Watercrest Homes with Conventional Financing available

Welcome to Watercrest, a serene and picturesque subdivision nestled in the charming city of Harrison, Tennessee, located in Hamilton County. This inviting community is perfect for those seeking a blend of tranquility and modern living, making it an ideal place to call home. Surrounded by lush landscapes and scenic views, Watercrest offers residents a peaceful retreat while still being conveniently close to the vibrant amenities of the greater Chattanooga area.

The homes in Watercrest are thoughtfully designed, showcasing a variety of architectural styles that cater to diverse tastes. Whether you’re a first-time homebuyer or looking to upgrade, you'll find an array of options that fit your lifestyle. The subdivision features spacious layouts, modern finishes, and well-manicured yards, creating an inviting atmosphere for families and individuals alike.

One of the standout features of Watercrest is that conventional financing is readily available for prospective buyers. This accessibility makes it easier for you to secure your dream home in this desirable neighborhood. With competitive mortgage rates and flexible financing options, your journey to homeownership in Watercrest is within reach.

In addition to the beautiful homes, residents can enjoy a strong sense of community, with friendly neighbors and local events that foster connections. Explore nearby parks, trails, and recreational facilities, or take a short drive to the bustling city of Chattanooga, where a wealth of dining, shopping, and entertainment options await.

Discover the charm of Watercrest and envision your new life in this delightful Harrison community—where your dream home is just a heartbeat away!

Newest Watercrest Homes with Conventional Financing available

$670,000

6 Beds ⋅ 5 Baths ⋅ 1538379 MLS

MOTIVATED SELLERS! BUYER INCENTIVES!! Custom-built 6BR/5BA home near the water with an easy commute to Ooltewah and downtown Chattanooga. Spacious foyer opens to open-concept living, dining & kitchen. Main-level primary suite features a large en-suite bath with jetted tub, USB-equipped outlets, and a walk-in closet, plus a split-bedroom plan with two more main-level bedrooms. Wide doorways throughout provide accessible, easy-pass clearance. Fully finished basement adds multiple living spaces and a second primary suite with private bath and walk-in closet, perfect for multi-gen living or guests. Carpet has been removed from the basement and stairs, replaced with durable luxury vinyl plank flooring. The kitchen boasts a farmhouse sink, USB outlets, and all-new appliances, including a GE Profile induction cooktop. The washer and dryer stay with the home. New recessed lighting and fixtures have been added throughout the home. All bedrooms have tinted windows except the primary suite. A hybrid water heater was installed in December 2025, and a new garage door opener has also been added. Additional recent updates include fresh interior paint throughout, a flagpole base installed in the front flower bed, overhead storage racks added in the garage and cleared backyard brush for expanded usable outdoor space. This home is equipped with smart technology throughout, including WiFi-enabled dimming switches (including in the master bathroom), a WiFi door code entry system, and a fingerprint keypad lock. Security is covered by a hardwired ADT system protecting all doors and windows, with four keypad access points. Move-in ready. Schedule your showing today! BUYER INCENTIVE available: Seller's preferred lender offering lender credit, rate buydown, or appraisal paid when buyers finance with them. Ask listing agent for details.

7311 Creek Ridge Drive, Harrison

$780,000

4 Beds ⋅ 4 Baths ⋅ 1533143 MLS

Sitting proudly atop a hill in the established Watercrest subdivision, this custom home takes full advantage of its elevated setting on over an acre of land. The gentle rise from the street creates a sense of privacy, offering treetop views, no front-facing neighbors, and exceptional natural light throughout the day. Currently in the final stretch of completion, this home reflects true artisan quality. The builder spared no expense--ensuring no corners were cut, and meticulous attention to detail was duly noted throughout the home. Real wood floors flow seamlessly throughout the entire residence, bringing warmth and timeless elegance to every room. The main level showcases an airy, open-concept design anchored by 12' ceilings and a wood-burning fireplace. It features a flexible room for a home office or formal dining, a dedicated laundry room, and a luxurious main-floor primary suite with double tray ceilings and a custom walk-in closet. The grand entrance remains entirely uncluttered, thanks to a cleverly hidden staircase tucked quietly out of view to preserve the open, majestic aesthetic of the foyer. While the main level delivers modern open-concept living, the phenomenal upstairs is a standout feature. It boasts a huge secondary master suite drenched in natural light, complete with high ceilings, a private en-suite bathroom, and a spacious walk-in closet with additional storage. Built for lasting efficiency, the home features spray foam insulation, a high-efficiency HVAC system, KitchenAid appliances, and Kohler fixtures. Enjoy the peace of a mature neighborhood with an easy, effortless commute to Ooltewah, all while remaining minutes from local dining, entertainment, premier golf courses, and quick access to Chickamauga Lake and Harrison Bay boat ramps. This home is a must see--schedule your private tour today!

7608 Watercrest Drive, Harrison

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