Ooltewah Homes with FHA Financing available

Ooltewah Homes with FHA Financing available

Welcome to Ooltewah, Tennessee—a charming town nestled in the picturesque Hamilton County. Known for its stunning natural landscapes and friendly community atmosphere, Ooltewah is the perfect blend of small-town charm and modern conveniences. With its rolling hills, lush greenery, and proximity to the stunning Chickamauga Lake, residents enjoy an abundance of outdoor activities, from hiking and fishing to peaceful picnics in local parks.

Ooltewah boasts a variety of amenities, including delightful shops, restaurants, and recreational facilities. Families will appreciate the highly-rated schools and a strong sense of community, making it an ideal place to raise children or enjoy a peaceful retirement. The town’s strategic location provides easy access to the bustling city of Chattanooga, allowing residents to enjoy the vibrant cultural scene, shopping, and dining options just a short drive away.

For those looking to make Ooltewah their home, the housing market is welcoming, with a range of options to suit diverse lifestyles and budgets. One of the standout features of this area is the availability of homes eligible for FHA financing, making homeownership more accessible for first-time buyers and those looking to invest in their future. With flexible down payment options and competitive interest rates, FHA loans can help you secure your dream home in this delightful community.

Whether you're drawn to Ooltewah for its natural beauty, strong community spirit, or affordable housing options, you’ll find that this charming town has something for everyone. Come explore Ooltewah and discover the perfect place to call home!

Newest Ooltewah Homes with FHA Financing available

5 Beds ⋅ 3 Baths ⋅ 1539918 MLS

Welcome to 7587 Highborne Lane--a home that's been filled with love, everyday moments, and a whole lot of happiness for the growing family that now needs a little more space. Located in Ooltewah a short distance from Cambridge Square, Ooltewah High School, and Exit 11, this home is within walking distance to Silverdale Baptist North and Ooltewah Elementary. Built in 2020, this 5 Bedroom, 3 Full Bath house has a long list of popular features and is move-in ready! The attractive front elevation includes brick and fiber-cement siding with wood-wrapped columns and decorative shutters. The covered front porch gives you a nice spot to watch the neighborhood go by, and there's a backyard patio for more private gatherings or grilling. You enter into a formal entry Foyer with crown molding, decorative trim, and engineered hardwood floors that run throughout the home. The formal Dining Room (currently used as an office) off the Foyer includes decorative wall trim and connects to the Butler's Pantry. The open Kitchen is easy to gather in, with gray subway tile, granite countertops, white cabinetry, a large shiplap island plus a generous walk-in pantry a few steps away. A casual Dining/Breakfast area adjacent to the Kitchen is also open to Great Room for ease of gathering and entertaining. The Great Room is expansive and has a gas log fireplace and picture window overlooking the backyard. On the main level there's also a Bedroom and Full bathroom that can work as an office, playroom, or guest space, plus a storage closet under the stairs and drop zone with a built-in mud bench right in the hallway leading to the 2 Car Garage. Upstairs, the staircase opens into a spacious and bright loft area that can easily serve as a second living space, media room, or homework spot. The over-sized primary suite has a tray ceiling and enough room for a sitting area. The primary bathroom includes a large walk-in shower, double vanity, private water closet, and a generous walk-in closet. Three additional bedrooms with abundant closet space are located on the upper level and two share a Jack-and-Jill bathroom. The Laundry room is also located on the upper level for convenience. This home offers abundant space, a prime location, and the features today's discerning buyer will appreciate.

7587 Highborne Lane, Ooltewah

3 Beds ⋅ 2 Baths ⋅ 1539878 MLS

Welcome to this beautifully maintained one-level home in the desirable Sunset Estates community of Ooltewah! Designed for comfortable living and effortless entertaining, this thoughtfully laid out home features 3 bedrooms plus a versatile bonus space that can easily serve as a home office, 4th bedroom, playroom, or private sitting area. The split bedroom floor plan provides excellent privacy, while the primary suite offers its own separate entry, creating a peaceful retreat within the home. The inviting interior showcases attractive trim work throughout, a spacious kitchen complete with a double oven, and a large laundry room featuring extensive cabinetry and convenient pull-out drawers for exceptional organization. Recent updates provide peace of mind with a roof approximately 1 year old, HVAC system replaced approximately 2 years ago, and refreshed landscaping that enhances the home's curb appeal. Step outside to enjoy the backyard enclosed by a wooden privacy fence and featuring an expansive deck with two staircases providing plenty of space for gatherings and easy access to the backyard. With its functional floor plan, thoughtful updates, and highly sought-after single-level living, this Sunset Estates home offers the perfect combination of comfort, convenience, and style in one of Ooltewah's most desirable locations.

