James Creek Homes with VA Loan Financing available

James Creek Homes with VA Loan Financing available

Welcome to James Creek, a charming subdivision nestled in the heart of Ooltewah, Tennessee, within the vibrant Hamilton County. This picturesque community is designed for those who appreciate the beauty of nature while enjoying the conveniences of modern living. With its lush landscapes and serene environment, James Creek offers a tranquil retreat just a stone's throw from the bustling city life.

The homes in James Creek are thoughtfully designed, featuring a variety of styles and layouts to suit every lifestyle. Whether you’re a first-time homebuyer or looking to upgrade, you’ll find a perfect fit here. One of the standout features of this community is the availability of VA loan financing, making it an attractive option for veterans and active-duty military personnel seeking to invest in their future. This financing option opens doors to homeownership, allowing you to enjoy the benefits of living in a supportive and welcoming neighborhood without the burden of a hefty down payment.

Residents of James Creek enjoy easy access to local amenities, including shopping, dining, and recreational activities. The nearby parks and trails provide ample opportunities for outdoor adventures, while the community spirit fosters a sense of belonging among neighbors.

If you’re searching for a place that combines comfort, convenience, and community, look no further than James Creek in Ooltewah. Discover your dream home today and experience the perfect blend of Southern charm and modern living!

Newest James Creek Homes with VA Loan Financing available

$375,000
2 Beds ⋅ 2 Baths ⋅ 1541824 MLS
Like new and thoughtfully upgraded, this beautifully maintained home in James Creek offers the best of easy, single-level living without the wait or work of new construction. Completed earlier this year, this Orchid floor plan has been gently lived in and enhanced with a number of stylish and practical upgrades. Designed with comfort and convenience in mind, the home features two bedrooms and two full baths, all on one level with no stairs. The open concept floor plan creates an inviting flow between the living, dining, and kitchen areas, while vaulted ceilings add an airy, spacious feel. The kitchen features granite countertops, stainless steel appliances, a pantry, under-cabinet lighting, and a beautiful tile backsplash. An upgraded range hood adds both style and function. Throughout the home, upgraded light fixtures and ceiling fans bring a more personalized, finished look. The primary suite offers a walk-in closet and private bath with a granite topped double vanity, along with an upgraded shower door that adds an elevated finishing touch. The second bedroom has its own attached full bath and additional storage, making it ideal for guests, family, or a flexible home office. The laundry room has been especially well thought out, with custom shelving and cabinetry providing exceptional organization and storage. Outside, the covered back porch is enhanced by an upgraded ceiling fan, creating a comfortable space to enjoy your morning coffee or unwind at the end of the day. James Creek offers low-maintenance living with lawn care included through the HOA. The convenient Ooltewah location is just minutes from Cambridge Square and I-75 and offers county-only taxes and EPB fiber internet availability. If you're looking for a home that feels fresh, modern, and truly move-in ready with upgrades already completed this one is it. Come see all the thoughtful details that make this home stand apart. Call to schedule your private tour today!

6530 Elizabeth Ann Way, Ooltewah
$308,200
2 Beds ⋅ 2 Baths ⋅ 1541782 MLS
This BETTER-THAN-NEW, SINGLE-LEVEL, ZERO-ENTRY bluebell floorplan was a part-time second-home only occupied a few months at a time. This METICULOUSLY MAINTAINED TURNKEY HOME IS MOVE-IN-READY AND INCLUDES A SAMSUNG STAINLESS STEEL REFRIGERATOR, SAMSUNG WASHING MACHINE, SAMSUNG DRYER, AMAZON SMART THERMOSTAT, TWO INCH BLINDS AND CURTAINS THROUGHOUT. This home is unique in part because THE BACKYARD BORDERS THE PARK AND PROVIDES VIEWS ACROSS THE COMMUNITY PARK, COVERED PICNIC PAVILION (rather than looking directly into the back of another home) AND VIEWS OF WHITE OAK MOUNTAIN. The flat backyard even has space for an extended outdoor living area such as a pergola, firepit or even a pool. James Creek Community is located in beautiful Ooltewah Tennessee and this home is a 2 Bedroom, 2 full bath open concept layout design that offers main-level, easy living at its finest. Outside, the timeless brick and board and batten exterior style offers a charming and low maintenance streetscape. A deep single-car garage provides space to keep your vehicle out of the elements while leaving room for storage. Inside, you will find a large great room with lots of natural light, functionality and space to spread out. The kitchen is highlighted by granite countertops, a large island, stainless appliances and a pantry. The inviting primary suite features granite countertops, duel sinks and a walk in shower in the ensuite bath. With great convenience and consistent community curb appeal in mind, the professionally managed community HOA maintains each owners' lawn (front and back) as well as the park and all common areas so you can spend your time doing other things. Location, location, location: James Creek is conveniently just 3 minutes from all that Cambridge Square has to offer and provides easy access to Interstate-75, Publix and Wal-Mart, all of which are just 5 minutes away.

