Georgetown Homes with FHA Financing available

Georgetown Homes with FHA Financing available

Welcome to Georgetown, Tennessee – a charming town that perfectly blends small-town charm with modern conveniences. Nestled in the heart of the Volunteer State, Georgetown offers residents a picturesque setting surrounded by lush landscapes and friendly neighbors. With its rich history and vibrant community spirit, this delightful area is an ideal place to call home.

Georgetown boasts a variety of local amenities, including quaint shops, cozy cafes, and beautiful parks perfect for outdoor activities. Families will appreciate the top-rated schools and safe neighborhoods, making it an excellent choice for those looking to settle down. The town’s convenient location provides easy access to larger cities nearby, ensuring that you can enjoy the tranquility of Georgetown while still being close to the hustle and bustle of urban life.

For prospective homeowners, Georgetown is a fantastic option, especially with the availability of FHA financing. This financing program makes it easier for first-time buyers and those with limited funds for a down payment to purchase their dream home. With a range of properties available, from charming single-family homes to modern townhouses, there’s something to suit every taste and budget.

Whether you’re drawn by the allure of the scenic countryside or the warmth of the community, Georgetown, TN, is a place where you can build lasting memories. Explore the possibilities of homeownership in this delightful town, and discover the perfect place to create your future. Your dream home awaits in Georgetown!

Newest Georgetown Homes with FHA Financing available

7441 Peytons Rise Way, Georgetown
$565,000
3 Beds ⋅ 3 Baths ⋅ 1545583 MLS
Welcome to 7441 Peytons Rise Way, a beautifully designed single-level home built in 2022 on nearly half an acre in peaceful Georgetown, Tennessee. With 2,517 square feet, three spacious bedrooms, 2.5 baths, and a bright sunroom ideal for a home office, this open floor plan offers room to spread out and room to gather, both indoors and out. The heart of the home is the open kitchen and living area, where a 10-foot center island, abundant cabinetry, and a large walk-in pantry make everyday cooking and entertaining effortless. A cozy gas-log fireplace anchors the living room. The primary suite is a true retreat, featuring two oversized walk-in closets (his and hers), a double vanity, a soaking tub, a separate shower, and windows that frame views of the trees. Two additional bedrooms offer flexibility for guests, family, or a second home office. At the back of the home, the sun-filled bonus room adds versatile space for working, reading, or relaxing, while the screened-in porch is the perfect spot for morning coffee or quiet evenings. Outside, the sodded, cross-buck style fenced yard stretches the full backyard, with plenty of room to entertain, grill, garden, and play. Tucked away from the hustle and bustle of traffic, the home enjoys a calm, quiet setting with rolling hills and open views, yet it's just a short drive to Ooltewah, Cleveland, Harrison Bay State Park, and downtown Chattanooga. With its desirable one-level layout, generous lot, and thoughtful flow, this home delivers comfort, functionality, and convenience.

7441 Peytons Rise Way, Georgetown
7484 Peytons Rise Way Lot #54, Georgetown
$540,000
3 Beds ⋅ 3 Baths ⋅ 1545413 MLS
Builder offering a $15,000 incentive on this home, subject to applicable terms, conditions, and eligibility requirements. Discover the space, flexibility, and comfort you've been looking for in this beautiful new-construction home in Grasshopper Estates! Situated on a generous 0.75-acre homesite, this 2,100-square-foot home offers 3 bedrooms, 3 full bathrooms, and a versatile bonus room that provides endless possibilities for your lifestyle. Whether you envision a home office, media room, playroom, hobby space, or a private retreat for guests, the additional space allows you to make this home your own. Designed with everyday living in mind, this thoughtfully planned home offers a welcoming layout with room to relax, entertain, and enjoy the benefits of new construction. The expansive homesite provides additional outdoor space to enjoy, while the flexible floor plan offers the comfort and functionality today's buyers are looking for. If you're searching for a brand-new home with extra room to spread out both inside and out, 7484 Peytons Rise Way is one to put on your list! Owner/Agent-Personal Interest

