Ooltewah Homes with FHA Financing available

Ooltewah Homes with FHA Financing available

Welcome to Ooltewah, Tennessee—a charming town nestled in the picturesque Hamilton County. Known for its stunning natural landscapes and friendly community atmosphere, Ooltewah is the perfect blend of small-town charm and modern conveniences. With its rolling hills, lush greenery, and proximity to the stunning Chickamauga Lake, residents enjoy an abundance of outdoor activities, from hiking and fishing to peaceful picnics in local parks.

Ooltewah boasts a variety of amenities, including delightful shops, restaurants, and recreational facilities. Families will appreciate the highly-rated schools and a strong sense of community, making it an ideal place to raise children or enjoy a peaceful retirement. The town’s strategic location provides easy access to the bustling city of Chattanooga, allowing residents to enjoy the vibrant cultural scene, shopping, and dining options just a short drive away.

For those looking to make Ooltewah their home, the housing market is welcoming, with a range of options to suit diverse lifestyles and budgets. One of the standout features of this area is the availability of homes eligible for FHA financing, making homeownership more accessible for first-time buyers and those looking to invest in their future. With flexible down payment options and competitive interest rates, FHA loans can help you secure your dream home in this delightful community.

Whether you're drawn to Ooltewah for its natural beauty, strong community spirit, or affordable housing options, you’ll find that this charming town has something for everyone. Come explore Ooltewah and discover the perfect place to call home!

Newest Ooltewah Homes with FHA Financing available

6911 Benwood Drive, Ooltewah
$360,000
3 Beds ⋅ 3 Baths ⋅ 1543946 MLS
Welcome to 6911 Benwood Drive, a beautifully maintained residence in the heart of highly desirable Ooltewah, where elegant design, thoughtful updates, and an exceptional location create the perfect place to call home. Offering 3 bedrooms and 2 bathrooms, this inviting property seamlessly blends comfort with timeless style. A dramatic two-story living room welcomes you with soaring vaulted ceilings, expansive windows that flood the space with natural light, and a beautiful gas fireplace that serves as the centerpiece for everyday living and entertaining. The spacious kitchen is equally impressive, featuring granite countertops, abundant cabinetry, a breakfast nook, and a separate formal dining room designed for everything from casual mornings to holiday gatherings. The private primary suite offers a peaceful retreat with a beautifully updated spa-inspired ensuite featuring a soaking tub, oversized tiled walk-in shower, and dual vanities. Two additional bedrooms are connected by a convenient Jack-and-Jill bath, providing comfort and privacy for family or guests. An unfinished basement offers endless possibilities, whether you envision additional living space, a home gym, media room, workshop, or simply generous storage. Outside, an expansive deck overlooks the private backyard, creating the perfect setting for entertaining, relaxing, or enjoying the peaceful surroundings. Located just minutes from Cambridge Square, top-rated schools, shopping, dining, and everyday conveniences, this exceptional home offers the perfect balance of tranquility and accessibility. 6911 Benwood Drive is a rare opportunity to enjoy refined living in one of Ooltewah's most sought-after communities.

6911 Benwood Drive, Ooltewah
9647 Wiltshire Drive, Ooltewah
$650,000
5 Beds ⋅ 4 Baths ⋅ 1543893 MLS
Fantastic opportunity in the established Wellesley neighborhood in Collegedale convenient to the schools, shopping and restaurants in both East Brainerd and Ooltewah. One level over a full daylight basement, this 5 bedroom, 4 bath versatile home is perfect for the discerning buyer seeking an elegant yet comfortable turnkey home perfect for entertaining and everyday living. Some notable features include the high ceilings, hardwood floors, crown moldings, an open floor plan, 3 bedrooms and an office on the main level, great outdoor living space, a fenced back yard, a double garage on the main and an oversized single garage in the basement. The home exudes curb appeal with its lush landscaping, and you will immediately be enamored as soon as you walk in and note the décor and open concept. The foyer opens to the formal dining area and great room which has a gas fireplace and French doors to the screened in porch and adjoining deck. The office is to the left and has French doors from the foyer, as well as a closet and shared access to a full guest bath, so it could be utilized as a bedroom if preferred. The heart of the home is the open kitchen, breakfast and keeping room. The kitchen has granite countertops, a raised breakfast bar, stainless appliances, a pantry and is just steps from the dry bar, laundry room and garage. The breakfast room also has access to the screened porch and the vaulted keeping room and will quickly become a favorite spot in the house. The primary bedroom is off the great room and boasts a double door entry, specialty ceiling and a private bath with dual quartz vanity, free-standing tub, separate shower, private water closet and a walk-in closet. Two additional bedrooms are on the opposite side of the house and are adjoined by a shared bath. Head downstairs where you will find a family room, the 5th bedroom, a full bath, plus 3 additional rooms that are perfect for rec, play or hobby rooms. The basement garage has room for a workshop and has its own driveway, so this level could also be used as an in-law suite or converted to a secondary living space. A new HVAC, new water heater, and a community pool further add to the appeal, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

