Jackson County Homes with FHA Financing available

Jackson County Homes with FHA Financing available

Welcome to Jackson County, Alabama, a hidden gem nestled in the picturesque foothills of the Appalachian Mountains. Known for its stunning natural beauty, rich history, and welcoming communities, Jackson County offers an ideal blend of rural charm and modern conveniences. With its lush landscapes, serene lakes, and vibrant local culture, it's no wonder that families and individuals alike are choosing to call this area home.

The county is home to several charming towns, including Scottsboro, the county seat, where you can explore unique shops, delightful eateries, and a variety of recreational activities. Outdoor enthusiasts will appreciate the abundance of hiking trails, fishing spots, and camping areas, particularly around the stunning Lake Guntersville and the scenic Little River Canyon National Preserve.

For those looking to invest in their dream home, Jackson County offers a range of properties to suit every lifestyle and budget. With FHA financing available, purchasing a home here has never been more accessible. FHA loans are designed to help first-time homebuyers and those with limited resources achieve their homeownership dreams, making it easier to secure a mortgage with lower down payment requirements and more flexible credit guidelines.

Whether you're searching for a cozy cottage, a spacious family home, or a serene retreat, Jackson County has something for everyone. Embrace the warmth of Southern hospitality and the beauty of nature as you embark on your journey to find the perfect home in this enchanting county. Let Jackson County be the backdrop for your next chapter!

Newest Jackson County Homes with FHA Financing available

1796 County Road 32, Fackler
$750,000
6 Beds ⋅ 3 Baths ⋅ 1545112 MLS
Discover the perfect blend of country living, privacy, and endless possibilities with this beautiful 30.91 acre property Featuring a spacious 2,200 sq. ft. hunting lodge-style home with 6 bedrooms and 3 full bathrooms, including one bedroom currently converted into a walk-in closet. The home underwent extensive interior renovations beginning in November 2025 and includes approximately $14,000 in appliances purchased in December 2025. The property also features two newly purchased storage buildings and a barn constructed in December 2025, offering plenty of space for equipment, livestock, and storage. Previously farmed for eight years, the acreage has been converted to pastureland and offers excellent potential for farming, livestock, or recreational use. The rear portion of the property is fenced. Whether you're looking for a private country retreat, working farm, hunting getaway, or spacious homestead, this property offers incredible versatility and opportunity. Enjoy peaceful country living with room to grow, explore, and make it your own!

1796 County Road 32, Fackler
17920 Al Highway 117, Stevenson
$359,000
3 Beds ⋅ 4 Baths ⋅ 1544731 MLS
Own a spacious fantastic home on the hill with peaceful mountain views from the front porch to sit and watch deer eating in the meadow. This 3-bedroom, 3.5-bath home features a large bonus room, office, and loft overlooking the living room. The stylish kitchen, generous laundry room, and abundant storage add comfort and convenience. Recent updates include new dining room and bedroom windows with a Lifetime Warranty from Window World, an encapsulated crawlspace, a French drain behind and beneath the home, a two-year-old lower HVAC unit, all-new ductwork, and a two-year-old roof. Inside, enjoy all-new flooring, kitchen cabinets, quartz countertops, water fixtures, toilets, a soaking tub, an office addition, a fireplace, and a stair railing. Beautifully painted nice finishings. The home offers a gas fireplace and a main-level owner's suite, plus a second owner's suite upstairs in the bonus area. The loft is ideal for a library, TV room, or playroom. The 24-by-23-foot, two-car garage has stairs leading to the bonus room, which is also accessible from inside the home. Plenty of parking for guests. Centrally located, the home is 45 miles from Chattanooga, 62 miles from Huntsville, and 125 miles from Nashville.

