Johnsons A M Homes with FHA Financing available

Johnsons A M Homes with FHA Financing available

Welcome to Johnsons A M, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the picturesque Hamilton County. This delightful community is known for its friendly atmosphere and convenient location, making it an ideal choice for families, professionals, and retirees alike.

Johnsons A M offers a variety of homes that cater to diverse lifestyles and budgets. With FHA financing available, this subdivision is particularly attractive for first-time homebuyers looking to make their dream of homeownership a reality. The FHA loans provide an accessible pathway to homeownership, allowing buyers to secure their perfect home with lower down payment options and flexible credit requirements.

As you explore the neighborhood, you’ll find beautifully maintained homes that reflect a mix of modern and traditional designs. Each residence exudes character and charm, creating a warm and inviting environment. Residents enjoy spacious yards, perfect for outdoor gatherings, gardening, or simply soaking in the serene surroundings.

The location of Johnsons A M is unbeatable, with easy access to local amenities, schools, parks, and shopping centers. The vibrant city of Chattanooga is just a stone's throw away, offering a wealth of recreational opportunities, cultural attractions, and dining experiences.

Whether you’re looking to settle down or invest in a promising property, Johnsons A M is a community that truly feels like home. Experience the perfect blend of comfort, convenience, and charm in this delightful Chattanooga subdivision. Come discover your future home today!

Newest Johnsons A M Homes with FHA Financing available

$740,000
4 Beds ⋅ 4 Baths ⋅ 1540066 MLS
**Currently under construction. Inquire with the listing agent about completion date.** Welcome to 4309 Michigan Avenue, a thoughtfully designed brand-new construction home with four bedrooms and three-and-a-half bathrooms, tucked against the foot of Lookout Mountain in St. Elmo. Ideally situated within walking distance of St. Elmo's top restaurants and the scenic Guild Trail, this home offers two spacious primary suites, one on the main level and another upstairs. The flexible layout is complemented by beautiful finishes, including real hardwood floors and marble tile in the impressive primary bathrooms. A rich green exterior, warm wood front door, and inviting curb appeal create a memorable first impression, while the convenient location keeps you close to neighborhood favorites and downtown Chattanooga. Inside, the open-concept main level is designed for comfortable everyday living and easy entertaining. The spacious living room opens directly to the back patio, extending the gathering space outdoors. The adjoining dining area flows naturally into the beautifully arranged kitchen, where a large island provides plenty of room for meal preparation, casual dining, and conversation. The main-level primary suite offers privacy and convenience, complete with a roomy en suite bathroom featuring marble tile, a walk-in shower, and an exceptionally large walk-in closet. Upstairs, a generous landing creates flexible space for a sitting area, playroom, or home office. The second primary suite includes its own spacious bathroom with marble tile and a walk-in shower, along with another large walk-in closet. Two additional guest bedrooms share a full bathroom, while the conveniently located laundry room completes this level. With two primary suites, an open and functional layout, inviting outdoor space, and a desirable St. Elmo setting near Lookout Mountain, 4309 Michigan Avenue offers the flexibility and comfort to complement a variety of lifestyles. The land bordering the property on the left is owned by the City and will remain undeveloped, preserving the forested surroundings beside the home. Local lenders are preferred. Schedule your private showing today!

4309 Michigan Avenue, Chattanooga
$330,000
2 Beds ⋅ 1 Baths ⋅ 1539423 MLS
Welcome to this charming bohemian-inspired bungalow in the heart of St. Elmo! Small in size but exceptionally livable, this home is neat as a pin and completely move-in ready. Recent updates include a new roof and ducting for HVAC system, offering peace of mind for years to come. Inside, you'll find two comfortable bedrooms, one full bath, and an oversized kitchen featuring charming period appliances that add character and timeless appeal. Every space has been thoughtfully maintained, creating a warm and inviting atmosphere. Located in one of Chattanooga's most desirable communities, this home is central to downtown, shopping, dining, parks, and outdoor recreation. Whether you're looking for a primary residence, a turnkey investment property, or a potential VRBO, this home offers outstanding flexibility. And don't forget the basement that we haven't even shown you with more storage and the potential for expansion. The spacious backyard presents an exciting opportunity to add a carriage house for rental income while still providing space for a personal garage. New homes being constructed on the same street are over $700,000. Full of charm, potential, and an unbeatable location, this St. Elmo gem is ready for its next owner. Is that you?

