Mill Town Homes with USDA Loan Financing available

Welcome to Mill Town, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the beautiful Hamilton County. This vibrant community boasts a perfect blend of suburban tranquility and urban convenience, making it an ideal place for families, young professionals, and retirees alike.

Mill Town is characterized by its picturesque streets lined with lush trees and well-maintained lawns, creating a warm and inviting atmosphere. Residents enjoy easy access to local parks, schools, and shopping centers, ensuring that all your daily needs are just a stone's throw away. The rich cultural heritage of Chattanooga is also within reach, offering an array of dining, entertainment, and outdoor activities that the city is renowned for.

One of the standout features of Mill Town is the availability of USDA loan financing for eligible homebuyers. This means that many families can realize their dream of homeownership with little to no down payment, making it an attractive option for those looking to settle in this delightful community. The homes in Mill Town are thoughtfully designed, offering modern amenities and spacious layouts that cater to a variety of lifestyles.

Whether you are searching for a cozy starter home or a larger family residence, Mill Town has something for everyone. Experience the charm of this inviting subdivision, where community spirit thrives, and the beauty of Chattanooga awaits. Discover your perfect home in Mill Town today!

Newest Mill Town Homes with USDA Loan Financing available

$399,900

3 Beds ⋅ 3 Baths ⋅ 1539796 MLS

Welcome to 1616 Cotton Way, a nearly new home in Chattanooga's desirable Mill Town community. Built in 2025, this thoughtfully designed home offers approximately 1,794 square feet with three bedrooms, two-and-a-half bathrooms, and a spacious upstairs bonus room that provides flexibility for a home office, media room, or additional living space. The open-concept main level features a well-appointed kitchen with generous cabinet space and a custom pantry designed for additional storage and organization. This home also comes with custom window treatments, adding a refined finishing touch throughout the interior. Upstairs, the spacious bedrooms provide comfortable retreats, including a private primary suite. The two-car, alley-loaded garage has been upgraded with a durable epoxy floor and built-in shelving, creating a clean and functional space for parking, storage, hobbies, or a home workshop. Located directly across from a beautifully landscaped community green space, this home offers a welcoming view and easy access to outdoor space. Enjoy a convenient Chattanooga location near downtown, dining, shopping, entertainment, and the ongoing redevelopment of the historic Coosa Mill. The seller is offering **$5,000 toward the buyer's closing costs with an acceptable offer**, making this an opportunity you will not want to miss!

1616 Cotton Way, Chattanooga

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