17920 Al Highway 117, Stevenson
2323 County Road 131, Bryant
$425,000
3 Beds ⋅ 3 Baths ⋅ 1543974 MLS
Start your mornings on the porch and spend your weekends bringing your plans to life on 11.2 unrestricted acres. Built in 2020, this 3 bedroom, 2.5 bath log home in Bryant pairs rustic character with approximately 1,662 square feet of thoughtfully arranged living space. The open floor plan keeps cooking, dining and conversation connected. Butcher block countertops, a granite island, a gas stove and generous cabinet storage make the kitchen inviting and practical, with an adjoining dining area for everyday meals or gathering around the table. Double patio doors lead to the back porch, making it easy to take dinner outside or step out for a quiet evening. The main floor primary suite puts everyday comfort within easy reach. Enjoy a large soaking tub, a curbless tiled shower with a bench and a walk-in closet with a laundry hookup. Laundry is right where your clothes are, making one daily chore a little simpler. While the home is not represented as ADA certified, an attractive built-in ramp with a gentle incline and 3-foot-wide downstairs doorways provide a helpful starting point toward accessibility. Five mini split units offer zoned heating and cooling, complemented by propane backup heat, while a gas tankless water heater serves the home. Vinyl flooring adds practical appeal. For projects that need more than a spare room, the 30x30 metal shed delivers concrete flooring, its own separate power panel, water plumbed in and a lean-to for additional covered space. An extra-deep reinforced section of concrete was installed to accommodate a two-post car lift, giving automotive enthusiasts a head start on their workshop plans. The existing dog run can remain or be removed. With covered porch space, log home charm and unrestricted acreage, there is room here to settle in and make it yours.

2323 County Road 131, Bryant
417 Mcfoilton Lane, Scottsboro
$210,000
3 Beds ⋅ 2 Baths ⋅ 1543551 MLS
If outdoor living is on your wish list, don't skip this one. This updated 3-bedroom, 2-bath Scottsboro home offers a private backyard designed to be enjoyed, with multiple patio areas and a covered deck for grilling, entertaining, or winding down at the end of the day. Inside, you'll find an updated kitchen, new flooring, and a beautiful brick fireplace that gives the living space plenty of character. Beyond the cosmetic updates, the sellers have invested in major improvements including the water heater, plumbing, electrical, drainage, foundation supports, and crawlspace. Move-in ready and conveniently located near Scottsboro shopping, dining, and amenities.

417 Mcfoilton Lane, Scottsboro
453 Cherokee Road, Scottsboro
$289,000
3 Beds ⋅ 2 Baths ⋅ 1543147 MLS
This is a rare find !!! A chalet-type home nestled among tall trees, with the feel of being in the Great Smoky Mountains, yet within the Scottsboro City limits in beautiful River Ridge Estates, Approximately 1 mile from boat ramp on the Tennessee River. Approximately .95 acre. Very private, large yard. Approximately 1599 square feet, 3 bedrooms, 2 baths. Hardwood, tile and carpet flooring. Custom cabinets with granite countertops. vaulted ceiling in kitchen. Applliances remain with the home. Wood burning fireplace. Open floor plan. Skylights. Plenty of natural light from the glass doors. Master bath has tile in the shower with river rock flooring. Plenty of decks for entertaining. Even comes with a Bar-B-Q grill. Approximate 396 square foot garage has heat and air and is now being used as a game room comes with pool table, small refrigerator and seating but could easily be a garage. Unique outside building; flooring in building has been reinforced to accommodate a tractor. Paved drive. Home comes partially furnished. Move in ready. Great home for a family or vacation rental. Seller is related to listing agent.

453 Cherokee Road, Scottsboro
519 Gunter Avenue, Bridgeport
$285,000
3 Beds ⋅ 2 Baths ⋅ 1543119 MLS
You'll want to see this NEWLY UPDATED home in Bridgeport! This charming ranch-style home offers comfortable one-level living, plenty of space inside and out, and a convenient location near major area employers, including Google, Shaw Industries, and USG (United States Gypsum). Step inside to an OPEN living area featuring beautiful hardwood floors, built-ins, and a bar/island work center that's perfect for everyday living and entertaining. The kitchen features stainless steel appliances, while the spacious bedrooms provide plenty of room for everyone. The owner's suite features a large walk-in closet, and you'll love the EXTREMELY spacious laundry room located just off the primary bedroom. Recent updates include NEW CARPET, giving the home a fresh, move-in-ready feel. Outside, the large front porch is just waiting for your rocking chairs! The LARGE FENCED-IN BACKYARD offers plenty of usable space and features an oversized gate for convenient vehicle access--great for trailers, recreational vehicles, pets, or additional parking. Conveniently located in Bridgeport with easy access to Google, Shaw Industries, USG, and surrounding communities. Come see everything this updated ranch has to offer!

