Georgetown Homes with USDA Loan Financing available

Georgetown Homes with USDA Loan Financing available

Welcome to Georgetown, Tennessee—a hidden gem nestled in the heart of the Volunteer State. Known for its serene landscapes and friendly atmosphere, Georgetown offers residents a peaceful retreat while still being conveniently located near larger urban centers. This charming community boasts a rich history, vibrant local culture, and a strong sense of community, making it an ideal place for families, retirees, and everyone in between.

One of the most appealing aspects of Georgetown is its affordability, particularly when it comes to homeownership. For those looking to buy a home, USDA Loan Financing is available, making it easier than ever to settle down in this picturesque town. USDA loans are designed to assist low to moderate-income families in rural areas, and Georgetown fits the bill perfectly. With no down payment required and favorable interest rates, this financing option opens the door to homeownership for many who may have thought it out of reach.

Georgetown's homes reflect the charm of small-town living, featuring various styles that cater to diverse tastes. Whether you're seeking a cozy cottage or a spacious family home, you'll find an array of options that suit your needs. The community is also surrounded by beautiful parks, outdoor recreational opportunities, and a welcoming atmosphere that invites you to explore and enjoy everything this lovely town has to offer.

If you're ready to embark on a new chapter in Georgetown, Tennessee, take advantage of the USDA Loan Financing options available and discover your dream home in this enchanting community.

Newest Georgetown Homes with USDA Loan Financing available

3184 State Highway 58, Georgetown
$385,000
4 Beds ⋅ 4 Baths ⋅ 1544298 MLS
Looking for an incredible investment opportunity with a proven track record of consistent rental income? Whether you're looking to expand your investment portfolio or step into the world of income-producing real estate, or house hack - this beautifully renovated duplex offers the perfect combination of immediate income potential, thoughtful updates, and long-term value. Boasting approximately 2,100 square feet of total living space and right at an acre of land, this property has been tastefully renovated to provide comfortable, attractive living accommodations while maintaining the functionality and durability that make for a great rental investment. With years of consistent rental income, this duplex offers an established history that investors will appreciate. Beyond the cosmetic improvements, the owners have invested in important mechanical and infrastructure updates to help minimize future maintenance concerns. Both units received new water heaters and pressure-reducing valves in 2025, while the septic tanks have been professionally pumped and a new grinder pump installed within the past two months. These significant improvements provide added peace of mind for the next owner. Finding an income-producing property that combines an established rental history, tasteful renovations, and meaningful infrastructure improvements isn't always easy. Whether you're a seasoned investor searching for your next addition or a first-time buyer looking to begin building wealth through real estate, this duplex deserves your attention. The updates have been made, the rental history is established, and the opportunity is yours. Schedule your private showing today!

3184 State Highway 58, Georgetown
850 Blythe Ferry Lane, Georgetown
$400,000
3 Beds ⋅ 2 Baths ⋅ 1542953 MLS
Welcome to 850 Blythe Ferry Lane! This updated 3-bedroom, 2-bath manufactured home sits on a permanent foundation and offers approximately 2,128 square feet of comfortable living space on five fenced acres. Inside, you'll find two spacious living areas, including a larger room currently used as a pool-table room, plus an office or sitting area connected to the primary suite through French doors. The primary suite also features a large walk-in closet. Outside, enjoy a covered front porch, screened back porch, and connecting deck leading to the above-ground pool. The property also includes a large barn with electricity, generous storage on both sides, and an enclosed section. With room to spread out, and inviting outdoor areas, this property offers a versatile combination of country living, a mini farm, recreation, and functionality.