7484 Peytons Rise Way Lot #54, Georgetown
7436 Peytons Rise Way Lot #51, Georgetown
$540,000
3 Beds ⋅ 3 Baths ⋅ 1545404 MLS
Builder offering a $15,000 incentive on this home, subject to applicable terms, conditions, and eligibility requirements. Discover the perfect blend of space, comfort, and thoughtful design in this beautiful new-construction home in Grasshopper Estates! Situated on a generous 0.70-acre homesite, this 2,220-square-foot home features one of our most beloved floor plans, offering a versatile layout designed to make everyday living feel effortless. With 3 bedrooms, 3 full bathrooms, and a spacious 3-car garage, there is plenty of room to spread out, welcome guests, and enjoy the flexibility to fit your lifestyle. From the added space of the expansive homesite to the convenience of a well-designed floor plan, this home offers an inviting combination of functionality and room to grow. Whether you're looking for extra space for hobbies, entertaining, or simply enjoying the outdoors, this property delivers the opportunity to make the most of homeownership in a brand-new setting. Don't miss your chance to own this thoughtfully designed home in Grasshopper Estates, featuring a floor plan that continues to be a favorite for good reason! Owner/Agent-Personal Interest

7436 Peytons Rise Way Lot #51, Georgetown
234 Windmill Lane, Georgetown
$900,000
2 Beds ⋅ 3 Baths ⋅ 1544913 MLS
Stunning Year-Round Riverfront Retreat! Enjoy breathtaking river views from this gorgeous 2-Bedrroom, 2.5 Bath waterfront home. Designed for outdoor enthusiasts and peaceful living alike, this property features direct water access complete with a private dock and two covered boat slips. Whether you're entertaining on the deck or setting off for a day on the water, this home offers the ultimate riverfront lifestyle all year long. Step inside to find a inviting layout featuring spacious living areas, a well-appointed kitchen, and comfortable bedrooms designed for ultimate relaxation. Large windows throughout fill the home with natural light while framing continuous views of the water. Outside, expansive Trex decking provides the ideal setting for morning coffee, evening sunsets, and outdoor dining against a scenic backdrop. Complete with generous parking and easy access to local amenities, this exceptional property offers the perfect blend of tranquility, comfort, and direct waterfront living.

234 Windmill Lane, Georgetown
850 Blythe Ferry Lane, Georgetown
$400,000
3 Beds ⋅ 2 Baths ⋅ 1542953 MLS
Welcome to 850 Blythe Ferry Lane! This updated 3-bedroom, 2-bath manufactured home sits on a permanent foundation and offers approximately 2,128 square feet of comfortable living space on five fenced acres. Inside, you'll find two spacious living areas, including a larger room currently used as a pool-table room, plus an office or sitting area connected to the primary suite through French doors. The primary suite also features a large walk-in closet. Outside, enjoy a covered front porch, screened back porch, and connecting deck leading to the above-ground pool. The property also includes a large barn with electricity, generous storage on both sides, and an enclosed section. With room to spread out, and inviting outdoor areas, this property offers a versatile combination of country living, a mini farm, recreation, and functionality.

850 Blythe Ferry Lane, Georgetown
600 Rockholt Lane, Georgetown
$899,000
3 Beds ⋅ 3 Baths ⋅ 1542227 MLS
Wake up to beautiful Hiwassee River views and unwind each evening from the covered back porch of this thoughtfully crafted waterfront home in Rockholt Peninsula Shores. Situated on 1.33 acres, this single level residence offers 1,872 square feet of comfortable living space with three bedrooms, two and a half bathrooms, and a well designed floor plan that balances open gathering spaces with private retreats. Inside, luxury vinyl flooring, crown molding, and quality built-ins add warmth and character throughout the home. The open living area creates an inviting space for everyday living and entertaining, while a gas fireplace provides a welcoming focal point in the family room. The kitchen features a generous island with breakfast bar, offering plenty of space for meal preparation, casual dining, and gathering with family and friends. Built in bookcases and additional storage provide both function and style while maintaining the home's comfortable atmosphere. The primary suite offers a wonderful connection to the outdoors with direct access to the covered back porch. Its private bathroom features a double vanity, tiled walk-in shower, and soaking tub, creating a relaxing retreat at the end of the day. Two additional bedrooms provide comfortable accommodations for family, guests, an office, or hobbies. An additional full bathroom and convenient half bathroom with a laundry closet provide added functionality for everyday living and guests. Step outside and the waterfront setting truly takes center stage. The covered back porch opens onto a spacious deck overlooking breathtaking Hiwassee River views, creating an ideal setting for outdoor dining, entertaining, or simply relaxing while taking in the scenery. A concrete path and steps lead directly to the river, providing easy access to the water for fishing, paddling, boating, or peaceful afternoons along the river. A fenced side yard offers additional outdoor space for pets or recreation. A detached two car garage provides convenient parking along with valuable storage space. With quality craftsmanship, thoughtfully designed living spaces, beautiful outdoor areas, and direct access to the Hiwassee River, this property offers a rare opportunity to enjoy waterfront living in a peaceful setting. Come experience the views, the setting, and the lifestyle this exceptional waterfront home has to offer. Schedule your private showing today!

