The Retreats At White Oak Homes with FHA Financing available

The Retreats At White Oak Homes with FHA Financing available

Welcome to The Retreats at White Oak, a serene and picturesque subdivision nestled in the charming city of Ooltewah, Tennessee, within Hamilton County. This community is designed for those who appreciate the perfect blend of tranquility and convenience, offering a peaceful retreat just minutes away from the vibrant amenities of the greater Chattanooga area.

The Retreats at White Oak features a stunning collection of homes that cater to a variety of lifestyles, from families seeking spacious layouts to couples desiring a cozy haven. Each residence is thoughtfully designed with modern finishes and open-concept living spaces, ensuring comfort and style. The lush, tree-lined streets and beautifully landscaped yards create an inviting atmosphere that truly feels like home.

One of the standout features of The Retreats at White Oak is the availability of FHA financing, making it an excellent choice for first-time homebuyers or those looking to make a wise investment. This financing option opens the door to homeownership for many, allowing you to embrace your dream of living in this idyllic community without the stress of overwhelming financial barriers.

Residents enjoy easy access to local parks, shopping, dining, and top-rated schools, ensuring that everything you need is just a stone’s throw away. Whether you’re exploring the scenic trails of nearby parks or enjoying a family picnic in your backyard, The Retreats at White Oak offers a lifestyle of comfort, convenience, and community. Come discover your perfect home in this enchanting subdivision today!

Newest The Retreats At White Oak Homes with FHA Financing available

$559,900
4 Beds ⋅ 4 Baths ⋅ 1538966 MLS
Immaculate 2021-built home in the highly desirable Retreats at White Oak! Offering 4 bedrooms, 3.5 bathrooms, and approximately 2,750 square feet, this beautifully maintained home combines modern finishes, a functional floor plan, and an unbeatable Ooltewah location. Step inside to an open-concept layout featuring hardwood floors, a cozy gas fireplace, and a stunning kitchen complete with stainless steel appliances, a gas range, and an eye-catching waterfall island that's perfect for entertaining. The spacious main-level primary suite offers two oversized walk-in closets and a spa-like ensuite bath with double vanities, a dedicated makeup area, a soaking tub, and a seamless glass shower with a rain shower head. Upstairs you'll find a versatile loft that's perfect for a home office or flex space, along with three generously sized bedrooms, each featuring its own walk-in closet, plus two full bathrooms. A convenient main-level laundry room, tile flooring in the bathrooms and laundry, an energy-efficient tankless (instant) hot water heater, natural gas, public sewer, and an attached two-car garage add to the home's everyday functionality. Enjoy relaxing on the covered back patio overlooking the fully fenced backyard with a privacy fence--ideal for entertaining or pets. Residents of The Retreats at White Oak enjoy outstanding neighborhood amenities including a community pool, clubhouse, and tennis courts. Conveniently located just minutes from I-75, Hamilton Place Mall, shopping, dining, and everyday conveniences, with downtown Chattanooga only about 20 miles away. This move-in ready home offers the perfect blend of style, comfort, and convenience. Schedule your private showing today!

8889 Silver Maple Drive, Ooltewah
$475,000
4 Beds ⋅ 3 Baths ⋅ 1535161 MLS
First Right of Refusal. Did somebody say gated community with top tier amenities for under $500,000? I know, we cant believe it either! Your next home is calling in The Retreats at White Oak! This move-in ready 4-bedroom, 2.5-bath home offers the perfect blend of style, functionality, and location in the heart of Ooltewah, just minutes from shopping, dining, and convenient interstate access. Recent updates include a beautifully reimagined kitchen featuring modern finishes, newly painted cabinetry, and a fresh contemporary feel that makes this home truly stand out. The thoughtfully designed floor plan offers open-concept living, ideal for both everyday living and entertaining, with spacious living areas, quality finishes, and abundant natural light throughout. The finished attic conversion adds approximately 160 additional square feet, creating a true 4th bedroom that offers flexibility for guests, a home office, bonus space, or growing families. Enjoy all the amenities The Retreats at White Oak has to offer, including sidewalks, community pool, Tennis courts, clubhouse, and beautifully maintained common areas. Schedule your private showing today!

9041 Silver Maple Drive, Ooltewah
$589,900
4 Beds ⋅ 3 Baths ⋅ 1532151 MLS
The Retreats at White Oak--one of Ooltewah's most desirable gated communities offering low county taxes and resort-style amenities. This beautifully crafted 4-bedroom home blends modern design with warm, livable elegance through its open-concept layout and thoughtful architectural details. The main level features a spacious living room highlighted by exposed wood beams and a striking white brick fireplace with a stained mantle, creating a true focal point. The home offers both a dedicated dining room with custom wall trim and a bright breakfast nook surrounded by windows--perfect for gatherings, morning coffee, or everyday living. The luxurious primary suite on the main level is a peaceful retreat with a tray ceiling, abundant natural light, and a sliding barn door leading to a spa-like bath. Enjoy a freestanding soaking tub, an oversized walk-in tile shower with dual niches, dual vanities with a center storage tower, and sleek black fixtures for a modern touch. Three additional bedrooms provide flexibility for family, guests, or workspace. A rare advantage of this home is the unfinished expansion space upstairs, offering endless potential for a bonus room, media room, or future added value. Outdoors, the fenced-in backyard provides privacy and room to play or relax. Residents enjoy low county taxes plus an impressive amenity package: a community pool, clubhouse, tennis courts, playground, walking areas, gated entry, and even a charming Little Free Library. All located in the sought-after Ooltewah, Tennessee. The community is close to top schools, shopping, dining, parks, and medical centers. A beautiful new construction home with luxury finishes, community perks, and room to grow--don't miss this opportunity.

8886 Silver Maple Drive, Ooltewah
$525,000
4 Beds ⋅ 4 Baths ⋅ 1526322 MLS
Welcome to 8975 Silver Maple Drive in the sought-after community of The Retreats at White Oak. Built in 2019, this 4-bedroom, 3.5-bath home offers 2,729 sq. ft. of thoughtfully designed living space. The main level features hardwood floors, a formal dining room, and a spacious living room with a gas fireplace accented in stone. The kitchen is equipped with granite countertops, stainless steel appliances, a gas range, and a large pantry, along with a breakfast nook for casual dining. The primary suite on the main level includes a walk-in closet, tile shower, and soaking tub. Upstairs, you'll find three additional bedrooms, two full baths, and a versatile loft area. Outdoor living is enhanced with a screened porch and a fenced backyard. Neighborhood amenities include a clubhouse, pool, tennis courts, and playground. Conveniently located near Ooltewah schools, shopping, and I-75 access.

8975 Silver Maple Drive, Ooltewah
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