Mill Town Homes with FHA Financing available

Mill Town Homes with FHA Financing available

Welcome to Mill Town, an inviting subdivision nestled in the heart of Chattanooga, Tennessee, within the picturesque Hamilton County. This charming community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal place for families, young professionals, and retirees alike.

Mill Town boasts a variety of well-designed homes that cater to diverse tastes and lifestyles. From cozy single-family residences to spacious modern designs, there’s something here for everyone. The architecture reflects a harmonious blend of contemporary aesthetics and classic Southern charm, creating a warm and welcoming atmosphere.

One of the standout features of Mill Town is the accessibility of FHA financing for eligible buyers. This means that purchasing your dream home here is more attainable than ever, allowing you to secure a mortgage with lower down payment options. Whether you're a first-time homebuyer or looking to make a change, the availability of FHA financing opens doors to homeownership in this desirable community.

Living in Mill Town means enjoying the best of Chattanooga. Residents can take advantage of nearby parks, recreational facilities, and vibrant shopping and dining options. The community is also conveniently located, providing easy access to the bustling city center, where you can explore local attractions and cultural experiences.

If you’re ready to discover your perfect home in Mill Town, let us guide you through the process. Experience the charm of Chattanooga living, where your dream home awaits!

Newest Mill Town Homes with FHA Financing available

$339,900
3 Beds ⋅ 3 Baths ⋅ 1539813 MLS
Come see the spacious Decorated model Henley floorplan by Parkside Builders featuring beautiful designer finishes and Spray foam insulation! Enjoy beautiful views of Lookout Mountain and historical Coosa Mill also known as Mill Town. Home may qualify for Incentive. Ask agent for details. Decorated model hours are Wednesday -Saturday 10-5 Sunday 12-5.

2431 Twill Place, Chattanooga
$399,900
3 Beds ⋅ 3 Baths ⋅ 1539796 MLS
Welcome to 1616 Cotton Way, a nearly new home in Chattanooga's desirable Mill Town community. Built in 2025, this thoughtfully designed home offers approximately 1,794 square feet with three bedrooms, two-and-a-half bathrooms, and a spacious upstairs bonus room that provides flexibility for a home office, media room, or additional living space. The open-concept main level features a well-appointed kitchen with generous cabinet space and a custom pantry designed for additional storage and organization. This home also comes with custom window treatments, adding a refined finishing touch throughout the interior. Upstairs, the spacious bedrooms provide comfortable retreats, including a private primary suite. The two-car, alley-loaded garage has been upgraded with a durable epoxy floor and built-in shelving, creating a clean and functional space for parking, storage, hobbies, or a home workshop. Located directly across from a beautifully landscaped community green space, this home offers a welcoming view and easy access to outdoor space. Enjoy a convenient Chattanooga location near downtown, dining, shopping, entertainment, and the ongoing redevelopment of the historic Coosa Mill. The seller is offering **$5,000 toward the buyer's closing costs with an acceptable offer**, making this an opportunity you will not want to miss!

1616 Cotton Way, Chattanooga
$416,290
3 Beds ⋅ 3 Baths ⋅ 1539663 MLS
Come see the beautiful Emery which features 3 spacious bedrooms, 2 1/2 baths, large bonus/ flex space upstairs, gourmet kitchen with walk-in pantry and 2 car alley loaded garage. The Emery is one of the builder's most popular floorplans and will face a beautifully landscaped community green space. Home is not currently under construction but due to begin soon. Home to have Boutique elevation with second floor open balcony off of the spacious second floor vaulted flex space. Buyer has an opportunity to choose all design finishes before construction begins. Don't miss out on the opportunity to make the home truly yours. Home is also eligible for generous Builder incentives. Ask agent for details! Renovations have already begun on the former Coosa Mill which is to feature an assortment of mixed retail, storage, parking and also just a short walk to the new Flying Pickle which is currently under construction. Decorated Model Hours Wednesday -Saturday 10a-5p Sunday 12p-5p,

1850 Cotton Way, Chattanooga
$354,900
3 Beds ⋅ 3 Baths ⋅ 1539298 MLS
Parkside Builders is proud to offer the spacious Gayle townhome in Phase 2 which will face a gorgeous community green space and adjacent to ample guest parking . This end unit features a second level terrace, 3 bedrooms 2 1/2 baths, single car garage, and many included designer finishes. Units are a brief walk to the up and coming mixed development Mill Town which will host a grocery chain, boutiques, offices and condominiums. Construction is due to begin soon with completion due Fall of 2026. Buyer has an opportunity to choose all interior design choices to truly make a space that feels like home. Limited investor opportunities are also available for leases 6 mo+. Home also qualifies for Builder incentives plus City of Chattanooga Down Payment Assistance Program. Ask agent for details. Model hours Wednesday-Saturday 10-5 Sunday 12-5.

1886 Cotton Way, Chattanooga
$324,900
2 Beds ⋅ 3 Baths ⋅ 1539296 MLS
Parkside Builders is proud to offer the most desired Fontaine townhome floorplan in Phase 2 . This unit features a second floor open balcony, 2 bedrooms 2 1/2 baths plus spacious upstairs bonus room, single car garage and many included designer finishes. Units are a brief walk to the up and coming mixed development Mill Town which will host a grocery chain, boutiques, offices and condominiums. Construction is due to begin soon with completion due Fall of 2026. Buyer has an opportunity to choose all interior design choices to truly make a space that feels like home. Limited investor opportunities are also available for leases 6 mo+. Home also qualifies for Builder incentives plus City of Chattanooga Down Payment Assistance Program. Ask agent for details. Model hours Wednesday-Saturday 10-5 Sunday 12-5.

