James Creek Homes with Cash Financing available

James Creek Homes with Cash Financing available

Welcome to James Creek, a picturesque subdivision nestled in the heart of Ooltewah, Tennessee, within the scenic Hamilton County. This charming community offers a perfect blend of tranquility and modern living, making it an ideal place for families, retirees, and everyone in between. With lush green spaces and beautifully landscaped surroundings, James Creek is designed for those who appreciate nature and a welcoming neighborhood atmosphere.

The homes in James Creek are thoughtfully crafted, showcasing a variety of architectural styles that cater to diverse tastes. Each residence is built with quality materials and features spacious layouts, perfect for creating lasting memories with loved ones. Whether you’re looking for a cozy starter home or a more expansive property, you’ll find options that suit your needs and lifestyle.

One of the standout features of James Creek is the availability of cash financing for prospective buyers. This flexible financing option makes it easier for you to secure your dream home without the complexities often associated with traditional mortgage lending. With cash financing, you can enjoy a smoother purchasing process and potentially negotiate better terms with sellers.

In addition to its beautiful homes, James Creek is conveniently located near top-rated schools, shopping centers, and recreational facilities. The community fosters a strong sense of camaraderie, with neighbors often coming together for local events and activities.

If you’re ready to embrace a lifestyle of comfort and community, James Creek in Ooltewah is waiting for you. Explore the possibilities and make this enchanting subdivision your new home!

Newest James Creek Homes with Cash Financing available

$299,000
3 Beds ⋅ 3 Baths ⋅ 1537475 MLS
Move in ready with a limited time offer of $7,500 toward buyer closing costs and 3 years of HOA Dues Paid! Do not miss this opportunity to own in the desirable James Creek community. Located in Ooltewah, TN, the Lily floor plan offers 3 bedrooms and 2.5 baths with a bright open concept main level filled with natural light. The kitchen features granite countertops, stainless steel appliances, a spacious island, and pantry storage. Upstairs, the primary suite includes a walk in shower and bath with granite topped vanities, along with two additional bedrooms, a full bath, and a conveniently located laundry room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Lily floor plan and finishes may vary. Schedule your private tour today. *Photos are of another Lily plan townhome. Finishes will be different in this home. Correct finishes are included in listing photos. Home is currently under-construction and is scheduled to be completed by end of July 2026.

8719 James Creek Drive Lot 18, Ooltewah
$285,000
3 Beds ⋅ 3 Baths ⋅ 1537472 MLS
Move in ready with a limited time offer of $7,500 toward buyer closing costs and 3 years of HOA Dues Paid! Do not miss this opportunity to own in the desirable James Creek community. Located in Ooltewah, TN, the Lily floor plan offers 3 bedrooms and 2.5 baths with a bright open concept main level filled with natural light. The kitchen features granite countertops, stainless steel appliances, a spacious island, and pantry storage. Upstairs, the primary suite includes a walk in shower and bath with granite topped vanities, along with two additional bedrooms, a full bath, and a conveniently located laundry room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Lily floor plan and finishes may vary. Schedule your private tour today. *Photos are of another Lily plan townhome. Finishes will be different in this home. Correct finishes are included in listing photos. Home is currently under-construction and is scheduled to be completed by end of July 2026.

8715 James Creek Drive Lot 17, Ooltewah
$299,000
3 Beds ⋅ 3 Baths ⋅ 1537471 MLS
Move in ready with a limited time offer of $7,500 toward buyer closing costs and 3 years of HOA Dues Paid! Do not miss this opportunity to own in the desirable James Creek community. Located in Ooltewah, TN, the Lily floor plan offers 3 bedrooms and 2.5 baths with a bright open concept main level filled with natural light. The kitchen features granite countertops, stainless steel appliances, a spacious island, and pantry storage. Upstairs, the primary suite includes a walk in shower and bath with granite topped vanities, along with two additional bedrooms, a full bath, and a conveniently located laundry room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Lily floor plan and finishes may vary. Schedule your private tour today. *Photos are of another Lily plan townhome. Finishes will be different in this home. Home is currently under-construction and is scheduled to be completed by end of July 2026.