9647 Wiltshire Drive, Ooltewah
7985 Hampton Cove Drive, Ooltewah
$995,000
5 Beds ⋅ 4 Baths ⋅ 1543877 MLS
Welcome to your own private Oasis! This beautiful 5 bedroom, 4 bath home offers an inviting open floor plan designed for comfortable living and effortless entertaining. The bright kitchen features Quartz countertops, breakfast area, island and flows into the main living area, creating the perfect gathering space for family and guests. The main level offers a primary suite complete with a private ensuite bath, along with an additional bedroom and full bath ideal for guests or a home office. Upstairs, you'll find three additional bedrooms, two full baths, a versatile bonus room, and convenient walk-out attic space offering ample storage. Step outside and discover the backyard oasis, complete with a sparkling pool and outdoor fireplace, perfect for relaxing, entertaining and enjoying beautiful evenings at home. With generous living space, thoughtful amenities and a wonderful indoor/outdoor layout, this home has the perfect blend of comfort, style, and everyday living. New roof in 2024 along with attic spray in foam, new pool equipment, custom master closet, freshly painted outdoor patio, exterior doors, garage doors and updated bathroom vanities in 2026.

7985 Hampton Cove Drive, Ooltewah
6607 Snow Hill Road, Ooltewah
$400,000
3 Beds ⋅ 3 Baths ⋅ 1543875 MLS
Picture-perfect Ooltewah living with 2.36 acres, Wolftever Creek access and room to enjoy life outdoors. Immaculately maintained and thoughtfully updated in a warm farmhouse style, this charming single-level home offers an unexpected combination of privacy, land and convenience just minutes from the heart of Ooltewah. A fenced front yard frames the picturesque setting, while the wide front porch, partially covered for year-round enjoyment, provides the perfect spot for morning coffee or relaxing at the end of the day. Inside, the exceptionally well-designed floor plan makes thoughtful use of every space. High ceilings, solid wood paneled doors and carefully selected finishes add character throughout the home. The open living and dining areas feel bright and spacious, with a custom built-in bar area offering additional storage and a natural spot for entertaining. The large kitchen overlooks the backyard and features quartz countertops, ample cabinetry and plenty of workspace for cooking and gathering. An incredible laundry room provides exceptional additional storage, making everyday organization easy without sacrificing living space. The home offers three bedrooms and two and a half baths, including a comfortable primary suite with a walk-in closet and private bath featuring a dual sink vanity and large tiled shower. Two additional bedrooms provide flexibility for family, guests or a home office, with another full bath featuring a tiled tub surround. The outdoor space is where this property truly sets itself apart. Step onto the large back deck and take in the expansive backyard with plenty of room for gardening, pets, play and entertaining. Beyond the open lawn, a wooded portion of the property leads to Wolftever Creek, creating a peaceful natural backdrop and an opportunity to enjoy the outdoors right at home. A separate workshop adds valuable space for hobbies, projects or storage, while additional covered parking provides room for a boat, recreational equipment or other toys. Enjoy the feeling of having your own little piece of Ooltewah without giving up convenience. Cambridge Square, shopping, restaurants, grocery stores, lake access and I-75 are all nearby. For buyers searching for an updated single-level home with acreage, a fenced yard, workshop, creek access and room for an outdoor lifestyle, this picturesque and immaculately maintained property offers a combination that is increasingly difficult to find. Buyer to verify all info.

6607 Snow Hill Road, Ooltewah
8260 Summerlin Place, Ooltewah
$444,930
4 Beds ⋅ 2 Baths ⋅ 1543869 MLS
The Cali floor plan is available in the Harbor Crest community located in Ooltewah. This single-story layout is designed to maximize living space with an open-concept kitchen that overlooks the living area, dining room, and covered patio. Entertaining guests is a breeze, as this popular home features a spacious kitchen island and pantry for extra storage. The primary bedroom is located at the back of the home, off the living space, ensuring privacy. It comes with a walk-in closet and a spacious bathroom. At the front of the house, two more bedrooms share a second full bathroom. Across the hall, there is a fourth bedroom. This home offers ample space to fit all your needs. D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Images may contain virtual staging.

