Lafayette Homes with Owner May Carry Financing available

Lafayette Homes with Owner May Carry Financing available

Welcome to Lafayette, Georgia – a charming city nestled in Walker County, where Southern hospitality meets modern convenience. With its picturesque landscapes and friendly community, Lafayette offers a serene escape from the hustle and bustle of larger urban areas, making it an ideal place to call home.

Lafayette boasts a rich history that is reflected in its beautifully preserved architecture and vibrant downtown area. Residents enjoy a variety of local shops, restaurants, and parks, fostering a close-knit community atmosphere. Outdoor enthusiasts will appreciate the nearby Chickamauga and Chattanooga National Military Park, which offers stunning trails and historical sites, perfect for hiking, picnicking, and exploring.

When it comes to real estate, Lafayette presents an array of options for potential homeowners. One of the standout features of the housing market here is the availability of homes with owner may carry financing. This flexible financing option can be a game-changer for buyers, especially first-time homeowners or those looking to invest in property without the stringent requirements of traditional financing. This arrangement allows for personalized terms and can simplify the path to homeownership, making it easier to secure your dream home in this delightful city.

Whether you're drawn to Lafayette for its scenic beauty, rich history, or welcoming community, you’ll find that this city has something for everyone. Explore the possibilities of homeownership here and discover why Lafayette, Georgia is the perfect place to plant your roots and thrive.

Newest Lafayette Homes with Owner May Carry Financing available

$65,000
1537932 MLS
Land Listing: 0.97± acre level corner lot located at 1585 E Reed Rd, La Fayette, GA 30728, now available for purchase. This build-ready parcel offers an excellent opportunity to construct your dream home or hold for future investment. The previous residence was removed, allowing for a smooth transition to new construction. Perc test results and future septic design documentation are available for review, helping simplify the building process. Sign on property. The property is zoned residential and supported a home as recently as 2024. Located within a USDA-eligible area, this lot may qualify for favorable financing options for eligible buyers. The surrounding area reflects continued growth and development, with a recently constructed commercial building across the street and a church nearby along Ringgold Rd, showcasing an evolving blend of residential and community uses. OWNER FINANCING AVAILABLE Seller is open to owner financing with 20% down, offering flexible terms including a 5-year fixed or a 1-3-year note with balloon payment at 6.5%. Corner lot positioning, level topography, and flexible financing make this a compelling opportunity--schedule your showing today.

1585 E Reed Road, Lafayette
$159,900
3 Beds ⋅ 2 Baths ⋅ 1537683 MLS
Fabulous country home with open floor plan, split bedroom design home. Large combo living room / dining room / kitchen combo with breakfast bar. Large master with ensuite bathroom with walk in closet soaking tub and single vanity. Two additional guest bedrooms with guest bathrooms. Home eligible for 100% financing with VA or USDA loan, 96.5% financing with FHA loan and also possible seller financing

398 Hammontree Drive, Lafayette
$205,000
3 Beds ⋅ 1 Baths ⋅ 1534701 MLS
Seller is offering a temporary one-year rate buy down with their preferred lender, saving approximately $127 per month for the first year! Welcome to 92 W Morgan St in LaFayette! This charming home offers a comfortable layout, inviting living spaces, and plenty of natural light throughout. Featuring spacious bedrooms and functional living areas, this property is perfect for first-time buyers, downsizers, or anyone looking for an affordable move-in ready option. The roof is less than a year old, and the HVAC is only 5 years old, giving added peace of mind to the next owner. Enjoy the convenience of being close to local restaurants and everyday essentials while still having a place that feels warm and welcoming. Schedule your private showing today!

92 W Morgan Street, Lafayette
$429,000
4 Beds ⋅ 2 Baths ⋅ 1534320 MLS
If you're looking for city life with a country feel, look no further! This beautiful home sits on almost 2 acres completely surrounded by beautiful, mature trees and shrubs at the end of a private drive. The landscaping is breathtaking with rose bushes, hydrangeas, hostas, and more. A large concrete patio. An adorable shed outside is perfect for gardening or a potting shed. An old log and rock cabin sits on the property with two different ''living chambers'' complete with a fireplace on each side. The cabin itself offers endless opportunity for the next homeowners. There's so much more to say about the outside of this beautiful home, but moving on to the inside is necessary. Walking in to the home, you are immediately met with a spacious, open floor plan. The wood beams and high ceilings give the feel of openness while still being so cozy. The home offers endless amounts of storage areas and possibilities with 4 bedrooms, multiple storage closets, a second living space, and partial basement. You do not want to miss the opportunity to see this one! Call today for your showing.

101 Fortune Lane, Lafayette
$75,000
1527451 MLS
5-Acre commercial property with approximately 1000' of road along Hwy 27. Mobile homes or multi-family units can be installed on the property. All information deemed accurate but not warranted.

7552 Us-27, Lafayette
$49,900
2 Beds ⋅ 1 Baths ⋅ 1525270 MLS
This house has been gutted. It is a complete rehab or a tear down. There is a large storage shed and a large metal carport. Zoned R-2 for multi-family or single family. Do not enter house. Listing agent is relative of seller.

808 Mclemore Street, Lafayette
$12,500
1523558 MLS
Discover a prime development opportunity with this versatile 0.37-acre property, strategically located with high visibility from US 27 and easy access off Foster Blvd. Zoned R3, this parcel offers the flexibility to build a custom stick-built home, or even develop a multifamily dwelling. making it ideal for investors, developers, or entrepreneurs. The high visibility provides excellent potential for outdoor signage and advertising, while its close proximity to major transportation routes ensures convenience and accessibility. Whether you're envisioning a personal residence, a multi-unit project, or leveraging the outdoor signage for branding, this property offers endless possibilities. Don't miss out on this exceptional opportunity—reach out today to explore the potential of this remarkable parcel. Sewer connection would need to be run to the property.

27 Foster Boulevard, Lafayette
$79,900
1518591 MLS
OWNER FINANCING AVAILABE!! Large lot in City of Lafayette. Great building lot. This lot is irregular shaped. It is 50 feet at the road and is 127 feet across the back. .83 acre. The lot to the left is listed as well. Call listing agent today to schedule a viewing. Seller is a relative of listing agent.

1122 S Chattanooga Street, Lafayette
$178,750
1395828 MLS
Excellent visibility on HWY 27N! 6.56+/- acre corner lot within close proximity to Wal-Mart shopping center in growing Lafayette GA. Zoned PUD with approximately 298' road frontage on HWY 27N and over 750' road frontage on East Warren Road. New development is currently being constructed directly across from subject property on HWY 27S. Adjacent 8.7+/- acre lot (MLS 1395752) is available for purchase as well. Plenty of opportunity! Schedule your viewing appointment today.

Warren East Road, Lafayette
$178,750
1395752 MLS
EXCELLENT VISIBILITY! 8.7+/- acres located within minutes to Wal-Mart shopping center in growing Lafayette GA. Zoned PUD with approximately 370' road frontage on HWY 27 north. Adjacent 6.56+/- acre lot (East Warren Road tax ID 03231 001) is listed and available for purchase as well. New development is currently being constructed directly across from subject property on HWY 27 south. Plenty of opportunity! Schedule your viewing appointment today.

N Highway 27, Lafayette
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