Lafayette Homes with Cash Financing available

Lafayette Homes with Cash Financing available

Welcome to Lafayette, Georgia – a charming city nestled in the picturesque Walker County. Known for its rich history and warm community spirit, Lafayette offers a delightful blend of small-town charm and modern conveniences. With scenic landscapes, friendly neighborhoods, and a vibrant local culture, it's no wonder that Lafayette is becoming a sought-after destination for homebuyers.

As you explore this enchanting city, you’ll find a variety of recreational activities, from hiking in the nearby Lookout Mountain to enjoying the serene beauty of the Chickamauga and Chattanooga National Military Park. Lafayette’s historic downtown area is brimming with quaint shops, delicious dining options, and community events that bring residents together throughout the year.

For those considering making Lafayette their home, there’s exciting news! Homes in this area are available with cash financing options, making it easier than ever to invest in your dream property. Whether you’re looking for a cozy cottage, a spacious family home, or a charming fixer-upper, the real estate market in Lafayette has something to offer every buyer. With competitive pricing and a variety of financing options, you can find a home that fits your needs and budget.

Lafayette is not just a place to live; it’s a community to thrive in. With its welcoming atmosphere, beautiful surroundings, and convenient access to nearby cities, Lafayette is the perfect place to put down roots. Discover the joys of living in Lafayette, where your dream home awaits!

Newest Lafayette Homes with Cash Financing available

$380,000
3 Beds ⋅ 3 Baths ⋅ 1539636 MLS
Follow the private paved driveway to a beautifully updated hillside retreat, tucked away on nearly two acres of peaceful, wooded privacy. This move-in-ready home offers 3 bedrooms, 2.5 baths, and the convenience of main-level living with the primary suite, a second bedroom, an updated kitchen featuring white shaker cabinetry, granite countertops, matching stainless steel appliances, a large island, pantry, and spacious living and dining areas. The fully finished daylight basement expands the home's versatility with its own private ground-level entrance, A FULL SECOND KITCHEN, an additional bedroom, full bath, laundry area, plus a finished flex room--ideal for multigenerational living, extended family, guests, a home office, gym, hobby room, or whatever best suits your needs. The owners have thoughtfully enhanced the property by clearing and fully fencing the backyard, along with adding a separate fenced side yard that's perfect for pets. High-speed fiber internet keeps you connected, while new septic field lines installed in 2023 provide added peace of mind. Surrounded by mature trees, you'll enjoy exceptional privacy with plenty of usable outdoor space for entertaining, gardening, keeping pets, and even a hobby farm. Conveniently located just minutes from downtown LaFayette, this one-of-a-kind property offers the perfect blend of peaceful country living and everyday convenience.

117 Ancel Drive, Lafayette
$150,000
1539632 MLS
Prime Development Opportunity in the Heart of Lafayette - 36 Multifamily or 31 Townhomes! Exceptional development site located in the heart of Lafayette, offering a rare opportunity for a mid-density residential project. The property is well-positioned for either 36 multifamily units or 31 townhomes, with significant upfront work already completed including a boundary survey and a topographic survey. With strong local demand for attainable housing, this project is ideally suited for a thoughtfully designed community that delivers much-needed affordable and workforce housing to the Lafayette market. Buyer to verify all information they deem necessary.

E Villanow Street, Lafayette
$449,900
4 Beds ⋅ 3 Baths ⋅ 1539583 MLS
Stunning one level home on acreage offers a private setting yet only minutes to town! Two master suites with one being handicap equipped gives you added convenience, or use one as an oversized den/rec/mother in law area with en suite full bath, also handicapped equipped. Beautiful hardwood floors throughout, beamed cathedral ceiling and brick fireplace in the living room, a sunken formal dining room perfect for entertaining, and a chef's dream with the spacious kitchen with abundant cabinet storage and extra countertop space! Detached garage/workshop, covered back porch, and so much more!

223 Forrestway Drive, Lafayette
$369,000
3 Beds ⋅ 2 Baths ⋅ 1539517 MLS
Highly sought after min-farm featuring a very rich garden area, fenced pasture area, and back property line that borders dick creek. Several outbuildings and a chicken house. 2 large porches. Bedrooms are extra large with walk-in closets. Very large family room with free-standing gas fireplace. All information deemed accurate but not warranted.

