Lafayette Homes with Conventional Financing available

Lafayette Homes with Conventional Financing available

Welcome to Lafayette, Georgia – a charming city nestled in the heart of Walker County, where southern hospitality meets scenic landscapes. Known for its rich history and vibrant community, Lafayette offers a delightful blend of small-town charm and modern conveniences. With its picturesque surroundings, including rolling hills and lush greenery, Lafayette is an ideal spot for families, professionals, and retirees alike.

The city boasts a variety of recreational opportunities, from the stunning trails of the nearby Lookout Mountain to the serene waters of Lake Chickamauga. Residents can enjoy a plethora of outdoor activities, including hiking, fishing, and picnicking, making it a haven for nature enthusiasts. Lafayette also features a thriving downtown area, complete with unique shops, local eateries, and community events that foster a strong sense of belonging.

When it comes to housing, Lafayette offers an array of options that cater to diverse lifestyles and budgets. With numerous homes available for conventional financing, prospective buyers will find it easy to secure their dream home in this welcoming community. Whether you’re looking for a charming historic property or a modern new build, Lafayette's real estate market has something for everyone.

With its friendly atmosphere, excellent schools, and convenient access to larger cities, Lafayette, GA, is not just a place to live – it’s a place to thrive. Come explore all that this enchanting city has to offer and discover why so many are choosing to call Lafayette home!

Newest Lafayette Homes with Conventional Financing available

$380,000
3 Beds ⋅ 2 Baths ⋅ 1542916 MLS
Welcome to this beautiful one-level home offering the perfect blend of peaceful country living and everyday convenience. Nestled in a quiet rural setting on a spacious, level lot, this well-maintained home features a fenced backyard and large back porch overlooking beautiful countryside views. Inside, you'll find a warm and inviting living space with an eat-in kitchen featuring stainless steel appliances, a farmhouse sink, hickory cabinetry, and granite countertops. The adjoining living room showcases a stunning stone fireplace and beautiful hardwood floors that extend throughout much of the home. The spacious primary suite offers a large walk-in closet and an elegant en suite bath with a classic clawfoot tub, separate shower, and ceramic tile flooring. Two additional bedrooms provide flexibility for family, guests, or a home office, while the oversized laundry room offers extra storage and shelving. Outside, low-maintenance vinyl siding accented with stacked stone adds curb appeal, while the landscaped yard and fenced backyard provide plenty of space to enjoy the outdoors. Enjoy the tranquility of country living while remaining conveniently close to shopping, dining, retail, parks, and recreational amenities in LaFayette. With easy access to surrounding communities and downtown Chattanooga, you'll have the best of both worlds, a peaceful place to call home with the conveniences and attractions of town and city life just a short drive away. Whether you're looking for room to spread out, a quiet retreat, or a home close to everyday amenities, this property is one you won't want to miss!

84 York Road, Lafayette
$210,000
2 Beds ⋅ 2 Baths ⋅ 1542833 MLS
Coming Built in 2024 and move-in ready! This 2-bedroom, 2-bath home offers 1,050 sq. ft. of comfortable single-level living on a level lot. The open floor plan features an eat-in kitchen, luxury vinyl flooring, and a dedicated laundry room. Enjoy the covered front porch, side porch, concrete driveway, and spacious yard. With public water and sewer and a convenient location near downtown LaFayette, this newer home is ready for its next owner!...

205 Cavender Street, Lafayette
$324,900
3 Beds ⋅ 2 Baths ⋅ 1542729 MLS
Welcome to your own slice of country living! This charming 3-bedroom, 2-bathroom home, built in 2012, offers 1,288 square feet of comfortable living space nestled on 4.16 acres. The property features fenced pastures ideal for horses or other livestock, making it a wonderful opportunity for those looking for space, privacy, and a small homestead lifestyle. Outside, you'll find a detached shop with a bay door and electricity, providing excellent space for storage, equipment, hobbies, or a workshop. A separate storage shed and chicken coop add even more functionality to the property. Whether you're looking for room to enjoy your animals, garden, work on projects, or simply relax and enjoy the peace and privacy of acreage, this property offers plenty of possibilities. Conveniently located near LaFayette while still providing the space and feel of rural living, this property is ready to welcome you home!

1307 Ridgeway Road, Lafayette
$125,000
2 Beds ⋅ 1 Baths ⋅ 1542688 MLS
BRING THIS HOME BACK TO LIFE -- GREAT LOCATION & GREAT POTENTIAL! **Priced to Sell!** Located inside the City of Lafayette and zoned for **North Lafayette Elementary**, this home is ready for someone to bring it back to life and make it their own! This property has **good bones and several important updates already in place**, including a **newer roof, newer HVAC, and all-new plumbing**. With a little TLC and a facelift, this home has the potential to shine! Inside, you'll find 2 bedrooms plus an additional room that could easily be converted into a 3rd bedroom, along with a spacious living room, separate dining room, and an eat-in kitchen. Step outside to enjoy the large fenced backyard with mature trees, perfect for relaxing, entertaining, or letting the kids and pets enjoy some outdoor space. The property also features a 20' x 18' carport/storage building, offering plenty of room for parking, storage, hobbies, or a workshop. Whether you're looking for a great starter home, an investment property with rental potential, or a comfortable home to downsize into, this one is worth a look!** Bring your vision, add a little TLC, and turn this house into a home. **Priced to sell -- don't miss this opportunity!**

403 S Cherokee Street, Lafayette
$365,000
3 Beds ⋅ 3 Baths ⋅ 1542673 MLS
Great opportunity to buy this lovely brick home on 2 acres and make it your own. Large, level lot with several shade trees and a detached garage/ workshop all situated in a quiet, established neighborhood. Home has a brand-new architectural shingle roof and black gutters installed with transferrable warranty. 3 bedrooms and 3 full bathrooms with an office/ sunroom off the master bedroom. Enjoy your mornings on the covered front porch and your evenings on the screened deck out back. All information deemed accurate but not warranted.