8260 Summerlin Place, Ooltewah
9394 Calder Circle, Ooltewah
$1,249,000
4 Beds ⋅ 4 Baths ⋅ 1543817 MLS
Welcome to this exceptional 4 bedroom 3.5 bath Waters-Holland home in Grantham Square, offering approx. 3,112 sq. ft. of beautifully designed living space. Thoughtfully planned with generous room sizes, abundant natural light, & high-quality finishes throughout, this home offers the feel of new construction without the wait. The main level features a welcoming foyer, elegant dining room, spacious great room with gas fireplace & custom built-ins, a beautifully appointed kitchen with upgraded Bosch appliances, large island, abundant cabinetry, with butler's & walk-in pantry. Hard surface flooring throughout the home, upgraded lighting & fixtures, walls of windows, & custom architectural details add character throughout. The private owner's suite is conveniently located on the main level and features its own thermostat, a spacious walk-in closet with built-in storage, large double vanity, soaking tub, separate tiled shower, & private water closet. One of the home's standout features is the covered brick-screened porch, complete with its own fireplace and TV an inviting year-round space for relaxing or entertaining. The fenced backyard provides a private, pool-sized yard with plenty of room for pets & outdoor activities. Upstairs offers three generously sized bedrooms, each with a walk-in closet, two full baths, and a versatile loft/den with floor-to-ceiling windows & beautiful views of the community & pond. The loft is ideal as an office, reading area, playroom, or flex space, with ample wall space for bookshelves or built-ins. The rear-loaded, oversized two-car garage provides added privacy from the street plus excellent storage. A well-designed laundry room includes cabinetry & sink. Grantham Square offers a distinctive neighborhood setting with community green space, parks, scenic mountain views, & warm neighborhood feel. Conveniently located in East Brainerd/Ooltewah near Apison Pike- Collegedale, Little Debbie Park, & Wolftever Geenway. County only tax

9394 Calder Circle, Ooltewah
9217 Glimmer Lane 149, Ooltewah
$435,900
4 Beds ⋅ 3 Baths ⋅ 1543772 MLS
**Seller is Offering a Rate Buydown for a limited time only! Certain terms and restrictions apply. Incentive may end at any time. *** BRAND NEW FLOOR PLAN TO REFLECTIONS The new Marshall ''M'' comes complete with a gourmet kitchen w/ granite countertop featuring a large center ''H'' island with room for bar stools, stainless steel appliances and a walk-in pantry. Guest bedroom and FULL bathroom on the main floor great for your guests or older teen. The sizable second floor loft/media area makes a perfect game room for both the kids and kids-at-heart. A spacious master suite is found on the 2nd level ready for the owners to retire at night. Very nicely appointed master bath with granite counters, widespread faucets and a standup shower w/ niche. You'll find ALL the space in this master closet for all your clothes and shoes! Secondary bedrooms upstairs have walk-in closets and a full bathroom with double sinks complete the 2nd level. Come and view this brand new floor plan to Reflections. Trust Real Estate Group will be the broker for the transaction on the seller side. The broker for Trust Real Estate Group has a personal interest in sale of this home.

9217 Glimmer Lane 149, Ooltewah
5410 High Street, Ooltewah
$289,900
3 Beds ⋅ 2 Baths ⋅ 1543743 MLS
Welcome to 5410 High Street, located in the heart of Ooltewah! This charming 3 bedroom, 2 bathroom home sits on a large, level lot with plenty of outdoor space. Inside, you'll find a bright and inviting living room centered around a beautiful brick fireplace, a spacious kitchen with plenty of cabinetry, and a functional layout throughout. The screened-in porch offers additional space to relax and enjoy the outdoors, while the storage building provides plenty of room for all the extras. All kitchen appliances, along with the washer and dryer, remain with the home. Conveniently located near shopping, dining, schools, and I-75, you'll be right in the heart of everything Ooltewah has to offer.