7578 Nightfall Circle, Ooltewah

4 Beds ⋅ 2 Baths ⋅ 1539865 MLS

Welcome to your new, charming neighborhood home at 5599 Caney Ridge Circle! Built in 2022, this home offers all the contemporary conveniences you could ask for, including a split-bedroom floorplan, open concept kitchen and living room area, and one of the best deck setups for enjoying the outdoors. People at all stages of life will find plenty to love about this home and the gorgeous Crooked Creek neighborhood where it's located. Whether you are a growing family or need options for in-laws or just hosting this house is ready to meet your needs. The neighborhood itself is quiet, walkable, and even features playground areas and a community pool where you can gather with your friends and neighbors. In addition to plenty of flexible living space, this home offers near-limitless possibilities when it comes to entertaining and hosting guests. A spacious dining room at the front of the house has plenty of room for a large dining table, and the open-concept living room can be reconfigured for any occasion, and the partially finished basement lends itself to endless possibilities. One of our favorite features is the two level deck that overlooks the wooded back deck area, and is perfect for grilling, outdoor games, or a relaxing night watching the fireflies. If you've been dreaming of quiet comfort and a home with possibilities, this is it!

5599 Caney Ridge Circle, Ooltewah

3 Beds ⋅ 2 Baths ⋅ 1539862 MLS

Welcome to Pine Ridge! Enjoy the best of both worlds with this charming single-story brick ranch home offering a peaceful rural setting while remaining just minutes from everyday conveniences. This 3-bedroom, 2-full-bath home sits on a comfortable lot with a fenced backyard and a large storage shed offering plenty of space for hobbies, gardening, or additional storage. Inside, you'll find an inviting open-concept living and kitchen area featuring granite countertops, hardwood floors throughout, and thoughtful updates that make the home feel fresh and move-in ready while still allowing you to add your own personal touches. Major updates include a roof and HVAC system less than 5 years old, along with newer windows for added comfort and efficiency. Conveniently located just 10 minutes from Cambridge Square and the shopping, dining, and amenities along Gunbarrel Road, this home offers the tranquility of country living with easy access to everything you need. A well-maintained, move-in ready home in a desirable location -- come see all that Pine Ridge has to offer!

8228 Pine Ridge Road, Ooltewah

3 Beds ⋅ 3 Baths ⋅ 1539857 MLS

Welcome home to this beautiful family residence in the desirable Hunter on Main subdivision in Ooltewah! Conveniently located near top-rated schools, shopping, and dining, this well-maintained home offers the perfect combination of comfort, style, and functionality. Featuring 3 bedrooms and 2.5 bathrooms, the thoughtfully designed split-bedroom floor plan provides privacy while offering plenty of space for the whole family. The open, airy layout is enhanced by custom built-ins and abundant natural light, creating a warm and inviting atmosphere. The updated kitchen, renovated in 2023, is the heart of the home and is perfect for everyday living and entertaining. Step outside to enjoy the spacious deck complete with a pergola, overlooking a large, fenced backyard--ideal for family gatherings, pets, and outdoor fun. If you're looking for a move-in-ready home in a fantastic location, this one checks all the boxes. Schedule your private showing today!

7280 Salmon Lane, Ooltewah

4 Beds ⋅ 4 Baths ⋅ 1539818 MLS

Retaining the Peace of the Mountains, Just Minutes from the City Welcome to a truly one-of-a-kind, privately gated estate nestled in the desirable Hiawatha Estates subdivision of Ooltewah, TN. Situated perfectly on the side of White Oak Mountain, this spectacular custom-built home offers an unparalleled blend of secluded mountain peacefulness and unbeatable city convenience. You are located just 1 mile from the vibrant dining, boutiques, and free weekend live entertainment at Cambridge Square, only 5 minutes from major shopping (Publix, Walmart, Food City), 15 minutes to the Chattanooga Metropolitan Airport, and a brief 21-minute drive to downtown Chattanooga. Families will also appreciate being within a highly rated school district with convenient bus service just 7 minutes away. Elegant & Sunlit Living Spaces Spanning 4,750 square feet, this expansive, move-in-ready home boasts a thoughtfully designed layout featuring 4 bedrooms plus flexible spaces for an office, nursery, or a 5th bedroom, along with 3.5 baths. The Great Room: Instantly captivates with its towering 20-foot cathedral ceilings, cozy fireplace, and stunning mountain views framed by four brand-new, grand custom windows. Remote-controlled, energy-efficient Bali custom blinds ensure comfort through every season. The Gourmet Kitchen (Remodeled 2021): Outfitted with new titanium countertops, a distinct stone backsplash, stainless steel appliances, premium white cabinetry with custom glass accents, and a spacious pantry. The kitchen overlooks a picturesque backyard oasis complete with a goldfish pond, cascading waterfalls, and vibrant gardens. Main-Level Master Suite: A peaceful retreat showcasing abundant natural light, dual his-and-hers walk-in closets, and a relaxing jacuzzi tub. The Sunroom: Features unique custom trapezoid picture windows, soaring cathedral ceilings, and a stacked-stone, wood-burning fireplace--ideal for crisp mornings. The unique Big Waterfalls is captivating just before arriving at home. The developer built home & garage with all poured concrete walls. Garage is a 4 car garage with workshop.

