Jackson Homes with FHA Financing available

Jackson Homes with FHA Financing available

Welcome to Jackson County, Alabama, a hidden gem nestled in the picturesque foothills of the Appalachian Mountains. Known for its stunning natural beauty, rich history, and welcoming communities, Jackson County offers an ideal blend of rural charm and modern conveniences. With its lush landscapes, serene lakes, and vibrant local culture, it's no wonder that families and individuals alike are choosing to call this area home.

The county is home to several charming towns, including Scottsboro, the county seat, where you can explore unique shops, delightful eateries, and a variety of recreational activities. Outdoor enthusiasts will appreciate the abundance of hiking trails, fishing spots, and camping areas, particularly around the stunning Lake Guntersville and the scenic Little River Canyon National Preserve.

For those looking to invest in their dream home, Jackson County offers a range of properties to suit every lifestyle and budget. With FHA financing available, purchasing a home here has never been more accessible. FHA loans are designed to help first-time homebuyers and those with limited resources achieve their homeownership dreams, making it easier to secure a mortgage with lower down payment requirements and more flexible credit guidelines.

Whether you're searching for a cozy cottage, a spacious family home, or a serene retreat, Jackson County has something for everyone. Embrace the warmth of Southern hospitality and the beauty of nature as you embark on your journey to find the perfect home in this enchanting county. Let Jackson County be the backdrop for your next chapter!

Newest Jackson Homes with FHA Financing available

$145,000
3 Beds ⋅ 2 Baths ⋅ 1542716 MLS
HUD Case # 013-077996 ''HUD homes are Sold As Is'' www.olympusams-at.com www.HudHomeStore.gov... Looking for space, storage, and an affordable price? This one deserves a look! This 3-bedroom, 2-bath home offers approximately 1,960 sq. ft. of comfortable, one-level living on a level .54-acre corner lot. Inside, you'll find a spacious open floor plan, large walk-in pantry, separate laundry room, and a convenient mudroom just off the side entrance. One of the standout features is the storage--all three bedrooms have walk-in closets! Outside, the side lawn is enclosed with chain-link fencing, offering a great space for pets, play, or simply enjoying the yard. With a functional layout, plenty of room to spread out.

21843 Alabama 71, Flat Rock
$435,000
4 Beds ⋅ 4 Baths ⋅ 1542606 MLS
Imagine having the space, privacy, and flexibility to truly make a property your own. Nestled on approximately 11 beautiful acres in Flat Rock, Alabama, just minutes from the Tennessee River, this property offers peaceful country living with room for family, guests, and future possibilities. The 2,168 sq. ft. main home features beautiful hardwood floors, tall ceilings, and a cozy fireplace. Enjoy your morning coffee in the sunroom or gather with family and friends in the spacious dining area and kitchen. A dedicated laundry room and convenient half bath add everyday functionality. The home offers 3 spacious bedrooms and 2.5 bathrooms, including a private primary suite with an en suite bathroom and walk-in closets. A separate 1-bedroom, 1-bath guest house offers approximately 1,170 sq. ft. with its own kitchen and utility room, providing flexibility for multigenerational living, extended family, guests, or potential rental income. The approximately 1,280 sq. ft. three-bay garage provides plenty of room for vehicles, boats, ATVs, equipment, storage, or hobbies--especially convenient with the Tennessee River just minutes away. The property also includes an old home site that may offer potential for an additional homesite and possible access to existing utilities. Buyer to verify all information regarding utilities, building suitability, and potential uses. If you've been searching for acreage, multiple living spaces, room to spread out, and convenient access to the Tennessee River, this Flat Rock property offers a rare opportunity to enjoy country living with incredible versatility.