850 Blythe Ferry Lane, Georgetown
600 Rockholt Lane, Georgetown
$899,000
3 Beds ⋅ 3 Baths ⋅ 1542227 MLS
Wake up to beautiful Hiwassee River views and unwind each evening from the covered back porch of this thoughtfully crafted waterfront home in Rockholt Peninsula Shores. Situated on 1.33 acres, this single level residence offers 1,872 square feet of comfortable living space with three bedrooms, two and a half bathrooms, and a well designed floor plan that balances open gathering spaces with private retreats. Inside, luxury vinyl flooring, crown molding, and quality built-ins add warmth and character throughout the home. The open living area creates an inviting space for everyday living and entertaining, while a gas fireplace provides a welcoming focal point in the family room. The kitchen features a generous island with breakfast bar, offering plenty of space for meal preparation, casual dining, and gathering with family and friends. Built in bookcases and additional storage provide both function and style while maintaining the home's comfortable atmosphere. The primary suite offers a wonderful connection to the outdoors with direct access to the covered back porch. Its private bathroom features a double vanity, tiled walk-in shower, and soaking tub, creating a relaxing retreat at the end of the day. Two additional bedrooms provide comfortable accommodations for family, guests, an office, or hobbies. An additional full bathroom and convenient half bathroom with a laundry closet provide added functionality for everyday living and guests. Step outside and the waterfront setting truly takes center stage. The covered back porch opens onto a spacious deck overlooking breathtaking Hiwassee River views, creating an ideal setting for outdoor dining, entertaining, or simply relaxing while taking in the scenery. A concrete path and steps lead directly to the river, providing easy access to the water for fishing, paddling, boating, or peaceful afternoons along the river. A fenced side yard offers additional outdoor space for pets or recreation. A detached two car garage provides convenient parking along with valuable storage space. With quality craftsmanship, thoughtfully designed living spaces, beautiful outdoor areas, and direct access to the Hiwassee River, this property offers a rare opportunity to enjoy waterfront living in a peaceful setting. Come experience the views, the setting, and the lifestyle this exceptional waterfront home has to offer. Schedule your private showing today!

600 Rockholt Lane, Georgetown
1513 Eads Bluff Road NW, Georgetown
$380,000
3 Beds ⋅ 2 Baths ⋅ 1542012 MLS
REMODELED HOME | PRIVATE SETTING | FLEXIBLE LIVING SPACE - Enjoy privacy, updated finishes, and a convenient location in this beautifully remodeled 3 bedroom, 2 bathroom home offering approximately 1,736 square feet. The refreshed interior features modern touches throughout, including double vanities, spacious walk-in closets, and versatile rooms that can easily adapt to your needs. Create a dedicated home office, dressing or vanity room, hobby space, or additional flex area to make the layout your own. Outside, the private lot offers a peaceful setting with room to enjoy the outdoors. Located just a short drive from Cleveland and even closer to the river, this home offers the opportunity to enjoy a quieter setting while keeping everyday conveniences and outdoor recreation within easy reach.

1513 Eads Bluff Road NW, Georgetown
11134 Highway 58, Georgetown
$310,000
4 Beds ⋅ 3 Baths ⋅ 1541032 MLS
Welcome to 11134 Highway 58 in Georgetown, Tennessee, where a complete renovation meets the space and peaceful setting of approximately 1.4 acres. This beautifully updated 4-bedroom, 3-bathroom home has been thoughtfully remodeled from top to bottom, offering fresh finishes and plenty of room to make your own. Step inside to a bright, refreshed interior highlighted by a completely remodeled kitchen featuring new cabinetry, beautiful stone countertops, updated fixtures, and modern finishes. The home's three bathrooms have also been fully renovated, bringing a clean, contemporary feel throughout. With four bedrooms and generous living space, the floor plan offers plenty of flexibility for family, guests, a home office, or additional recreational space. An attached two-car garage provides convenient parking, storage, and easy access to the home. Outside, you'll find approximately 1.4 acres, providing the space and privacy of a country setting with plenty of room to enjoy the outdoors. The covered front porch offers the perfect place to relax and take in the peaceful surroundings. With a fully remodeled interior, new kitchen, stone countertops, updated bathrooms, four bedrooms, three full bathrooms, attached two-car garage, and a spacious lot, this Georgetown home brings together modern updates and country living in one move-in-ready package.