519 Gunter Avenue, Bridgeport
1091 County Road 295, Higdon
$725,000
3 Beds ⋅ 4 Baths ⋅ 1541727 MLS
62.81 ACRES + BRICK HOME + SHOP + BARN + PONDS + MOUNTAIN VIEWS! Imagine waking up surrounded by over 62acres of countryside, with mountain views, fenced pasture ready for livestock, hunting land, two ponds, mature landscaping, and room to enjoy a peaceful, private lifestyle. Step through the expansive front door of this beautiful brick home and into a warm, inviting interior featuring hardwood floors, tall ceilings, and a brick wood-burning fireplace. The dining area opens through French doors to the back patio, creating an easy connection between indoor and outdoor living. A convenient half bath is accessible from the patio, making outdoor entertaining simple. The kitchen offers abundant cabinetry, stainless steel appliances, and a breakfast area for casual meals. A spacious laundry room adds everyday functionality and organization. The main-level primary suite provides a private retreat with an ensuite bath featuring a tiled shower, separate vanities, and two walk-in closets. Upstairs, two additional bedrooms each include a private full ensuite bathroom, offering comfort and privacy for family or guests. An upstairs office provides a dedicated space for working from home, studying, or managing daily tasks. The attached two-car garage adds convenience, while the unfinished attic space above provides excellent storage or potential for future finished living space. Outside, the property truly shines. A 30x50 shop with three bay doors offers room for equipment, vehicles, projects, hobbies, or storage. The 40x60 barn and corral are ready for livestock, making this property ideal for a working farm, homestead, or anyone seeking more space and flexibility. Whether you dream of raising cattle, riding horses, hunting your own land, working in the shop, watching the kids explore, or relaxing on the patio while taking in the mountain views, this property offers the space and improvements to make that lifestyle possible. This is more than land, it's a place to build

1091 County Road 295, Higdon
13330 County Road 91, Bryant
$650,000
3 Beds ⋅ 2 Baths ⋅ 1541396 MLS
53+ ACRES + 2021 CUSTOM HOME + MOUNTAIN VIEWS + PASTURE + POND + BARN! If you've been searching for a property where you can have privacy, raise animals, hunt, enjoy the outdoors AND come home to a newer home, this Hogjaw Valley property offers the complete package. Built in 2021, the 3-bedroom, 2-bath home sits surrounded by approximately 53.78 acres of beautiful pasture and wooded land with breathtaking mountain views. Step onto the wrap-around porch with your morning coffee, relax in the sunroom overlooking the property, or spend evenings gathered around the fireplace. Inside, you'll find an inviting open layout, granite countertops, generous living spaces and a spacious primary suite with a beautiful bath featuring a soaking tub and walk-in shower. But the LAND is what truly sets this property apart. With usable pasture, wooded acreage, a pond and barn already in place, there is room for horses, cattle, livestock, recreation and excellent hunting--all without leaving home. The basement garage provides secure parking and abundant storage with additional flexibility for equipment, a workshop or storm shelter. Whether your dream is a private homestead, mini-farm, hunting retreat, equestrian property or simply owning a large piece of beautiful North Alabama, this property gives you the space and freedom to make it your own. 53+ acres. Mountain views. Pasture. Pond. Hunting land. Barn. Newer home. One incredible property in Hogjaw Valley.