1890 Cotton Way, Chattanooga
$413,070
4 Beds ⋅ 3 Baths ⋅ 1538762 MLS
Parkside Builders features the spacious open concept Dalton floorplan overlooking the future expansive Community Green Space. Home will have the Boutique elevation featuring a second floor covered balcony off of the primary sweet. Home to also feature 4 bedrooms 2 1/2 baths, solid oak stairs and large center kitchen island. Construction to begin soon and be completed before the end of the year. Buyer has the opportunity to choose all design finishes before materials are ordered. All homes feature Spray Foam Insulation,, James Hardy siding and name brand building materials. The Parks at Mill Town is a short walk to the up and coming Coosa Mill where residents will enjoy shopping and dining once renovations are complete. BUILDER TO INCLUDE $15,000 TOWARD CLOSING COSTS OR $15,000 OFF DESIGN SELECTIONS WITH USE OF PREFERRED LENDER AND TITLE. Model Hours are Wednesday - Saturday 10-5. Sunday 12-5.

1608 Cotton Way, Chattanooga
$339,900
2 Beds ⋅ 3 Baths ⋅ 1538761 MLS
Parkside Builders is proud to offer the new Gayle townhome floorplan. This unit features 2 bedrooms 2 1/2 baths plus spacious upstairs bonus room, single car garage, wood stairs and many other included designer finishes. Units are a brief walk to the up and coming mixed development Mill Town which will host a grocery chain, boutiques, offices and condominiums. Home is ready now for quick move in. Limited investor opportunities are also available for leases 6 mo+. Model hours Wednesday-Saturday 10-5 Sunday 12-5.

1773 Cotton Way, Chattanooga
$279,000
2 Beds ⋅ 3 Baths ⋅ 1538759 MLS
Chattanooga living at its best in Mill Town! The Sedona floor plan by Parkside Builders blends modern design with functional 2BR/2.5 bath living, designer finishes, spray foam insulation, and walkable community with new greenspaces. ONLY MINUTES from downtown, explore restaurants, shops, parks, and city culture while enjoying peaceful mountain views and quality craftsmanship throughout your new home. Home qualifies for City of Chattanooga Down Payment Assistance Program. Ask agent for details! Call today! Model hours are Wednesday-Saturday 10-5 Sunday 12-5.

2429 E 17th Street, Chattanooga
$320,000
3 Beds ⋅ 3 Baths ⋅ 1537645 MLS
Embrace contemporary elegance at Mill Town--a distinguished collection of townhomes by Dwell Designed Construction, nestled in one of Chattanooga's most exciting neighborhoods. Just steps from the historic Coosa Mill, these new construction homes are perfectly positioned in an area undergoing a vibrant urban renaissance. The home's three-level design begins on the first floor with an open-concept living space that integrates a cozy living room with an efficient, eat-in kitchen, along with a half bath and a deck perfect for unwinding. The second floor features two inviting bedrooms, a full bath, and a dedicated laundry area, as well as another private, covered deck to enjoy the outdoors. The entire third floor serves as the primary suite, complete with an ensuite bathroom and dual closets, all accented by contemporary details including modern lighting, elegant quartz countertops, and a beautifully tiled shower. Offering low-maintenance living and situated minutes from downtown Chattanooga, the bustling Southside district, and the quaint Highland Park--with convenient I-24 access--Mill Town isn't just a residence, it's your new urban lifestyle. May qualify for STVR permit with the city per new guidelines. Limited Investor Opportunities available!

2550 E 18th Street, Chattanooga
$365,000
3 Beds ⋅ 3 Baths ⋅ 1526011 MLS
Preferred lender incentives available. This home may qualify for a Short-Term Vacation Rental (STVR) permit under the city's new guidelines—limited investor opportunities available. Welcome to Mill Town, a contemporary townhome community by boutique luxury builder Dwell Designed Construction, located in one of Chattanooga's most exciting and rapidly evolving urban neighborhoods. Just steps from the historic Coosa Mill, this community sits at the center of a planned multi-phase redevelopment featuring future residential, retail, office space, and a neighborhood grocer. This middle unit is the largest floor plan in the community offering 1,710 square feet of thoughtfully designed living space across three levels. One of its most distinctive features is covered rear porches on every floor, culminating in a top-level owner's suite with a private walkout deck showcasing mountain and mill views. The main living level features an open-concept layout that seamlessly connects the living room and eat-in kitchen, highlighted by modern finishes and efficient design. A convenient half bath and private outdoor deck make this level ideal for entertaining or everyday living. The second floor offers two bedrooms, a full bathroom, a dedicated laundry area, and an additional covered outdoor space—perfect for guests, roommates, or flexible living arrangements. The entire third floor is dedicated to the primary suite, featuring an ensuite bathroom, large walk-in closet, and elevated finishes including quartz countertops, designer lighting, and a beautifully tiled shower. Designed for low-maintenance, lock-and-leave living, this new construction townhome is minutes from downtown Chattanooga, the vibrant Southside district, and Highland Park, with easy access to Interstate 24. Mill Town isn't just a place to live—it's an opportunity to own in Chattanooga's next chapter of urban growth.

1843 Coosa Way, Chattanooga
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