James Addn Homes with Assumable Financing available

James Addn Homes with Assumable Financing available

Welcome to James Addn, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the picturesque Hamilton County. This vibrant community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal choice for families, professionals, and retirees alike.

James Addn is characterized by its tree-lined streets, friendly neighbors, and a variety of beautiful homes that reflect both modern and traditional architectural styles. Here, you’ll find an inviting atmosphere where community spirit thrives. The subdivision is conveniently located near local parks, schools, shopping centers, and dining options, allowing residents to enjoy the best of what Chattanooga has to offer.

One of the standout features of the homes in James Addn is the availability of assumable financing. This unique opportunity allows potential buyers to take over existing mortgage terms, making homeownership more accessible and affordable. Whether you're a first-time buyer or looking to relocate, this financing option can ease the transition into your new home, providing peace of mind and financial flexibility.

Imagine settling into a home that not only meets your needs but also offers a welcoming community where you can create lasting memories. With the stunning backdrop of the Tennessee River and the majestic Appalachian Mountains nearby, outdoor enthusiasts will find plenty of opportunities for adventure and relaxation.

Explore the possibilities that await you in James Addn, where your dream home is just a visit away. Let us help you find the perfect place to call home in this delightful Chattanooga subdivision!

Newest James Addn Homes with Assumable Financing available

829 S Greenwood Avenue 113, Chattanooga
$449,000
3 Beds ⋅ 4 Baths ⋅ 1541948 MLS
The James Addition Townhomes comprise a boutique collection of just six modern three-story residences, defined by clean architectural lines, striking views, and one of the city's finest addresses. Completed in 2023, Unit 113 offers three spacious bedrooms and three and a half bathrooms within an open, thoughtfully arranged floor plan. A generous third-floor patio overlooks Lookout Mountain and the Southside, complemented by a covered private porch off the second-level primary suite, where the same sweeping views unfold. These sightlines are uniquely safeguarded: a national cemetery lies between the home and the mountain, so the view is expected to remain largely unobstructed for years to come. Interior finishes balance warmth and refinement, with honed granite countertops, a generous kitchen island suited to entertaining, polished chrome fixtures, and a gas range beneath a vented hood. A powder room sits conveniently on the main level, while oversized windows and ten-foot ceilings bring natural light throughout the home. The current owner has invested roughly $28,000 in thoughtful upgrades, including commercial-grade LVP flooring throughout, custom black iron stair railings, a smart front door lock, and an acoustic wood accent wall that lends texture and character. Two of the three bedrooms include en-suite bathrooms, lending flexibility for guests or roommates, while the third-floor bedroom readily serves as a home office, studio, or gym, with direct access to the rooftop deck. An attached two-car garage provides ample parking and storage space. Notably, the home is priced below its recent appraised valuation. ''Potential assumable mortgage opportunity! Seller's existing 10-year ARM originated in 2026 with a 5.375% interest rate. Assumption is subject to lender verification, buyer qualification, and approval. Buyer and buyer's agent to independently verify all loan terms and conduct due diligence. Seller/listing brokerage make no guarantees regarding assumability.

829 S Greenwood Avenue 113, Chattanooga

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