Ooltewah Homes with FHA Financing available

Ooltewah Homes with FHA Financing available

Welcome to Ooltewah, Tennessee—a charming town nestled in the picturesque Hamilton County. Known for its stunning natural landscapes and friendly community atmosphere, Ooltewah is the perfect blend of small-town charm and modern conveniences. With its rolling hills, lush greenery, and proximity to the stunning Chickamauga Lake, residents enjoy an abundance of outdoor activities, from hiking and fishing to peaceful picnics in local parks.

Ooltewah boasts a variety of amenities, including delightful shops, restaurants, and recreational facilities. Families will appreciate the highly-rated schools and a strong sense of community, making it an ideal place to raise children or enjoy a peaceful retirement. The town’s strategic location provides easy access to the bustling city of Chattanooga, allowing residents to enjoy the vibrant cultural scene, shopping, and dining options just a short drive away.

For those looking to make Ooltewah their home, the housing market is welcoming, with a range of options to suit diverse lifestyles and budgets. One of the standout features of this area is the availability of homes eligible for FHA financing, making homeownership more accessible for first-time buyers and those looking to invest in their future. With flexible down payment options and competitive interest rates, FHA loans can help you secure your dream home in this delightful community.

Whether you're drawn to Ooltewah for its natural beauty, strong community spirit, or affordable housing options, you’ll find that this charming town has something for everyone. Come explore Ooltewah and discover the perfect place to call home!

Newest Ooltewah Homes with FHA Financing available

$329,000
3 Beds 2 Baths 1539518 MLS
Welcome home to this beautifully maintained one-level gem in the heart of Ooltewah! Conveniently located just minutes from the shopping, dining, and entertainment of Cambridge Square, this 3-bedroom, 2-bathroom home offers the perfect blend of comfort, style, and convenience. Step inside to discover an inviting open living space centered around a stunning floor-to-ceiling stone gas fireplace, the perfect focal point for cozy evenings at home. Luxury vinyl plank flooring, complemented by comfortable carpeting in the bedrooms, creates a warm and modern feel throughout. The thoughtfully designed floor plan features a spacious living room, a well-appointed kitchen with stainless steel appliances, two generously sized guest bedrooms, a full hall bathroom, a dedicated laundry area, and a private owner's suite complete with its own full bathroom. The separate dining room opens directly to the fully fenced backyard, creating an ideal space for entertaining, enjoying family gatherings, or simply relaxing outdoors. You'll also appreciate the valuable updates that provide lasting peace of mind, including a new roof installed in 2021 and a new HVAC system replaced in 2024. Other improvements include a new hot water heater and garbage disposal in 2026. Whether you're searching for your first home, looking to downsize, or simply wanting the convenience of single-level living in one of Ooltewah's most desirable locations, this move-in-ready home is one you won't want to miss!

8279 Bluegill Circle, Ooltewah

$425,000
4 Beds 3 Baths 1539488 MLS
Welcome home to this beautifully maintained 4-bedroom, 3-bath home in the heart of Ooltewah, conveniently located just minutes from Harrison Bay, Cambridge Square, schools, shopping, and restaurants. From the moment you arrive, you'll appreciate the inviting curb appeal and the pride of ownership that shines throughout this exceptionally clean, move-in-ready home. The main level features a bright and functional kitchen with quartz countertops, stainless steel appliances, a brand-new dishwasher, and dining area. The spacious family room offers a vaulted ceiling, a warm fireplace, and direct access to the freshly painted deck--ideal for relaxing or entertaining. The primary suite provides a peaceful retreat with two walk-in closets and a private bath featuring double vanities, a soaking tub, and a separate shower. Two additional bedrooms, a full bath, and a conveniently located laundry room complete the main level. Downstairs, the finished basement offers incredible flexibility with a large den, a spacious fourth bedroom with windows for plenty of natural light, a full bath, and an additional finished room that would make an excellent home office, gym, hobby room, or even a potential fifth bedroom. Step outside to the lower-level deck, creating even more outdoor living space. The oversized two-car garage is currently set up as a game room but can easily function as a traditional garage without sacrificing convenience. An outdoor storage shed provides additional space for lawn equipment, tools, seasonal décor, or extra storage. With its desirable location, thoughtful layout, versatile living spaces, and meticulous upkeep, this home is ready for its next owners. Schedule your private showing today!

7410 Pfizer Drive, Ooltewah

$493,815
3 Beds 2 Baths 1539420 MLS
$25,000 Builder Incentive! Ready in September. Welcome to the Hunter plan by Greentech Homes, one of our most popular one-level homes, designed with comfort and intention in mind. A charming foyer hallway greets you, leading to two spacious guest bedrooms and a full bath--perfect for visitors, a home office, or flexible living. As you enter the main living space, the home opens beautifully into a light-filled, vaulted living room with built-in cabinetry and a cozy fireplace that flow seamlessly into a chef's kitchen with an oversized island--ideal for gathering and entertaining. A perfectly tucked dining area offers a sense of definition while still embracing the open-concept design. Glass French doors lead to an enclosed office space or sun room off the main area. Step outside to your patio, where evenings are best spent unwinding, grilling, or just soaking in the mountain views. The low-maintenance backyard creates an easy outdoor lifestyle you'll love. Privately situated, the oversized primary suite is a true retreat, featuring elegant double door entry into a spa-like bathroom with a tiled shower and a generous walk-in closet. A thoughtfully designed laundry and mudroom off the two-car garage includes a versatile nook--perfect for a pet station, extra storage, or meaningful furniture piece. Don't miss our $25,000 Founders Incentive, which can be used toward closing costs, rate buy-downs, and design upgrades! Expires July 30, 2026. Home is currently under construction with an estimated completion date of September 2026.

78 Snow Line Lane, Ooltewah

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