4304 Michigan Avenue, Chattanooga
$514,900
4 Beds ⋅ 3 Baths ⋅ 1536857 MLS
*RECENT PRICE IMPROVEMENT* Welcome to 106 Everett Street, where historic neighborhood charm meets modern comfort and relaxation! Tucked away in a peaceful, private setting within the highly sought after St. Elmo community, this meticulously revitalized Craftsman-Inspired Cottage Home offers a lifestyle that's increasingly hard to find anywhere else in Chattanooga. Our home is offering 4 spacious bedrooms (with primary bedroom, bathroom and backyard access on the main floor), 3 full bathrooms, an upstairs bonus room and/or office space with walk-in storage area, a covered front porch, and a large private backyard granting access to the scenic Guild Trail, the possibilities are truly endless. As you venture throughout the home, an abundance of natural light pours in, highlighting new flooring, windows, kitchen and lighting appliances throughout. The open floorplan flows seamlessly into the living room, kitchen with built-in entertaining bar and RO Water Filtration system installed at the kitchen sink, formal dining room; and then, right off the kitchen, a separate mudroom/laundry room grants sidewalk access to the backyard. When stepping outside, you could enjoy morning coffee on either the covered front porch, or in a seating arrangement of your choosing out back. The backyard provides a tranquil setting with space for children, pets, and guests to enjoy extracurricular activities, as well as gives homeowners the space to garden or host additional outdoor activities with ease. Owner and/or guest parking is available at the beginning of the newly-paved sidewalk, or right along Everett Street as is needed. Mere minutes from all of St. Elmo's restaurants, shops, parks and attractions, as well as many additional attractions up on Lookout Mountain, such as Rock City, Ruby Falls, or Lula Lake Land Trust. This move-in-ready home truly offers the best of St. Elmo living. Schedule your showing or tour today! Buyer to verify all information.

106 Everett Street, Chattanooga
$694,700
4 Beds ⋅ 3 Baths ⋅ 1530801 MLS
***SELLER IS MOTIVATED*** and willing to offer a $10,000 price concession! Step into this beautiful and fully updated 4-bedroom, 3-bathroom craftsman bungalow located in the heart of historic and hip Saint Elmo. Thoughtfully laid out with an open floor plan that flows seamlessly through the spacious living, dining, and eat-in kitchen, all while maintaining clear demarcations for a cozy, yet breezy feel. The kitchen is dreamy: custom ceiling-height cabinetry, sleek granite countertops, a single basin porcelain sink, stainless steel appliances, and a pot filler over the gas range for extra convenience. A dedicated pantry adds to the abundance of storage, while the central island--complete with counter seating--does double duty as both prep space and a casual dining spot. The primary bedroom and ensuite is conveniently located on the main floor with a walk-in closet complete with organizational closet system. Also located on the main floor is a second bedroom and full bathroom--perfect for your home office, hobby room, and guest suite. Upstairs, you'll find two additional cozy bedrooms, each with plenty of character, plus a large shared bathroom. Storage is abundant here, with attic eaves space, a laundry room with a utility sink, and a low-maintenance yard that's been recently extensively and thoughtfully landscaped. Original hardwood floors on the main level with hardwood floors in all of the bedrooms and main living areas. For added character - brick chimney features that mark this house as one of Saint Elmo's historic charmers. And so importantly - ample natural light from the Paella windows throughout adds to the warmth and charm of this home. The allure of this property is further enhanced by its prime location in the heart of Saint Elmo, which has many amenities to offer and is known for its hiking and mountain biking trails. The local watering hole, The Woodshop, is located just down the Avenue and within walking distance for most.

4620 Saint Elmo Avenue, Chattanooga
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