11134 Highway 58, Georgetown
236 Sam Johnson Road NW, Georgetown
$750,000
3 Beds ⋅ 3 Baths ⋅ 1540339 MLS
RARE opportunity to live on the RIVER in the Lake Pointe subdivision! PRICED BELOW APPRAISAL! Whether it's entertaining, swimming in the river, or swimming in the POOL this home has it all! Step inside and immediately be taken away with the view. Vaulted ceilings and numerous windows add charm to the main living areas. This home features a screened oversized porch overlooking water views and the pool house. There is a detached garage with plenty of working space. Don't forget this oasis has a full finished basement with a second kitchen, second dining room, entertainment room, bathroom, and sleeping space! The lower covered porch has plenty of seating for gathering friends and outdoor grilling area overlooking a tranquil water feature. The home comes with a chair lift extending from top level to the bottom level for anyone that may benefit. Lots of floored attic space. Nestled in Georgetown within Bradley County, it's only 20 minutes to the city of Cleveland. 30 minutes to Dayton, TN. 36 minutes to Harrison, TN where the Chickamauga Lake watershed/TN River feed into the Hiwassee River. Local B&B Marina & Restaurant is just a short drive. Come see this DREAM HOME today!!

236 Sam Johnson Road NW, Georgetown
11785 Maddox Drive, Georgetown
$574,900
3 Beds ⋅ 3 Baths ⋅ 1536084 MLS
***Seller Offering up to $10,000 towards Buyer Expenses*** Some mornings, the best plan is no plan at all. On this 1.22-acre wooded lot in Georgetown, that starts with coffee on the covered porch, birdsong instead of traffic, and enough privacy that you forget your closest neighbor exists. Inside, the main-level primary suite means no stairs to think about -- just a home that's ready to fit your life not just today, but the future too. A shiplap fireplace and vaulted living room give the space a calm, gathered feeling, while the fenced backyard leaves room for a garden, grandkids visiting, or a dog who loves to roam. Minutes from Chickamauga Lake, a short drive to Bear Trace at Harrison Park for a round of golf, and about 30-40 minutes from Chattanooga, or with historic downtown Cleveland close by for an easy afternoon out -- this is quiet living with easy reach to the things you love. Upstairs, you'll find a private retreat featuring a large third bedroom, full bathroom, and oversized bonus room. Whether you need a media room, home office, fitness space, playroom, second living area, or guest suite, this flexible space adapts to your lifestyle. Additional features include a welcoming front porch, dedicated laundry room, drop zone, generous storage, and a thoughtfully designed layout that offers both comfort and functionality. Located near Cleveland, TN within easy reach of Harrison Bay and Chattanooga, this home combines acreage, privacy, outdoor living, flexible living spaces, and modern finishes in one desirable package. Whether you're looking for room to grow, space to entertain, or simply a quieter pace of life, this property offers the opportunity to enjoy the best of East Tennessee living. BUYER ADVANTAGE - This home qualifies for a LENDER PAID 2-1 Buydown, offering reduced monthly mortgage payments during the first two years at no cost to the buyer or seller; specific lender required. **Sellers Closing expense of $5,000 is with acceptable offer - Call to schedule your private showing!

11785 Maddox Drive, Georgetown
000 No Pone Valley Road, Georgetown
$299,000
1392815 MLS
Welcome to your new homestead, farm, or hunting grounds. This 42.68 acres of pristine land is completely untouched by the developments making their way across Bradley County. Relax by the creek, hunt or hike in the woods, or build your dream home off the beaten path! Schedule your showing today before it's gone! *Residential driveway permit application is pending. *Please note this is a flag lot that connects to the road. There is no road frontage for sale. Please contact me or your agent to obtain a copy of the Plat Map. Buyer to verify all information as part of their due diligence. *Part of property is in a flood zone.

000 No Pone Valley Road, Georgetown
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