9369 Hopi Trail, Ooltewah

3 Beds ⋅ 2 Baths ⋅ 1539792 MLS

BEAUTIFUL BAMBOO FLOORS | MAIN-LEVEL LIVING | RENOVATED KITCHEN | SOARING CEILINGS | NATURAL LIGHT | ALL-SEASON SUNROOM | PRIVATE GARDEN PORCH | COMMUNITY POOL Peaceful one-level living meets timeless style in the desirable Mulberry Park community. Tucked away in a private setting, this inviting 3 bedroom, 2 bath property offers a tranquil, garden-like atmosphere from the moment you arrive. Relax on the covered front porch surrounded by colorful flowers, complete with rocking chairs and a porch swing, the perfect place to enjoy your morning coffee or unwind at the end of the day. Inside, beautiful new hardwood floors, soaring ceilings, abundant natural light, and elegant architectural details create a warm and inviting interior. The foyer opens through an arched doorway into the spacious living room featuring dramatic cathedral ceilings, a cozy gas log fireplace, and large windows that fill the space with sunshine. The adjoining dining room provides an ideal setting for everyday meals or formal gatherings. Just beyond, the remodeled kitchen features granite countertops, an attractive stone tile backsplash, new stainless steel appliances, abundant cabinetry, a double-door pantry, built-in desk, a sunny breakfast nook, and an under counter reverse osmosis water filtration system. A conveniently located laundry room with additional cabinet storage and access to the garage with a utility workstation sink adds everyday functionality. French doors lead to a charming sunroom or sitting room, offering a versatile retreat with direct access to the private, fenced patio for seamless indoor-outdoor living. The spacious primary suite offers a relaxing escape with a walk-in closet and an ensuite bath featuring double vanities and a separate shower. Two additional generously sized bedrooms share a full bath, providing flexibility for family, guests, or a home office. Addtional storage in and above the garage. Other upgrades include a new garage door, new hot water heater, and new roof replaced and exterior painted by HOA. Combining privacy, thoughtful design, and easy one-level living, this beautifully maintained home is a wonderful opportunity in sought-after Mulberry Park. Buyer to verify any and all information deemed important, including square footage, HOA details, acreage, and school zoning. Information is reliable but not guaranteed.

9657 Collier Place, Ooltewah

4 Beds ⋅ 4 Baths ⋅ 1539752 MLS

Built in 2018 and exceptionally maintained by its original owners, this 4-bedroom, 3.5-bath home with a BONUS ROOM offers approximately 2,700 square feet on 0.80 acres with a private wooded backdrop. Since purchasing the home, the owners have invested extensively in the property, including a 20'x20' DETACHED GARAGE/WORKSHOP, and a 16'x12' SUNROOM that provides additional finished space to enjoy throughout the year. The main level features a two-story living room with a floor-to-ceiling stone fireplace and an open staircase overlooking the space below. The kitchen offers abundant cabinet storage, granite countertops, a large center island, pantry, and connects directly to the dining and living areas. Large rear windows bring in natural light and overlook the backyard. Real hardwood flooring extends throughout the main living areas, while the front exterior combines natural stone and fiber cement siding for long-term durability and low maintenance. The primary suite features a tray ceiling, walk-in closet, double vanity, soaking tub, and tiled walk-in shower. Upstairs offers a SECOND PRIMARY SUITE, two additional bedrooms, a BONUS ROOM, and a shared full bathroom. The enclosed sunroom extends the living space year-round with a custom wood ceiling, walls of windows, and direct access to the deck overlooking the landscaped backyard. Outside, the property has been thoughtfully improved with tiered retaining walls, mature landscaping, multiple outdoor seating areas, and garden beds that blend naturally into the landscape. Set well back from the road with no rear neighbors and no adjoining neighbor on the right, the backyard offers a quiet, wooded setting that feels tucked away from surrounding homes. The detached 20'x20' garage provides space for hobbies, storage, or equipment, while an additional shed adds even more functionality. If you're looking for a newer home where the major improvements have already been completed, this property delivers on every level.

