Ooltewah Homes with FHA Financing available

Ooltewah Homes with FHA Financing available

Welcome to Ooltewah, Tennessee—a charming town nestled in the picturesque Hamilton County. Known for its stunning natural landscapes and friendly community atmosphere, Ooltewah is the perfect blend of small-town charm and modern conveniences. With its rolling hills, lush greenery, and proximity to the stunning Chickamauga Lake, residents enjoy an abundance of outdoor activities, from hiking and fishing to peaceful picnics in local parks.

Ooltewah boasts a variety of amenities, including delightful shops, restaurants, and recreational facilities. Families will appreciate the highly-rated schools and a strong sense of community, making it an ideal place to raise children or enjoy a peaceful retirement. The town’s strategic location provides easy access to the bustling city of Chattanooga, allowing residents to enjoy the vibrant cultural scene, shopping, and dining options just a short drive away.

For those looking to make Ooltewah their home, the housing market is welcoming, with a range of options to suit diverse lifestyles and budgets. One of the standout features of this area is the availability of homes eligible for FHA financing, making homeownership more accessible for first-time buyers and those looking to invest in their future. With flexible down payment options and competitive interest rates, FHA loans can help you secure your dream home in this delightful community.

Whether you're drawn to Ooltewah for its natural beauty, strong community spirit, or affordable housing options, you’ll find that this charming town has something for everyone. Come explore Ooltewah and discover the perfect place to call home!

Newest Ooltewah Homes with FHA Financing available

3 Beds ⋅ 3 Baths ⋅ 1543083 MLS

Welcome to 8704 Sunridge Drive in Ooltewah, Tennessee, offering a spacious and versatile floor plan in a location that puts shopping, dining, entertainment, and everyday conveniences within easy reach. This home features 3 bedrooms, 2.5 bathrooms, and generously sized rooms with plenty of space for comfortable everyday living and entertaining. Inside, you'll find an abundance of hardwood and ceramic tile flooring, complemented by attractive trim work and fixtures throughout. One of the home's standout features is the expansive bonus room, providing exceptional flexibility and the potential to serve as a fourth bedroom, home office, media room, playroom, or additional living area. The location makes this property even more appealing. Enjoy convenient access to the growing Cambridge Square and Ooltewah area, with a wide variety of dining, shopping, and entertainment options nearby. Hamilton Place is less than 20 minutes away, while the restaurants, attractions, and entertainment of Downtown Chattanooga are approximately 30 minutes away. With spacious rooms, flexible living areas, and a convenient Ooltewah location, 8704 Sunridge Drive offers plenty of potential for its next owner. Property is being sold AS-IS.

8704 Sunridge Drive, Ooltewah

3 Beds ⋅ 2 Baths ⋅ 1543075 MLS

Welcome to 8587 Kennerly Court, where stylish interiors meet an outdoor space designed to be enjoyed. This beautifully maintained 3-bedroom, 3-bath home offers approximately 1,912 square feet of comfortable, thoughtfully designed living space in Ooltewah. Step inside to an open and inviting floor plan filled with natural light, tall ceilings, and modern finishes throughout. The kitchen is a standout with quartz countertops, a tiled backsplash, abundant cabinetry and storage, and an oversized island perfect for gathering. Even the laundry room features built-in cabinetry for added functionality. The spacious primary suite offers a relaxing retreat, complete with a beautifully appointed bath featuring an oversized tiled shower. Two additional bedrooms and baths provide flexibility for family, guests, or a home office. And then there's the backyard--truly one of this home's most memorable features. Surrounded by lush landscaping, it offers multiple spaces to relax and entertain, whether you're enjoying evenings around the firepit, watching a movie from the screened porch, hosting friends, or simply unwinding under the stars. Beautifully cared for, full of charm, and designed for both everyday living and entertaining, 8587 Kennerly Court is ready to welcome its next owner.