8711 James Creek Drive Lot 16, Ooltewah
$415,000
3 Beds ⋅ 3 Baths ⋅ 1532909 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract) This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today. (Photos are of another Daisy plan home. Finishes will be different in this home.)

6538 Elizabeth Ann Way Lot 114, Ooltewah
$420,000
3 Beds ⋅ 3 Baths ⋅ 1532908 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract) This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today. (Photos are of another Daisy plan home. Finishes will be different in this home.)

6570 Elizabeth Ann Way Lot 110, Ooltewah
$368,000
3 Beds ⋅ 3 Baths ⋅ 1532905 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract Date) The Rhododendron floor plan is a thoughtfully designed 3-bedroom, 2.5-bath home filled with natural light from an abundance of windows. Its inviting front porch blends classic brick with charming board-and-batten siding, creating timeless curb appeal. Inside, the open-concept main level offers a warm great room--perfect for gathering with family and friends. The kitchen is appointed with granite countertops, stainless steel appliances, and a pantry for extra storage. Upstairs, the sun-filled primary suite features large windows, a generous walk-in closet, and a private bath. Two additional bedrooms, a full hall bath, and a conveniently located laundry room complete the second floor. With the HOA maintaining each lawn, you can enjoy low-maintenance living without compromising style. Ideally located just minutes from Cambridge Square and I-75, James Creek combines comfort, convenience, and charm. County only taxes and EPB fiber internet availability are additional perks! Builder includes a one-year warranty! (Photos are of another Rhododendron plan home. Finishes will be different in this home.)

6546 Elizabeth Ann Way Lot 113, Ooltewah
$425,350
3 Beds ⋅ 3 Baths ⋅ 1532899 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract) This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today. (Photos are of another Daisy plan home. Finishes will be different in this home.)

6539 Elizabeth Ann Way Lot 91, Ooltewah
$361,300
2 Beds ⋅ 2 Baths ⋅ 1528601 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close By 3/31/26) This is an excellent opportunity to own a single level home in the desirable James Creek community. Located in Ooltewah, TN, the Orchid floor plan offers two bedrooms and two full baths all on one level with no stairs, making everyday living easy and comfortable. The open concept layout features vaulted ceilings and a bright, welcoming living space. The kitchen includes granite countertops, stainless steel appliances, a pantry, and a conveniently located laundry area. The primary suite offers a walk in closet and a full bath with a granite topped double vanity. The second bedroom includes its own attached full bath and additional storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, James Creek offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Orchid floor plan and finishes may vary. Schedule your private tour today.

6562 Elizabeth Ann Way 111, Ooltewah
$399,900
4 Beds ⋅ 3 Baths ⋅ 1528599 MLS
This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 4 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers two additional bedrooms and a third full bath, perfect for guests, a home office, or extra living space. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today.

6571 Elizabeth Ann Way Lot 95, Ooltewah
$299,900
2 Beds ⋅ 2 Baths ⋅ 1524117 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close By 3/31/26) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Bluebell floor plan and finishes may vary. Schedule your private tour today.

8754 James Creek Drive Lot 79, Ooltewah
$299,900
2 Beds ⋅ 2 Baths ⋅ 1524116 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close By 3/31/26) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Bluebell floor plan and finishes may vary. Schedule your private tour today.

8770 James Creek Drive Lot 76, Ooltewah
$349,000
2 Beds ⋅ 2 Baths ⋅ 1521592 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close By 3/31/26) Located in Ooltewah, TN, the Orchid floor plan offers two bedrooms and two full baths all on one level with no stairs, making everyday living easy and comfortable. The open concept layout features vaulted ceilings and a bright, welcoming living space. The kitchen includes granite countertops, stainless steel appliances, a pantry, and a conveniently located laundry area. The primary suite offers a walk in closet and a full bath with a granite topped double vanity. The second bedroom includes its own attached full bath and additional storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, James Creek offers county only taxes, EPB fiber internet availability, and a one year builder warranty. A privacy fence will be added behind the home along Ooltewah Georgetown Road. Photos are of another Orchid floor plan and finishes may vary. Schedule your private tour today.

6587 Elizabeth Ann Way 97, Ooltewah
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