8844 James Creek Drive, Ooltewah
$350,000
2 Beds ⋅ 2 Baths ⋅ 1540644 MLS
Welcome to 8876 James Creek Drive, Ooltewah, TN 37363, in desirable East Hamilton County - an inviting end-unit townhome where thoughtful upgrades, added privacy, and warm designer touches set this home apart from the ordinary. From the moment you arrive, you will notice the attention to detail. Inside, beautiful plantation blinds add timeless character, while carefully selected contrasting colors create warmth and personality throughout the home. No clinical, all-white interior here?this home offers a comfortable, welcoming atmosphere with a sense of style that immediately feels like home. The desirable end-unit location provides an added sense of openness and privacy. Another thoughtful upgrade is the professionally finished epoxy-coated garage floor, with the epoxy surfacing extended through the entryway, creating a clean, finished transition while providing a durable, easy-to-maintain, and slip-resistant surface. Designed for today's lifestyle, this townhome offers the convenience of low maintenance living without sacrificing the warmth and comfort of a traditional home. Whether you are relaxing at the end of the day, entertaining friends, and family, or simply enjoying your own space, you will appreciate the extras and finishing touches that make this property stand out. Location adds even more to the appeal. Situated in Ooltewah in East Hamilton County, the home offers convenient access to shopping, dining, recreation, and everyday necessities, along with the added convenience of being close to a hospital, doctors' clinics, and other medical services. Not just another townhome- this is an end unit with the upgrades, warmth, location, and finishing touches that make it feel like home. Look at the photos and call for your private show today!

8876 James Creek Drive, Ooltewah
$315,000
2 Beds ⋅ 2 Baths ⋅ 1540119 MLS
5.49% FIXED RATE! Qualified buyers may be eligible for a 5.49% permanent fixed rate on select move-in ready homes. Available for a limited time on new loans through Seller's Preferred Lender. Must close by November 1, 2026. Buyers must qualify. Contact the Listing Agents for eligible homes, financing options, terms and restrictions. Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

8730 James Creek Drive Lot 83, Ooltewah
$300,000
2 Beds ⋅ 2 Baths ⋅ 1540117 MLS
5.49% FIXED RATE! Qualified buyers may be eligible for a 5.49% permanent fixed rate on select move-in ready homes. Available for a limited time on new loans through Seller's Preferred Lender. Must close by November 1, 2026. Buyers must qualify. Contact the Listing Agents for eligible homes, financing options, terms and restrictions. Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

8736 James Creek Drive Lot 82, Ooltewah
$305,000
2 Beds ⋅ 2 Baths ⋅ 1540115 MLS
5.49% FIXED RATE! Qualified buyers may be eligible for a 5.49% permanent fixed rate on select move-in ready homes. Available for a limited time on new loans through Seller's Preferred Lender. Must close by November 1, 2026. Buyers must qualify. Contact the Listing Agents for eligible homes, financing options, terms and restrictions. Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today.

8742 James Creek Drive Lot 81, Ooltewah
$315,000
2 Beds ⋅ 2 Baths ⋅ 1540114 MLS
5.49% FIXED RATE! Qualified buyers may be eligible for a 5.49% permanent fixed rate on select move-in ready homes. Available for a limited time on new loans through Seller's Preferred Lender. Must close by November 1, 2026. Buyers must qualify. Contact the Listing Agents for eligible homes, financing options, terms and restrictions. Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today.

