Derby Downs Phase I Homes with FHA Financing available

Derby Downs Phase I Homes with FHA Financing available

Welcome to Derby Downs Phase I, an enchanting subdivision nestled in the heart of Chattanooga, Tennessee. This vibrant community is a hidden gem within Hamilton County, offering a perfect blend of suburban tranquility and urban convenience. With its picturesque landscapes and friendly atmosphere, Derby Downs Phase I is an ideal place for families, young professionals, and anyone seeking a serene lifestyle.

The homes in Derby Downs Phase I are designed with modern living in mind, featuring spacious layouts and contemporary finishes that cater to a variety of tastes. Whether you’re looking for a cozy starter home or a more expansive residence, this subdivision has something for everyone. The community is not only aesthetically pleasing but also functional, with easy access to local amenities, parks, and schools, ensuring that everything you need is just a stone’s throw away.

One of the standout features of Derby Downs Phase I is the availability of FHA financing for qualified buyers. This means that homeownership is more accessible than ever, making it an excellent opportunity for first-time buyers or those looking to invest in a growing area. With FHA financing options, you can secure your dream home with lower down payment requirements and competitive interest rates, allowing you to make the most of your investment.

Explore Derby Downs Phase I and discover a community where charm meets convenience. Embrace the opportunity to call this delightful neighborhood your home, where every day feels like a retreat. Your new adventure awaits in the heart of Chattanooga!

Newest Derby Downs Phase I Homes with FHA Financing available

$525,000
4 Beds 3 Baths 1538421 MLS
Nestled in the quiet, well-established Derby Downs neighborhood, this home offers the perfect blend of comfort and convenience. Known for its welcoming atmosphere, beautifully maintained homes, and easy access to parks, shopping, dining, everyday amenities, and local schools, Derby Downs is a wonderful place to call home. This inviting 4-bedroom, 2.5-bath residence offers generous living space, a functional floor plan, and a backyard designed for relaxing, entertaining, and making lasting memories with family and friends. Step inside to a welcoming two-story foyer with beautiful hardwood floors and an abundance of natural light. The spacious living room features a cozy brick gas fireplace and flows seamlessly into the kitchen and breakfast area, creating an ideal space for everyday living and entertaining. The kitchen combines style and function with granite countertops, custom cabinetry, stainless steel appliances, and a pantry. The main level also offers a flexible room that's perfect for a home office, playroom, or guest room. In addition, there is a formal dining room that could also serve as a keeping room or second living area. A mudroom, laundry room, and convenient half bath complete the main floor. Upstairs, you'll find three additional bedrooms, including a spacious primary suite with a walk-in closet and private bath. A second full bath and a large bonus room offer endless possibilities as a media room, playroom, home gym, hobby space, or a possible fifth bedroom if desired. The backyard is where this home truly shines. The fully fenced outdoor space is thoughtfully designed for both relaxation and entertaining, featuring an in-ground pool, a spacious patio for grilling and gatherings, a hot tub tucked beneath a pergola, and a fire pit perfect for enjoying cool evenings. Offering spacious living areas, flexible spaces to fit your lifestyle, and an outdoor retreat you'll enjoy year-round, this Derby Downs home is ready to welcome its next owners. Conveniently located near shopping, dining, parks, and major commuter routes, it combines everyday comfort with exceptional convenience. Schedule your private showing today!

2648 Churchill Downs Circle, Chattanooga

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