8587 Kennerly Court, Ooltewah

5 Beds ⋅ 4 Baths ⋅ 1543060 MLS

A House That Doesn't Need to Say Much <br><br> New construction in The Preserves at Savannah Bay, with a front exterior of board and batten siding and a stone water table that gives it a bit of quiet presence next to the rest of the street. Inside, the details worth noticing aren't loud ones, the weight of the tub, the grain running through the floor, a ceiling that was actually finished rather than painted white and forgotten. <br><br> Two Bedrooms Downstairs, Including the One That Matters <br><br> The primary suite sits on the main level, away from the noise of the rest of the house. Inside, a freestanding soaking tub sits beneath natural light, paired with a fully tiled walk in shower behind glass and a dual vanity with room to actually get ready in the morning without bumping elbows. Overhead, a tongue and groove ceiling adds a bit of texture that most builders skip because it takes longer and costs more. Here, it didn't get skipped. <br><br> A Living Space Built Around a Fireplace, Not a Floor Plan Diagram <br><br> The main living area centers on a white mantled fireplace, with light hardwood flooring running underfoot into the dining space beyond, framed by a French style door out to the back porch and a chandelier overhead that gives the room a bit of formality without trying too hard. A second living space at the front of the home holds a sectional and TV setup with big windows pulling in natural light, a quieter room for a quieter kind of evening. <br><br> A Kitchen That Was Planned by Someone Who Cooks <br><br> White cabinetry wraps a large island under pendant lighting, with a drop in gas cooktop, a proper range hood vent, and stacked built in wall oven and microwave, the kind of setup that comes from thinking about how a kitchen gets used, not just how it photographs. Natural gas runs to the home, feeding the cooktop and a tankless water heater, so hot water and cooking heat are never things you have to think about twice. <br><br> Property Taxes are TBD Five Bedrooms, Four Full Baths, One Loft Worth Fighting Over <br><br> Upstairs holds four more bedrooms and two full baths. Two of those bedrooms share a bath, while the largest has its own private ensuite, a real option for a guest, an in-law, or an older kid who wants a door of their own. The loft above deserves its own mention. It's not a landing or an afterthought, it's a second living room in scale, open enough to hold a media setup, a play space, or a home office without anyone feeling cramped for the privilege. <br><br> Floors, Ceilings, and a Few Choices Left for You <br><br> White oak engineered hardwood runs through the main living spaces, the kind of floor that ages instead of wearing out. The same tongue and groove ceiling treatment from the primary suite carries out to the front porch and the back porch, so the house feels considered from the inside to the outside of it. Even the garage door is left unfinished on purpose, the color is yours to choose, not the builder's. <br><br> Close to 75, Closer to a Round of Golf <br><br> Easy access to I-75 for the commute, and Ooltewah Club nearby for the days you'd rather be on a course than in a car. Nothing about this location asks you to pretend it's something it isn't. It's convenient, it's quiet, and the house on it happens to be built better than most of what's around it.

8388 Snowdrop Way, Ooltewah

4 Beds ⋅ 3 Baths ⋅ 1543013 MLS

Gorgeous and well curated home located in the beautiful Barnsley Park Subdivision. This 4 bedroom and 2.5 bath home looks as if it's newly built. With open floor plan tons of natural light, this home is a great canvas for someone. The family room of the home is centered around a custom stucco fireplace and wood beam ceilings. Open to the kitchen, where you will find tons of cabinet space, large island work area and high end stainless appliances. There is an oversized laundry room and powder room also on the main level. The primary bedroom has wonderful natural light would high ceilings and custom beams running across. The primary bathroom has a double vanity, wonderful soaking tub and glassed walk-in shower. The upstairs of the home has 3 adequately sized bedrooms, a well appointed guest bathroom and a very large media room. The home sits at the top of the neighborhood with views and a wonderful private backyard, along with a screened porch. Barnsley Park is located in the fast growing Ooltewah Area of Chattanooga which also boasts Cambridge Square a planned development of boutique shops and restaurants. Call today to schedule your own private showing of this wonderful property.

9837 Trestle Circle, Ooltewah

3 Beds ⋅ 3 Baths ⋅ 1542994 MLS

Welcome to your dream oasis in Ooltewah, TN, nestled within an exclusive gated community of Hampton Creek. This impeccable 3-bedroom, 2.1-bathroom home is a harmonious blend of style and sophistication. The primary suite graces the main level, offering ultimate convenience and privacy with its luxurious en-suite bath. Step inside to discover an open living area bathed in natural light, seamlessly connecting with a newly remodeled chef's kitchen--a culinary masterpiece featuring bespoke cabinetry that promises both function and flair. Whether hosting intimate dinners or lavish celebrations, this kitchen elevates every occasion. Beyond the beautiful kitchen and pantry renovation, the home boasts premium Aqua Clear upgrades, including a whole-house water filtration and salt-based softening system, paired with a dedicated reverse osmosis system for pure, crisp drinking water. Ascend to find a versatile bonus room and loft area, perfect as an office space or an additional lounge for relaxation. With pristine, high-end finishes throughout, this residence embodies refined elegance while promising modern comfort at every turn. Guarded by private gates, enjoy serene surroundings with peace of mind in this coveted community setting with options to join the golf, pool, tennis courts, and clubhouse. Don't miss your chance to experience luxurious living redefined--schedule your tour today!