2045 County Road 414, Flat Rock
$750,000
3 Beds ⋅ 4 Baths ⋅ 1541727 MLS
Imagine waking up surrounded by 62.81 acres of countryside, with mountain views, fenced pasture ready for livestock, hunting land, two ponds, mature landscaping, and room to enjoy a peaceful, private lifestyle. Step through the expansive front door of this beautiful brick home and into a warm, inviting interior featuring hardwood floors, tall ceilings, and a brick wood-burning fireplace. The dining area opens through French doors to the back patio, creating an easy connection between indoor and outdoor living. A convenient half bath is accessible from the patio, making outdoor entertaining simple. The kitchen offers abundant cabinetry, stainless steel appliances, and a breakfast area for casual meals. A spacious laundry room adds everyday functionality and organization. The main-level primary suite provides a private retreat with an ensuite bath featuring a tiled shower, separate vanities, and two walk-in closets. Upstairs, two additional bedrooms each include a private full ensuite bathroom, offering comfort and privacy for family or guests. An upstairs office provides a dedicated space for working from home, studying, or managing daily tasks. The attached two-car garage adds convenience, while the unfinished attic space above provides excellent storage or potential for future finished living space. Outside, the property truly shines. A 30x50 shop with three bay doors offers room for equipment, vehicles, projects, hobbies, or storage. The 40x60 barn and corral are ready for livestock, making this property ideal for a working farm, homestead, or anyone seeking more space and flexibility. Whether you dream of raising cattle, riding horses, hunting your own land, working in the shop, watching the kids explore, or relaxing on the patio while taking in the mountain views, this property offers the space and improvements to make that lifestyle possible. This is more than land, it's a place to build a life.

1091 County Road 295, Higdon
$310,000
3 Beds ⋅ 2 Baths ⋅ 1541449 MLS
Welcome Home! This charming 3-bedroom, 2-bathroom single-story brick ranch has been lovingly maintained by its original owner and sits beautifully on a private, wooded 1-acre lot. Pride of ownership shines throughout this exceptionally well-cared-for home. The inviting exterior features a covered carport, generous driveway parking, mature trees, and a beautifully maintained lawn, providing plenty of space, privacy, and curb appeal. Inside, you'll find a warm and functional layout with a spacious living area, neutral finishes, abundant natural light, and plenty of room for comfortable everyday living and entertaining. The kitchen offers an abundance of wood cabinetry, ample counter space, a convenient breakfast bar, and an adjoining dining area. At the rear of the home, the enclosed sunroom/patio and deck overlook the expansive backyard, creating the perfect setting for morning coffee, relaxing evenings, or enjoying the peaceful wooded surroundings. Numerous improvements over the past 10 years offer added peace of mind for the next owner. Updates include the water heater, central AC unit, windows, roof and gutters, enclosed sunroom/patio, concrete driveway, and exterior paint. With its classic brick exterior, spacious one-level floor plan, original-owner history, numerous recent improvements, and beautiful 1-acre setting, this property offers a rare combination of comfort, privacy, and timeless charm. Move-in ready and exceptionally well-maintained, this wonderful home is truly a must-see!

156 Co 476, Bridgeport
$700,000
3 Beds ⋅ 2 Baths ⋅ 1541396 MLS
Picture yourself waking up to breathtaking mountain views, stepping onto a wrap-around porch with your morning coffee, and enjoying the kind of privacy that is getting harder and harder to find. This beautiful 3-bedroom, 2-bath home, built in 2021, sits on approximately 53 acres in the heart of Hogjaw Valley and offers an incredible combination of modern living, outdoor recreation, and usable land. Inside, the home features a warm and inviting layout with granite countertops, a cozy fireplace, and a gorgeous master suite complete with a beautiful bathroom featuring a soaking tub and walk-in shower. A bright sunroom provides the perfect place to relax and take in the surrounding scenery, while the spacious wrap-around porch creates an ideal setting for entertaining or simply enjoying the peaceful views. Outside is where this property truly shines. The acreage offers mountain views, a pond, excellent hunting opportunities, and beautiful pastureland with plenty of room for horses, cattle, or other livestock. A barn provides additional functionality for equipment, animals, or storage. Whether you're looking for a private homestead, hunting retreat, mini-farm, or simply a place with room to roam, this property offers endless possibilities. The home also features a basement garage, providing secure parking and abundant storage while offering the versatility to serve as a storm shelter or additional workspace when needed. With 53 acres of privacy, usable pasture, wooded hunting land, water, mountain views, and a newer home, this is more than a property- it's a lifestyle. Come experience the peace, beauty, and freedom of Hogjaw Valley for yourself.