13330 County Road 91, Bryant
3911 County Road 131, Bryant
$385,000
3 Beds ⋅ 3 Baths ⋅ 1541023 MLS
If you've been looking for a home that truly has it all, this 3-bedroom, 2-bath home was built to last and designed for comfortable living. The living room features a cozy gas log fireplace, while the spacious primary suite offers a jetted tub, separate shower, and plenty of room to unwind. You'll find closets and storage tucked into just about every nook and cranny, making it easy to stay organized. Car enthusiasts and hobbyists will love the expansive garage setup offering over 2,000 sq ft of total garage space across four bays. Enjoy the convenience of two main-level garages alongside two basement-level garages, featuring 12-foot ceilings in the bonus garage area. The lower level also includes a full workshop space and a third bathroom that doubles as a storm shelter. The home is equipped with electric central heat and air plus backup propane heat for year-round comfort. Outside, enjoy the back deck with a lovely view or relax on the covered rocking chair front porch. There's even a separate septic system that has been used as a full RV hookup for added flexibility. All of this is set on 5 peaceful acres just 30 minutes from Chattanooga, offering the perfect balance of privacy and convenience.

3911 County Road 131, Bryant
158 County Road 677, Bryant
$790,000
4 Beds ⋅ 3 Baths ⋅ 1540324 MLS
Properties offering both scale and true freedom are increasingly rare. This 32± acre estate delivers exactly that. Fully unrestricted land minutes from the Tennessee River, with the zoning options to build, farm, or simply preserve the privacy as-is. A gated entrance opens onto private woodland, pasture, and a spring-fed pond, with Chattanooga just 35 minutes away and public river access even closer. The residence has undergone a complete renovation. An open living area connects to a kitchen finished with a full suite of KitchenAid appliances, a substantial island, and refined, current finishes. The primary suite functions as a private wing, with a soaking tub, separate tiled shower, double vanity, and a walk-in closet sized for serious storage. A mudroom adjoining the laundry room provides practical separation between daily use and living space. The front porch commands long views across the property with the back patio offering a more private, enclosed setting. A barn provides outdoor storage for equipment, while a second structure that is sound, well-built, and ready for renovation, presents further potential as a guest house, rental, or workshop. The location balances seclusion with access. Only 30 minutes to the TVA Processing Center in Hollywood, AL, and within 2.5 hours of Nashville, Knoxville, and Atlanta, with Nashville International Airport (BNA) roughly 2 hours away. Chattanooga airport only 45 minutes away. 🎥 Video walkthrough https://iframe.videodelivery.net/2f0144a088724570e4a2308240747b45 Buyer to verify square footage and any restrictions applicable to the property.

158 County Road 677, Bryant
941 County Road 357, Pisgah
$560,000
4 Beds ⋅ 4 Baths ⋅ 1538580 MLS
Welcome to your own private retreat in the heart of Pisgah! Nestled on approximately 10.5 beautiful acres, this spacious 4-bedroom, 4-bath home offers the perfect blend of comfort, flexibility, and outdoor living. Step inside to an inviting open floor plan designed for both everyday living and entertaining. The main level also features a dedicated office that could easily serve as a guest room or additional bedroom. Upstairs, you'll find a large game room plus a finished bonus room over the garage--ideal for extra storage, a hobby room, home gym, or even another bedroom. Outside, the possibilities are endless! Spend your summers enjoying the above-ground pool, fish in the stocked pond, or tackle projects in the 20x30 detached garage/workshop. A two-car attached garage, long private driveway, and plenty of room to roam complete this incredible property. Whether you're looking for a peaceful country escape, room for a growing family, multigenerational living, or the perfect place to entertain, this one checks all the boxes. Schedule your private showing today and experience everything this exceptional Pisgah property has to offer! Please note: The sellers are currently in the process of moving. The home will be thoroughly cleaned prior to closing. Additionally, a portion of the pool deck is being removed by the sellers due to its condition.

941 County Road 357, Pisgah
105 County Road 206, Bridgeport
$549,999
3 Beds ⋅ 2 Baths ⋅ 1536873 MLS
Refined Southern Elegance in Bridgeport! Experience timeless charm and modern sophistication in this beautifully renovated 3-bedroom, 2-bath residence. Showcasing a true Southern touch, this home features a spacious, light-filled den ideal for entertaining or unwinding in comfort. Thoughtful updates blend classic character with contemporary style throughout. Step outside to your private backyard oasis complete with a sparkling pool—perfect for relaxing or hosting with ease. A rare find that embodies elegance, comfort, and Southern hospitality.

105 County Road 206, Bridgeport
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