8724 Gentle Mist Circle, Ooltewah

4 Beds ⋅ 2 Baths ⋅ 1542947 MLS

Perfect, open, one level floor plan... clean, neutral and ready to move in! Super convenient Ooltewah location, level yard, even has mountain views from your own covered back porch! Generously spaced rooms, lots of storage, large walk in closet, and oversized primary bedroom help you get organized and stay organized. Separate wing for guests, with three additional bedrooms and bath, gives everyone plenty of privacy. Loaded with extras... granite, updated lighting, tankless water heater, oversized shower, double vanities in both baths, low utility bills, plus a generator for those unexpected power outages. Larger than the average lot than most newer homes, and being elevated above the neighbors on the back street will give you a lot more privacy than you would expect, and offering the sense of community you've been hoping for.... Community pool, sidewalks, and street lamps. See it today!

8514 Briar Rose Place, Ooltewah

4 Beds ⋅ 3 Baths ⋅ 1542887 MLS

Move-In Ready October! The Bradley packs impressive living space into a highly sought-after ranch layout. Enjoy an open-concept main living area with durable vinyl plank flooring, 9 ft. ceilings, and seamless access to the extended half-covered back patio--perfect for effortless indoor/outdoor entertaining. The spacious family room features a cozy gas fireplace, while the chef-inspired kitchen includes quartz countertops and views into the gathering spaces. The private primary suite is thoughtfully separated from the two secondary bedrooms and offers direct access to the laundry room from the walk-in closet for everyday convenience. The extended family room enhances the first-floor living area, Second story bedroom with full bath over the garage is the ideal guest suite or office space. Located in Harbour Chase, homeowners enjoy convenience to everything--quick commutes to Chattanooga, nearby shopping and dining, top-rated schools, and picturesque community views of White Oak Mountain. Ask about seller incentives when using our preferred lender! Photos are representative of the plan, not the actual home.

8215 Harbour Chase Lp, Ooltewah

5 Beds ⋅ 3 Baths ⋅ 1542872 MLS

Why wait on new construction when this two year old Cumberland Falls floor plan already offers luxury finishes, thoughtful upgrades, and beautifully completed indoor and outdoor living spaces? Located in the sought after Farms at Creekside community in Ooltewah, this impressive home sits on a desirable corner lot and offers over 3,200 square feet. Pulling up you are greeted by charming gas lanterns, professional landscaping and curb appeal that leaves a meaningful first impression. Inside, the grand entryway opens to an oversized formal dining room with upgraded walls and ceiling details before flowing into the spacious open living room. The floor to ceiling gas log fireplace was upgraded with premium tile and a hand finished wood mantel adding a custom luxurious touch to this comfortable gathering space filled with natural light. The chef's kitchen features quartz countertops, a luxury tile backsplash, custom cabinetry, stainless steel appliances, and an extended island with wood panel detailing, large enough to seat six barstools. Additional windows in the breakfast nook bring in even more natural light, and the home also includes a reverse osmosis water filtration system that removes 99 percent of contaminants, heavy metals, and chemicals from the drinking water. There are two bedrooms on the main level including the owners suite which offers an extended layout and additional windows, along with a spa inspired bathroom featuring separate vanities, a soaking tub, a tiled walk in shower, and a spacious walk in closet. A second bedroom and full bathroom are also located on the main level, offering flexibility for guests and privacy being on the opposite side of the home, The laundry room sits nearby, conveniently close to the oversized 3 car garage. Upstairs, you have 2 more generously sized bedrooms, a media room that could also serve as a 5th bedroom, 1 full bathroom and a walk-in attic with abundant storage complete the upper level. The extended covered and screened patio overlooks the large backyard, creating a comfortable setting for relaxing or entertaining. Luxury upgrades include hardwood flooring throughout, upgraded light fixtures, an extended living room and primary bedroom width, additional windows in the formal dining room and breakfast nook, an upgraded fireplace with premium tile and a hand finished wood mantel, and a third car garage. Blinds, the refrigerator, washer, dryer, and media room speaker wiring are all included with the home. With its upscale finishes, flexible floor plan, abundant natural light, extensive upgrades, screened outdoor living space, and prime corner lot setting, this exceptional home offers the luxury and feel of new construction without the wait.