600 Rockholt Lane, Georgetown
1513 Eads Bluff Road NW, Georgetown
$380,000
3 Beds ⋅ 2 Baths ⋅ 1542012 MLS
REMODELED HOME | PRIVATE SETTING | FLEXIBLE LIVING SPACE - Enjoy privacy, updated finishes, and a convenient location in this beautifully remodeled 3 bedroom, 2 bathroom home offering approximately 1,736 square feet. The refreshed interior features modern touches throughout, including double vanities, spacious walk-in closets, and versatile rooms that can easily adapt to your needs. Create a dedicated home office, dressing or vanity room, hobby space, or additional flex area to make the layout your own. Outside, the private lot offers a peaceful setting with room to enjoy the outdoors. Located just a short drive from Cleveland and even closer to the river, this home offers the opportunity to enjoy a quieter setting while keeping everyday conveniences and outdoor recreation within easy reach.

1513 Eads Bluff Road NW, Georgetown
7532 Peytons Rise Way, Georgetown
$570,000
3 Beds ⋅ 3 Baths ⋅ 1541304 MLS
Are you looking for a convenient country lifestyle? Are you looking to be away from it all but not too far that you feel left out of the world? Are you looking for peace and privacy but a neighborhood that has get togethers and that down home feel where you can ask for a cup of sugar when needed. If you answered yes, you are in luck! Welcome home 7532 Peytons Rise Way. This beautiful home is in Grasshopper Estates in scenic Georgetown, TN! Centrally located between Ooltewah, Cleveland, and Dayton with just a 40 minute drive to downtown Chattanooga. Entering the home is as breathtaking as the drive to it. Enjoy a bright and timeless interior that creates a seamless flow between the exterior and interior selections. This home will be the perfect space for everyone, with its thoughtfully designed layout and spacious living spaces. The designer kitchen boasts ample cabinetry along with beautiful quartz, a walk-in pantry and large working island - perfect for all of you chefs out there! Tucked away on the back corner of the main level, enjoy a master retreat like no other, complete with a spacious en-suite and a walk-in closet featuring custom built ins. The dining room could also make the perfect flex space serving as an office area or wonderful entertaining space for formal occasions. Make your way upstairs where you will find 2 additional bedrooms, 1 full bathroom, and a large bonus room ready for you to personalize to your needs! As Fall and football season gear up, retreat to the covered back porch overlooking OVER 1 ACRE of property to enjoy the game or the crisp temperatures. Keep an eye out as deer and other wildlife are plentiful. You will be delighted with the oversized garage that fits a full size truck. This home is not lacking storage from the large closets, walk out attached and even a fantastic crawl space with enough room to stand store lawn equipment. Enjoy elevated country living here in Grasshopper Estates. Schedule your private tour today!

7532 Peytons Rise Way, Georgetown
11134 Highway 58, Georgetown
$310,000
4 Beds ⋅ 3 Baths ⋅ 1541032 MLS
Welcome to 11134 Highway 58 in Georgetown, Tennessee, where a complete renovation meets the space and peaceful setting of approximately 1.4 acres. This beautifully updated 4-bedroom, 3-bathroom home has been thoughtfully remodeled from top to bottom, offering fresh finishes and plenty of room to make your own. Step inside to a bright, refreshed interior highlighted by a completely remodeled kitchen featuring new cabinetry, beautiful stone countertops, updated fixtures, and modern finishes. The home's three bathrooms have also been fully renovated, bringing a clean, contemporary feel throughout. With four bedrooms and generous living space, the floor plan offers plenty of flexibility for family, guests, a home office, or additional recreational space. An attached two-car garage provides convenient parking, storage, and easy access to the home. Outside, you'll find approximately 1.4 acres, providing the space and privacy of a country setting with plenty of room to enjoy the outdoors. The covered front porch offers the perfect place to relax and take in the peaceful surroundings. With a fully remodeled interior, new kitchen, stone countertops, updated bathrooms, four bedrooms, three full bathrooms, attached two-car garage, and a spacious lot, this Georgetown home brings together modern updates and country living in one move-in-ready package.

