Watercrest Homes with Conventional Financing available

Welcome to Watercrest, a serene and picturesque subdivision nestled in the charming city of Harrison, Tennessee, located in Hamilton County. This inviting community is perfect for those seeking a blend of tranquility and modern living, making it an ideal place to call home. Surrounded by lush landscapes and scenic views, Watercrest offers residents a peaceful retreat while still being conveniently close to the vibrant amenities of the greater Chattanooga area.

The homes in Watercrest are thoughtfully designed, showcasing a variety of architectural styles that cater to diverse tastes. Whether you’re a first-time homebuyer or looking to upgrade, you'll find an array of options that fit your lifestyle. The subdivision features spacious layouts, modern finishes, and well-manicured yards, creating an inviting atmosphere for families and individuals alike.

One of the standout features of Watercrest is that conventional financing is readily available for prospective buyers. This accessibility makes it easier for you to secure your dream home in this desirable neighborhood. With competitive mortgage rates and flexible financing options, your journey to homeownership in Watercrest is within reach.

In addition to the beautiful homes, residents can enjoy a strong sense of community, with friendly neighbors and local events that foster connections. Explore nearby parks, trails, and recreational facilities, or take a short drive to the bustling city of Chattanooga, where a wealth of dining, shopping, and entertainment options await.

Discover the charm of Watercrest and envision your new life in this delightful Harrison community—where your dream home is just a heartbeat away!

Newest Watercrest Homes with Conventional Financing available

$710,000

6 Beds ⋅ 5 Baths ⋅ 1538379 MLS

Custom-built 6BR/5BA home near the water with an easy commute to Ooltewah and downtown Chattanooga. Spacious foyer opens to open-concept living, dining & kitchen. Main-level primary suite features a large en-suite bath with jetted tub, USB-equipped outlets, and a walk-in closet, plus a split-bedroom plan with two more main-level bedrooms. Wide doorways throughout provide accessible, easy-pass clearance. Fully finished basement adds multiple living spaces and a second primary suite with private bath and walk-in closet, perfect for multi-gen living or guests. Carpet has been removed from the basement and stairs, replaced with durable luxury vinyl plank flooring. The kitchen boasts a farmhouse sink, USB outlets, and all-new appliances, including a GE Profile induction cooktop. The washer and dryer stay with the home. New recessed lighting and fixtures have been added throughout the home. All bedrooms have tinted windows except the primary suite. A hybrid water heater was installed in December 2025, and a new garage door opener has also been added. Additional recent updates include fresh interior paint throughout, a flagpole base installed in the front flower bed, overhead storage racks added in the garage and cleared backyard brush for expanded usable outdoor space. This home is equipped with smart technology throughout, including WiFi-enabled dimming switches (including in the master bathroom), a WiFi door code entry system, and a fingerprint keypad lock. Security is covered by a hardwired ADT system protecting all doors and windows, with four keypad access points. Move-in ready. Schedule your showing today!

7311 Creek Ridge Drive, Harrison

$783,000

4 Beds ⋅ 4 Baths ⋅ 1533143 MLS

Located in the established Watercrest subdivision, this home offers the rare opportunity to own new construction on over an acre lot. You'll enjoy the peace and quiet of a mature neighborhood, while staying just a short drive from the boat ramps and recreational areas at Harrison Bay and Chickamauga Lake. Currently in the final 30-60 days of construction, this home is built with a focus on durability and energy efficiency. No corners were cut, and the builder's attention to detail is evident throughout. The main level features an airy, open-concept living and kitchen area, bathed in abundant natural light and anchored by a stunning wood-burning fireplace that serves as the room's focal point. With 12' ceilings and hardwood floors throughout, the space feels both expansive and inviting. Additionally, there is a flexible, separate room on this level that can serve as a formal dining room, office, or flex space. The primary suite is also conveniently located on the main floor, complete with a double tray ceiling, custom walk-in closet, and vaulted ensuite. A dedicated laundry room completes the main level. The upstairs layout is perfect for guests or family, featuring a large secondary suite with its own private ensuite and walk-in closet. Two additional bedrooms and another full bathroom are also located on this level. This home is built for lasting efficiency and low maintenance: Energy-Smart: Spray foam insulation & high-efficiency Carrier HVAC. Low Maintenance: Encapsulated crawl space with dehumidifier. Premium Finishes: KitchenAid appliances, Kohler fixtures, custom trim, and modern champagne gold/brushed nickel accents. Professional photography is coming soon as we approach completion! In the meantime, we invite you to schedule a tour to see the progress in person. Reach out today--if you act early, you may still have the opportunity to customize final selections.

7608 Watercrest Drive, Harrison

Start Your Search