2622 Blue Skies Drive 24, Ooltewah

3 Beds ⋅ 2 Baths ⋅ 1542866 MLS

Tucked inside the desirable Hamilton on Hunter West community, this beautifully maintained one-level home offers a comfortable layout, thoughtful updates, and inviting indoor and outdoor spaces. With 3 bedrooms and 2 bathrooms, the home features an open-concept living and dining area that flows into the updated eat-in kitchen with stainless steel appliances, white cabinetry, and generous counter space. Bamboo hardwood flooring adds warmth throughout the main living areas. The spacious primary suite is privately positioned and includes an en suite bath with dual vanities and a large walk-in closet. Two additional bedrooms, a full bath, and a roomy laundry area are located on the opposite side of the home, creating a functional split-bedroom floor plan. Outside, enjoy a large screened porch and adjoining deck overlooking the expansive fenced backyard, offering plenty of room for entertaining, gardening, pets, or play. A two-car garage adds even more convenience. With its inviting layout, outdoor living space, and location in Hamilton on Hunter West, this home is ready to welcome its next owner.

6172 Chandler Hill Road, Ooltewah

5 Beds ⋅ 3 Baths ⋅ 1542815 MLS

Welcome to 8522 Deer Run, located in the gated Seven Lakes community of Ooltewah! This spacious 5-bedroom home offers a desirable main-level primary suite, open living spaces, and plenty of flexibility for today's lifestyle. The main level features soaring cathedral ceilings, genuine hardwood floors, and a beautiful stone fireplace, creating a warm and inviting space for everyday living and entertaining. The kitchen abundant storage, granite countertops, and stainless steel appliances. The main-level primary suite includes coffered ceilings, a walk-in closet, and a spacious ensuite bath with granite countertops, custom tile shower, and jetted tub. Upstairs, four additional bedrooms provide plenty of room for guests, a home office, playroom, or other needs. A private sunroom offers a peaceful retreat overlooking the backyard. Outside, enjoy a large, level, fully fenced yard with ample space for pets, play, and entertaining. Residents of Seven Lakes enjoy gated access, sidewalks, a community pool and clubhouse, and multiple stocked ponds throughout the neighborhood. A wonderful opportunity to enjoy spacious living in a sought-after Ooltewah community! Subdivision has its own website, sevenlakessubdivision.com, indicating HOA dues and other information. Information deemed reliable but not guaranteed. Buyer to verify all information deemed important.

8522 Deer Run Circle, Ooltewah

3 Beds ⋅ 2 Baths ⋅ 1542810 MLS

Welcome to 9205 Hopi Trail, a spacious 3-bedroom, 2-bathroom residence offering 3,143 square feet of comfortable living space in Ooltewah, TN. Situated on a level lot, this home features an expansive layout with room to spread out inside and out. The main level offers living and dining spaces designed for entertaining or everyday relaxation. Outside, enjoy a flat yard ideal for recreation, gardening, or outdoor gatherings, complete with a storage shed for equipment and supplies. Conveniently located near local schools, dining, and shopping in Cambridge Square, with easy access to I-75 and Chattanooga. Schedule your private tour today!