11134 Highway 58, Georgetown
220 Sam Johnson Road NW, Georgetown
$750,000
3 Beds ⋅ 2 Baths ⋅ 1540686 MLS
RANCH on the RIVER with a full finished basement & Private Boat Ramp! Home features vaulted ceilings, hardwood floors, a screened back porch, and did we mention its steps to the water. Brand NEW garage built 2026. The first level has 3 bedrooms, 1 full bathroom, and a laundry room. With an open level concept in the kitchen, dining, and living room spaces you'll have endless opportunity to entertain. Come see the views from the covered porch or hang out with guests while enjoying cooler nights around a fire feature watching TV. The lower level has an open concept as well with a den, dining area, full kitchen, 2 guest rooms, and a full bathroom. Sit under the lower covered porch where you can grill out and watch the boats coast in. Dock with boat lift is shared with the neighboring property. This home is located on a quiet cove just off of the main channel. 5 minutes by boat to B&B Marina and Restaurant. Enjoy evening boat rides or paddling kayaks where the most beautiful mirrored sunsets are just at the end of this cove. 20 minutes to the city of Cleveland. 30 minutes to Dayton. 36 minutes to Harrison, TN. Recent appraisal completed August 2026. Come make this retreat your home today before it's gone!

220 Sam Johnson Road NW, Georgetown
236 Sam Johnson Road NW, Georgetown
$750,000
3 Beds ⋅ 3 Baths ⋅ 1540339 MLS
RARE opportunity to live on the RIVER in the Lake Pointe subdivision! PRICED BELOW APPRAISAL! Whether it's entertaining, swimming in the river, or swimming in the POOL this home has it all! Step inside and immediately be taken away with the view. Vaulted ceilings and numerous windows add charm to the main living areas. This home features a screened oversized porch overlooking water views and the pool house. There is a detached garage with plenty of working space. Don't forget this oasis has a full finished basement with a second kitchen, second dining room, entertainment room, bathroom, and sleeping space! The lower covered porch has plenty of seating for gathering friends and outdoor grilling area overlooking a tranquil water feature. The home comes with a chair lift extending from top level to the bottom level for anyone that may benefit. Lots of floored attic space. Nestled in Georgetown within Bradley County, it's only 20 minutes to the city of Cleveland. 30 minutes to Dayton, TN. 36 minutes to Harrison, TN where the Chickamauga Lake watershed/TN River feed into the Hiwassee River. Local B&B Marina & Restaurant is just a short drive. Come see this DREAM HOME today!!

236 Sam Johnson Road NW, Georgetown
11785 Maddox Drive, Georgetown
$574,900
3 Beds ⋅ 3 Baths ⋅ 1536084 MLS
***Seller Offering up to $10,000 towards Buyer Expenses*** Some mornings, the best plan is no plan at all. On this 1.22-acre wooded lot in Georgetown, that starts with coffee on the covered porch, birdsong instead of traffic, and enough privacy that you forget your closest neighbor exists. Inside, the main-level primary suite means no stairs to think about -- just a home that's ready to fit your life not just today, but the future too. A shiplap fireplace and vaulted living room give the space a calm, gathered feeling, while the fenced backyard leaves room for a garden, grandkids visiting, or a dog who loves to roam. Minutes from Chickamauga Lake, a short drive to Bear Trace at Harrison Park for a round of golf, and about 30-40 minutes from Chattanooga, or with historic downtown Cleveland close by for an easy afternoon out -- this is quiet living with easy reach to the things you love. Upstairs, you'll find a private retreat featuring a large third bedroom, full bathroom, and oversized bonus room. Whether you need a media room, home office, fitness space, playroom, second living area, or guest suite, this flexible space adapts to your lifestyle. Additional features include a welcoming front porch, dedicated laundry room, drop zone, generous storage, and a thoughtfully designed layout that offers both comfort and functionality. Located near Cleveland, TN within easy reach of Harrison Bay and Chattanooga, this home combines acreage, privacy, outdoor living, flexible living spaces, and modern finishes in one desirable package. Whether you're looking for room to grow, space to entertain, or simply a quieter pace of life, this property offers the opportunity to enjoy the best of East Tennessee living. BUYER ADVANTAGE - This home qualifies for a LENDER PAID 2-1 Buydown, offering reduced monthly mortgage payments during the first two years at no cost to the buyer or seller; specific lender required. **Sellers Closing expense of $5,000 is with acceptable offer - Call to schedule your private showing!

11785 Maddox Drive, Georgetown
Start Your Search

How much is your home worth?

Get instant property value now!