James Addn Homes with FHA Financing available

James Addn Homes with FHA Financing available

Welcome to James Addn., a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the vibrant Hamilton County. This delightful community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal choice for families, professionals, and retirees alike.

James Addn. features a variety of homes that cater to diverse lifestyles and budgets, showcasing a range of architectural styles and modern amenities. Whether you're searching for a cozy starter home or a spacious residence for your growing family, you'll find plenty of options here. The neighborhood is well-maintained, with tree-lined streets and a welcoming atmosphere that fosters a strong sense of community.

One of the standout features of homes in James Addn. is the availability of FHA financing. This makes it easier for first-time homebuyers to step into their dream home without the burden of hefty down payments. With flexible credit requirements and lower mortgage insurance premiums, FHA loans open the door for many to experience the joys of homeownership in this picturesque subdivision.

Residents of James Addn. enjoy easy access to Chattanooga’s vibrant downtown, complete with a variety of shops, restaurants, and cultural attractions. The nearby parks and recreational areas provide ample opportunities for outdoor activities, ensuring that there’s always something to do.

If you're ready to discover the charm of James Addn. and explore the possibilities of homeownership with FHA financing, reach out today. Your dream home in this welcoming community awaits!

Newest James Addn Homes with FHA Financing available

$450,000
3 Beds 4 Baths 1541948 MLS
The James Addition Townhomes comprise a boutique collection of just six modern three-story residences, defined by clean architectural lines, striking views, and one of the city's finest addresses. Completed in 2023, Unit 113 offers three spacious bedrooms and three and a half bathrooms within an open, thoughtfully arranged floor plan. A generous third-floor patio overlooks Lookout Mountain and the Southside, complemented by a covered private porch off the second-level primary suite, where the same sweeping views unfold. These sightlines are uniquely safeguarded: a national cemetery lies between the home and the mountain, so the view is expected to remain largely unobstructed for years to come. Interior finishes balance warmth and refinement, with honed granite countertops, a generous kitchen island suited to entertaining, polished chrome fixtures, and a gas range beneath a vented hood. A powder room sits conveniently on the main level, while oversized windows and ten-foot ceilings bring natural light throughout the home. The current owner has invested roughly $28,000 in thoughtful upgrades, including commercial-grade LVP flooring throughout, custom black iron stair railings, a smart front door lock, and an acoustic wood accent wall that lends texture and character. Two of the three bedrooms include en-suite bathrooms, lending flexibility for guests or roommates, while the third-floor bedroom readily serves as a home office, studio, or gym, with direct access to the rooftop deck. An attached two-car garage provides ample parking and storage space. The setting completes the picture: the home sits just steps from the highly anticipated Lucey Quarter, a 54,000-square-foot development bringing new restaurants, shops, and entertainment within easy reach. Notably, the home is priced below its recent appraised valuation, as the seller is relocating for work and is open to a prompt close. A lender credit is available through a preferred lender; contact the agent for details.

829 S Greenwood Avenue 113, Chattanooga

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