13330 County Road 91, Bryant
$399,000
3 Beds ⋅ 3 Baths ⋅ 1541023 MLS
If you've been looking for a home that truly has it all, this 3-bedroom, 2-bath home was built to last and designed for comfortable living. The living room features a cozy gas log fireplace, while the spacious primary suite offers a jetted tub, separate shower, and plenty of room to unwind. You'll find closets and storage tucked into just about every nook and cranny, making it easy to stay organized. Car enthusiasts and hobbyists will love the expansive garage setup offering over 2,000 sq ft of total garage space across four bays. Enjoy the convenience of two main-level garages alongside two basement-level garages, featuring 12-foot ceilings in the bonus garage area. The lower level also includes a full workshop space and a third bathroom that doubles as a storm shelter. The home is equipped with electric central heat and air plus backup propane heat for year-round comfort. Outside, enjoy the back deck with a lovely view or relax on the covered rocking chair front porch. There's even a separate septic system that has been used as a full RV hookup for added flexibility. All of this is set on 5 peaceful acres just 30 minutes from Chattanooga, offering the perfect balance of privacy and convenience.

3911 County Road 131, Bryant
$795,000
4 Beds ⋅ 3 Baths ⋅ 1540324 MLS
Properties offering both scale and true freedom are increasingly rare. This 32± acre estate delivers exactly that. Fully unrestricted land minutes from the Tennessee River, with the zoning options to build, farm, or simply preserve the privacy as-is. A gated entrance opens onto private woodland, pasture, and a spring-fed pond, with Chattanooga just 35 minutes away and public river access even closer. The residence has undergone a complete renovation. An open living area connects to a kitchen finished with a full suite of KitchenAid appliances, a substantial island, and refined, current finishes. The primary suite functions as a private wing, with a soaking tub, separate tiled shower, double vanity, and a walk-in closet sized for serious storage. A mudroom adjoining the laundry room provides practical separation between daily use and living space. The front porch commands long views across the property with the back patio offering a more private, enclosed setting. A barn provides outdoor storage for equipment, while a second structure that is sound, well-built, and ready for renovation, presents further potential as a guest house, rental, or workshop. The location balances seclusion with access. Only 30 minutes to the TVA Processing Center in Hollywood, AL, and within 2.5 hours of Nashville, Knoxville, and Atlanta, with Nashville International Airport (BNA) roughly 2 hours away. Chattanooga airport only 45 minutes away. 🎥 Video walkthrough https://iframe.videodelivery.net/2f0144a088724570e4a2308240747b45 Buyer to verify square footage and any restrictions applicable to the property.

158 County Road 677, Bryant
$349,900
3 Beds ⋅ 2 Baths ⋅ 1539076 MLS
🏡 Brick Ranch • Resort-Style Pool • Stunning Vaulted Sunroom • 1.75 Acres Seller offering $10,000 in closing costs with a reasonable offer. Welcome home to this beautifully maintained **3-bedroom, 2-bath all-brick ranch** situated on **1.75 picturesque acres**. Offering spacious living areas, timeless finishes, and an incredible backyard retreat, this property is designed for both everyday comfort and unforgettable entertaining. Step inside to rich hardwood floors and a welcoming open layout featuring an expansive living room anchored by a stunning floor-to-ceiling stone fireplace. The oversized formal dining room easily accommodates large gatherings while overlooking the beautifully landscaped front yard. The heart of the home is the spacious kitchen, complete with abundant cabinetry, stainless steel appliances, double wall ovens, a smooth cooktop, a large center island with seating, generous pantry storage, and an extended serving buffet that's perfect for holidays and entertaining. A convenient pass-through window keeps everyone connected while serving guests in the sunroom. One of the home's most impressive features is the spectacular **vaulted sunroom**. Wrapped in warm tongue-and-groove wood, soaring ceilings, walls of windows, and multiple access points to the backyard, this incredible space overlooks the sparkling in-ground pool and creates the perfect place to relax year-round. The spacious primary suite features hardwood flooring, an ensuite bath with dual vanities, and excellent closet space, while the additional bedrooms offer comfort and flexibility for family, guests, or a home office. *Outside, you'll discover your own private resort. The fenced backyard features a large in-ground pool with a slide, expansive pool deck, grilling area, mature trees, established landscaping, and multiple outdoor entertaining spaces offering both privacy and tranquility. Additional features include: 3 Bedrooms | 2 Bathrooms *Approximately 1.75 Acres*Beautiful All-Brick Ranch*Hardwood Floors Throughout Most of the Home Spacious Living Room with Floor-to-Ceiling Stone Fireplace Large Formal Dining Room Oversized Kitchen with Island Double Wall Ovens & Stainless Steel Appliances Walk-In Pantry & Extensive Cabinetry Stunning Vaulted Wood-Ceiling Sunroom In-Ground Swimming Pool with Slide Fenced Backyard Covered Two-Car Carport Large Laundry Room with Built-In Cabinetry Mature Landscaping & Beautiful Shade Trees Whether you're hosting summer pool parties, holiday dinners, or simply enjoying a peaceful evening in the sunroom overlooking the water, this home offers the space, charm, and lifestyle you've been searching for. Schedule your private showing today and experience everything this exceptional property has to offer!