9205 Hopi Trail, Ooltewah

4 Beds ⋅ 3 Baths ⋅ 1542773 MLS

A wonderful and rare opportunity in our market, this beautifully maintained lakefront home is the complete package: gracious one-level living, warm and inviting interiors, effortless indoor-outdoor flow, breathtaking lake views and access, and five exceptional, private acres with gorgeous landscaping throughout. A beautifully designed pool completes the private backyard oasis, creating a truly special setting just minutes from Ooltewah and Chattanooga. Lost Lake offers a rare sense of place, where gated entry, five-acre homesites and the peaceful waters of a private community lake create a lifestyle that feels wonderfully removed, yet remains convenient to Ooltewah and Chattanooga. At 10726 Lost Lake Circle, a beautifully maintained lakefront home brings together true one-level living, exceptional privacy and an extraordinary connection between indoors and out--all on five stunning acres thoughtfully transformed by its original owners. A long, gently rising driveway creates a beautiful approach to the home, opening to an expansive lawn, generous parking and a detached garage/workshop designed to complement the residence. Carefully cleared woods, extensive landscaping, flowering gardens and added sod give the property a polished, welcoming presence while preserving the natural beauty and privacy that make Lost Lake so special. Inside, just under 3,000 square feet offers a most comfortable and functional floor plan, with all bedrooms, bathrooms and everyday living spaces conveniently located on the main level. The foyer, dining room, kitchen, breakfast area and living room share a seamless, open flow designed for the way people truly live and gather. Hardwood floors, architectural columns, detailed ceilings and warm wood beams add character throughout, while lake views keep the natural setting at the heart of the home. The vaulted living room is anchored by a handsome stone fireplace with timber mantel and custom built-ins. French doors open directly to the expansive covered porch and pool beyond, creating an effortless transition from indoor to outdoor living. The kitchen offers abundant cabinetry, generous quartz work surfaces and a large island with seating, complemented by a light-filled breakfast area and gracious dining room. Whether hosting the holidays, welcoming friends for dinner or enjoying a relaxed weekend at home, the open design provides plenty of room for everyone to gather while still feeling warm and connected. Privately positioned, the main level primary suite offers hardwood flooring, two closets, a softly illuminated tray ceiling and peaceful views of the scenic property and lake. The well-appointed bath features dual vanities, a luxurious freestanding soaking tub and an oversized tiled shower. Three additional bedrooms and two more full baths provide comfortable space for family and guests, all with the ease of true one-level living. Upstairs, a large bonus room offers excellent flexibility for an additional family room, home office, exercise space, hobby room or easily could be a fifth bedroom. An adjoining walk-in attic provides the generous storage every home appreciates. The outdoors live every bit as beautifully as the interior. An extended covered porch with a warm wood ceiling creates a true outdoor living room overlooking the pool, gardens and lake beyond. It is the perfect place for morning coffee while the property is quiet, afternoons beside the water or evenings spent listening to the fountain and enjoying the view. The surrounding patio provides abundant room for grilling, dining and entertaining, while the pool's stone fountain and evening lighting make the setting feel especially magical after sunset. A fully fenced backyard provides added peace of mind for children and pets, and the epoxy-coated porches were designed for durability and easy care. In addition to widening the driveway, clearing and sodding the grounds, adding extensive landscaping, irrigation and creating the pool retreat, the owners extended the covered porch, upgraded the fireplace with stone and a timber mantel, added perfectly matched hardwood flooring to the primary bedroom, replaced the bonus-room carpet with wood-style flooring, fully encapsulated the crawlspace and added the matching detached garage/workshop. With storage above and generous room for equipment, tools, hobbies and recreational vehicles, the workshop adds exceptional function and versatility. Lost Lake's scenic, stocked community lake invites residents to fish, kayak, paddle board and enjoy non-motorized boating, with an additional community access point available. Quiet roads and spacious surroundings make evening golf cart rides and visits with neighbors part of the relaxed Lost Lake lifestyle. The easy drive through scenic countryside feels peaceful and removed, yet the home is approximately 25 minutes from downtown Chattanooga and Chattanooga Airport. Nearby Cambridge Square serves as Ooltewah's beautiful open-air town center for dining, shopping and events, while Collegedale Commons offers parks, playgrounds, bike paths, pickleball, markets and community gatherings. Chattanooga is loved for its mild four-season climate, vibrant downtown, outdoor recreation and respected Erlanger academic health system. Atlanta, Nashville, Knoxville, Birmingham and Huntsville are all within easy reach. The property also benefits from county-only taxes, and Tennessee has no state income tax. Meticulously maintained and thoughtfully improved, 10726 Lost Lake Circle is more than a beautiful lakefront property. It is a home created for quiet mornings, lively holidays, poolside afternoons and the people who matter most--a rare and wonderful forever home with space to gather, room to breathe and a lifestyle to love. The property may also be offered fully furnished, with the furnishings, golf cart, mowers, tools and workshop contents negotiable. Lost Lake Living. 10726 Lost Lake Circle is the perfect package: gracious one-level living, beautiful architecture, warm and inviting interiors, effortless indoor-outdoor flow, breathtaking lake views and access, and five exceptional, private acres with gorgeous landscaping throughout. The fenced backyard is a true oasis, complete with a beautifully designed pool--an extraordinary place to relax, entertain, and enjoy every season. All listing information is deemed reliable but buyers are always encouraged to verify anything of specific importance. Special financing incentives are offered on this property through our preferred lender.

10726 Lost Lake Circle Lot # 25, Ooltewah

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