8748 James Creek Drive Lot 80, Ooltewah
$299,000
3 Beds ⋅ 3 Baths ⋅ 1537475 MLS
5.49% FIXED RATE! Qualified buyers may be eligible for a 5.49% permanent fixed rate on select move-in ready homes. Available for a limited time on new loans through Seller's Preferred Lender. Must close by November 1, 2026. Buyers must qualify. Contact the Listing Agents for eligible homes, financing options, terms and restrictions. Do not miss this opportunity to own in the desirable James Creek community. Located in Ooltewah, TN, the Lily floor plan offers 3 bedrooms and 2.5 baths with a bright open concept main level filled with natural light. The kitchen features granite countertops, stainless steel appliances, a spacious island, and pantry storage. Upstairs, the primary suite includes a walk in shower and bath with granite topped vanities, along with two additional bedrooms, a full bath, and a conveniently located laundry room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Lily floor plan and finishes may vary. Schedule your private tour today. *Photos are of another Lily plan townhome. Finishes will be different in this home. Correct finishes are included in listing photos.

8719 James Creek Drive Lot 18, Ooltewah
$299,000
3 Beds ⋅ 3 Baths ⋅ 1537471 MLS
5.49% FIXED RATE! Qualified buyers may be eligible for a 5.49% permanent fixed rate on select move-in ready homes. Available for a limited time on new loans through Seller's Preferred Lender. Must close by November 1, 2026. Buyers must qualify. Contact the Listing Agents for eligible homes, financing options, terms and restrictions. Do not miss this opportunity to own in the desirable James Creek community. Located in Ooltewah, TN, the Lily floor plan offers 3 bedrooms and 2.5 baths with a bright open concept main level filled with natural light. The kitchen features granite countertops, stainless steel appliances, a spacious island, and pantry storage. Upstairs, the primary suite includes a walk in shower and bath with granite topped vanities, along with two additional bedrooms, a full bath, and a conveniently located laundry room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Lily floor plan and finishes may vary. Schedule your private tour today. *Photos are of another Lily plan townhome. Finishes will be different in this home.

8711 James Creek Drive Lot 16, Ooltewah
$420,000
3 Beds ⋅ 3 Baths ⋅ 1532908 MLS
START AT 3.49%!* Qualified buyers may be eligible for a temporary 2/1 rate buydown of 3.49% in Year 1 and 4.49% in Year 2, followed by a 5.49% PERMANENT RATE for the remaining loan term when financing through Seller's Preferred Lender. Available for a limited time on new loans only. Must close by November 1, 2026. Buyers must qualify. Contact the Listing Agent for eligible homes, financing options, terms and restrictions. Seller-paid 2/1 temporary interest rate buydown may also be available with use of Seller's Preferred Lender in lieu of current neighborhood incentive. Buyer must qualify and loan/program eligibility requirements apply. Contact the Community Sales Manager for current incentive details, lender information, and applicable terms. Incentives are subject to change or withdrawal without notice. This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

6570 Elizabeth Ann Way Lot 110, Ooltewah
$425,350
3 Beds ⋅ 3 Baths ⋅ 1532899 MLS
START AT 3.49%!* Qualified buyers may be eligible for a temporary 2/1 rate buydown of 3.49% in Year 1 and 4.49% in Year 2, followed by a 5.49% PERMANENT RATE for the remaining loan term when financing through Seller's Preferred Lender. Available for a limited time on new loans only. Must close by November 1, 2026. Buyers must qualify. Contact the Listing Agent for eligible homes, financing options, terms and restrictions. Seller-paid 2/1 temporary interest rate buydown may also be available with use of Seller's Preferred Lender in lieu of current neighborhood incentive. Buyer must qualify and loan/program eligibility requirements apply. Contact the Community Sales Manager for current incentive details, lender information, and applicable terms. Incentives are subject to change or withdrawal without notice. This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

6539 Elizabeth Ann Way Lot 91, Ooltewah
$305,000
2 Beds ⋅ 2 Baths ⋅ 1524117 MLS
START AT 3.49%!* Qualified buyers may be eligible for a temporary 2/1 rate buydown of 3.49% in Year 1 and 4.49% in Year 2, followed by a 5.49% PERMANENT RATE for the remaining loan term when financing through Seller's Preferred Lender. Available for a limited time on new loans only. Must close by November 1, 2026. Buyers must qualify. Contact the Listing Agent for eligible homes, financing options, terms and restrictions. Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Bluebell floor plan and finishes may vary. Schedule your private tour today.

8754 James Creek Drive Lot 79, Ooltewah
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