245 Forrestway Drive, Lafayette
$79,900
1542599 MLS
Bring Your Vision to Life on 1.51 Acres in Walker County! Looking for land with a head start on development? This 1.51-acre property, zoned R-2 in Walker County, Georgia, offers an excellent opportunity to create the homesite you've been looking for. The property already has electricity and septic in place, along with a large, level area that may be ideal for building a new home or placing a manufactured home, subject to applicable county requirements and approvals. A water meter will need to be installed through Walker County Rural Water. Previous gas service was provided by a tank. The property does need cleanup and additional development, giving the next owner the opportunity to shape the land to fit their plans. Several outbuildings are currently located on the property and remain with the land. Whether you're considering a future homesite, manufactured home, or simply looking for acreage with existing improvements, this property has plenty of potential. Come take a look and imagine what you could create here! Aerial photos to come Saturday.

951 Ringgold Road, Lafayette
$259,000
3 Beds ⋅ 2 Baths ⋅ 1542569 MLS
This Cozy 3 bedroom 2 bathroom Home sitting on Private .60 acre lot. Home has been completely remodeled from roof, siding, windows, floors bathrooms, kitchen to new porches and private gravel driveway. Has a galley style kitchen with seperate laundry room and new back deck to enjoy. Front porch is covered to enjoy the nights in the woods!

307 N Flora Street, Lafayette
$207,000
3 Beds ⋅ 2 Baths ⋅ 1542528 MLS
Charming 3-bedroom, 2-bath home featuring a covered front porch, open floor plan, a large level backyard, and a detached outbuilding with power. The spacious outdoor areas provide room for recreation, gardening, entertaining, or additional storage. Conveniently located just minutes from downtown LaFayette and Roper, with easy access to local shopping, dining, and community amenities. A practical layout and versatile outdoor space make this home a great opportunity.

803 Magnolia Street, Lafayette
$169,900
2 Beds ⋅ 1 Baths ⋅ 1542448 MLS
Somebody has just been through this house properly, and the work is already done. The kitchen is new - gray shaker cabinets, white subway tile, counter space you can actually work on - and it opens through an arch into the living room, so whoever is cooking is still part of the room. The floors are the find. Wood, original to a 1945 house, running through the whole place with a color you cannot buy new. Fresh paint above them, paneled wainscot below, and the ceilings have kept their texture and trim rather than being flattened out. Square rooms, windows on every side, light all day. Outside, a red metal roof over cream siding - the kind of roof you stop thinking about - a deck across the back wide enough for a table and chairs, and mature shade trees over a level lawn. Four tenths of an acre on a quiet lane, with real room between you and the neighbors. Here is the part that matters. There is nothing left to do. No projects waiting in the garage, no weekend list, no we-will-get-to-it. Move the furniture in and start living. For what it costs and how much of it is already finished, this is a rare thing to walk into.

707 Gilbert Lane, Lafayette
$359,900
4 Beds ⋅ 3 Baths ⋅ 1542424 MLS
Welcome to this charming 4-bedroom, 3-bath home in the heart of the City of Lafayette! Step inside and feel the Southern hospitality in a bright, open floor plan with high ceilings that make every space feel expansive and inviting. The full finished basement offers wonderful versatility--use it as the fourth bedroom or create a private separate living area. A convenient two-car attached garage keeps life easy. Set on a desirable corner lot, you'll enjoy a fenced backyard perfect for outdoor living, plus a handy outbuilding for extra storage or projects. Best of all, you're within walking distance of local restaurants and shopping--city convenience with true Southern ease. This is the kind of home that feels both desirable and welcoming from the moment you arrive.

101 S Azalea Drive, Lafayette
$225,000
3 Beds ⋅ 3 Baths ⋅ 1542335 MLS
This Charming 3 bedroom, 2.5 Bathroom house is just the perfect size for a family home. Located in a rural area with a large 1.11 acre lot. Its out in the beautiful country, yet its not too far from Lafayette, Rock Spring, and Ringgold . The home has an open concept and has plenty of large windows and lots of sunlight. The 2 car garage has plenty of space for two cars or plenty of storage. The incredible deck that spans the back of the home is a great place for entertaining or a place to sit and drink your coffee in the mornings. With the long driveway in the front you can see the road but its hard to hear the traffic that passes by. Being under the 250K plateau, this house is sure to sell quickly. Call the listing agent today to set up your private showing before this jewel is go

53 Confederate Drive, Lafayette
$55,000
1542333 MLS
3.37 ACRES | CLEARED HOMESITE | DRIVEWAY IN PLACE | PUBLIC WATER | PRIVATE SETTING Looking for acreage where the hard work is already underway? This private 3.37-acre wooded tract offers an established neighborhood setting with a driveway already in place and a cleared building site ready for your future home. Public water is available, electricity is available, and a soil test and survey are already on file. The property offers the privacy and natural setting of wooded acreage while remaining conveniently located just minutes from LaFayette and approximately 30 minutes from Chattanooga. Paved county-road frontage provides easy access, while the surrounding established neighborhood offers a peaceful residential setting without an HOA. Protective restrictions help preserve the character of the area by prohibiting chicken houses, mobile homes, junk yards, and homes smaller than 1,500 square feet. Whether you're ready to build now or looking for a private piece of Northwest Georgia to hold for the future, this property offers an excellent combination of acreage, privacy, convenience, and valuable improvements already in place. Soil test and survey on file. Driveway and cleared building site already in place. Public water available. No HOA.

249 N Ridge Drive, Lafayette
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