2558 S Dick Creek Road, Lafayette
$279,000
3 Beds ⋅ 2 Baths ⋅ 1539265 MLS
Beautiful three bedroom, two full bath all brick house in one of LaFayette's prime neighborhoods! Sitting on over an acre, this house has been completely updated from top to bottom, with absolute attention to detail. Gorgeous hardwood floors throughout the house. Over 1800 sq ft, giving your family room to grow. Stunning granite countertops in the kitchen perfect for a chef. Master bedroom has private full bath with tiled shower. And wait until you sit on the beautiful covered back porch. It doesn't get much more relaxing than this. You have got to see this place! Call today for your private showing. It will not last long!

303 Oakland Drive, Lafayette
$249,080
3 Beds ⋅ 2 Baths ⋅ 1539247 MLS
701 Spencer Street -- Stunning New Construction on a Spacious, Level Lot Welcome to this beautifully crafted one-level home, newly built in 2026 and perfectly situated on a generous 0.42-acre flat lot with a fully fenced backyard--ideal for relaxing, entertaining, or enjoying outdoor living. This thoughtfully designed 3-bedroom, 2-bath home blends modern style with everyday convenience. Located just blocks from downtown Lafayette, you'll enjoy easy access to local shops, dining, and amenities while still having a peaceful place to call home. Step inside to an inviting open-concept layout that seamlessly connects the kitchen, dining, and living areas--perfect for both daily living and hosting guests. The kitchen features stylish finishes,, custom cabinetry, and stainless steel appliances, all complemented by upscale lighting and durable luxury vinyl plank flooring throughout the home. The spacious primary suite offers a private retreat with a large ensuite bathroom and an oversized walk-in closet complete with convenient washer and dryer hookups. A split-bedroom floor plan provides added privacy, with two additional bedrooms that are perfect for guests, a home office, or flexible family needs. Energy efficiency is a standout feature, thanks to high-quality argon-filled insulated windows that help keep utility costs low year-round. Enjoy your morning coffee on the covered front porch, and appreciate the ease of a circular driveway that makes coming and going effortless. Finding a brand-new home with this level of quality, a large fenced yard on a flat, usable lot--all priced under $300K--is a rare opportunity. Don't miss your chance to make this exceptional property yours!

701 Spencer Street, Lafayette
$269,000
4 Beds ⋅ 3 Baths ⋅ 1539157 MLS
Tucked away on a quiet, tree-lined street, this inviting home offers a peaceful setting with plenty of room to enjoy both indoors and out. Relax on the covered wraparound front porch or spend time in the spacious backyard surrounded by mature trees that provide shade and privacy. A detached garage/workshop with electricity adds extra flexibility for hobbies, projects, storage, or workspace. Inside, you'll find hardwood flooring throughout much of the home, a bright sunroom that brings in an abundance of natural light, and a main-level primary bedroom for added convenience. Upstairs features the additional bedrooms, creating a functional layout with separation between living and sleeping spaces. Located just minutes from downtown LaFayette and an easy drive to Chattanooga, Chickamauga, Ringgold, and Dalton, this property offers the perfect balance of small-town charm and everyday convenience.

170 Shady Court, Lafayette
$18,000
1539149 MLS
Unimproved two acres in the county. Schedule your private showing today.

Reese Road, Lafayette
$300,000
1539139 MLS
Prime 15 Acre Opportunity with Dual Road Frontage & Outstanding Potential Discover approximately 15 acres of beautiful wooded property offering an excellent opportunity to build your dream home, establish a private estate, or invest in one of Walker County's growing areas. Featuring approximately 1,300 feet of frontage along Ringgold Road and approximately 170 feet of frontage on Round Pond Road, this proposed tract provides exceptional accessibility and flexibility for future development. Covered in mature hardwoods, the property offers privacy, abundant wildlife, and numerous possibilities for creating a custom homesite or recreational retreat. With road frontage on two county roads, buyers have the flexibility to design and construct access in a manner that best fits their vision. Conveniently located just minutes from downtown LaFayette and an easy drive to Chattanooga, this property offers the perfect combination of peaceful country living and everyday convenience. This proposed tract is being offered separately from the adjoining custom home located at 4384 Round Pond Road (MLS #1539134). Buyers interested in additional acreage or the adjoining residence are encouraged to inquire about the companion listings. Final acreage, property boundaries, and legal description will be determined by a survey to be completed prior to closing. Whether you're looking to build, invest, or enjoy your own private piece of Northwest Georgia, this property offers exceptional potential in a highly desirable location. Contact the listing agent today for additional information or to schedule a private showing.