1232 Hall Drive, Bridgeport
$199,999
3 Beds ⋅ 2 Baths ⋅ 1538745 MLS
Home in Higdon sitting on 1.39 acres. This 3-bedroom 1.5 bath home has plenty of room for everyone. It features an open kitchen, large back deck, and a large family room in the basement with a fireplace. Home needs a little tlc but has great potential. Sold As-Is.

202 County Road 713, Higdon
$599,000
4 Beds ⋅ 4 Baths ⋅ 1538580 MLS
Welcome to your own private retreat in the heart of Pisgah! Nestled on approximately 10.5 beautiful acres, this spacious 4-bedroom, 4-bath home offers the perfect blend of comfort, flexibility, and outdoor living. Step inside to an inviting open floor plan designed for both everyday living and entertaining. The main level also features a dedicated office that could easily serve as a guest room or additional bedroom. Upstairs, you'll find a large game room plus a finished bonus room over the garage--ideal for extra storage, a hobby room, home gym, or even another bedroom. Outside, the possibilities are endless! Spend your summers enjoying the above-ground pool, fish in the stocked pond, or tackle projects in the 20x30 detached garage/workshop. A two-car attached garage, long private driveway, and plenty of room to roam complete this incredible property. Whether you're looking for a peaceful country escape, room for a growing family, multigenerational living, or the perfect place to entertain, this one checks all the boxes. Schedule your private showing today and experience everything this exceptional Pisgah property has to offer! Please note: The sellers are currently in the process of moving. The home will be thoroughly cleaned prior to closing. Additionally, a portion of the pool deck is being removed by the sellers due to its condition.

941 County Road 357, Pisgah
$580,000
3 Beds ⋅ 2 Baths ⋅ 1536873 MLS
Refined Southern Elegance in Bridgeport! Experience timeless charm and modern sophistication in this beautifully renovated 3-bedroom, 2-bath residence. Showcasing a true Southern touch, this home features a spacious, light-filled den ideal for entertaining or unwinding in comfort. Thoughtful updates blend classic character with contemporary style throughout. Step outside to your private backyard oasis complete with a sparkling pool—perfect for relaxing or hosting with ease. A rare find that embodies elegance, comfort, and Southern hospitality.

105 County Road 206, Bridgeport
$279,900
3 Beds ⋅ 2 Baths ⋅ 1536479 MLS
Built in 2024 and still feeling brand new, this 3-bedroom, 2-bath ranch home offers modern finishes and plenty of room to enjoy both inside and out. The open-concept floor plan creates a seamless flow between the living, dining, and kitchen areas, making it ideal for everyday living and entertaining. The kitchen features beautiful quartz countertops, ample cabinet space, and a functional layout designed for today's lifestyle. Luxury vinyl plank flooring throughout provides durability and style, while the thoughtfully designed floor plan offers comfortable living spaces and well-sized bedrooms. Situated on approximately 1.18 acres, the property provides plenty of space for gardening, outdoor activities, pets, or future projects. Enjoy the benefits of newer construction without the wait of building, all while being conveniently located in Stevenson with easy access to nearby amenities, schools, and outdoor recreation. Move-in ready and waiting for its next owner to call it home.

596 Co Rd 104, Stevenson
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