Ray Jo Estates Homes with FHA Financing available

Welcome to Ray Jo Estates, a hidden gem nestled in the heart of Chattanooga, Tennessee! This charming subdivision offers a perfect blend of suburban tranquility and urban convenience, making it an ideal choice for families, professionals, and retirees alike. With its picturesque streets and friendly atmosphere, Ray Jo Estates is more than just a neighborhood; it's a community where neighbors become friends.

The homes in Ray Jo Estates boast a variety of architectural styles, ensuring that there’s something for everyone. From cozy single-family homes to spacious two-story residences, each property reflects a unique charm and character. Many of these homes are eligible for FHA financing, making homeownership more accessible and affordable for first-time buyers and those looking to invest in a new beginning.

Situated in Hamilton County, residents of Ray Jo Estates enjoy easy access to the vibrant city of Chattanooga, known for its rich history, stunning landscapes, and a plethora of recreational opportunities. Whether you’re exploring the scenic Riverwalk, visiting the renowned Tennessee Aquarium, or indulging in the local dining scene, there’s never a shortage of things to do.

Families will appreciate the proximity to excellent schools, parks, and community amenities that enhance the quality of life. With a strong sense of community and a welcoming spirit, Ray Jo Estates is the perfect place to call home. Discover the charm of this delightful subdivision and let your dream of homeownership become a reality in Ray Jo Estates!

Newest Ray Jo Estates Homes with FHA Financing available

$399,000

4 Beds ⋅ 3 Baths ⋅ 1533074 MLS

Welcome to 1701 Ray Jo Circle -- a spacious and well-maintained 4-bedroom, 3-bath home situated on a large lot in a convenient Chattanooga location. This property offers the perfect blend of comfort, functionality, and accessibility. Inside, you'll find an updated kitchen designed for both everyday living and entertaining. The home has been thoughtfully refreshed, with all carpets replaced just three years ago, new flooring installed in the basement, and fresh paint throughout the bathrooms, bedrooms, entryway, and full basement -- giving the home a clean, modern feel. The layout provides plenty of room to spread out, including a fully finished basement that adds valuable living space. Outside, enjoy the added charm and practicality of a custom-built bridge over the creek, creating a unique and peaceful outdoor setting on the generous lot. Parking is a breeze with off-street parking and a 2-car attached garage. Conveniently located just minutes from everyday essentials and local favorites -- you're only 9 minutes to Malone's and Hamilton Place Mall, 8 minutes to Erlanger East Hospital, 15 minutes to Volkswagen Chattanooga Plant, and just 20 minutes to downtown Chattanooga. Plus, you're only about 5 minutes to convenient access to Interstate 75, making commuting a breeze. If you're looking for space, updates, and a location that keeps you close to everything, this home is a must-see! *large tool cabinet in garage not included in the sale of home

1701 Ray Jo Circle, Chattanooga

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