00 Round Pond Road, Lafayette
$520,000
1539138 MLS
Exceptional 26± Acre Opportunity with Mountain Views, Mixed Zoning & Endless Potential Discover the perfect setting for your dream home, private estate, recreational retreat, or future investment on approximately 26 acres in one of Walker County's most desirable locations. Offering a blend of approximately 15 acres zoned A-1 with the balance zoned R-2, this unique property provides outstanding flexibility for residential, agricultural, and recreational uses. Featuring mature hardwoods, gently rolling terrain, and approximately 1,300 feet of frontage along Round Pond Road, the property offers multiple potential homesites with the opportunity for long-range mountain views through selective clearing while maintaining the privacy buyers are seeking. Conveniently located just minutes from downtown LaFayette and an easy drive to Chattanooga, this property combines peaceful country living with excellent accessibility. This tract is being offered separately from the adjoining residence at 4384 Round Pond Road (MLS #1539134). Buyers seeking additional acreage or a luxury home with surrounding land are encouraged to inquire about the companion residential listing. Final acreage, property boundaries, and legal description are subject to a survey to be completed prior to closing. Purchase price shall be adjusted based on the final surveyed acreage at $20,000 per acre. Rare opportunities to purchase large, unrestricted tracts with this combination of location, privacy, road frontage, and future potential are becoming increasingly difficult to find. Contact the listing agent today for additional information or to schedule a private tour.

Round Pond Road, Lafayette
$1,199,000
5 Beds ⋅ 3 Baths ⋅ 1539134 MLS
Experience exceptional craftsmanship, unmatched privacy, and breathtaking views from this custom-built estate overlooking Queen City Lake and Lookout Mountain. Perched atop one of the property's highest elevations, this remarkable home captures sweeping panoramic views rarely found in Northwest Georgia, just minutes from downtown LaFayette and a short drive to Chattanooga. Completed in 2022, this thoughtfully designed 5-bedroom, 3-bath home offers over 4,300 square feet of finished living space and was built with quality and longevity in mind. Features include 2x6 exterior walls, a poured concrete foundation, Hardie board siding, and real stone accents. The spacious floor plan is ideal for everyday living and entertaining. The finished walkout basement features a large family room with gas fireplace, kitchenette, private bedrooms, full bath, and a reinforced safe room/storm shelter--perfect for multi-generational living, guests, or private quarters. Dual laundry rooms on both levels provide added convenience. Step onto the rear deck and enjoy peaceful mornings, spectacular sunsets, and panoramic views of Queen City Lake and Lookout Mountain. Whether you're seeking a private retreat, recreational property, working farm, or family estate, the nearly 72 acres offer endless opportunities while maintaining exceptional privacy. The property includes approximately 56 acres zoned R-2 and approximately 15 acres zoned A-1, with frontage on both Round Pond Road and Ringgold Road. An on-site chert pit provides additional value and utility for road maintenance, future improvements, and ongoing property management. Properties combining newer custom construction, panoramic views, nearly 72 acres, versatile zoning, dual road frontage, and this level of privacy are rarely offered for sale. Schedule your private showing today.

4384 Round Pond Road, Lafayette
$289,000
3 Beds ⋅ 2 Baths ⋅ 1539107 MLS
Welcome home to this beautifully remodeled 3 bedroom, 2 bath ranch in the heart of downtown LaFayette! This stunning one-level home has been thoughtfully renovated from top to bottom, offering the perfect combination of modern design, quality craftsmanship, and low-maintenance living with its half brick and half cement siding exterior. You'll appreciate the impressive list of upgrades, including NEW windows throughout, NEW roof, NEW HVAC system, NEW luxury vinyl plank flooring, NEW carpet in the bedrooms, NEW interior paint, NEW lighting, NEW stainless steel appliances, NEW solid surface countertops, NEW designer tile backsplash, and beautifully remodeled bathrooms. Every detail has been carefully selected to create a home that feels fresh, stylish, and truly move-in ready. Inside, you'll find charming shiplap accents, designer feature walls, and an inviting floor plan that blends comfort with functionality. The oversized laundry room offers bonus space that's perfect for a home office, craft room, mudroom, or additional storage, giving you the flexibility today's buyers are looking for. The covered back patio create wonderful spaces for relaxing and entertaining. Step outside to enjoy the large, level, fully fenced backyard, offering plenty of room for children, pets, gardening, or hosting family and friends. A storage building provides additional space for tools, hobbies, or outdoor equipment. Located just minutes from downtown LaFayette's shopping, local restaurants, Saturday farmers markets, live concerts, community events, and the annual Honeybee Festival, this home offers the perfect blend of small-town charm and modern convenience. Every major component of this home has been updated. This is a rare opportunity to own a turnkey home where all the hard work has already been done. Simply move in, unpack, and enjoy! FHA, VA, USDA, Cash and Conventional welcome!

504 Abney Street, Lafayette
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