10063 Sims Harris Road, Ooltewah

3 Beds ⋅ 3 Baths ⋅ 1539660 MLS

10095 Fielding Road is a beautifully renovated home that's truly move-in ready! Thoughtfully updated, this well-maintained property combines modern finishes with the comfort and convenience that you are looking for. Step inside to discover a completely renovated interior featuring stylish updates, new kitchen cabinets, stainless appliances, and granite countertops. Freshly painted walls and trim throughout. New deck, New windows, New floors. New master bath. Water heater is only 1 year old, AC was replaced just 3 years ago. A functional layout designed for everyday living. Every detail has been carefully considered, allowing you to simply unpack and start enjoying your new home. You will love the spacious layout and abundance of natural light. Downstairs you will find an additional living area, bedroom and full bathroom that offers a handicapped friendly full bathroom. You will be delighted with oversized garage which offers plenty of space for storage and hobbies as well as a door that opens to the backyard for extra convenience. Large wooded lot offers backyard privacy and room for a firepit, garden and more. Outbuilding does convey. Located in one of Ooltewah's most popular neighborhoods, this home offers the perfect balance of peaceful suburban living and easy access to everything the area has to offer. You'll love being just minutes from shopping, dining, and top-rated schools, while also enjoying close proximity to Harrison Bay State Park, where boating, fishing, hiking, camping, and waterfront recreation are always within reach. This is a superb property and exceptional location. Schedule your private showing today!

10095 Fielding Road, Ooltewah

4 Beds ⋅ 2 Baths ⋅ 1539603 MLS

Situated on a 0.4-acre lot along a quiet street not far from the cul-de-sac, this home offers a comfortable setting with mature trees, established landscaping, and very little through traffic. Step through the front door and you're welcomed into the living room with vaulted ceilings, a wood beam stretching across the space, and a stone wood-burning fireplace that anchors the room. Recent updates include new flooring throughout the main level, giving the home a fresh and inviting feel. From the living room, you can head down the hallway to find three bedrooms and two full bathrooms, or step into the updated kitchen with an eat-in dining area. The kitchen was updated about two to three years ago, providing a refreshed space for everyday cooking and gathering. Downstairs, the basement level adds even more flexibility. Here you'll find a large laundry room, access to the two-car garage with two single doors, and a bonus room that could easily serve as a fourth bedroom, office, workout space, or media room depending on your needs. Outside, the mostly level yard provides plenty of room for outdoor living, play, or gardening, all in a convenient location with access to everything Ooltewah has to offer. With its recent updates, flexible layout, and quiet setting on Troubadour Way, this home offers a great opportunity to settle into one of the area's most convenient locations.

8231 Troubadour Way, Ooltewah

3 Beds ⋅ 2 Baths ⋅ 1539598 MLS

This beautifully designed single-level cottage offers an open-concept layout with 3 bedrooms and 2 full baths, perfect for easy everyday living. The kitchen features a large island, granite countertops, ceramic tile backsplash, spacious walk-in pantry, and stainless steel appliance package. Enjoy the beautiful fireplace while cooking your favorite meal or relaxing with family during Sunday night football. The private primary suite includes an oversized tile shower and walk-in closet, creating a relaxing retreat. Step outside to enjoy the screened-in back patio, giving you extra outdoor living space to enjoy year-round. Unlike many of the nearby new construction homes, this one already includes valuable upgrades buyers often have to purchase separately -- refrigerator, washer, dryer, all kitchen appliances, outdoor camera, and window blinds are all included, saving you time and money after move-in.

7593 Snow Line Lane, Ooltewah

4 Beds ⋅ 4 Baths ⋅ 1539596 MLS

This beautiful home truly has it all! The spacious eat-in kitchen is a dream for the family chef, featuring updated leather-finished granite countertops, a large center island, and a convenient home management center. The main level also offers a formal dining room and a generous family room with a cozy gas log fireplace, creating the perfect spaces for entertaining and everyday living. The primary suite is conveniently located on the main level and includes walk-in closets and a spacious en-suite bath with a large soaking tub and separate shower. Upstairs, you'll find two oversized guest bedrooms, a full bath, and a versatile bonus room with its own private staircase. The main-level two-car garage provides easy access, while the basement features a third garage that's ideal for an additional vehicle, lawn equipment, or a workshop. The unfinished basement offers endless possibilities for a game room, playroom, home gym, or abundant storage. An added bonus is the full bathroom in the basement--perfect for cleaning up after working in the yard or spending the day gardening in the private, fenced backyard. Located in one of Ooltewah's most desirable and convenient neighborhoods, this home combines space, functionality, and an exceptional location. Don't miss your opportunity to make it yours!

6405 Flag Point Drive, Ooltewah

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