)

6538 Elizabeth Ann Way Lot 114, Ooltewah
$420,000
3 Beds ⋅ 3 Baths ⋅ 1532908 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract) This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today. (Photos are of another Daisy plan home. Finishes will be different in this home.)

6570 Elizabeth Ann Way Lot 110, Ooltewah
$368,000
3 Beds ⋅ 3 Baths ⋅ 1532905 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract Date) The Rhododendron floor plan is a thoughtfully designed 3-bedroom, 2.5-bath home filled with natural light from an abundance of windows. Its inviting front porch blends classic brick with charming board-and-batten siding, creating timeless curb appeal. Inside, the open-concept main level offers a warm great room--perfect for gathering with family and friends. The kitchen is appointed with granite countertops, stainless steel appliances, and a pantry for extra storage. Upstairs, the sun-filled primary suite features large windows, a generous walk-in closet, and a private bath. Two additional bedrooms, a full hall bath, and a conveniently located laundry room complete the second floor. With the HOA maintaining each lawn, you can enjoy low-maintenance living without compromising style. Ideally located just minutes from Cambridge Square and I-75, James Creek combines comfort, convenience, and charm. County only taxes and EPB fiber internet availability are additional perks! Builder includes a one-year warranty! (Photos are of another Rhododendron plan home. Finishes will be different in this home.)

6546 Elizabeth Ann Way Lot 113, Ooltewah
$425,350
3 Beds ⋅ 3 Baths ⋅ 1532899 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract) This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today. (Photos are of another Daisy plan home. Finishes will be different in this home.)

6539 Elizabeth Ann Way Lot 91, Ooltewah
$361,300
2 Beds ⋅ 2 Baths ⋅ 1528601 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close By 3/31/26) This is an excellent opportunity to own a single level home in the desirable James Creek community. Located in Ooltewah, TN, the Orchid floor plan offers two bedrooms and two full baths all on one level with no stairs, making everyday living easy and comfortable. The open concept layout features vaulted ceilings and a bright, welcoming living space. The kitchen includes granite countertops, stainless steel appliances, a pantry, and a conveniently located laundry area. The primary suite offers a walk in closet and a full bath with a granite topped double vanity. The second bedroom includes its own attached full bath and additional storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, James Creek offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Orchid floor plan and finishes may vary. Schedule your private tour today.

6562 Elizabeth Ann Way 111, Ooltewah
$399,900
4 Beds ⋅ 3 Baths ⋅ 1528599 MLS
This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 4 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers two additional bedrooms and a third full bath, perfect for guests, a home office, or extra living space. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today.

6571 Elizabeth Ann Way Lot 95, Ooltewah
$299,900
2 Beds ⋅ 2 Baths ⋅ 1524117 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close By 3/31/26) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Bluebell floor plan and finishes may vary. Schedule your private tour today.

8754 James Creek Drive Lot 79, Ooltewah
$299,900
2 Beds ⋅ 2 Baths ⋅ 1524116 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close By 3/31/26) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Bluebell floor plan and finishes may vary. Schedule your private tour today.

8770 James Creek Drive Lot 76, Ooltewah
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