5410 High Street, Ooltewah
5652 Old Hunter Road, Ooltewah
$650,000
6 Beds ⋅ 4 Baths ⋅ 1543638 MLS
Enjoy space, privacy, and versatility with this one-story home situated on over 4 acres of beautiful, flat, usable land. With plenty of room to spread out, the property offers endless possibilities for outdoor entertaining, gardening, recreation, pets, or simply enjoying the peaceful surroundings. The single-level main home provides the convenience of easy everyday living, while a separate guest house adds tremendous flexibility. It's ideal for extended family, visiting guests, a private home office, or additional living space. Properties offering this much level acreage along with two separate living spaces are hard to find. Whether you're looking for room for family, space to entertain, or a peaceful property with plenty of land to enjoy, this home delivers a unique combination of comfort, privacy, and possibilities

5652 Old Hunter Road, Ooltewah
8375 Harbour Chase Loop, Ooltewah
$462,990
4 Beds ⋅ 3 Baths ⋅ 1543627 MLS
Move in November! The James plan offers exceptional flexibility and thoughtful design, perfect for modern living. This new construction home features a spacious dining room, a well-appointed kitchen with quartz countertops and a butler's pantry, and a versatile first-floor bedroom with a full bath that can serve as a study on the main level. Just off the garage, the large mudroom provides the perfect drop zone to keep everyday clutter organized. The inviting family room with a gas fireplace opens to the chef inspired kitchen, creating a warm and welcoming atmosphere for gatherings. Upstairs, you'll find an open loft along with a spacious laundry room. The expansive primary suite features a private sitting room and a luxurious primary bath with a large tiled shower. Enjoy outdoor living on the covered rear patio with an uncovered extension, ideal for relaxing or entertaining. Additional highlights include durable vinyl plank flooring throughout the main level and up the stairs, second level laundry room for easy access, and an open iron rail staircase that adds an elegant architectural touch. Both stories have 9ft ceiling heights. Ask about seller incentives with use of preferred lender. Photos representative of plan not of actual home being built. Harbour Chase gives homeowners convenience to everything they need. Visits to Chattanooga are a quick commute. Homeowners will appreciate the nearby shopping, dining, and top-rated schools,

8375 Harbour Chase Loop, Ooltewah
8379 Harbour Chase Loop, Ooltewah
$419,990
3 Beds ⋅ 3 Baths ⋅ 1543625 MLS
Move in Ready November! The Caldwell plan in the community of Harbour Chase. This plan is ideal for those needing a first floor primary suite. Greet guests from the foyer trimmed with chair rail and shadow box detailing that opens to a separate dining room for more traditional dining. Follow the foyer to the kitchen with tons of counterspace featuring a peninsula with pendant lighting, Quartz countertops and upgraded 42'' upper cabinetry. The kitchen is adjacent to the family room with an inviting fireplace as its focal point. Owner's will enjoy entertaining under the covered patio which can be accessed from the family room. The primary suite has a tray ceiling enhancing the spaciousness of the room. Primary bath with dual vanity and large shower. A powder room and convenient laundry room complete this level. Vinyl plank flooring throughout the main living area adds to the flow of the home and provides easy maintenance while crown molding enhances the 9 ft ceiling height The second story can be accessed from the iron rail staircase with LVP stairs that leads to a media room, two additional bedrooms and a shared hall bath. Both stories have 9ft ceiling heights. Ask about seller incentives with use of preferred lender. Photos representative of plan not of actual home. Both I-75 and Highway 58 are just minutes away making visits to Chattanooga a quick commute. Homeowners will appreciate the nearby shopping, dining, and top-rated schools,

8379 Harbour Chase Loop, Ooltewah
8821 Knolling Loop, Ooltewah
$545,000
4 Beds ⋅ 4 Baths ⋅ 1543574 MLS
Welcome to this exceptional Peyton floor plan nestled within the picturesque Bainbridge Park community in the heart of Ooltewah. Surrounded by beautifully maintained green spaces, walking sidewalks, and resort-style amenities including a pool and cabana, this home offers a lifestyle defined by both charm and convenience--just minutes from I-75, Cambridge Square, and Hamilton Place. Upon entry, you are greeted by a welcoming foyer with a convenient coat closet, leading to a dedicated study or home office and a well-appointed powder room--a rare and valuable feature. The home then opens into a light-filled, open-concept living space, seamlessly connecting the great room, kitchen, and dining area, creating an ideal setting for both everyday living and effortless entertaining. The kitchen is thoughtfully designed with modern finishes, ample workspace, and a functional layout that flows beautifully into the main living areas. Just beyond, a spacious patio off the dining area offers the perfect place to enjoy morning coffee or host gatherings outdoors. Tucked away for privacy, the primary suite which is located on the main level features a generous en-suite bath and a spacious walk-in closet, conveniently located near the laundry room for added ease. The upper level provides additional flexibility with three well-appointed bedrooms along with a Jack and Jill full bath as well as a second full bath. Blending thoughtful design, modern comfort, and a prime location, this home presents a rare opportunity to enjoy elevated living in one of Ooltewah's most desirable communities.

8821 Knolling Loop, Ooltewah
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